6. Postretirement Benefits

The Company offers various postretirement benefits to its employees.

The components of net periodic benefit cost for defined benefit plans are as follows:



	Pension Benefits						Other Retiree Benefits
	Three Months Ended December 31						Three Months Ended December 31
	2013			2012			2013			2012
Service cost	$	74		$	76		$	38		$	48
Interest cost	148			141			64			66
Expected return on plan assets	(176		)	(148		)	(97		)	(96		)
Prior service cost / (credit) amortization	7			6			(5		)	(5		)
Net actuarial loss amortization	54			53			30			50
Curtailment loss	—			2			—			—
Gross benefit cost	107			130			30			63
Dividends on ESOP preferred stock	—			—			(16		)	(18		)
Net periodic benefit cost	$	107		$	130		$	14		$	45



	Pension Benefits						Other Retiree Benefits
	Six Months Ended December 31						Six Months Ended December 31
	2013			2012			2013			2012
Service cost	$	147		$	150		$	75		$	95
Interest cost	291			281			128			130
Expected return on plan assets	(346		)	(296		)	(193		)	(191		)
Prior service cost / (credit) amortization	13			9			(10		)	(10		)
Net actuarial loss amortization	106			106			59			100
Curtailment loss	—			2			—			—
Gross benefit cost	211			252			59			124
Dividends on ESOP preferred stock	—			—			(32		)	(35		)
Net periodic benefit cost	$	211		$	252		$	27		$	89

For the year ending June 30, 2014, the expected return on plan assets is 7.2% and 8.3% for pensions and other retiree benefit plans, respectively.