The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc Com 001055102 279 5,043 SH   SOLE   5,043 0 0
Aflac Inc Com 001055102 71 1,286 SH   DFND   1,286 0 0
AIA Group Ltd Sponsored ADR Com 001317205 352 8,128 SH   SOLE   3,730 0 4,398
AT&T Inc Com 00206R102 5,596 266,978 SH   SOLE   264,677 0 2,301
AT&T Inc Com 00206R102 684 32,657 SH   DFND   32,337 0 320
Abbott Laboratories Com 002824100 40,571 373,412 SH   SOLE   372,472 0 940
Abbott Laboratories Com 002824100 641 5,896 SH   DFND   5,846 0 50
AbbVie Inc Com 00287Y109 10,716 69,965 SH   SOLE   69,165 0 800
AbbVie Inc Com 00287Y109 934 6,101 SH   DFND   5,833 0 268
Adobe Inc Com 00724F101 3,852 10,523 SH   SOLE   10,523 0 0
Adobe Inc Com 00724F101 60 165 SH   DFND   165 0 0
Agilent Technologies Inc Com 00846U101 307 2,582 SH   SOLE   2,582 0 0
Air Products & Chemicals Inc Com 009158106 11,476 47,722 SH   SOLE   47,522 0 200
Air Products & Chemicals Inc Com 009158106 308 1,281 SH   DFND   1,106 0 175
Allstate Corp Com 020002101 1,023 8,071 SH   SOLE   8,071 0 0
Alphabet Inc Class C Com 02079K107 1,358 621 SH   SOLE   621 0 0
Alphabet Inc Class C Com 02079K107 68 31 SH   DFND   31 0 0
Alphabet Inc Class A Com 02079K305 41,179 18,896 SH   SOLE   18,806 0 90
Alphabet Inc Class A Com 02079K305 285 131 SH   DFND   131 0 0
Altria Group Inc Com 02209S103 916 21,918 SH   SOLE   21,918 0 0
Altria Group Inc Com 02209S103 49 1,165 SH   DFND   1,165 0 0
Amadeus IT Group SA Unsponsore Com 02263T104 250 4,507 SH   SOLE   2,777 0 1,730
Amazon.com Inc Com 023135106 13,344 125,641 SH   SOLE   124,335 0 1,306
Amazon.com Inc Com 023135106 121 1,140 SH   DFND   1,140 0 0
Ambev SA Sponsored ADR Com 02319V103 34 13,702 SH   SOLE   13,702 0 0
American Electric Power Co Com 025537101 1,269 13,224 SH   SOLE   13,224 0 0
American Express Co Com 025816109 2,562 18,481 SH   SOLE   18,481 0 0
American Express Co Com 025816109 695 5,016 SH   DFND   5,016 0 0
American Tower Corporation REI Com 03027X100 10,680 41,785 SH   SOLE   41,637 0 148
American Tower Corporation REI Com 03027X100 45 176 SH   DFND   176 0 0
AmerisourceBergen Corp Com 03073E105 5,692 40,232 SH   SOLE   39,963 0 269
AmerisourceBergen Corp Com 03073E105 13 93 SH   DFND   93 0 0
Ameriprise Financial Inc Com 03076C106 25 104 SH   SOLE   104 0 0
Ameriprise Financial Inc Com 03076C106 208 874 SH   DFND   874 0 0
Amgen Inc Com 031162100 549 2,258 SH   SOLE   2,258 0 0
Amgen Inc Com 031162100 191 785 SH   DFND   785 0 0
Analog Devices Inc Com 032654105 22,228 152,151 SH   SOLE   151,458 0 693
Analog Devices Inc Com 032654105 248 1,696 SH   DFND   1,696 0 0
Andover Bancorp Inc Com 034263103 501 24,850 SH   SOLE   24,850 0 0
Elevance Health Inc Com 036752103 555 1,150 SH   SOLE   1,150 0 0
Apple Inc Com 037833100 103,682 758,355 SH   SOLE   756,151 0 2,204
Apple Inc Com 037833100 2,750 20,112 SH   DFND   20,032 0 80
AstraZeneca PLC Sponsored ADR Com 046353108 5,370 81,276 SH   SOLE   80,576 0 700
AstraZeneca PLC Sponsored ADR Com 046353108 36 540 SH   DFND   540 0 0
Atlas Copco AB Sponsored ADR C Com 049255706 104 11,200 SH   SOLE   5,176 0 6,024
Automatic Data Processing Inc Com 053015103 12,243 58,290 SH   SOLE   58,150 0 140
Automatic Data Processing Inc Com 053015103 317 1,507 SH   DFND   1,507 0 0
Ball Corp Com 058498106 219 3,189 SH   SOLE   3,189 0 0
Bank of America Corp Com 060505104 6,090 195,640 SH   SOLE   195,640 0 0
Bank of America Corp Com 060505104 179 5,747 SH   DFND   5,747 0 0
Bank of Montreal Com 063671101 249 2,585 SH   SOLE   2,585 0 0
Bank of New York Mellon Corp Com 064058100 2,177 52,189 SH   SOLE   52,189 0 0
Bank of New York Mellon Corp Com 064058100 96 2,290 SH   DFND   1,500 0 790
Baxter International Inc Com 071813109 555 8,636 SH   SOLE   8,636 0 0
Berkshire Hathaway Inc Class A Com 084670108 11,860 29 SH   SOLE   29 0 0
