Segment Reporting

6 Months Ended

Jun. 30, 2020

Segment Reporting [Abstract]

Segment Reporting

Segment Reporting

Our chief operating decision maker evaluates the operating results and performance of our business based on our North America and International Segments. The management of each segment is responsible for executing our strategies. Key operating data for our operating segments were as follows:

	Three Months Ended June 30, 2020						Three Months Ended June 30, 2019
	North America		International		Total		North America		International		Total
Total revenue	$	3,197	$	226	$	3,423	$	3,332	$	307	$	3,639
Operating expenses	273		72		345		281		96		377
Leased vehicle expenses	1,768		11		1,779		1,627		10		1,637
Provision for loan losses	244		83		327		142		37		179
Interest expense	710		78		788		831		121		952
Equity income	—		42		42		—		42		42
Income before income taxes	$	202	$	24	$	226	$	451	$	85	$	536

	Six Months Ended June 30, 2020						Six Months Ended June 30, 2019
	North America		International		Total		North America		International		Total
Total revenue	$	6,474	$	510	$	6,984	$	6,638	$	621	$	7,259
Operating expenses	567		136		703		557		190		747
Leased vehicle expenses	3,452		24		3,476		3,430		21		3,451
Provision for loan losses	635		158		793		281		73		354
Interest expense	1,448		175		1,623		1,654		245		1,899
Equity income	—		67		67		—		87		87
Income before income taxes	$	372	$	84	$	456	$	716	$	179	$	895

	June 30, 2020						December 31, 2019
	North America		International		Total		North America		International		Total
Finance receivables, net	$	47,649	$	4,613	$	52,262	$	46,679	$	6,794	$	53,473
Leased vehicles, net	$	39,467	$	134	$	39,601	$	41,881	$	174	$	42,055
Total assets	$	103,521	$	7,804	$	111,325	$	99,453	$	9,764	$	109,217