Segment Reporting

6 Months Ended

Jun. 30, 2024

Segment Reporting [Abstract]

Segment Reporting

Segment Reporting

Our chief operating decision maker evaluates the operating results and performance of our business based on our North America and International Segments. Our North America Segment includes operations in the U.S. and Canada. Our International Segment includes operations in Brazil, Chile, Colombia, Mexico and Peru, as well as our equity investments in joint ventures in China. The management of each segment is responsible for executing our strategies. Key operating data for our operating segments were as follows:

	Three Months Ended June 30, 2024						Three Months Ended June 30, 2023
	North America		International		Total		North America		International		Total
Total revenue	$	3,531	$	387	$	3,918	$	3,170	$	328	$	3,498
Operating expenses	385		94		479		368		88		456
Leased vehicle expenses	949		23		972		992		18		1,011
Provision for loan losses	150		24		174		135		32		167
Interest expense	1,315		170		1,485		995		139		1,135
Equity income	—		14		14		—		37		37
Income before income taxes	$	732	$	90	$	822	$	679	$	87	$	766

	Six Months Ended June 30, 2024						Six Months Ended June 30, 2023
	North America		International		Total		North America		International		Total
Total revenue	$	6,948	$	781	$	7,729	$	6,218	$	622	$	6,840
Operating expenses	754		184		937		727		172		899
Leased vehicle expenses	1,973		46		2,019		2,015		35		2,050
Provision for loan losses	321		57		378		249		49		298
Interest expense	2,544		337		2,881		1,872		262		2,134
Equity income	—		45		45		—		78		78
Income before income taxes	$	1,355	$	204	$	1,559	$	1,356	$	181	$	1,537

	June 30, 2024						December 31, 2023
	North America		International		Total		North America		International		Total
Finance receivables, net	$	81,923	$	6,229	$	88,151	$	78,148	$	6,489	$	84,637
Leased vehicles, net	$	29,987	$	358	$	30,345	$	30,227	$	356	$	30,582
Total assets	$	127,780	$	9,542	$	137,322	$	122,128	$	9,883	$	132,011