Berkshire Hathaway Inc Class B Com 084670702 1,908 6,990 SH   SOLE   6,990 0 0
Berkshire Hathaway Inc Class B Com 084670702 246 900 SH   DFND   900 0 0
BlackRock Inc Com 09247X101 20,779 34,118 SH   SOLE   33,930 0 188
BlackRock Inc Com 09247X101 150 247 SH   DFND   247 0 0
H&R Block Inc Com 093671105 225 6,357 SH   SOLE   6,357 0 0
Boeing Company (The) Com 097023105 629 4,604 SH   SOLE   4,379 0 225
Boeing Company (The) Com 097023105 52 382 SH   DFND   382 0 0
Nichols Trucking Company Com 10283000V 1,028 16,240 SH   SOLE   16,240 0 0
Bristol-Myers Squibb Company Com 110122108 2,017 26,195 SH   SOLE   26,195 0 0
Bristol-Myers Squibb Company Com 110122108 266 3,454 SH   DFND   3,454 0 0
Broadcom Inc Com 11135F101 1,502 3,092 SH   SOLE   3,092 0 0
Broadcom Inc Com 11135F101 177 364 SH   DFND   364 0 0
Brown & Brown Inc Com 115236101 4,129 70,768 SH   SOLE   70,768 0 0
Cigna Corporation (New) Com 125523100 1,345 5,104 SH   SOLE   5,104 0 0
CME Group Inc Com 12572Q105 1,738 8,489 SH   SOLE   8,489 0 0
CME Group Inc Com 12572Q105 27 131 SH   DFND   131 0 0
CSL Limited Sponsored ADR Com 12637N204 335 3,616 SH   SOLE   1,839 0 1,777
CSX Corporation Com 126408103 26,442 909,902 SH   SOLE   905,629 0 4,273
CSX Corporation Com 126408103 90 3,094 SH   DFND   3,094 0 0
CVS Health Corporation Com 126650100 17,425 188,054 SH   SOLE   186,969 0 1,085
CVS Health Corporation Com 126650100 296 3,199 SH   DFND   3,009 0 190
CaixaBank Unsponsored ADR Com 12803K109 54 46,345 SH   SOLE   46,345 0 0
Canadian Pacific Railway Ltd Com 13645T100 545 7,799 SH   SOLE   5,154 0 2,645
Caterpillar Inc Com 149123101 1,354 7,575 SH   SOLE   7,445 0 130
Caterpillar Inc Com 149123101 163 910 SH   DFND   910 0 0
Chevron Corp Com 166764100 31,046 214,437 SH   SOLE   213,120 0 1,317
Chevron Corp Com 166764100 1,397 9,650 SH   DFND   9,650 0 0
Chipotle Mexican Grill Inc Com 169656105 11,054 8,456 SH   SOLE   8,421 0 35
Chipotle Mexican Grill Inc Com 169656105 34 26 SH   DFND   26 0 0
Cincinnati Financial Corporati Com 172062101 3,984 33,482 SH   SOLE   33,482 0 0
Cincinnati Financial Corporati Com 172062101 152 1,275 SH   DFND   975 0 300
Cisco Systems Inc Com 17275R102 29,141 683,413 SH   SOLE   680,700 0 2,713
Cisco Systems Inc Com 17275R102 462 10,839 SH   DFND   10,839 0 0
Cintas Corporation Com 172908105 3,562 9,537 SH   SOLE   9,537 0 0
Civista Bancshares Inc Com 178867107 1,589 74,736 SH   SOLE   52,736 0 22,000
Clorox Company Com 189054109 667 4,733 SH   SOLE   4,260 0 473
Clorox Company Com 189054109 301 2,134 SH   DFND   2,134 0 0
Coca-Cola Company Com 191216100 21,022 334,157 SH   SOLE   332,922 0 1,235
Coca-Cola Company Com 191216100 473 7,523 SH   DFND   7,523 0 0
Colgate-Palmolive Company Com 194162103 975 12,171 SH   SOLE   12,171 0 0
Colgate-Palmolive Company Com 194162103 54 680 SH   DFND   680 0 0
Comcast Corporation Class A (N Com 20030N101 27,292 695,504 SH   SOLE   691,933 0 3,571
Comcast Corporation Class A (N Com 20030N101 186 4,744 SH   DFND   4,744 0 0
ConocoPhillips Com 20825C104 18,752 208,794 SH   SOLE   207,202 0 1,592
ConocoPhillips Com 20825C104 126 1,403 SH   DFND   1,403 0 0
Constellation Brands Inc Class Com 21036P108 540 2,315 SH   SOLE   2,315 0 0
Corning Inc Com 219350105 895 28,396 SH   SOLE   28,396 0 0
Corning Inc Com 219350105 128 4,060 SH   DFND   3,195 0 865
Corteva Inc Com 22052L104 501 9,258 SH   SOLE   8,940 0 318
Corteva Inc Com 22052L104 9 159 SH   DFND   159 0 0
Costco Wholesale Corporation Com 22160K105 14,448 30,146 SH   SOLE   29,910 0 236
Costco Wholesale Corporation Com 22160K105 74 155 SH   DFND   155 0 0
Crown Castle International Cor Com 22822V101 209 1,243 SH   SOLE   1,243 0 0
DR Horton Inc Com 23331A109 13,863 209,448 SH   SOLE   207,868 0 1,580
DR Horton Inc Com 23331A109 156 2,350 SH   DFND   2,110 0 240
