Consolidated Statements Of Income And Comprehensive Income - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Revenue
Finance charge income	$ 3,381	$ 3,475	$ 2,563
Leased vehicle income	2,807	1,090	595
Other income	266	289	186
Total revenue	6,454	4,854	3,344
Costs and expenses
Salaries and benefits	726	614	448
Other operating expenses	567	548	322
Total operating expenses	1,293	1,162	770
Leased vehicle expenses	2,200	847	453
Provision for loan losses	624	604	475
Interest expense	1,616	1,426	721
Acquisition and integration expenses	0	0	42
Total costs and expenses	5,733	4,039	2,461
Equity income	116	0	0
Income before income taxes	837	815	883
Income tax provision	191	278	317
Net income	646	537	566
Other comprehensive income
Defined benefit plans, net	(2)	(14)	3
Foreign currency translation adjustment	(669)	(430)	11
Other comprehensive (loss) income, net	(671)	(444)	14
Comprehensive (loss) income	$ (25)	$ 93	$ 580