Condensed Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Revenue
Finance charge income	$ 1,010	$ 1,016
Leased vehicle income	2,066	2,321
Other income	80	70
Total revenue	3,156	3,407
Costs and expenses
Operating expenses	372	411
Leased vehicle expenses	855	1,244
Provision for loan losses (Note 3)	122	(26)
Interest expense	577	650
Total costs and expenses	1,926	2,279
Equity income (Note 5)	54	54
Income before income taxes	1,284	1,182
Income tax provision (Note 11)	322	304
Net income	962	878
Less: cumulative dividends on preferred stock	30	30
Net income attributable to common shareholder	$ 932	$ 848