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Consolidated Statements Of Cash Flows - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Cash flows from operating activities      
Net income $ 646 $ 537 $ 566
Adjustments to reconcile net income to net cash provided by operating activities      
Depreciation and amortization 2,403 992 545
Accretion and amortization of loan and leasing fees (609) (363) (88)
Amortization of carrying value adjustment (149) (234) (94)
Equity income (116) 0 0
Provision for loan losses 624 604 475
Deferred income taxes 132 (83) 179
Stock-based compensation expense 36 19 9
Other (37) 182 (167)
Changes in assets and liabilities, net of assets and liabilities acquired:      
Other assets (104) (88) (127)
Accounts payable and accrued expenses 282 133 195
Taxes payable (20) (63) 20
Related party taxes payable (636) (7) 84
Related party payables (13) 5 (39)
Net cash provided by operating activities 2,439 1,634 1,558
Cash flows from investing activities      
Purchases of retail finance receivables, net (17,517) (14,749) (9,573)
Principal collections and recoveries on retail finance receivables 11,726 10,860 7,524
Net funding of commercial finance receivables (1,017) (1,898) (1,266)
Purchases of leased vehicles, net (15,337) (4,882) (2,262)
Proceeds from termination of leased vehicles 1,096 533 217
Acquisition of international operations (1,049) (46) (2,615)
Disposition of equity interest 125 0 0
Purchases of property and equipment (90) (52) (16)
Change in restricted cash (264) (232) (267)
Change in other assets 30 (2) 3
Net cash used in investing activities (22,297) (10,468) (8,255)
Cash flows from financing activities      
Net change in debt (original maturities less than three months) 1,147 470 0
Borrowings and issuance of secured debt 22,385 21,080 17,378
Payments on secured debt (15,178) (16,890) (13,222)
Borrowings and issuance of unsecured debt 12,977 7,174 5,224
Payments on unsecured debt (1,709) (1,889) (2,699)
Borrowings on related party line of credit 0 0 1,100
Payments on related party line of credit 0 0 (1,100)
Repayment of debt to Ally Financial 0 0 (1,416)
Capital contributions from related party 649 996 1,300
Debt issuance costs (155) (127) (76)
Other 1 0 2
Net cash provided by financing activities 20,117 10,814 6,491
Net increase (decrease) in cash and cash equivalents 259 1,980 (206)
Effect of foreign exchange rate changes on cash and cash equivalents (172) (80) (9)
Cash and cash equivalents at beginning of period 2,974 1,074 1,289
Cash and cash equivalents at end of period $ 3,061 $ 2,974 $ 1,074