DTE Energy Company Com 233331107 213 1,680 SH   SOLE   1,680 0 0
DTE Energy Company Com 233331107 23 180 SH   DFND   180 0 0
Danaher Corporation Com 235851102 26,928 106,217 SH   SOLE   106,073 0 144
Danaher Corporation Com 235851102 143 565 SH   DFND   565 0 0
Deere & Company Com 244199105 16,369 54,660 SH   SOLE   54,224 0 436
Deere & Company Com 244199105 245 818 SH   DFND   818 0 0
Delta Air Lines Inc Com 247361702 1,050 36,250 SH   SOLE   36,250 0 0
OSB Bancorp Inc Com 253OSB253 578 3,197 SH   SOLE   3,197 0 0
Disney (Walt) Company Com 254687106 31,782 336,676 SH   SOLE   335,683 0 993
Disney (Walt) Company Com 254687106 284 3,011 SH   DFND   3,011 0 0
Discover Financial Services Com 254709108 509 5,379 SH   SOLE   5,379 0 0
Dollar General Corporation (Ne Com 256677105 6,089 24,809 SH   SOLE   24,407 0 402
Dollar General Corporation (Ne Com 256677105 49 201 SH   DFND   201 0 0
Dominion Energy Inc Com 25746U109 981 12,290 SH   SOLE   11,890 0 400
Dominion Energy Inc Com 25746U109 64 800 SH   DFND   800 0 0
Dow Inc Com 260557103 515 9,986 SH   SOLE   8,611 0 1,375
Dow Inc Com 260557103 11 217 SH   DFND   217 0 0
Duke Energy Corporation (New) Com 26441C204 1,864 17,388 SH   SOLE   17,288 0 100
Duke Energy Corporation (New) Com 26441C204 446 4,157 SH   DFND   4,157 0 0
DuPont de Nemours Inc Com 26614N102 724 13,024 SH   SOLE   12,974 0 50
DuPont de Nemours Inc Com 26614N102 2 32 SH   DFND   32 0 0
Ecolab Inc Com 278865100 9,491 61,724 SH   SOLE   61,466 0 258
Ecolab Inc Com 278865100 32 210 SH   DFND   210 0 0
Emerson Electric Company Com 291011104 12,348 155,246 SH   SOLE   154,841 0 405
Emerson Electric Company Com 291011104 572 7,187 SH   DFND   7,187 0 0
Expeditors International of Wa Com 302130109 208 2,134 SH   SOLE   2,134 0 0
Experian PLC Sponsored ADR Com 30215C101 247 8,448 SH   SOLE   3,879 0 4,569
Exxon Mobil Corporation Com 30231G102 16,771 195,835 SH   SOLE   195,431 0 404
Exxon Mobil Corporation Com 30231G102 3,635 42,442 SH   DFND   42,442 0 0
Meta Platforms Inc Class A Com 30303M102 10,095 62,603 SH   SOLE   62,603 0 0
Meta Platforms Inc Class A Com 30303M102 143 887 SH   DFND   887 0 0
Fanhua Inc Sponsored ADR Com 30712A103 83 16,135 SH   SOLE   16,135 0 0
Fastenal Company Com 311900104 394 7,890 SH   SOLE   7,890 0 0
Fifth Third Bancorp Com 316773100 1,748 52,033 SH   SOLE   52,033 0 0
Fifth Third Bancorp Com 316773100 102 3,050 SH   DFND   3,050 0 0
First Merchants Corporation Com 320817109 1,815 50,947 SH   SOLE   50,947 0 0
First Trust Capital Strength E Com 33733E104 24,195 345,984 SH   SOLE   336,990 0 8,994
First Trust Capital Strength E Com 33733E104 156 2,225 SH   DFND   2,125 0 100
First Tr NASDAQ Clean Edge Gre Com 33733E500 1,170 22,413 SH   SOLE   22,413 0 0
First Tr NASDAQ Clean Edge Gre Com 33733E500 12 225 SH   DFND   225 0 0
First Trust Value Line Dividen Com 33734H106 18,333 472,391 SH   SOLE   453,215 0 19,176
First Trust Value Line Dividen Com 33734H106 102 2,638 SH   DFND   2,638 0 0
First Trust Large Cap Core Alp Com 33734K109 1,445 18,996 SH   SOLE   18,396 0 600
First Trust Large Cap Core Alp Com 33734K109 12 160 SH   DFND   160 0 0
First Trust Dow Jones Global S Com 33734X200 7,533 346,490 SH   SOLE   315,569 0 30,921
First Trust Dow Jones Global S Com 33734X200 83 3,835 SH   DFND   3,835 0 0
First Trust Small Cap Core Alp Com 33734Y109 3,962 51,684 SH   SOLE   46,177 0 5,507
First Trust Small Cap Core Alp Com 33734Y109 46 600 SH   DFND   600 0 0
First Trust Mid Cap Core Alpha Com 33735B108 2,362 28,236 SH   SOLE   22,978 0 5,258
First Trust Mid Cap Core Alpha Com 33735B108 40 480 SH   DFND   480 0 0
First Trust North Amer Energy Com 33738D101 6,110 237,386 SH   SOLE   228,943 0 8,443
First Trust Tactical High Yiel Com 33738D408 19,401 495,556 SH   SOLE   489,314 0 6,242
First Trust Tactical High Yiel Com 33738D408 276 7,060 SH   DFND   5,205 0 1,855
