Segment Reporting (Tables)

6 Months Ended

Jun. 30, 2015

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

All inter-segment balances and transactions have been eliminated. Key financial data for our operating segments were as follows (in millions):

	Three Months Ended June 30, 2015
	North America		International		Corporate			Eliminations			Total
Total revenue	$	1,085	$	430	$	4		$	(4	)	$	1,515
Operating expenses, including leased vehicle expenses	648		138		—			—			786
Provision for loan losses	111		30		—			—			141
Interest expense	193		183		19			(4		)	391
Equity income	—		28		—			—			28
Income before income taxes	$	133	$	107	$	(15	)	$	—		$	225

	Three Months Ended June 30, 2014
	North America		International		Corporate			Eliminations			Total
Total revenue	$	691	$	500	$	15		$	(15	)	$	1,191
Operating expenses, including leased vehicle expenses	310		149		—			—			459
Provision for loan losses	90		23		—			—			113
Interest expense	104		248		17			(15		)	354
Income before income taxes	$	187	$	80	$	(2	)	$	—		$	265

	Six Months Ended June 30, 2015
	North America		International		Corporate			Eliminations			Total
Total revenue	$	1,991	$	878	$	11		$	(11	)	$	2,869
Operating expenses, including leased vehicle expenses	1,135		284		—			—			1,419
Provision for loan losses	229		67		—			—			296
Interest expense	358		389		35			(11		)	771
Equity income	—		56		—			—			56
Income before income taxes	$	269	$	194	$	(24	)	$	—		$	439

	Six Months Ended June 30, 2014
	North America		International		Corporate			Eliminations			Total
Total revenue	$	1,327	$	961	$	31		$	(31	)	$	2,288
Operating expenses, including leased vehicle expenses	584		300		—			—			884
Provision for loan losses	193		55		—			—			248
Interest expense	196		462		42			(31		)	669
Income before income taxes	$	354	$	144	$	(11	)	$	—		$	487

	June 30, 2015						December 31, 2014
	North America		International		Total		North America		International		Total
Finance receivables, net	$	18,356	$	16,029	$	34,385	$	15,943	$	17,057	$	33,000
Leased vehicles, net	$	12,846	$	58	$	12,904	$	7,029	$	31	$	7,060
Total assets	$	35,941	$	19,389	$	55,330	$	27,687	$	20,037	$	47,724