Segment Reporting

3 Months Ended

Mar. 31, 2017

Segment Reporting [Abstract]

Segment Reporting

Segment Reporting

We offer substantially similar products and services throughout many different regions, subject to local regulations and market conditions. We evaluate our business in two operating segments: the North America Segment and the International Segment. The North America Segment includes our operations in the U.S. and Canada. The International Segment includes our operations in all other countries. Our chief operating decision maker evaluates the operating results and performance of our business based on these operating segments. The management of each segment is responsible for executing our strategies.

For segment reporting purposes only, interest expense related to the senior notes has been allocated based on targeted leverage for each segment. Interest expense in excess of the targeted overall leverage is reflected in the "Corporate" column below. In addition, the interest income on intercompany loans provided to the international operations is presented in the "Corporate" column as revenue. Key operating data for our operating segments were as follows:

	Three Months Ended March 31, 2017
	North America		International		Corporate		Eliminations		Total
Total revenue	$	2,474	$	405	$	—	$	—	$	2,879
Operating expenses	248		144		—		—		392
Leased vehicle expenses	1,426		12		—		—		1,438
Provision for loan losses	187		30		—		—		217
Interest expense	455		164		—		—		619
Equity income	—		47		—		—		47
Income before income taxes	$	158	$	102	$	—	$	—	$	260

	Three Months Ended March 31, 2016
	North America		International		Corporate			Eliminations		Total
Total revenue	$	1,688	$	387	$	(1	)	$	1	$	2,075
Operating expenses	201		133		—			—		334
Leased vehicle expenses	888		5		—			—		893
Provision for loan losses	177		19		—			—		196
Interest expense	305		157		—			1		463
Equity income	—		36		—			—		36
Income (loss) before income taxes	$	117	$	109	$	(1	)	$	—	$	225

	March 31, 2017						December 31, 2016
	North America		International		Total		North America		International		Total
Finance receivables, net	$	30,618	$	16,292	$	46,910	$	27,617	$	15,573	$	43,190
Leased vehicles, net	$	37,018	$	284	$	37,302	$	34,284	$	242	$	34,526
Total assets	$	74,793	$	19,747	$	94,540	$	68,656	$	19,109	$	87,765