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Segment Reporting and Geographic Information (Tables)
12 Months Ended
Dec. 31, 2021
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information Key operating data for our operating segments were as follows:
Year Ended December 31, 2021
North AmericaInternationalTotal
Total revenue$12,503 $916 $13,419 
Operating expenses
1,328 320 1,648 
Leased vehicle expenses4,093 49 4,142 
Provision for loan losses164 84 248 
Interest expense2,309 237 2,546 
Equity income— 201 201 
Income before income taxes$4,609 $427 $5,036 
Year Ended December 31, 2020
North AmericaInternationalTotal
Total revenue$12,851 $980 $13,831 
Operating expenses
1,184 306 1,490 
Leased vehicle expenses5,834 48 5,882 
Provision for loan losses653 228 881 
Interest expense2,717 306 3,023 
Equity income— 147 147 
Income before income taxes$2,463 $239 $2,702 
Year Ended December 31, 2019
North AmericaInternationalTotal
Total revenue$13,318 $1,236 $14,554 
Operating expenses
1,172 392 1,564 
Leased vehicle expenses6,634 51 6,685 
Provision for loan losses569 157 726 
Interest expense3,171 470 3,641 
Equity income— 166 166 
Income before income taxes$1,772 $332 $2,104 
December 31, 2021December 31, 2020
North
America
InternationalTotalNorth
America
InternationalTotal
Finance receivables, net$58,883 $4,096 $62,979 $53,332 $5,058 $58,390 
Leased vehicles, net$37,741 $188 $37,929 $39,656 $163 $39,819 
Total assets$106,572 $7,214 $113,786 $105,507 $8,318 $113,825 
Schedule of Operating Data by Geographical Areas
The following table summarizes information concerning principal geographic areas:
At and For the Years Ended December 31,
202120202019
Revenue
Long-Lived Assets(a)
Revenue
Long-Lived Assets(a)
Revenue
Long-Lived Assets(a)
U.S.$11,718 $34,452 $12,178 $36,773 $12,672 $39,509 
Non-U.S.(b)
1,701 3,629 1,653 3,230 1,882 2,772 
Total consolidated$13,419 $38,081 $13,831 $40,003 $14,554 $42,281 
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(a)Long-lived assets include $37.9 billion, $39.8 billion, and $42.1 billion of vehicles on operating leases at December 31, 2021, 2020 and 2019.
(b)No individual country represents more than 10% of our total revenue or long-lived assets.