<SEC-DOCUMENT>0001104659-24-078384.txt : 20240709
<SEC-HEADER>0001104659-24-078384.hdr.sgml : 20240709
<ACCEPTANCE-DATETIME>20240708203134
ACCESSION NUMBER: 0001104659-24-078384
CONFORMED SUBMISSION TYPE: 497K
PUBLIC DOCUMENT COUNT: 3
FILED AS OF DATE: 20240709
DATE AS OF CHANGE: 20240708
EFFECTIVENESS DATE: 20240709
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: SEI INSTITUTIONAL MANAGED TRUST
CENTRAL INDEX KEY: 0000804239
ORGANIZATION NAME:
IRS NUMBER: 000000000
STATE OF INCORPORATION: MA
FISCAL YEAR END: 0930
FILING VALUES:
FORM TYPE: 497K
SEC ACT: 1933 Act
SEC FILE NUMBER: 033-09504
FILM NUMBER: 241106154
BUSINESS ADDRESS:
STREET 1: 2 OLIVER ST
CITY: BOSTON
STATE: MA
ZIP: 02109
BUSINESS PHONE: 8003455734
MAIL ADDRESS:
STREET 1: SEI INVESTMENTS
STREET 2: 1 FREEDOM VALLEY DRIVE
CITY: OAKS
STATE: PA
ZIP: 19456
FORMER COMPANY:
FORMER CONFORMED NAME: TRUSTFUNDS INSTITUTIONAL MANAGED TRUST
DATE OF NAME CHANGE: 19890509
<SERIES-AND-CLASSES-CONTRACTS-DATA>
<EXISTING-SERIES-AND-CLASSES-CONTRACTS>
<SERIES>
<OWNER-CIK>0000804239
<SERIES-ID>S000017259
<SERIES-NAME>SIMT Tax-Managed Managed Volatility Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000147398
<CLASS-CONTRACT-NAME>Class Y
<CLASS-CONTRACT-TICKER-SYMBOL>STVYX
</CLASS-CONTRACT>
</SERIES>
</EXISTING-SERIES-AND-CLASSES-CONTRACTS>
</SERIES-AND-CLASSES-CONTRACTS-DATA>
</SEC-HEADER>
<DOCUMENT>
<TYPE>497K
<SEQUENCE>1
<FILENAME>a24-19059_6497k.htm
<DESCRIPTION>497K
<TEXT>
<html>
<head>
</head>
<body bgcolor="white">
<!-- Document name: 24-19059-6.aa-->
<p style="margin:12pt 0pt 12pt 0pt;"><img src="j24190596_aa001.jpg"></p>
<div style="margin:8pt 0pt 8pt 0pt;">
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:12pt;">January 31, 2024, as amended through July 8, 2024</font></p>
<p style="margin:0pt 0pt 0pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:33pt;">SUMMARY PROSPECTUS</font></p>
<p style="margin:9pt 0pt 0pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:17pt;">SIMT Tax-Managed Managed Volatility Fund (STVYX)</font></p>
<p style="margin:0pt 0pt 24pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:17pt;">Class Y</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">Before you invest, you may want to review the Fund's Prospectus, which contains information about the Fund and its risks. You can find the Fund's Prospectus and other information about the Fund, including the Fund's Statement of Additional Information and annual and semi-annual reports, online at seic.com/fundprospectuses. You can also get this information at no cost by dialing 1-800-DIAL-SEI. The Fund's Prospectus and Statement of Additional Information, dated January 31, 2024, as may be supplemented from time to time, are incorporated by reference into this Summary Prospectus and may be obtained, free of charge, at the website or phone number noted above.</font></p>
</div>
<div style="margin:8pt 0pt 8pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt;"><font face="Arial, Helvetica" style="font-size:12pt;">seic.com</font></p>
</div>
<hr size="3" width="100%" noshade color="gray" align="center">
<!-- SEQ.=1,FOLIO='',FILE='24-19059-6.aa.qxp',USER='',CD='Jul 08 14:22 2024' -->
<div style="page-break-before:always;"></div>
<div style="page-break-before:always;"></div>
<!-- Document name: 24-19059-6.ba-->
<div style="margin:8pt 0pt 8pt 0pt;">
</div>
<div style="margin:8pt 0pt 8pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt;"><font face="Arial, Helvetica" style="font-size:8pt;">SEI / SUMMARY PROSPECTUS</font></p>
</div>
<div style="margin:8pt 0pt 8pt 0pt;">
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">Investment Goal</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">To maximize after-tax returns, but with a lower level of volatility than the broad U.S. equity markets.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">Fees and Expenses</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">This table describes the fees and expenses that you may pay if you buy, hold, and sell Fund shares. </font><font face="Arial, Helvetica" style="font-size:10pt;">You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in this table and examples below.</font></p>
<p style="margin:6pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:8pt;">ANNUAL FUND OPERATING EXPENSES</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr>
<td colspan="3" width="257" align="left" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">(expenses that you pay each year as a percentage of the value of your investment)</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="86" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">Class Y Shares</font></p></td>
<td colspan="1"> </td>
</tr>
<tr>
<td colspan="3" width="257" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Management Fees</font></p></td>
<td colspan="1" bgcolor="#cceeff"> </td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 4pt 0pt;">
</td>
<td colspan="1" width="57" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">0.65</font></p></td>
<td colspan="1" width="21" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
</tr>
<tr>
<td colspan="3" width="257" align="left" valign="bottom" style="padding:0pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Distribution (12b-1) Fees</font></p></td>
<td colspan="1"> </td>
<td colspan="1" width="8" valign="bottom" style="padding:0pt .7pt 4pt 0pt;">
</td>
<td colspan="1" width="57" align="right" valign="bottom" style="padding:0pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">None</font></p></td>
<td colspan="1" width="21" valign="bottom" style="padding:0pt .7pt 4pt 0pt;">
</td>
<td colspan="1" width="8"> </td>
</tr>
<tr>
<td colspan="3" width="257" bgcolor="#cceeff" align="left" valign="bottom" style="padding:0pt .7pt 6pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Other Expenses</font></p></td>
<td colspan="1" bgcolor="#cceeff"> </td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:0pt .7pt 6pt 0pt;">
</td>
<td colspan="1" width="57" bgcolor="#cceeff" align="right" valign="bottom" style="padding:0pt .7pt 6pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">0.33</font></p></td>
<td colspan="1" width="21" bgcolor="#cceeff" align="left" valign="bottom" style="padding:0pt .7pt 6pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
</tr>
<tr>
<td colspan="3" width="257" align="left" valign="bottom" style="padding:0pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Total Annual Fund Operating Expenses</font></p></td>
<td colspan="1"> </td>
<td colspan="1" width="8" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-top:solid windowtext 2pt;border-bottom:solid windowtext 2pt;">
</td>
<td colspan="1" width="57" align="right" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-top:solid windowtext 2pt;border-bottom:solid windowtext 2pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">0.98</font></p></td>
<td colspan="1" width="21" align="left" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-top:solid windowtext 2pt;border-bottom:solid windowtext 2pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8"> </td>
