Consolidated Statements Of Income And Comprehensive Income (USD $) In Millions, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Revenue
Financial charge income	$ 2,563	$ 1,594	$ 1,247
Leased vehicle income	595	289	98
Other income	186	77	65
Revenues	3,344	1,960	1,410
Costs and expenses
Salaries and benefits	448	298	254
Other operating expenses	322	100	85
Total operating expenses	770	398	339
Leased vehicle expenses	453	211	67
Provision for loan losses	475	304	178
Interest expense	721	283	204
Acquisition and integration expenses	42	20
Costs and Expenses	2,461	1,216	788
Income before income taxes	883	744	622
Income Tax provision	317	281	236
Net income	566	463	386
Other comprehensive income
Unrealized (losses) gains on cash flow hedges	0	(3)	3
Defined benefit plans, net	3
Foreign currency translation adjustment	11	6	(11)
Income tax benefit (provision)	0	1	(1)
Other comprehensive (loss) income	14	4	(9)
Comprehensive income	$ 580	$ 467	$ 377