Note 17 - Segment Reporting:

12 Months Ended

Jun. 30, 2013

Segment Reporting [Abstract]

Segment Reporting Disclosure [Text Block]

Note 17 – Segment Reporting:

The Company’s leasing subsidiary, CalFirst Leasing, and banking subsidiary, CalFirst Bank, are considered to be two different business segments.  The accounting policies of each segment are the same as those described in “Summary of Significant Accounting Policies” (see Note 1).  Below is a summary of each segment’s financial results for 2013, 2012 and 2011:

	CalFirst Bank		CalFirst Leasing		Bancorp and Eliminating Entries			Consolidated
(in thousands)
Year end June 30, 2013
Total direct finance, loan and interest income	$	16,905	$	4,493	$	5		$	21,403
Net direct finance, loan and interest income after provision for credit losses	$	13,590	$	4,869	$	5		$	18,464
Non-interest income	$	2,020	$	2,811	$	-		$	4,831
Net earnings	$	4,960	$	2,817	$	(423	)	$	7,354
Total assets	$	464,864	$	89,342	$	4,697		$	558,903
Year end June 30, 2012
Total direct finance, loan and interest income	$	16,108	$	7,451	$	79		$	23,638
Net direct finance, loan and interest income after provision for credit losses	$	12,673	$	7,972	$	79		$	20,724
Non-interest income	$	448	$	5,410	$	-		$	5,858
Net earnings	$	4,533	$	4,891	$	(521	)	$	8,903
Total assets	$	375,207	$	129,878	$	(18,914	)	$	486,171
Year end June 30, 2011
Total direct finance, loan and interest income	$	16,542	$	8,983	$	267		$	25,792
Net direct finance, loan and interest income after provision for credit losses	$	12,304	$	8,583	$	267		$	21,154
Non-interest income	$	2,054	$	5,759	$	56		$	7,869
Net earnings	$	6,706	$	4,104	$	97		$	10,907
Total assets	$	381,092	$	139,597	$	3,726		$	524,415