</tr>
</table>
<p style="margin:12pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:8pt;">EXAMPLE</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">This Example is intended to help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in the Fund for the time periods indicated and then redeem or hold all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund's operating expenses remain the same. Although your actual costs and may be higher or lower, based on these assumptions your costs would be:</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr>
<td colspan="3" width="191" valign="bottom" style="padding:0pt .7pt 0pt 0pt;">
</td>
<td colspan="1"> </td>
<td colspan="3" width="59" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">1 Year</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="63" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">3 Years</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="63" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">5 Years</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="66" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">10 Years</font></p></td>
<td colspan="1"> </td>
</tr>
<tr>
<td colspan="3" width="191" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Tax-Managed Managed Volatility Fund — Class Y Shares</font></p></td>
<td colspan="1" bgcolor="#cceeff"> </td>
<td colspan="1" width="19" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">$</font></p></td>
<td colspan="1" width="32" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">100</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
<td colspan="1" width="19" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">$</font></p></td>
<td colspan="1" width="36" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">312</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
<td colspan="1" width="19" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">$</font></p></td>
<td colspan="1" width="36" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">542</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
<td colspan="1" width="19" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">$</font></p></td>
<td colspan="1" width="39" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">1,201</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
</tr>
</table>
<p style="margin:12pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:8pt;">PORTFOLIO TURNOVER</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or "turns over" its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual Fund operating expenses or in the Example, affect the Fund's performance. During the most recent fiscal year, the Fund's portfolio turnover rate was 22% of the average value of its portfolio.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:13pt;">Principal Investment Strategies</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">The Tax-Managed Managed Volatility Fund will typically invest in securities of U.S. companies of all capitalization ranges. These securities may include common stocks, preferred stocks, warrants and exchange-traded funds (ETFs). The Fund may also, to a lesser extent, invest in American Depositary Receipts (ADRs), real estate investment trusts (REITs) and securities of non-U.S. companies. Although the Fund will be measured against the Russell 3000 Index, the Fund is expected to have significant sector and market capitalization deviations from the index given its focus on absolute risk as opposed to index relative risk. This could lead to significant performance deviations relative to the index over shorter-term periods.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">The Fund uses a multi-manager approach, relying primarily on a number of sub-advisers (each, a Sub-Adviser and collectively, the Sub-Advisers) with differing investment approaches to manage portions of the Fund's portfolio under the general supervision of SEI Investments Management Corporation, the Fund's adviser (SIMC or the Adviser). Assets of the Fund not allocated to Sub-Advisers are managed directly by SIMC. In managing its portion of the Fund's assets, SIMC and each Sub-Adviser intends to achieve returns similar to those of the broad U.S. equity markets in a tax-efficient fashion but with a lower level of volatility. The Fund seeks to achieve lower volatility by constructing a portfolio of securities that effectively weighs securities based on their total expected risk and return without regard to market capitalization and industry. This will tend to lead SIMC and the Fund's Sub-Advisers to construct portfolios with a low beta relative to the overall U.S. equity market. In addition, SIMC and the Sub-Advisers will look to manage the impact of taxes by controlling portfolio turnover levels, selling stocks with the highest tax cost first and opportunistically harvesting losses to offset gains where possible.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">The Fund implements the investment recommendations of SIMC and the Sub-Advisers through the use of an overlay manager appointed by SIMC. Each such Sub-Adviser and SIMC provides a model portfolio to the overlay manager on an ongoing basis that represents that Sub-Adviser's or SIMC's recommendation as to the securities to be purchased, sold or retained by the Fund. The overlay manager then constructs a portfolio for the Fund that represents the aggregation of the model portfolios of the Sub-Advisers and SIMC, with the weighting of each such Sub-Adviser's model in the total portfolio determined by SIMC.</font></p>
</div>
<p align="center"><font size="2" face="Times New Roman PS, Times New Roman, Times"><br>2</font></p>
<hr size="3" width="100%" noshade color="gray" align="center">
<!-- SEQ.=2,FOLIO='2',FILE='24-19059-6.ba.qxp',USER='',CD='Jul 08 14:22 2024' -->
<div style="page-break-before:always;"></div>
<div style="margin:8pt 0pt 8pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:8pt;">SEI / SUMMARY PROSPECTUS</font></p>
</div>
<div style="margin:8pt 0pt 8pt 0pt;">
</div>
<div style="margin:8pt 0pt 8pt 0pt;">