First Trust NASDAQ Tech Divide Com 33738R118 13,941 277,876 SH   SOLE   270,726 0 7,150
First Trust NASDAQ Tech Divide Com 33738R118 38 750 SH   DFND   225 0 525
First Trust NASDAQ Rising Div Com 33738R506 12,050 294,484 SH   SOLE   283,384 0 11,100
First Trust Preferred Securiti Com 33739E108 76,907 4,463,529 SH   SOLE   4,426,937 0 36,592
First Trust Preferred Securiti Com 33739E108 1,249 72,495 SH   DFND   67,995 0 4,500
First Trust Enhanced Short Mat Com 33739Q408 22,809 384,126 SH   SOLE   380,792 0 3,334
First Trust Enhanced Short Mat Com 33739Q408 245 4,125 SH   DFND   2,850 0 1,275
FlexShares MS US Market Factor Com 33939L100 894 6,156 SH   SOLE   5,991 0 165
FlexShares MS Emerging Mkts Fa Com 33939L308 442 9,013 SH   SOLE   8,792 0 221
FlexShares Morningstar Glbl Up Com 33939L407 2,922 73,656 SH   SOLE   73,299 0 357
FlexShares Morningstar Glbl Up Com 33939L407 4 110 SH   DFND   110 0 0
FlexShares iBoxx 3-Year Target Com 33939L506 1,589 64,049 SH   SOLE   63,803 0 246
FlexShares iBoxx 3-Year Target Com 33939L506 15 600 SH   DFND   600 0 0
FlexShares Core Select Bond ET Com 33939L670 4,701 204,670 SH   SOLE   202,525 0 2,145
FlexShares US Quality Large Ca Com 33939L746 1,546 36,853 SH   SOLE   35,651 0 1,202
FlexShares Global Quality Real Com 33939L787 1,049 18,429 SH   SOLE   18,341 0 88
FlexShares STOXX Global Broad Com 33939L795 1,782 34,480 SH   SOLE   34,380 0 100
FlexShares Morn Dev Mkts ex-US Com 33939L803 996 17,277 SH   SOLE   16,755 0 522
Perry-Sycamore LP- Spcl LP Int Com 340387895 387 53 SH   SOLE   53 0 0
Ford Motor Company Com 345370860 8,112 728,841 SH   SOLE   725,516 0 3,325
Ford Motor Company Com 345370860 57 5,100 SH   DFND   5,100 0 0
Franklin Resources Inc Com 354613101 565 24,227 SH   SOLE   24,227 0 0
Arthur J Gallagher & Co Com 363576109 511 3,136 SH   SOLE   3,136 0 0
General Dynamics Corporation Com 369550108 6,016 27,190 SH   SOLE   27,110 0 80
General Dynamics Corporation Com 369550108 42 190 SH   DFND   190 0 0
General Electric Company (New) Com 369604301 3,374 52,996 SH   SOLE   52,996 0 0
General Electric Company (New) Com 369604301 51 803 SH   DFND   623 0 180
General Motors Company Com 37045V100 240 7,571 SH   SOLE   7,571 0 0
General Motors Company Com 37045V100 22 700 SH   DFND   700 0 0
Genuine Parts Company Com 372460105 6,930 52,108 SH   SOLE   52,108 0 0
Genuine Parts Company Com 372460105 331 2,485 SH   DFND   2,485 0 0
Gilead Sciences Inc Com 375558103 204 3,308 SH   SOLE   3,308 0 0
Gilead Sciences Inc Com 375558103 12 200 SH   DFND   200 0 0
GSK PLC Sponsored ADR Com 37733W105 898 20,628 SH   SOLE   20,628 0 0
Gorman-Rupp Company Com 383082104 2,159 76,276 SH   SOLE   76,276 0 0
Byrne Warehousing Inc Com 394939500 1,361 77 SH   DFND   77 0 0
HCA Healthcare Inc Com 40412C101 4,812 28,630 SH   SOLE   28,447 0 183
HCA Healthcare Inc Com 40412C101 11 66 SH   DFND   66 0 0
Halliburton Company Com 406216101 5,214 166,259 SH   SOLE   165,422 0 837
Halliburton Company Com 406216101 16 498 SH   DFND   498 0 0
Home Depot Inc Com 437076102 14,616 53,289 SH   SOLE   53,114 0 175
Home Depot Inc Com 437076102 760 2,770 SH   DFND   2,770 0 0
Home Loan Financial Corp (New) Com 437183205 254 7,585 SH   SOLE   7,585 0 0
Honeywell International Inc Com 438516106 5,744 33,046 SH   SOLE   33,046 0 0
Honeywell International Inc Com 438516106 101 579 SH   DFND   579 0 0
Huntington Bancshares Inc Com 446150104 2,823 234,647 SH   SOLE   234,647 0 0
Huntington Bancshares Inc Com 446150104 34 2,824 SH   DFND   2,824 0 0
Illinois Tool Works Inc Com 452308109 2,046 11,226 SH   SOLE   10,921 0 305
Illinois Tool Works Inc Com 452308109 23 125 SH   DFND   125 0 0
Intel Corporation Com 458140100 12,936 345,793 SH   SOLE   345,233 0 560
Intel Corporation Com 458140100 589 15,732 SH   DFND   15,012 0 720
