Note 10 - Credit Quality Of Financing Receivables And Allowance For Credit Losses (Tables)

9 Months Ended

Mar. 31, 2013

Impaired Financing Receivables [Table Text Block]

			Education
			Government		Commercial		Commercial		Total
(dollars in thousands)	Commercial		Non-profit		& Industrial		Real Estate		Financing
	Leases		Leases		Loans		Loans		Receivable
As of March 31, 2013:
Pass	$	225,033	$	78,867	$	73,421	$	22,860	$	400,181
Special Mention		6,389		374		2,175		895		9,833
Substandard		1,884		726		-		6,984		9,594
Doubtful		94		236		-		-		330
	$	233,400	$	80,203	$	75,596	$	30,739	$	419,938
Non-accrual	$	91	$	258	$	-	$	2,037	$	2,386
As of June 30, 2012:
Pass	$	149,333	$	81,820	$	64,091	$	2,955	$	298,199
Special Mention		8,266		989		7,410		2,495		19,160
Substandard		649		729		-		8,031		9,409
Doubtful		91		2		-		-		93
	$	158,339	$	83,540	$	71,501	$	13,481	$	326,861
Non-accrual	$	92	$	311	$	-	$	-	$	403

Past Due Financing Receivables [Table Text Block]

			Greater						Total		Over 90
	30-89		Than		Total				Financing		Days &
(dollars in thousands)	Days		90 Days		Past Due		Current		Receivable		Accruing
As of March 31, 2013:
Commercial Leases	$	-	$	-	$	-	$	233,400	$	233,400	$	-
Education, Government, Non-profit Leases		-		-		-		80,203		80,203		-
Commercial and Industrial Loans		-		-		-		75,596		75,596		-
Commercial Real Estate Loans		-		2,037		2,037		28,702		30,739		-
	$	-	$	2,037	$	2,037	$	417,901	$	419,938	$	-
As of June 30, 2012:
Commercial Leases	$	-	$	-	$	-	$	158,339	$	158,339	$	-
Education, Government, Non-profit Leases		-		-		-		83,540		83,540		-
Commercial and Industrial Loans		-		-		-		71,501		71,501		-
Commercial Real Estate Loans		-		-		-		13,481		13,481		-
	$	-	$	-	$	-	$	326,861	$	326,861	$	-

Schedule of Valuation Allowance for Impairment of Recognized Servicing Assets [Table Text Block]

				Education
				Government		Commercial		Commercial			Total
	Commercial			Non-profit		& Industrial		Real Estate			Financing
(in thousands)	Leases			Leases		Loans		Loans			Receivable
As of March 31, 2013:
Allowance for lease and loan losses
Balance beginning of period	$	2,175		$	877	$	1,561	$	511		$	5,124
Charge-offs		-			-		-		-			-
Recoveries		1			-		-		-			1
Provision		140			-		-		(100	)		40
Balance end of period	$	2,316		$	877	$	1,561	$	411		$	5,165
Individually evaluated for impairment	$	402		$	353	$	-	$	-		$	755
Collectively evaluated for impairment		1,914			524		1,561		411			4,410
Total ending allowance balance	$	2,316		$	877	$	1,561	$	411		$	5,165
Finance receivables
Individually evaluated for impairment	$	2,391		$	962	$	-	$	-		$	3,353
Collectively evaluated for impairment		231,009			79,241		75,596		30,739			416,585
	$	233,400		$	80,203	$	75,596	$	30,739		$	419,938
As of June 30, 2012:
Allowance for lease and loan losses
Balance beginning of period	$	2,019		$	877	$	1,561	$	511		$	4,968
Charge-offs		(51	)		-		-		-			(51	)
Recoveries		207			-		-		-			207
Provision		-			-		-		-			-
Balance end of period	$	2,175		$	877	$	1,561	$	511		$	5,124
Individually evaluated for impairment	$	236		$	205	$	-	$	-		$	441
Collectively evaluated for impairment		1,939			672		1,561		511			4,682
Total ending allowance balance	$	2,175		$	877	$	1,561	$	511		$	5,124
Finance receivables
Individually evaluated for impairment	$	1,751		$	731	$	-	$	-		$	2,482
Collectively evaluated for impairment		156,588			82,809		71,501		13,481			324,379
	$	158,339		$	83,540	$	71,501	$	13,481		$	326,861