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">Pursuant to direction from SIMC, the overlay manager has limited authority to vary from the models. For example, SIMC may direct the overlay manager to adjust the portfolio to implement SIMC's forward looking views regarding various portfolio characteristics or factors, or for risk management purposes. The overlay manager may also vary the portfolio implementation to seek trading efficiencies, loss harvesting, portfolio rebalancing or other portfolio construction objectives as directed by SIMC.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:13pt;">Principal Risks</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Market Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— The risk that the market value of a security may move up and down, sometimes rapidly and unpredictably. Market risk may affect a single issuer, an industry, a sector or the equity or bond market as a whole. Equity markets may decline significantly in response to adverse issuer, political, regulatory, market, economic or other developments that may cause broad changes in market value, public perceptions concerning these developments, and adverse investor sentiment or publicity. Similarly, environmental and public health risks, such as natural disasters, epidemics, pandemics or widespread fear that such events may occur, may impact markets adversely and cause market volatility in both the short- and long-term.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Large Capitalization Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— The risk that larger, more established companies may be unable to respond quickly to new competitive challenges such as changes in technology and consumer tastes. Larger companies also may not be able to attain the high growth rates of successful smaller companies.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Small and Medium Capitalization Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— The risk that small and medium capitalization companies in which the Fund may invest may be more vulnerable to adverse business or economic events than larger, more established companies. In particular, small and medium capitalization companies may have limited product lines, markets and financial resources and may depend upon a relatively small management group. Therefore, small capitalization and medium capitalization stocks may be more volatile than those of larger companies. Small capitalization and medium capitalization stocks may be traded over-the-counter (OTC). OTC stocks may trade less frequently and in smaller volume than exchange-listed stocks and may have more price volatility than that of exchange-listed stocks.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Investment Style Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— The risk that securities selected as part of a managed volatility strategy may underperform other segments of the equity markets or the equity markets as a whole.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Taxation Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— The Fund is managed to seek to minimize tax consequences to shareholders, but there is no guarantee that the Fund will be able to operate without incurring taxable income and gains to shareholders.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Warrants Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— Warrants are instruments that entitle the holder to buy an equity security at a specific price for a specific period of time. Warrants may be more speculative than other types of investments. The price of a warrant may be more volatile than the price of its underlying security, and a warrant may offer greater potential for capital appreciation as well as capital loss. A warrant ceases to have value if it is not exercised prior to its expiration date.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Exchange-Traded Funds Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— The risks of owning shares of an ETF generally reflect the risks of owning the underlying securities the ETF is designed to track, although lack of liquidity in an ETF could result in its value being more volatile than the underlying portfolio securities. When the Fund invests in an ETF, in addition to directly bearing the expenses associated with its own operations, it will bear a pro rata portion of the ETF's expenses.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Depositary Receipts Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— Depositary receipts, such as ADRs, are certificates evidencing ownership of shares of a foreign issuer that are issued by depositary banks and generally trade on an established market. Depositary receipts are subject to many of the risks associated with investing directly in foreign securities, including, among other things, political, social and economic developments abroad, currency movements and different legal, regulatory, tax, accounting and audit environments.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Real Estate Investment Trusts Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— REITs are trusts that invest primarily in commercial real estate or real estate-related loans. The Fund's investments in REITs will be subject to the risks associated with the direct ownership of real estate. Risks commonly associated with the direct ownership of real estate include fluctuations in the value of underlying properties, defaults by borrowers or tenants, changes in interest rates and risks related to general or local economic conditions. Some REITs may have limited diversification and may be subject to risks inherent in financing a limited number of properties.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Liquidity Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— The risk that certain securities may be difficult or impossible to sell at the time and the price that the Fund would like. The Fund may have to lower the price of the security, sell other securities instead or forego an investment opportunity, any of which could have a negative effect on Fund management or performance.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Foreign Investment Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— The risk that non-U.S. securities may be subject to additional risks due to, among other things, political, social and economic developments abroad, currency movements and different legal, regulatory, tax, accounting and audit environments.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Currency Risk </i></font><font face="Arial, Helvetica" style="font-size:10pt;">— As a result of the Fund's investments in securities denominated in, and/or receiving revenues in, foreign currencies, the Fund will be subject to currency risk. Currency risk is the risk that foreign currencies will decline in value relative to the U.S. dollar </font></p>
</div>
<p align="center"><font size="2" face="Times New Roman PS, Times New Roman, Times"><br>3</font></p>
<hr size="3" width="100%" noshade color="gray" align="center">
<!-- SEQ.=3,FOLIO='3',FILE='24-19059-6.ba.qxp',USER='',CD='Jul 08 14:22 2024' -->
<div style="page-break-before:always;"></div>
<div style="margin:8pt 0pt 8pt 0pt;">
</div>
<div style="margin:8pt 0pt 8pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt;"><font face="Arial, Helvetica" style="font-size:8pt;">SEI / SUMMARY PROSPECTUS</font></p>
</div>
<div style="margin:8pt 0pt 8pt 0pt;">
