Segment Reporting

3 Months Ended

Mar. 31, 2018

Our chief operating decision maker evaluates the operating results and performance of our business based on our North America and International operating segments. The management of each segment is responsible for executing our strategies. As discussed in Note 12, our European Operations are presented as discontinued operations and are excluded from our segment results for the three months ended March 31, 2017. These operations were previously included in our International Segment. Key operating data for our operating segments were as follows:



	Three Months Ended March 31, 2018
	North America		International		Total
Total revenue	$	3,085	$	326	$	3,411
Operating expenses	271		94		365
Leased vehicle expenses	1,778		9		1,787
Provision for loan losses	97		39		136
Interest expense	597		135		732
Equity income	—		52		52
Income from continuing operations before income taxes	$	342	$	101	$	443



	Three Months Ended March 31, 2017
	North America		International		Total
Total revenue	$	2,474	$	274	$	2,748
Operating expenses	248		82		330
Leased vehicle expenses	1,426		3		1,429
Provision for loan losses	187		24		211
Interest expense	455		141		596
Equity income	—		47		47
Income from continuing operations before income taxes	$	158	$	71	$	229



	March 31, 2018						December 31, 2017
	North America		International		Total		North America		International		Total
Finance receivables, net	$	36,901	$	6,872	$	43,773	$	35,436	$	6,736	$	42,172
Leased vehicles, net	$	43,297	$	147	$	43,444	$	42,753	$	129	$	42,882
Total assets	$	91,357	$	9,665	$	101,022	$	87,618	$	9,397	$	97,015