Intercontinental Exchange Inc Com 45866F104 16,952 180,263 SH   SOLE   179,644 0 619
Intercontinental Exchange Inc Com 45866F104 84 889 SH   DFND   889 0 0
International Business Machine Com 459200101 2,244 15,897 SH   SOLE   15,897 0 0
International Business Machine Com 459200101 245 1,735 SH   DFND   1,735 0 0
International Flavors & Fragra Com 459506101 14 115 SH   SOLE   115 0 0
International Flavors & Fragra Com 459506101 199 1,669 SH   DFND   1,669 0 0
Invesco QQQ Trust Series 1 Com 46090E103 545 1,943 SH   SOLE   1,943 0 0
Intuitive Surgical Inc Com 46120E602 522 2,602 SH   SOLE   2,602 0 0
iShares Select Dividend ETF Com 464287168 2,322 19,735 SH   SOLE   19,735 0 0
iShares Select Dividend ETF Com 464287168 33 280 SH   DFND   280 0 0
iShares Core S&P 500 ETF Com 464287200 8,222 21,685 SH   SOLE   21,685 0 0
iShares MSCI EAFE ETF Com 464287465 394 6,313 SH   SOLE   6,313 0 0
iShares MSCI EAFE ETF Com 464287465 237 3,785 SH   DFND   3,785 0 0
iShares U.S. Technology ETF Com 464287721 797 9,965 SH   SOLE   9,365 0 600
iShares U.S. Healthcare ETF Com 464287762 538 2,000 SH   SOLE   2,000 0 0
JPMorgan Chase & Co Com 46625H100 49,384 438,541 SH   SOLE   437,234 0 1,307
JPMorgan Chase & Co Com 46625H100 7,243 64,316 SH   DFND   64,216 0 100
Johnson & Johnson Com 478160104 47,840 269,507 SH   SOLE   268,168 0 1,339
Johnson & Johnson Com 478160104 1,979 11,149 SH   DFND   11,149 0 0
KeyCorp Com 493267108 275 15,948 SH   SOLE   15,948 0 0
KeyCorp Com 493267108 52 3,000 SH   DFND   0 0 3,000
Kimberly-Clark Corporation Com 494368103 585 4,325 SH   SOLE   3,800 0 525
Kimberly-Clark Corporation Com 494368103 81 600 SH   DFND   600 0 0
Kroger Co Com 501044101 360 7,600 SH   SOLE   7,600 0 0
LVMH-Moet Hennessy Louis Vuitt Com 502441306 278 2,287 SH   SOLE   1,217 0 1,070
Lancaster Colony Corporation Com 513847103 1,509 11,719 SH   SOLE   11,719 0 0
Estee Lauder Companies Inc Cla Com 518439104 10,705 42,033 SH   SOLE   41,917 0 116
Estee Lauder Companies Inc Cla Com 518439104 28 110 SH   DFND   110 0 0
Lilly (Eli) & Company Com 532457108 3,658 11,283 SH   SOLE   10,847 0 436
Lilly (Eli) & Company Com 532457108 860 2,652 SH   DFND   2,277 0 375
Lincoln Electric Holdings Inc Com 533900106 207 1,675 SH   SOLE   1,675 0 0
Lockheed Martin Corporation Com 539830109 834 1,940 SH   SOLE   1,940 0 0
Lockheed Martin Corporation Com 539830109 158 368 SH   DFND   368 0 0
Logan Clay Products Company Com 540601101 237 847 SH   SOLE   847 0 0
Lowe's Companies Inc Com 548661107 1,174 6,720 SH   SOLE   6,720 0 0
Lowe's Companies Inc Com 548661107 10 60 SH   DFND   0 0 60
Lululemon Athletica Inc Com 550021109 204 747 SH   SOLE   349 0 398
MSA Safety Inc Com 553498106 270 2,226 SH   SOLE   2,226 0 0
Mechanics Financial Corp Com 563000991 1,878 1,505 SH   SOLE   1,505 0 0
Marathon Petroleum Corporation Com 56585A102 1,035 12,593 SH   SOLE   12,593 0 0
Marathon Petroleum Corporation Com 56585A102 101 1,225 SH   DFND   1,225 0 0
Mastercard Inc Class A Com 57636Q104 381 1,208 SH   SOLE   1,208 0 0
Mastercard Inc Class A Com 57636Q104 16 50 SH   DFND   50 0 0
McDonald's Corporation Com 580135101 21,277 86,185 SH   SOLE   85,685 0 500
McDonald's Corporation Com 580135101 339 1,373 SH   DFND   1,373 0 0
McKesson Corporation Com 58155Q103 6,233 19,108 SH   SOLE   18,974 0 134
McKesson Corporation Com 58155Q103 35 108 SH   DFND   108 0 0
Merck & Company Inc (New) Com 58933Y105 8,940 98,058 SH   SOLE   97,271 0 787
Merck & Company Inc (New) Com 58933Y105 380 4,171 SH   DFND   3,571 0 600
Mettler-Toledo International I Com 592688105 218 190 SH   SOLE   88 0 102
Microsoft Corporation Com 594918104 105,738 411,706 SH   SOLE   410,195 0 1,511
Microsoft Corporation Com 594918104 2,050 7,981 SH   DFND   7,981 0 0
Microchip Technology Inc Com 595017104 246 4,242 SH   SOLE   4,242 0 0