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">or, in the case of hedging positions, that the U.S. dollar will decline in value relative to the currency hedged. In either event, the dollar value of an investment in the Fund would be adversely affected. Due to the Fund's investments in securities denominated in foreign currencies, it will be subject to the risk that currency exchange rates may fluctuate in response to, among other things, changes in interest rates, intervention (or failure to intervene) by U.S. or foreign governments, central banks or supranational entities, or by the imposition of currency controls or other political developments in the United States or abroad.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;"><i>Investing in the Fund involves risk, and there is no guarantee that the Fund will achieve its investment goal. You could lose money on your investment in the Fund, just as you could with other investments. An investment in the Fund is not a deposit of a bank and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.</i></font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:13pt;">Performance Information</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">The bar chart and the performance table below provide some indication of the risks of investing in the Class Y Shares of the Fund by showing changes in the Fund's performance from year to year for the past ten calendar years and by showing how the Fund's average annual returns for 1, 5 and 10 years, and since the Fund's inception, compare with those of a broad measure of market performance. The Fund's past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. For current performance information, please call 1-800-DIAL-SEI.</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr>
<td colspan="3" width="8" align="left" valign="top" style="padding:12pt .7pt 6pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><img src="j24190596_ba002.jpg">
</p></td>
<td colspan="1"> </td>
<td colspan="3" width="1759" align="left" valign="bottom" style="padding:12pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Best Quarter:</font><font face="Arial, Helvetica" style="font-size:8pt;"> 11.91% (06/30/2020)<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Worst Quarter:</font><font face="Arial, Helvetica" style="font-size:8pt;"> -20.26% (03/31/2020)<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">The Fund's Class Y Shares commenced operations on April 30, 2015. For full calendar years through December 31, 2015, the performance of the Fund's Class F Shares is shown. The Fund's Class F Shares are offered in a separate prospectus. Because Class Y Shares are invested in the same portfolio of securities, returns for Class Y Shares would have been substantially similar to those of Class F Shares, shown here, and would have differed only to the extent that the classes do not have the same total annual fund operating expenses.</font></td>
<td colspan="1"> </td>
</tr>
</table>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">Average Annual Total Returns (for the periods ended December 31, 2023)</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Your actual after-tax returns will depend on your tax situation and may differ from those shown. After-tax returns shown are not relevant to investors who hold their Fund shares through tax-deferred arrangements, such as 401(k) plans or individual retirement accounts.</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr>
<td colspan="3" width="260" align="left" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">Tax-Managed Managed Volatility Fund*</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="61" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">1 Year</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="65" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">5 Years</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="68" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">10 Years</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="83" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<font face="Arial, Helvetica" style="font-size:7pt;">Since<BR></font><font face="Arial, Helvetica" style="font-size:7pt;">Inception<BR></font><font face="Arial, Helvetica" style="font-size:7pt;">(12/20/2007)</font></td>
<td colspan="1"> </td>
</tr>
<tr>
<td colspan="3" width="260" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Return Before Taxes</font></p></td>
<td colspan="1" bgcolor="#cceeff"> </td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="32" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">7.82</font></p></td>
<td colspan="1" width="21" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="36" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">10.47</font></p></td>
<td colspan="1" width="21" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="39" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">9.45</font></p></td>
<td colspan="1" width="21" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="54" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">8.92</font></p></td>
<td colspan="1" width="21" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
</tr>
<tr>
<td colspan="3" width="260" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Return After Taxes on Distributions</font></p></td>
<td colspan="1"> </td>
<td colspan="1" width="8" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="32" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">4.31</font></p></td>
<td colspan="1" width="21" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8"> </td>
<td colspan="1" width="8" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="36" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">8.81</font></p></td>
<td colspan="1" width="21" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8"> </td>
<td colspan="1" width="8" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="39" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">7.88</font></p></td>
<td colspan="1" width="21" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8"> </td>
<td colspan="1" width="8" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="54" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">7.58</font></p></td>
<td colspan="1" width="21" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8"> </td>
</tr>
<tr>
<td colspan="3" width="260" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Return After Taxes on Distributions and Sale of Fund Shares</font></p></td>
<td colspan="1" bgcolor="#cceeff"> </td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="32" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">7.09</font></p></td>
<td colspan="1" width="21" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="36" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">8.20</font></p></td>
<td colspan="1" width="21" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="39" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">7.39</font></p></td>
<td colspan="1" width="21" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
<td colspan="1" width="8" bgcolor="#cceeff" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="54" bgcolor="#cceeff" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">7.10</font></p></td>
<td colspan="1" width="21" bgcolor="#cceeff" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8" bgcolor="#cceeff"> </td>
</tr>
<tr>
<td colspan="3" width="260" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Russell 3000 Index Return (reflects no deduction for fees, expenses or taxes)</font></p></td>
