Segments (Tables)

6 Months Ended

Jun. 30, 2013

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Key operating data for our reporting segments were as follows (in millions):



	Three Months Ended June 30, 2013
	North America Segment		International Segment		Corporate			Total
Total revenue	$	588	$	248				$	836
Operating expenses, including leased vehicle expenses	203		89					292
Provision for credit losses	81		19					100
Interest expense	91		81		$	(8	)	164
Acquisition and integration expenses			16					16
Income before income taxes	$	213	$	43	$	8		$	264



	Six Months Ended June 30, 2013
	North America Segment		International Segment		Corporate			Total
Total revenue	$	1,128	$	248				$	1,376
Operating expenses, including leased vehicle expenses	391		89					480
Provision for credit losses	175		19					194
Interest expense	173		81		$	(8	)	246
Acquisition and integration expenses			22					22
Income before income taxes	$	389	$	37	$	8		$	434



	June 30, 2013
	North America Segment		International Segment		Corporate	Total
Finance receivables, net	$	11,968	$	10,977		$	22,945
Total assets	$	18,096	$	12,489		$	30,585

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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