Segments (Tables)

9 Months Ended

Sep. 30, 2013

Segment Reporting Information [Line Items]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Key operating data for our reporting segments were as follows (in millions):

	Three Months Ended September 30, 2013
	North America		International		Corporate		Eliminations			Total
Total revenue	$	622	$	245	$	13	$	(13	)	$	867
Operating expenses, including leased vehicle expenses	246		90							336
Provision for credit losses	108		9							117
Interest expense	93		76		12		(13		)	168
Acquisition and integration expenses			7							7
Income before income taxes	$	175	$	63	$	1	$			$	239

	Nine Months Ended September 30, 2013
	North America		International		Corporate		Eliminations			Total
Total revenue	$	1,750	$	493	$	28	$	(28	)	$	2,243
Operating expenses, including leased vehicle expenses	637		179							816
Provision for credit losses	283		28							311
Interest expense	266		157		19		(28		)	414
Acquisition and integration expenses			29							29
Income before income taxes	$	564	$	100	$	9	$			$	673

	September 30, 2013
	North America		International		Total
Finance receivables, net	$	12,232	$	11,635	$	23,867
Total assets	$	18,970	$	12,914	$	31,884