<td colspan="1"> </td>
<td colspan="1" width="8" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="32" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">25.96</font></p></td>
<td colspan="1" width="21" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8"> </td>
<td colspan="1" width="8" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="36" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">15.16</font></p></td>
<td colspan="1" width="21" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8"> </td>
<td colspan="1" width="8" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="39" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">11.48</font></p></td>
<td colspan="1" width="21" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8"> </td>
<td colspan="1" width="8" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
</td>
<td colspan="1" width="54" align="right" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">9.68</font></p></td>
<td colspan="1" width="21" align="left" valign="bottom" style="padding:4pt .7pt 0pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt; white-space:nowrap"><font face="Arial, Helvetica" style="font-size:8pt;">%</font></p></td>
<td colspan="1" width="8"> </td>
</tr>
</table>
<p style="margin:9pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:8pt;">* The Fund's Class Y Shares commenced operations on April 30, 2015. For periods prior to April 30, 2015, the performance of the Fund's Class F Shares has been used. Returns for Class Y Shares would have been substantially similar to those of Class F Shares and would have differed only to the extent that Class Y Shares have lower total annual fund operating expenses than Class F Shares.</font></p>
<p style="margin:9pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:13pt;">Management</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">Investment Adviser and Portfolio Manager.</font><font face="Arial, Helvetica" style="font-size:10pt;"> SEI Investments Management Corporation</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr>
<td colspan="3" width="98" align="left" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">Portfolio Manager</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="91" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">Experience with the Fund</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="166" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">Title with Adviser</font></p></td>
<td colspan="1"> </td>
</tr>
<tr>
<td colspan="3" width="98" align="left" valign="bottom" style="padding:4pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Jason Collins</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="91" align="left" valign="bottom" style="padding:4pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Since 2016</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="166" align="left" valign="bottom" style="padding:4pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Portfolio Manager, Head of Sub-Advised Equity</font></p></td>
<td colspan="1"> </td>
</tr>
<tr>
<td colspan="3" width="98" align="left" valign="bottom" style="padding:0pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Eugene Barbaneagra, CFA</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="91" align="left" valign="bottom" style="padding:0pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Since 2024</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="166" align="left" valign="bottom" style="padding:0pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Portfolio Manager</font></p></td>
<td colspan="1"> </td>
</tr>
<tr>
<td colspan="3" width="98" align="left" valign="bottom" style="padding:0pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">John Csaszar, CFA</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="91" align="left" valign="bottom" style="padding:0pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Since 2024</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="166" align="left" valign="bottom" style="padding:0pt .7pt 4pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Portfolio Manager</font></p></td>
<td colspan="1"> </td>
</tr>
<tr>
<td colspan="3" width="98" align="left" valign="bottom" style="padding:0pt .7pt 9pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">David L. Hintz, CFA</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="91" align="left" valign="bottom" style="padding:0pt .7pt 9pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Since 2024</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="166" align="left" valign="bottom" style="padding:0pt .7pt 9pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:8pt;">Portfolio Manager</font></p></td>
<td colspan="1"> </td>
</tr>
</table>
</div>
<p align="center"><font size="2" face="Times New Roman PS, Times New Roman, Times"><br>4</font></p>
<hr size="3" width="100%" noshade color="gray" align="center">
<!-- SEQ.=4,FOLIO='4',FILE='24-19059-6.ba.qxp',USER='',CD='Jul 08 14:22 2024' -->
<div style="page-break-before:always;"></div>
<div style="margin:8pt 0pt 8pt 0pt;">
<p style="margin:0pt 0pt 0pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:8pt;">SEI / SUMMARY PROSPECTUS</font></p>
</div>
<div style="margin:8pt 0pt 8pt 0pt;">
</div>
<div style="margin:8pt 0pt 8pt 0pt;">
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">Sub-Advisers and Portfolio Managers.</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr>
<td colspan="3" width="180" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">Sub-Adviser</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="252" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">Portfolio Manager</font></p></td>
<td colspan="1"> </td>
<td colspan="3" width="91" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<font face="Arial, Helvetica" style="font-size:7pt;">Experience with<BR></font><font face="Arial, Helvetica" style="font-size:7pt;">the Fund</font></td>
<td colspan="1"> </td>
<td colspan="3" width="290" align="center" valign="bottom" style="padding:0pt .7pt 0pt 0pt; border:none; border-bottom:solid windowtext 1pt;">
<p style="margin:0pt 0pt 0pt 0pt"><font face="Arial, Helvetica" style="font-size:7pt;">Title with Sub-Adviser</font></p></td>
<td colspan="1"> </td>
</tr>
<tr>
<td colspan="3" width="180" align="left" valign="top" style="padding:5.5pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Allspring Global Investments, <BR></font><font face="Arial, Helvetica" style="font-size:8pt;">LLC</font></td>
<td colspan="1"> </td>
<td colspan="3" width="252" align="left" valign="top" style="padding:5.5pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Harindra de Silva, Ph.D., CFA<BR></font><font face="Arial, Helvetica" style="font-size:8pt;"> <BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Ryan Brown, CFA</font></td>
<td colspan="1"> </td>
<td colspan="3" width="91" align="left" valign="top" style="padding:5.5pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Since 2007<BR></font><font face="Arial, Helvetica" style="font-size:8pt;"> <BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Since 2007</font></td>