Micron Technology Inc Com 595112103 139 2,514 SH   SOLE   2,514 0 0
Micron Technology Inc Com 595112103 77 1,400 SH   DFND   1,400 0 0
Mondelez International Inc Cla Com 609207105 414 6,667 SH   SOLE   6,667 0 0
Mondelez International Inc Cla Com 609207105 62 1,000 SH   DFND   1,000 0 0
Morgan Stanley Com 617446448 290 3,808 SH   SOLE   3,808 0 0
Ruch Corp Com 6248RUCHC 2,464 76 SH   DFND   76 0 0
Nestle S A Sponsored ADR Com 641069406 874 7,511 SH   SOLE   6,418 0 1,093
NextEra Energy Inc Com 65339F101 27,253 351,836 SH   SOLE   350,878 0 958
NextEra Energy Inc Com 65339F101 709 9,158 SH   DFND   9,158 0 0
Nike Inc Class B Com 654106103 25,962 254,029 SH   SOLE   253,334 0 695
Nike Inc Class B Com 654106103 157 1,539 SH   DFND   1,539 0 0
NiSource Inc Com 65473P105 276 9,376 SH   SOLE   9,376 0 0
NiSource Inc Com 65473P105 1 50 SH   DFND   50 0 0
Nokia Corp Sponsored ADR Com 654902204 56 12,085 SH   SOLE   12,085 0 0
Perry-Sycamore, LP Com 655438980 290 74 SH   SOLE   74 0 0
Norfolk Southern Corporation Com 655844108 987 4,343 SH   SOLE   4,343 0 0
Norfolk Southern Corporation Com 655844108 1,008 4,434 SH   DFND   4,434 0 0
Northrop Grumman Corporation Com 666807102 167 349 SH   SOLE   349 0 0
Northrop Grumman Corporation Com 666807102 43 90 SH   DFND   90 0 0
Novartis AG Sponsored ADR Com 66987V109 1,862 22,031 SH   SOLE   22,031 0 0
Novartis AG Sponsored ADR Com 66987V109 133 1,570 SH   DFND   1,570 0 0
Novo-Nordisk A/S Sponsored ADR Com 670100205 317 2,849 SH   SOLE   1,492 0 1,357
Nucor Corporation Com 670346105 1,677 16,057 SH   SOLE   16,057 0 0
Oracle Corporation Com 68389X105 1,564 22,387 SH   SOLE   22,287 0 100
Oracle Corporation Com 68389X105 21 300 SH   DFND   300 0 0
PNC Financial Services Group Com 693475105 23,311 147,756 SH   SOLE   147,005 0 751
PNC Financial Services Group Com 693475105 432 2,741 SH   DFND   2,741 0 0
PPG Industries Inc Com 693506107 293 2,561 SH   SOLE   2,561 0 0
PPG Industries Inc Com 693506107 137 1,198 SH   DFND   1,198 0 0
PACCAR Inc Com 693718108 822 9,979 SH   SOLE   9,979 0 0
Park National Corporation Com 700658107 152,012 1,253,709 SH   SOLE   1,248,622 0 5,087
Park National Corporation Com 700658107 18,136 149,578 SH   DFND   146,828 0 2,750
Paychex Inc Com 704326107 696 6,110 SH   SOLE   6,110 0 0
Paychex Inc Com 704326107 98 860 SH   DFND   860 0 0
Paypal Holdings Inc Com 70450Y103 2,464 35,283 SH   SOLE   34,478 0 805
Paypal Holdings Inc Com 70450Y103 16 231 SH   DFND   231 0 0
Peoples-Sidney Financial Corpo Com 712308204 768 34,137 SH   SOLE   34,137 0 0
PepsiCo Inc Com 713448108 26,205 157,238 SH   SOLE   156,015 0 1,223
PepsiCo Inc Com 713448108 599 3,592 SH   DFND   3,592 0 0
PerkinElmer Inc Com 714046109 235 1,650 SH   SOLE   1,650 0 0
Pfizer Inc Com 717081103 20,938 399,345 SH   SOLE   396,781 0 2,564
Pfizer Inc Com 717081103 771 14,706 SH   DFND   14,706 0 0
Philip Morris International In Com 718172109 1,034 10,477 SH   SOLE   10,477 0 0
Produced Water Absorbents Inc Com 722PROWTR 8 406,250 SH   SOLE   406,250 0 0
Sonora Drive Apartments INC Com 724049989 984 1 SH   SOLE   1 0 0
Procter & Gamble Company Com 742718109 34,733 241,556 SH   SOLE   240,274 0 1,282
Procter & Gamble Company Com 742718109 3,141 21,847 SH   DFND   21,447 0 400
QUALCOMM Inc Com 747525103 20,738 162,343 SH   SOLE   161,486 0 857
QUALCOMM Inc Com 747525103 125 975 SH   DFND   975 0 0
RPM International Inc Com 749685103 2,394 30,414 SH   SOLE   30,414 0 0
Raytheon Technologies Corp Com 75513E101 619 6,443 SH   SOLE   6,318 0 125
Raytheon Technologies Corp Com 75513E101 44 463 SH   DFND   463 0 0
ResMed Inc Com 761152107 296 1,410 SH   SOLE   648 0 762
Community Bancshares Inc Com 762991271 387 4,000 SH   SOLE   4,000 0 0
Rio Tinto PLC Sponsored ADR Com 767204100 1,227 20,113 SH   SOLE   20,032 0 81
