Segment Reporting

6 Months Ended

Jun. 30, 2019

Segment Reporting [Abstract]

Segment Reporting

Segment Reporting

Our chief operating decision maker evaluates the operating results and performance of our business based on our North America and International Segments. The management of each segment is responsible for executing our strategies. Key operating data for our operating segments were as follows:

	Three Months Ended June 30, 2019						Three Months Ended June 30, 2018
	North America		International		Total		North America		International		Total
Total revenue	$	3,332	$	307	$	3,639	$	3,180	$	308	$	3,488
Operating expenses	281		96		377		276		106		382
Leased vehicle expenses	1,627		10		1,637		1,675		9		1,684
Provision for loan losses	142		37		179		90		38		128
Interest expense	831		121		952		685		118		803
Equity income	—		42		42		—		45		45
Income before income taxes	$	451	$	85	$	536	$	454	$	82	$	536

	Six Months Ended June 30, 2019						Six Months Ended June 30, 2018
	North America		International		Total		North America		International		Total
Total revenue	$	6,638	$	621	$	7,259	$	6,265	$	634	$	6,899
Operating expenses	557		190		747		547		200		747
Leased vehicle expenses	3,430		21		3,451		3,453		18		3,471
Provision for loan losses	281		73		354		187		77		264
Interest expense	1,654		245		1,899		1,282		253		1,535
Equity income	—		87		87		—		97		97
Income before income taxes	$	716	$	179	$	895	$	796	$	183	$	979

	June 30, 2019						December 31, 2018
	North America		International		Total		North America		International		Total
Finance receivables, net	$	47,984	$	6,804	$	54,788	$	45,711	$	6,801	$	52,512
Leased vehicles, net	$	42,770	$	168	$	42,938	$	43,396	$	163	$	43,559
Total assets	$	101,147	$	9,679	$	110,826	$	100,176	$	9,744	$	109,920