<td colspan="1"> </td>
<td colspan="3" width="290" align="left" valign="top" style="padding:5.5pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Portfolio Manager, Co-Head of Systematic Research, Systematic Edge Equity<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Portfolio Manager, Systematic Edge Equity</font></td>
<td colspan="1"> </td>
</tr>
<tr>
<td colspan="3" width="180" align="left" valign="top" style="padding:0pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">LSV Asset Management<BR></font><font face="Arial, Helvetica" style="font-size:8pt;"> <BR></font><font face="Arial, Helvetica" style="font-size:8pt;"> <BR></font><font face="Arial, Helvetica" style="font-size:8pt;"> <BR></font><font face="Arial, Helvetica" style="font-size:8pt;"> <BR></font><font face="Arial, Helvetica" style="font-size:8pt;"> <BR></font><font face="Arial, Helvetica" style="font-size:8pt;"> </font></td>
<td colspan="1"> </td>
<td colspan="3" width="252" align="left" valign="top" style="padding:0pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Josef Lakonishok, Ph.D.<BR></font><font face="Arial, Helvetica" style="font-size:8pt;"> <BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Menno Vermeulen, CFA<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Puneet Mansharamani, CFA<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Greg Sleight<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Guy Lakonishok, CFA<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Jason Karceski, Ph.D.</font></td>
<td colspan="1"> </td>
<td colspan="3" width="91" align="left" valign="top" style="padding:0pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Since 2010<BR></font><font face="Arial, Helvetica" style="font-size:8pt;"> <BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Since 2010<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Since 2010<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Since 2014<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Since 2014<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Since 2014</font></td>
<td colspan="1"> </td>
<td colspan="3" width="290" align="left" valign="top" style="padding:0pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Chief Executive Officer, Chief Investment Officer, <BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Partner, Portfolio Manager<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Partner, Portfolio Manager<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Partner, Portfolio Manager<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Partner, Portfolio Manager<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Partner, Portfolio Manager<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Partner, Portfolio Manager</font></td>
<td colspan="1"> </td>
</tr>
<tr>
<td colspan="3" width="180" align="left" valign="top" style="padding:0pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Parametric Portfolio Associates <BR></font><font face="Arial, Helvetica" style="font-size:8pt;">LLC</font></td>
<td colspan="1"> </td>
<td colspan="3" width="252" align="left" valign="top" style="padding:0pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Thomas Seto<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Paul Bouchey<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">James Reber</font></td>
<td colspan="1"> </td>
<td colspan="3" width="91" align="left" valign="top" style="padding:0pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Since 2007<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Since 2014<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Since 2022</font></td>
<td colspan="1"> </td>
<td colspan="3" width="290" align="left" valign="top" style="padding:0pt .7pt 6pt 0pt;">
<font face="Arial, Helvetica" style="font-size:8pt;">Head of Investment Management<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Global Head of Research<BR></font><font face="Arial, Helvetica" style="font-size:8pt;">Managing Director, Portfolio Management</font></td>
<td colspan="1"> </td>
</tr>
</table>
<p style="margin:14pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:13pt;">Purchase and Sale of Fund Shares</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">The minimum initial investment for Class Y Shares is $100,000 with minimum subsequent investments of $1,000. Such minimums may be waived at the discretion of SIMC. Notwithstanding the foregoing, a higher minimum investment amount may be required for certain types of investors to be eligible to invest in Class Y Shares. You may purchase and redeem shares of the Fund on any day that the New York Stock Exchange is open for business. You may sell your Fund shares by contacting your authorized financial institution or intermediary directly. Authorized financial institutions and intermediaries may redeem Fund shares on behalf of their clients by contacting the Fund's transfer agent or the Fund's authorized agent, using certain SEI Investments Company or third party systems or by calling 1-800-858-7233, as applicable.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:13pt;">Tax Information</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">The distributions made by the Fund generally are taxable and will be taxed as qualified dividend income, ordinary income or capital gains. If you are investing through a tax-deferred arrangement, such as a 401(k) plan or individual retirement account, you will generally not be subject to federal taxation on Fund distributions until you begin receiving distributions from your tax-deferred arrangement. You should consult your tax advisor regarding the rules governing your tax-deferred arrangement.</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:13pt;">Payments to Broker-Dealers and Other Financial Intermediaries</font></p>
<p style="margin:0pt 0pt 6pt 0pt;" align="left"><font face="Arial, Helvetica" style="font-size:10pt;">If you purchase Fund shares through a broker-dealer or other financial intermediary (such as a bank), the Fund and its related companies may pay the intermediary for the sale of Fund shares and related services. These payments may create a conflict of interest by influencing the broker-dealer or other intermediary and your salesperson to recommend the Fund over another investment. Ask your salesperson or visit your financial intermediary's website for more information.</font></p>
</div>
<p align="center"><font size="2" face="Times New Roman PS, Times New Roman, Times"><br>5</font></p>
<hr size="3" width="100%" noshade color="gray" align="center">
<!-- SEQ.=5,FOLIO='5',FILE='24-19059-6.ba.qxp',USER='',CD='Jul 08 14:22 2024' -->
<div style="page-break-before:always;"></div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>j24190596_ba002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 j24190596_ba002.jpg
M_]C_X 02D9)1@ ! @ 9 !D #_[ 11'5C:WD 0 $ 9 _^X #D%D
M;V)E &3 ?_; (0 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\ $0@ U $^ P$1 (1 0,1 ?_$ :( & @,!
