Consolidated Statements Of Income - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Revenue
Finance charge income	$ 4,071	$ 3,629	$ 3,256
Leased vehicle income	10,032	9,963	8,606
Other income	451	424	289
Total revenue	14,554	14,016	12,151
Costs and expenses
Operating expenses	1,564	1,522	1,390
Leased vehicle expenses	6,685	6,917	6,415
Provision for loan losses (Note 3)	726	642	757
Interest expense	3,641	3,225	2,566
Total costs and expenses	12,616	12,306	11,128
Equity income (Note 6)	166	183	173
Income from continuing operations before income taxes	2,104	1,893	1,196
Income tax provision (Note 14)	537	323	111
Income from continuing operations	1,567	1,570	1,085
Loss from discontinued operations, net of tax (Note 15)	0	0	(424)
Net income	1,567	1,570	661
Less: cumulative dividends on preferred stock	90	66	16
Net income attributable to common shareholder	$ 1,477	$ 1,504	$ 645