Rio Tinto PLC Sponsored ADR Com 767204100 18 290 SH   DFND   290 0 0
Roche Holdings Ltd Sponsored A Com 771195104 6,874 165,280 SH   SOLE   164,361 0 919
Roche Holdings Ltd Sponsored A Com 771195104 38 916 SH   DFND   916 0 0
Rolls-Royce Holdings PLC Spons Com 775781206 99 98,083 SH   SOLE   98,083 0 0
Shell PLC Sponsored ADR Com 780259305 1,399 26,753 SH   SOLE   26,753 0 0
Shell PLC Sponsored ADR Com 780259305 25 472 SH   DFND   472 0 0
S&P Global Inc Com 78409V104 17,422 51,688 SH   SOLE   51,381 0 307
S&P Global Inc Com 78409V104 54 159 SH   DFND   159 0 0
SPDR Gold Trust ETF Com 78463V107 445 2,641 SH   SOLE   2,641 0 0
SPDR Gold Trust ETF Com 78463V107 88 525 SH   DFND   525 0 0
SPDR S&P MidCap 400 ETF Com 78467Y107 593 1,434 SH   SOLE   1,434 0 0
Salesforce Inc Com 79466L302 368 2,228 SH   SOLE   2,228 0 0
Salesforce Inc Com 79466L302 66 400 SH   DFND   400 0 0
Muskingum Valley Bancshares Com 803991272 631 7,723 SH   SOLE   7,723 0 0
Schlumberger Limited Com 806857108 15,180 424,498 SH   SOLE   423,734 0 764
Schlumberger Limited Com 806857108 66 1,848 SH   DFND   1,848 0 0
Schwab (Charles) Corporation Com 808513105 10,291 162,889 SH   SOLE   162,052 0 837
Schwab (Charles) Corporation Com 808513105 20 321 SH   DFND   321 0 0
Communitybanc, Inc Crooksville Com 808991277 463 12,510 SH   SOLE   12,510 0 0
Sherwin-Williams Company Com 824348106 8,493 37,930 SH   SOLE   37,799 0 131
Sherwin-Williams Company Com 824348106 31 140 SH   DFND   140 0 0
Smucker (J M) Co (New) Com 832696405 399 3,120 SH   SOLE   3,120 0 0
Smucker (J M) Co (New) Com 832696405 26 200 SH   DFND   0 0 200
Snap-on Incorporated Com 833034101 124 631 SH   SOLE   431 0 200
Snap-on Incorporated Com 833034101 79 403 SH   DFND   303 0 100
Southern Company Com 842587107 797 11,178 SH   SOLE   11,178 0 0
Southern Company Com 842587107 68 948 SH   DFND   948 0 0
Starbucks Corporation Com 855244109 217 2,843 SH   SOLE   2,843 0 0
Stryker Corporation Com 863667101 8,545 42,955 SH   SOLE   42,783 0 172
Stryker Corporation Com 863667101 1,137 5,714 SH   DFND   5,714 0 0
Sysco Corporation Com 871829107 1,169 13,795 SH   SOLE   13,795 0 0
Sysco Corporation Com 871829107 213 2,509 SH   DFND   2,509 0 0
TJX Companies Inc Com 872540109 11,542 206,666 SH   SOLE   205,721 0 945
TJX Companies Inc Com 872540109 41 729 SH   DFND   729 0 0
T-Mobile US Inc Com 872590104 75 560 SH   SOLE   560 0 0
T-Mobile US Inc Com 872590104 327 2,432 SH   DFND   2,432 0 0
Take-Two Interactive Software Com 874054109 3,858 31,484 SH   SOLE   31,484 0 0
Target Corporation Com 87612E106 33,711 238,693 SH   SOLE   237,831 0 862
Target Corporation Com 87612E106 415 2,940 SH   DFND   2,940 0 0
TC Energy Corporation Com 87807B107 486 9,375 SH   SOLE   9,375 0 0
Texas Instruments Inc Com 882508104 4,513 29,369 SH   SOLE   29,369 0 0
Texas Instruments Inc Com 882508104 3 18 SH   DFND   18 0 0
3M Company Com 88579Y101 14,801 114,371 SH   SOLE   114,371 0 0
3M Company Com 88579Y101 361 2,791 SH   DFND   2,791 0 0
Tractor Supply Company Com 892356106 434 2,237 SH   SOLE   2,237 0 0
Travelers Companies Inc Com 89417E109 532 3,146 SH   SOLE   3,130 0 16
Trimble Inc Com 896239100 408 7,000 SH   SOLE   5,000 0 2,000
Trinity Bank NA (TX) Com 89641T104 808 9,500 SH   SOLE   9,500 0 0
Tyson Foods Inc Class A Com 902494103 8,927 103,726 SH   SOLE   103,338 0 388
Tyson Foods Inc Class A Com 902494103 46 540 SH   DFND   540 0 0
US Bancorp (DE) Com 902973304 5,047 109,663 SH   SOLE   109,663 0 0
UniCredit S.p.A. Unsponsored A Com 904678406 90 18,946 SH   SOLE   18,946 0 0
Union Pacific Corporation Com 907818108 4,389 20,577 SH   SOLE   20,502 0 75
Union Pacific Corporation Com 907818108 212 996 SH   DFND   996 0 0
United Parcel Service Inc Clas Com 911312106 3,739 20,482 SH   SOLE   20,482 0 0
United Parcel Service Inc Clas Com 911312106 553 3,030 SH   DFND   2,850 0 180
