Segment Reporting (Tables)

9 Months Ended

Sep. 30, 2015

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

All inter-segment balances and transactions have been eliminated. Key financial data for our operating segments were as follows (in millions):

	Three Months Ended September 30, 2015
	North America		International		Corporate			Eliminations			Total
Total revenue	$	1,302	$	405	$	2		$	(2	)	$	1,707
Operating expenses, including leased vehicle expenses	811		138		—			—			949
Provision for loan losses	106		38		—			—			144
Interest expense	214		175		25			(2		)	412
Equity income	—		29		—			—			29
Income before income taxes	$	171	$	83	$	(23	)	$	—		$	231

	Three Months Ended September 30, 2014
	North America		International		Corporate		Eliminations			Total
Total revenue	$	759	$	502	$	14	$	(14	)	$	1,261
Operating expenses, including leased vehicle expenses	366		159		—		—			525
Provision for loan losses	119		41		—		—			160
Interest expense	124		244		14		(14		)	368
Income before income taxes	$	150	$	58	$	—	$	—		$	208

	Nine Months Ended September 30, 2015
	North America		International		Corporate			Eliminations			Total
Total revenue	$	3,293	$	1,283	$	13		$	(13	)	$	4,576
Operating expenses, including leased vehicle expenses	1,946		422		—			—			2,368
Provision for loan losses	335		105		—			—			440
Interest expense	572		564		60			(13		)	1,183
Equity income	—		85		—			—			85
Income before income taxes	$	440	$	277	$	(47	)	$	—		$	670

	Nine Months Ended September 30, 2014
	North America		International		Corporate			Eliminations			Total
Total revenue	$	2,086	$	1,463	$	45		$	(45	)	$	3,549
Operating expenses, including leased vehicle expenses	950		459		—			—			1,409
Provision for loan losses	312		96		—			—			408
Interest expense	320		706		56			(45		)	1,037
Income before income taxes	$	504	$	202	$	(11	)	$	—		$	695

	September 30, 2015						December 31, 2014
	North America		International		Total		North America		International		Total
Finance receivables, net	$	19,853	$	15,221	$	35,074	$	15,943	$	17,057	$	33,000
Leased vehicles, net	$	16,843	$	72	$	16,915	$	7,029	$	31	$	7,060
Total assets	$	41,065	$	18,481	$	59,546	$	27,687	$	20,037	$	47,724