Note 17 - Segment Reporting

12 Months Ended

Jun. 30, 2015

Segment Reporting [Abstract]

Segment Reporting Disclosure [Text Block]

Note 17 – Segment Reporting:

The Company’s leasing subsidiary, CalFirst Leasing, and banking subsidiary, CalFirst Bank, are considered to be two different business segments. The accounting policies of each segment are the same as those described in “Summary of Significant Accounting Policies” (see Note 1). Below is a summary of each segment’s financial results for 2015, 2014 and 2013:

	CalFirst Bank		CalFirst Leasing		Bancorp and Eliminating Entries			Consolidated
	(in thousands)
Year end June 30, 2015:
Total interest income	$	21,092	$	1,912	$	1		$	23,005
Net interest income after provision for credit losses		15,730		2,154		1			17,885
Non-interest income		3,947		4,762		-			8,709
Net earnings		6,367		3,577		(889	)		9,055
Total assets	$	671,785	$	90,337	$	(31,048	)	$	731,074
Year end June 30, 2014:
Total interest income	$	17,062	$	2,678	$	1		$	19,741
Net interest income after provision for credit losses		13,783		2,720		1			16,504
Non-interest income		2,520		3,044		-			5,564
Net earnings		5,081		2,817		(847	)		7,051
Total assets	$	518,940	$	92,787	$	(32,177	)	$	579,550
Year end June 30, 2013:
Total interest income	$	16,905	$	4,493	$	5		$	21,403
Net interest income after provision for credit losses		13,590		4,869		5			18,464
Non-interest income		2,020		2,811		0			4,831
Net earnings		4,960		2,817		(423	)		7,354
Total assets	$	464,864	$	89,342	$	4,697		$	558,903