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Segment Reporting (Tables)
6 Months Ended
Jun. 30, 2016
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information, by Segment
Key financial data for our operating segments were as follows (in millions):
 
 
Three Months Ended June 30, 2016
 
 
North
America
 
International
 
Corporate
 
Eliminations
 
Total
Total revenue
 
$
1,886

 
$
406

 
$

 
$

 
$
2,292

Operating expenses
 
215

 
128

 

 

 
343

Leased vehicle expenses
 
1,061

 
7

 

 

 
1,068

Provision for loan losses
 
125

 
26

 

 

 
151

Interest expense
 
337

 
164

 

 

 
501

Equity income
 

 
37

 

 

 
37

Income before income taxes
 
$
148

 
$
118

 
$

 
$

 
$
266

 
 
Three Months Ended June 30, 2015
 
 
North
America
 
International
 
Corporate
 
Eliminations
 
Total
Total revenue
 
$
1,085

 
$
430

 
$
4

 
$
(4
)
 
$
1,515

Operating expenses
 
184

 
135

 

 

 
319

Leased vehicle expenses
 
464

 
3

 

 

 
467

Provision for loan losses
 
111

 
30

 

 

 
141

Interest expense
 
193

 
183

 
19

 
(4
)
 
391

Equity income
 

 
28

 

 

 
28

Income (loss) before income taxes
 
$
133

 
$
107

 
$
(15
)
 
$

 
$
225

 
 
Six Months Ended June 30, 2016
 
 
North
America
 
International
 
Corporate
 
Eliminations
 
Total
Total revenue
 
$
3,574

 
$
793

 
$
(1
)
 
$
1

 
$
4,367

Operating expenses
 
416

 
261

 

 

 
677

Leased vehicle expenses
 
1,949

 
12

 

 

 
1,961

Provision for loan losses
 
302

 
45

 

 

 
347

Interest expense
 
642

 
321

 

 
1

 
964

Equity income
 

 
73

 

 

 
73

Income (loss) before income taxes
 
$
265

 
$
227

 
$
(1
)
 
$

 
$
491

 
 
Six Months Ended June 30, 2015
 
 
North
America
 
International
 
Corporate
 
Eliminations
 
Total
Total revenue
 
$
1,991

 
$
878

 
$
11

 
$
(11
)
 
$
2,869

Operating expenses
 
345

 
280

 

 

 
625

Leased vehicle expenses
 
790

 
4

 

 

 
794

Provision for loan losses
 
229

 
67

 

 

 
296

Interest expense
 
358

 
389

 
35

 
(11
)
 
771

Equity income
 

 
56

 

 

 
56

Income (loss) before income taxes
 
$
269

 
$
194

 
$
(24
)
 
$

 
$
439

 
 
June 30, 2016
 
December 31, 2015
 
 
North
America
 
International
 
Total
 
North
America
 
International
 
Total
Finance receivables, net
 
$
23,546

 
$
15,884

 
$
39,430

 
$
21,558

 
$
15,223

 
$
36,781

Leased vehicles, net
 
$
28,278

 
$
164

 
$
28,442

 
$
20,086

 
$
86

 
$
20,172

Total assets
 
$
57,913

 
$
19,690

 
$
77,603

 
$
47,419

 
$
18,485

 
$
65,904