Consolidated Statements Of Income - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Revenue
Finance charge income	$ 4,103	$ 3,996	$ 4,071
Leased vehicle income	9,026	9,530	10,032
Other income	290	305	451
Total revenue	13,419	13,831	14,554
Costs and expenses
Operating expenses	1,648	1,490	1,564
Leased vehicle expenses	4,142	5,882	6,685
Provision for loan losses (Note 3)	248	881	726
Interest expense	2,546	3,023	3,641
Total costs and expenses	8,584	11,276	12,616
Equity income (Note 6)	201	147	166
Income before income taxes	5,036	2,702	2,104
Income tax provision (Note 14)	1,247	693	537
Net income	3,789	2,009	1,567
Less: cumulative dividends on preferred stock	119	98	90
Net income attributable to common shareholder	$ 3,670	$ 1,911	$ 1,477