CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Revenue
Finance charge income	$ 6,204	$ 4,521	$ 4,103
Leased vehicle income	7,266	7,811	9,026
Other income	754	434	290
Total revenue	14,224	12,766	13,419
Costs and expenses
Operating expenses	1,818	1,662	1,648
Leased vehicle expenses	4,047	3,668	4,142
Provision for loan losses (Note 3)	826	654	248
Interest expense	4,685	2,881	2,546
Total costs and expenses	11,376	8,864	8,584
Equity income (Note 6)	138	173	201
Income before income taxes	2,985	4,076	5,036
Income tax provision (Note 14)	741	992	1,247
Net income (loss)	2,245	3,084	3,789
Less: cumulative dividends on preferred stock	119	119	119
Net income (loss) attributable to common shareholder	$ 2,126	$ 2,966	$ 3,670