M <(!@4$"0,* @$ "P$ 8# 0$! !@4$ P<"" $) H+
M$ " 0,$ 0,# @,# P(&"74! @,$$042!B$'$R( "#$403(C%0E10A9A)#,7
M4G&!&&*1)4.AL? F-'(*&<'1-2?A4S:"\9*B1%1S148W1V,H5597&K+"TN+R
M9(-TDX1EH[/#T^,I.&;S=2HY.DA)2EA96F=H:6IV=WAY>H6&AXB)BI25EI>8
MF9JDI::GJ*FJM+6VM[BYNL3%QL?(R<K4U=;7V-G:Y.7FY^CIZO3U]O?X^?H1
M (! P($! ,%! 0$!@8%;0$" Q$$(1(%,08 (A-!40<R811Q"$*!(Y$54J%B
M%C,)L23!T4-R\!?A@C0EDE,88T3QHK(F-1E4-D5D)PIS@Y-&=,+2XO)59756
M-X2%H[/#T^/S*1J4I+3$U.3TE:6UQ=7E]2A'5V8X=H:6IK;&UN;V9W>'EZ>W
MQ]?G]TA8:'B(F*BXR-CH^#E)66EYB9FIN<G9Z?DJ.DI::GJ*FJJZRMKJ^O_:
M P# 0 "$0,1 #\ W#]N]^_+/LG,=ER=4_'7X[9396P^VNP^JL=F^POEMV5L
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MQ _]+A[G_P#O>WOW7NO?WU^?7_>-/Q _]+A[G_\ O>WOW7NO?WU^?7_>-/Q
M_P#2X>Y__O>WOW7NO?WU^?7_ 'C3\0/_ $N'N?\ ^][>_=>Z]_?7Y]?]XT_$
M#_TN'N?_ .][>_=>Z]_?7Y]?]XT_$#_TN'N?_P"][>_=>Z]_?7Y]?]XT_$#_
M -+A[G_^][>_=>Z]_?7Y]?\ >-/Q _\ 2X>Y_P#[WM[]U[KW]]?GU_WC3\0/
M_2X>Y_\ [WM[]U[KW]]?GU_WC3\0/_2X>Y__ +WM[]U[KW]]?GU_WC3\0/\
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M]U[HH'R6_P"9S_R]O_%O]Z__ OSA]^Z]UU\-O^/<[\_P#%P/E!_P"_4S/O
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M][]U[KWOW7NO>_=>Z*!\EO\ F<_\O;_Q;_>O_P +\X??NO==?#;_CW._/\
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MH'R6_P"9S_R]O_%O]Z__ OSA]^Z]UU\-O^/<[\_P#%P/E!_P"_4S/OW7NA
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MWJG6Y9\"/^R.OC[_ .?\ N=7^TK_&>G1PZ-Y[IUOKWOW7NO>_=>Z][]U[
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MN6? C_LCKX^_^?^YU?[2O\9Z='#HWGNG6^O>_=>Z][]U[KWOW7NM/+^8W
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MNO>_=>Z][]U[KWOW7NB@?);_ )G/_+V_\6_WK_\ "_.'W[KW77PV_X]SOS_
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MZZJ_\1#'_P"]GNCVHA^'\^J/U31[=ZIUN6? C_LCKX^_^?^YU?[2O\9Z=
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M?^YU?[2O\9Z='#HWGNG6^O>_=>Z][]U[KWOW7NM/+^8W_ -EK=\_]K_;_
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M4T>W>J=;EGP(_P"R.OC[_P"?^YU?[2O\ &>G1PZ&#O#?&Y>N.O,AO+;%#
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MO;_Q;_>O_P +\X??NO==?#;_CW._/\ Q<#Y0?\ OU,S[]U[HX'OW7NO>_=>
MZ][]U[K5/_FX_P#98N:_\,'8O_N#4^U,7P=-MQZK']N=5ZWBOC[_ ,R%Z1_\
M1#UK_P"\9A?:1OB/V]/=!_\ ,+OO+_&GH?<_;N#P&-W-DL#DMM4,.(RU354E
M%4)G<_08>5Y)Z,&=6@CK"ZVX+ \>_(NIJ=:)H.J:O\ A[3M+_GR.P/_ $(-
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MTBE.JE:GHK/_ SO_,B_YU_PA_\ 2F^^/_N)?=O&^76M!ZOAZZJ_G[L7K[8F
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MC0R%(R%!903]2/=.M]5*?\/K]K?]X6=>_P#I7&Y/_N2?;O@M\NJZAT+W0_\
M-O[_ /D-VOM7I[9?P[Z>QFYMW_QS^&UVZ/F%O6BP4'\ VWF-T5GWU3B?AIF\
MA%Y<?A)4B\=++JF9 VE27731LHJ:4Z\&!-.K&?[Z_/K_ +QI^('_ *7#W/\
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M\6_WK_\ "_.'W[KW77PV_X]SOS_ ,7 ^4'_ +]3,^_=>Z&+M;IO"]KPT!J]
MR;NV;E*'$[GVP^X-D5F%HLW6[+WO3X^GWILRIGSV!W%2PX7<K87'S334T-/D
