Debt (Tables)

12 Months Ended

Dec. 31, 2015

Debt Disclosure [Abstract]

Schedule of Debt

Debt consists of the following (in millions):

	December 31, 2015						December 31, 2014
	North America		International		Total		North America		International		Total
Secured debt
Revolving credit facilities	$	3,246	$	4,302	$	7,548	$	1,701	$	5,327	$	7,028
Securitization notes payable	19,905		3,236		23,141		13,721		4,424		18,145
Total secured debt	$	23,151	$	7,538	$	30,689	$	15,422	$	9,751	$	25,173
Unsecured debt
Senior notes	$	17,731	$	1,242	$	18,973	$	7,777	$	598	$	8,375
Credit facilities	—		2,759		2,759		—		2,974		2,974
Retail customer deposits	—		1,260		1,260		—		—		—
Other unsecured debt	—		665		665		—		793		793
Total unsecured debt	$	17,731	$	5,926	$	23,657	$	7,777	$	4,365	$	12,142

Schedule of Deposit Liabilities

During 2015, we began accepting deposits from retail banking customers in Germany. Following is summarized information for our deposits at December 31, 2015 (dollars in millions):

	Outstanding Balance		Weighted Average Interest Rate
Overnight deposits	$	555	1.00	%
Term deposits -12 months	337		1.32	%
Term deposits - 24 months	123		1.44	%
Term deposits - 36 months	245		1.65	%
Total deposits	$	1,260	1.25	%

Schedule of Maturities of Long-term Debt

The following table presents the expected scheduled principal and interest payments under our contractual debt obligations (in millions):

	Years Ending December 31,
	2016		2017		2018		2019		2020		Thereafter		Total
Secured debt	$	14,450	$	9,168	$	5,688	$	1,120	$	317	$	—	$	30,743
Unsecured debt	4,343		3,654		3,459		3,165		4,110		5,050		23,781
Interest	1,275		1,008		588		397		267		483		4,018
	$	20,068	$	13,830	$	9,735	$	4,682	$	4,694	$	5,533	$	58,542