Condensed Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Revenue
Finance charge income	$ 1,368	$ 1,010
Leased vehicle income	1,818	2,066
Other income	156	80
Total revenue	3,343	3,156
Costs and expenses
Operating expenses	442	372
Leased vehicle expenses	1,039	855
Provision for loan losses (Note 3)	131	122
Interest expense	1,000	577
Total costs and expenses	2,613	1,926
Equity income (Note 5)	41	54
Income before income taxes	771	1,284
Income tax provision (Note 11)	186	322
Net income (loss)	584	962
Less: cumulative dividends on preferred stock	30	30
Net income (loss) attributable to common shareholder	$ 555	$ 932