MJ:IQ]/-255/(A9O=>Z%:DI*6@I::AH::GHJ&BIX:2CHZ2&.FI:2EIHUAIZ:F
MIX52&"G@A0(B( JJ ![]U[J1[]U[KWOW7NO>_=>Z][]U[KWOW7NO>_=>Z]
M[]U[KWOW7NO>_=>Z][]U[KWOW7NO>_=>Z][]U[KWOW7NF/<\<DVVMPQ1(\LL
MN#RT<<<:L\DDCT%0J(B*"SN[$ "Y/OW7CPZTD?]E][Z_P"?(]O?^BUWG_\
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M_P +\X??NO==?#;_CW._/\ Q<#Y0?\ OU,S[]U[HX'OW7NO>_=>ZAY&FFK<
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M[_G##_P;]_[7S]^Z]U[_ )PP_P#!OW_M?/W[KW7O^<,/_!OW_M?/W[KW7O\
MG##_ ,&_?^U\_?NO=>_YPP_\&_?^U\_?NO=>_P"<,/\ P;]_[7S]^Z]U[_G#
M#_P;]_[7S]^Z]U[_ )PP_P#!OW_M?/W[KW7O^<,/_!OW_M?/W[KW7O\ G##_
M ,&_?^U\_?NO=>_YPP_\&_?^U\_?NO=>_P"<,/\ P;]_[7S]^Z]U[_G##_P;
M]_[7S]^Z]U[_ )PP_P#!OW_M?/W[KW7O^<,/_!OW_M?/W[KW7O\ G##_ ,&_
M?^U\_?NO=>_YPP_\&_?^U\_?NO=>_P"<,/\ P;]_[7S]^Z]U[_G##_P;]_[7
MS]^Z]U[_ )PP_P#!OW_M?/W[KW7O^<,/_!OW_M?/W[KW7O\ G##_ ,&_?^U\
M_?NO=>_YPP_\&_?^U\_?NO=>_P"<,/\ P;]_[7S]^Z]U[_G##_P;]_[7S]^Z
M]U[_ )PP_P#!OW_M?/W[KW7O^<,/_!OW_M?/W[KW7O\ G##_ ,&_?^U\_?NO
M=>_YPP_\&_?^U\_?NO=>_P"<,/\ P;]_[7S]^Z]U[_G##_P;]_[7S]^Z]U[_
M )PP_P#!OW_M?/W[KW7O^<,/_!OW_M?/W[KW7O\ G##_ ,&_?^U\_?NO=>_Y
MPP_\&_?^U\_?NO=>_P"<,/\ P;]_[7S]^Z]T@]W_ /#=?]X.K/[[?\.M?WE_
MOYD/]#_\<_X?I_B?^D7_ $8]C?Q/^YOW'[W]Y/\ 1+_>CR^#]W^$??7_ &_)
&[]U[K__9
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>j24190596_aa001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 j24190596_aa001.jpg
M_]C_X 02D9)1@ ! @ 9 !D #_[ 11'5C:WD 0 $ 9 _^X #D%D
M;V)E &3 ?_; (0 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\ $0@ 40!1 P$1 (1 0,1 ?_$ :( & @,!
M <(!@4$"0,* @$ "P$ 8# 0$! !@4$ P<"" $) H+
M$ " 0,$ 0,# @,# P(&"74! @,$$042!B$'$R( "#$403(C%0E10A9A)#,7
M4G&!&&*1)4.AL? F-'(*&<'1-2?A4S:"\9*B1%1S148W1V,H5597&K+"TN+R
M9(-TDX1EH[/#T^,I.&;S=2HY.DA)2EA96F=H:6IV=WAY>H6&AXB)BI25EI>8
MF9JDI::GJ*FJM+6VM[BYNL3%QL?(R<K4U=;7V-G:Y.7FY^CIZO3U]O?X^?H1
M (! P($! ,%! 0$!@8%;0$" Q$$(1(%,08 (A-!40<R811Q"$*!(Y$54J%B
M%C,)L23!T4-R\!?A@C0EDE,88T3QHK(F-1E4-D5D)PIS@Y-&=,+2XO)59756
M-X2%H[/#T^/S*1J4I+3$U.3TE:6UQ=7E]2A'5V8X=H:6IK;&UN;V9W>'EZ>W
MQ]?G]TA8:'B(F*BXR-CH^#E)66EYB9FIN<G9Z?DJ.DI::GJ*FJJZRMKJ^O_:
M P# 0 "$0,1 #\ TNNT_E7\H:?L[L>"#Y(]]P00;\W?####W#V''%#%'N#(
MI'%%&FXE2..-% 50 !8>_=>Z0?^S8?*;_O)7O\ _P#1R=B__9'[]U[KW^S8
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MM[/9C!O5I\B=NPI5/B<A44#5*PMU'(8EG-/J"EF*@VN?K[]U[IA_Z#B^J_\
MO7;V!_Z4=MS_ .U![]U[KW_0<7U7_P!Z[>P/_2CMN?\ VH/?NO=>_P"@XOJO
M_O7;V!_Z4=MS_P"U![]U[KW_ $'%]5_]Z[>P/_2CMN?_ &H/?NO=>_Z#B^J_
M^]=O8'_I1VW/_M0>_=>Z]_T'%]5_]Z[>P/\ TH[;G_VH/?NO=>_Z#B^J_P#O
M7;V!_P"E';<_^U![]U[KW_0<7U7_ -Z[>P/_ $H[;G_VH/?NO=>_Z#B^J_\
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MW3@^O=P;M?\ TH[*[4VY0PU'DV_N*;(U5;50)1>.AJFO+[KW5*O_ FT_ER?
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61/\ [HLG[]U[K6"]^Z]U[W[KW7__V0$!
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>