UnitedHealth Group Inc Com 91324P102 1,154 2,247 SH   SOLE   2,247 0 0
USB Capital IX Pfd Stk 91731KAA8 420 6,000 SH   SOLE   6,000 0 0
VanEck Vectors Gold Miners ETF Com 92189F106 1,194 43,601 SH   SOLE   43,601 0 0
Vanguard Short-Term Bond ETF Com 921937827 402 5,229 SH   SOLE   5,229 0 0
Vanguard S&P 500 ETF Com 922908363 1,088 3,136 SH   SOLE   3,136 0 0
Vanguard S&P 500 ETF Com 922908363 997 2,873 SH   DFND   2,873 0 0
Vanguard Real Estate ETF Com 922908553 15,695 172,261 SH   SOLE   171,832 0 429
Vanguard Real Estate ETF Com 922908553 340 3,737 SH   DFND   3,737 0 0
Vanguard Extended Market ETF Com 922908652 231 1,762 SH   SOLE   1,762 0 0
Vanguard Extended Market ETF Com 922908652 528 4,030 SH   DFND   4,030 0 0
Verizon Communications Inc Com 92343V104 6,510 128,279 SH   SOLE   127,373 0 906
Verizon Communications Inc Com 92343V104 736 14,508 SH   DFND   14,088 0 420
Veritex Holdings Inc Com 923451108 289 9,875 SH   SOLE   9,875 0 0
Vernay Laboratories Inc Com 924315104 213 2,953 SH   SOLE   2,953 0 0
Visa Inc Class A Com 92826C839 33,484 170,064 SH   SOLE   169,147 0 917
Visa Inc Class A Com 92826C839 521 2,648 SH   DFND   2,573 0 75
WEC Energy Group Inc Com 92939U106 215 2,136 SH   SOLE   2,136 0 0
Walmart Inc Com 931142103 1,068 8,788 SH   SOLE   8,688 0 100
Walmart Inc Com 931142103 27 225 SH   DFND   225 0 0
K-L Investment Corporation Com 936784790 990 379 SH   SOLE   379 0 0
Waste Management Inc Com 94106L109 23,831 155,776 SH   SOLE   154,938 0 838
Waste Management Inc Com 94106L109 170 1,111 SH   DFND   1,111 0 0
Watsco Inc Com 942622200 270 1,130 SH   SOLE   1,130 0 0
Wells Fargo & Co (New) Com 949746101 232 5,923 SH   SOLE   5,923 0 0
Barclay Square Apartments, LD Com 961032475 220 2 SH   SOLE   2 0 0
WestRock Company Com 96145D105 249 6,253 SH   SOLE   6,253 0 0
Worthington Industries Inc Com 981811102 497 11,275 SH   SOLE   10,975 0 300
Yamana Gold Inc Com 98462Y100 203 43,602 SH   SOLE   43,602 0 0
Yum! Brands Inc Com 988498101 220 1,942 SH   SOLE   1,942 0 0
Yum China Holdings Inc Com 98850P109 706 14,560 SH   SOLE   14,560 0 0
Zoetis Inc Com 98978V103 18,723 108,924 SH   SOLE   108,473 0 451
Zoetis Inc Com 98978V103 69 402 SH   DFND   402 0 0
Freight Service Inc Delaware A Com FS183A905 627 3,920 SH   SOLE   3,920 0 0
Freight Service Inc Delaware B Com FS184B905 1,695 10,597 SH   SOLE   10,597 0 0
Allegion PLC Com G0176J109 96 985 SH   SOLE   985 0 0
Allegion PLC Com G0176J109 110 1,127 SH   DFND   1,127 0 0
Aon PLC Class A Com G0403H108 250 927 SH   SOLE   422 0 505
Accenture PLC Class A Com G1151C101 29,511 106,287 SH   SOLE   105,410 0 877
Accenture PLC Class A Com G1151C101 289 1,040 SH   DFND   1,040 0 0
Eaton Corporation PLC Com G29183103 280 2,225 SH   SOLE   2,225 0 0
Eaton Corporation PLC Com G29183103 44 350 SH   DFND   350 0 0
ICON PLC Com G4705A100 233 1,073 SH   SOLE   493 0 580
Johnson Controls International Com G51502105 1,384 28,900 SH   SOLE   28,900 0 0
Medtronic PLC Com G5960L103 838 9,334 SH   SOLE   9,334 0 0
Medtronic PLC Com G5960L103 103 1,147 SH   DFND   1,147 0 0
Steris PLC (New) Com G8473T100 221 1,073 SH   SOLE   493 0 580
Trane Technologies PLC Com G8994E103 14,546 112,002 SH   SOLE   111,452 0 550
Trane Technologies PLC Com G8994E103 489 3,762 SH   DFND   3,762 0 0
Alcon Inc Com H01301128 279 3,996 SH   SOLE   2,133 0 1,863
Alcon Inc Com H01301128 8 109 SH   DFND   109 0 0
Chubb Ltd (New) Com H1467J104 5,089 25,889 SH   SOLE   25,889 0 0
Chubb Ltd (New) Com H1467J104 157 798 SH   DFND   798 0 0
ABS Materials Inc Series A Pre Com K7220ABSA 121 100,000 SH   SOLE   100,000 0 0
ABS Materials Inc Common Stock Com K722ABS00 25 20,781 SH   SOLE   20,781 0 0
ASML Holding NV-NY Reg Shs Com N07059210 332 697 SH   SOLE   348 0 349
Pentaflex, Inc Non-Voting Comm Com PENT00077 483 252 SH   SOLE   252 0 0