Segment Reporting and Geographic Information

12 Months Ended

Dec. 31, 2016

Segment Reporting [Abstract]

Segment Reporting and Geographic Information

Segment Reporting and Geographic Information

We offer substantially similar products and services throughout many different regions, subject to local regulations and market conditions. We evaluate our business in two operating segments: the North America Segment and the International Segment. The North America Segment includes our operations in the U.S. and Canada. The International Segment includes our operations in all other countries. Our chief operating decision maker evaluates the operating results and performance of our business based on these operating segments. The management of each segment is responsible for executing our strategies.

For segment reporting purposes only, interest expense related to the senior notes has been allocated based on targeted leverage for each segment. Interest expense in excess of the targeted overall leverage is reflected in the "Corporate" column below. In addition, the interest income on intercompany loans provided to the international operations is presented in the "Corporate" column as revenue. Key operating data for our operating segments were as follows:

	Year Ended December 31, 2016
	North America		International		Corporate			Eliminations		Total
Total revenue	$	7,948	$	1,610	$	(1	)	$	1	$	9,558
Operating expenses	891		599		—			—		1,490
Leased vehicle expenses	4,499		30		—			—		4,529
Provision for loan losses	566		103		—			—		669
Interest expense	1,481		626		—			1		2,108
Equity income	—		151		—			—		151
Income (loss) before income taxes	$	511	$	403	$	(1	)	$	—	$	913

	Year Ended December 31, 2015
	North America		International		Corporate			Eliminations			Total
Total revenue	$	4,777	$	1,677	$	13		$	(13	)	$	6,454
Operating expenses	735		558		—			—			1,293
Leased vehicle expenses	2,190		10		—			—			2,200
Provision for loan losses	466		158		—			—			624
Interest expense	833		722		74			(13		)	1,616
Equity income	—		116		—			—			116
Income (loss) before income taxes	$	553	$	345	$	(61	)	$	—		$	837

	Year Ended December 31, 2014
	North America		International		Corporate			Eliminations			Total
Total revenue	$	2,909	$	1,945	$	56		$	(56	)	$	4,854
Operating expenses	542		620		—			—			1,162
Leased vehicle expenses	843		4		—			—			847
Provision for loan losses	472		132		—			—			604
Interest expense	459		954		69			(56		)	1,426
Income (loss) before income taxes	$	593	$	235	$	(13	)	$	—		$	815

	December 31, 2016						December 31, 2015
	North America		International		Total		North America		International		Total
Finance receivables, net	$	27,617	$	15,573	$	43,190	$	21,558	$	15,223	$	36,781
Leased vehicles, net	$	34,284	$	242	$	34,526	$	20,086	$	86	$	20,172
Total assets	$	68,656	$	19,109	$	87,765	$	47,419	$	18,485	$	65,904

Geographic Information	At and For the Years Ended December 31,
	2016				2015				2014
	Revenue		Long-Lived Assets(a)		Revenue		Long-Lived Assets(a)		Revenue		Long-Lived Assets(a)
U.S.	$	7,440	$	32,506	$	4,324	$	18,501	$	2,552	$	5,477
Canada	508		1,982		453		1,731		357		1,635
Brazil	652		3		757		3		964		4
Other countries(b)	958		314		920		156		981		116
Total consolidated	$	9,558	$	34,805	$	6,454	$	20,391	$	4,854	$	7,232

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(a) Long-lived assets includes $34.5 billion, $20.2 billion and $7.1 billion of vehicles on operating leases at December 31, 2016, 2015, and 2014.

(b) No individual country represents more than 10% of our total revenue or long-lived assets.