Consolidated Statements Of Income - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Revenue
Finance charge income	$ 3,996	$ 4,071	$ 3,629
Leased vehicle income	9,530	10,032	9,963
Other income	305	451	424
Total revenue	13,831	14,554	14,016
Costs and expenses
Operating expenses	1,490	1,564	1,522
Leased vehicle expenses	5,882	6,685	6,917
Provision for loan losses (Note 3)	881	726	642
Interest expense	3,023	3,641	3,225
Total costs and expenses	11,276	12,616	12,306
Equity income (Note 6)	147	166	183
Income before income taxes	2,702	2,104	1,893
Income tax provision (Note 14)	693	537	323
Net income	2,009	1,567	1,570
Less: cumulative dividends on preferred stock	98	90	66
Net income attributable to common shareholder	$ 1,911	$ 1,477	$ 1,504