Segment Reporting and Geographic Information (Tables)

12 Months Ended

Dec. 31, 2024

Segment Reporting [Abstract]

Schedule of Segment Reporting Information

The following tables summarize key financial information by segment:

	Year Ended December 31, 2024
	North America		International		Total
Revenue from reportable segments	$	14,341	$	1,515	$	15,856
Reconciliation of revenue
Other revenue(a)					19
Total revenue					$	15,875
Costs and expenses(b)
Salaries and benefits	1,013		154
Leased vehicle depreciation	4,770		74
(Gain) loss on termination of leased vehicles	(759)		1
Provision for loan losses	912		116
Interest expense	5,362		668
GM Protection claim losses	30		—
Other segment items(c)	329		230
Equity income	—		64
Impairment of investment in nonconsolidated affiliate	—		(320)
Reportable segment income before income taxes	$	2,683	$	16	$	2,699
Reconciliation to income before income taxes
Other loss(d)					(54)
Income before income taxes					$	2,645

________________

(a)Revenue from our other operating segment that does not meet any of the quantitative thresholds for determining reportable segments.

(b)The significant expense categories and amounts align with the segment-level information that is regularly provided to the chief operating decision-maker.

(c)Other segment items for each reportable segment primarily include professional fees, supplies and equipment, occupancy costs, depreciation and amortization, and commission expense.

(d)Income/loss from our other operating segment that does not meet any of the quantitative thresholds for determining reportable segments.

	Year Ended December 31, 2023
	North America		International		Total
Revenue from reportable segments	$	12,876	$	1,345	$	14,221
Reconciliation of revenue
Other revenue(a)					3
Total revenue					$	14,224
Costs and expenses(b)
Salaries and benefits	990		156
Leased vehicle depreciation	4,840		65
Gain on termination of leased vehicles	(877)		(1)
Provision for loan losses	682		144
Interest expense	4,109		576
GM Protection claim losses	8		—
Other segment items(c)	407		223
Equity income	—		138
Reportable segment income before income taxes	$	2,716	$	320	$	3,036
Reconciliation to income before income taxes
Other loss(d)					(51)
Income before income taxes					$	2,985

________________

(a)Revenue from our other operating segment that does not meet any of the quantitative thresholds for determining reportable segments.

(b)The significant expense categories and amounts align with the segment-level information that is regularly provided to the chief operating decision-maker.

(c)Other segment items for each reportable segment primarily include professional fees, supplies and equipment, occupancy costs, depreciation and amortization, and commission expense.

(d)Income/loss from our other operating segment that does not meet any of the quantitative thresholds for determining reportable segments.

	Year Ended December 31, 2022
	North America		International		Total
Revenue from reportable segments	$	11,776	$	989	$	12,765
Reconciliation of revenue
Other revenue(a)					1
Total revenue					$	12,766
Costs and expenses(b)
Salaries and benefits	940		143
Leased vehicle depreciation	4,793		46
Gain on termination of leased vehicles	(1,187)		—
Provision for loan losses	537		116
Interest expense	2,526		355
Other segment items(c)	381		197
Equity income	—		173
Reportable segment income before income taxes	$	3,786	$	305	$	4,091
Reconciliation to income before income taxes
Other loss(d)					(15)
Income before income taxes					$	4,076

________________

(a)Revenue from our other operating segment that does not meet any of the quantitative thresholds for determining reportable segments.

(b)The significant expense categories and amounts align with the segment-level information that is regularly provided to the chief operating decision-maker.

(c)Other segment items for each reportable segment primarily include professional fees, supplies and equipment, occupancy costs, depreciation and amortization, and commission expense.

(d)Income/loss from our other operating segment that does not meet any of the quantitative thresholds for determining reportable segments.

The following table presents certain balance sheet information by segment:

	December 31, 2024						December 31, 2023
	North America		International		Total		North America		International		Total
Finance receivables, net	$	87,084	$	6,426	$	93,510	$	78,148	$	6,489	$	84,637
Leased vehicles, net	$	31,236	$	350	$	31,586	$	30,227	$	356	$	30,582
Assets from reportable segments	$	131,643	$	9,254	$	140,897	$	122,051	$	9,883	$	131,933
Other assets(a)					134		.				77
Total assets					$	141,030	.				$	132,011

________________

(a)Assets from our other operating segment that does not meet any of the quantitative thresholds for determining reportable segments.

Schedule of Operating Data by Geographical Areas

The following table summarizes information concerning principal geographic areas:

	At and For the Years Ended December 31,
	2024				2023				2022
	Revenue(a)		Long-Lived Assets(b)		Revenue(a)		Long-Lived Assets(a)		Revenue(a)		Long-Lived Assets(a)
U.S.	$	13,608	$	28,129	$	12,168	$	27,397	$	11,037	$	29,411
Non-U.S.	2,267		3,563		2,056		3,309		1,729		3,431
Total consolidated	$	15,875	$	31,693	$	14,224	$	30,707	$	12,766	$	32,842

_________________

(a)No individual country other than the U.S. represented more than 10% of our total revenue.

(b)Long-lived assets include $31.6 billion, $30.6 billion, and $32.7 billion of vehicles on operating leases at December 31, 2024, 2023 and 2022. Other than the U.S., no individual country represented more than 10% of our total long-lived assets at December 31,2024, 2023 and 2022, except for Canada, with long-lived assets of $3.2 billion at December 31, 2024.