Condensed Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Revenue
Finance charge income	$ 1,158	$ 1,035	$ 3,230	$ 3,087
Leased vehicle income	1,912	2,246	5,967	6,871
Other income	118	73	292	229
Total revenue	3,187	3,354	9,489	10,187
Costs and expenses
Operating expenses	436	381	1,202	1,170
Leased vehicle expenses	939	1,088	2,650	3,157
Provision for loan losses (Note 3)	180	141	500	174
Interest expense	764	704	1,984	1,987
Total costs and expenses	2,320	2,314	6,336	6,488
Equity income (Note 5)	44	53	148	157
Income before income taxes	911	1,093	3,301	3,856
Income tax provision (Note 11)	223	271	822	976
Net income (loss)	688	822	2,479	2,880
Less: cumulative dividends on preferred stock	30	30	89	89
Net income (loss) attributable to common shareholder	$ 659	$ 792	$ 2,390	$ 2,791