Segment Reporting (Tables)

9 Months Ended

Sep. 30, 2017

Key operating data for our operating segments were as follows:



	Three Months Ended September 30, 2017
	North America		International		Total
Total revenue	$	2,868	$	293	$	3,161
Operating expenses	265		81		346
Leased vehicle expenses	1,662		8		1,670
Provision for loan losses	177		27		204
Interest expense	536		136		672
Equity income	—		41		41
Income from continuing operations before income taxes	$	228	$	82	$	310



	Three Months Ended September 30, 2016
	North America		International		Total
Total revenue	$	2,092	$	268	$	2,360
Operating expenses	240		87		327
Leased vehicle expenses	1,194		3		1,197
Provision for loan losses	147		20		167
Interest expense	383		128		511
Equity income	—		36		36
Income from continuing operations before income taxes	$	128	$	66	$	194



	Nine Months Ended September 30, 2017
	North America		International		Total
Total revenue	$	8,042	$	857	$	8,899
Operating expenses	766		243		1,009
Leased vehicle expenses	4,631		17		4,648
Provision for loan losses	497		76		573
Interest expense	1,488		415		1,903
Equity income	—		129		129
Income from continuing operations before income taxes	$	660	$	235	$	895



	Nine Months Ended September 30, 2016
	North America		International		Total
Total revenue	$	5,666	$	763	$	6,429
Operating expenses	656		240		896
Leased vehicle expenses	3,143		5		3,148
Provision for loan losses	449		52		501
Interest expense	1,025		368		1,393
Equity income	—		109		109
Income from continuing operations before income taxes	$	393	$	207	$	600

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(a) International Segment includes assets held for sale of $12.1 billion and $11.0 billion at September 30, 2017 and December 31, 2016