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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net Earnings $ 8,648,000 $ 9,055,000 $ 7,051,000
Adjustments to reconcile net earnings to cash flows provided by (used for) operating activities:      
Provision for credit losses 1,475,000 1,175,000 200,000
Depreciation and net amortization (accretion) (129,000) (496,000) 76,000
Write-down of repossessed assets 397,000
Gain on sale of leased property and sales-type lease income (1,834,000) (2,033,000) (396,000)
Net gain recognized on investment securities (23,000) (481,000) 0
Deferred income taxes, including income taxes payable 17,000 (3,240,000) (3,178,000)
Decrease in income taxes receivable 110,000 1,427,000 1,643,000
Net increase (decrease) in accounts payable and accrued liabilities 1,344,000 (275,000) 397,000
Other, net (320,000) 37,000 673,000
Net cash provided by operating activities 9,685,000 5,169,000 6,466,000
CASH FLOWS FROM INVESTING ACTIVITIES:      
Investment in leases, loans and transactions in process (349,231,000) (381,763,000) (283,904,000)
Payments received on lease receivables and loans 214,331,000 224,830,000 170,147,000
Proceeds from sales of leased property and sales-type leases 5,395,000 4,457,000 5,796,000
Proceeds from sales and assignments of leases 27,817,000 75,926,000 35,573,000
Purchase of investment securities (22,798,000) (68,294,000) (8,229,000)
Pay down on investment securities 4,414,000 12,067,000 26,188,000
Proceeds from sale of investment securities 4,769,000 994,000
Net increase in other assets (1,806,000) (113,000) (1,000)
Net cash used for investing activities (117,109,000) (131,896,000) (54,430,000)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net increase in time certificates of deposit 149,699,000 111,232,000 16,145,000
Net increase (decrease) in demand and savings deposits 11,542,000 4,864,000 (6,363,000)
Net (decrease) increase in short-term borrowings (2,000,000) 35,142,000 6,858,000
Payments to repurchase common stock (2,360,000)
Dividends to stockholders (4,603,000) (4,393,000) (4,179,000)
Proceeds from exercise of stock options 156,000
Net cash provided by financing activities 152,278,000 146,845,000 12,617,000
NET CHANGE IN CASH AND CASH EQUIVALENTS 44,854,000 20,118,000 (35,347,000)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 60,240,000 40,122,000 75,469,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD 105,094,000 60,240,000 40,122,000
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES      
(Decrease) increase in lease rentals assigned to lenders and related non-recourse debt (5,744,000) 1,553,000 7,872,000
Estimated residual values recorded on leases (579,000) (2,565,000) (3,556,000)
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION      
Interest 6,124,000 3,875,000 3,045,000
Income Taxes $ 5,293,000 $ 7,573,000 $ 5,557,000