Condensed Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Revenue
Finance charge income	$ 1,621	$ 1,158	$ 4,480	$ 3,230
Leased vehicle income	1,820	1,912	5,458	5,967
Other income	200	118	543	292
Total revenue	3,641	3,187	10,481	9,489
Costs and expenses
Operating expenses	461	436	1,359	1,202
Leased vehicle expenses	998	939	3,048	2,650
Provision for loan losses (Note 3)	235	180	533	500
Interest expense	1,240	764	3,374	1,984
Total costs and expenses	2,933	2,320	8,314	6,336
Equity income (Note 5)	33	44	111	148
Income before income taxes	741	911	2,278	3,301
Income tax provision (Note 11)	184	223	565	822
Net income (loss)	558	688	1,713	2,479
Less: cumulative dividends on preferred stock	30	30	89	89
Net income (loss) attributable to common shareholder	$ 528	$ 659	$ 1,624	$ 2,390