EX-99.44 45 ex99-44.htm EVOLVE QM ATR DATA

 

CSMC 2022-NQM3 Trust ABS-15G

 

Exhibit 99.44

 

 

QM ATR Data
Run Date - 04/15/2022 8:26:15 AM
Evolve Loan ID Customer Loan ID Seller Loan ID Loan Level ATR/QM Status Application Date Prior to 1/10/2014 Lender Application Date GSE Eligible ATR/QM Total Points and Fees Rate Lock Date APR Borrower Employment Indicator Co Borrower Employment Indicator Borrower Foreign National Indicator Co Borrower Foreign National Indicator Residual Income ATR/QM Residual Income
1288562 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX       0.00% Not Required   US Citizen   No  
1288609 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX No   XX/XX/XXXX 0.00% Employed   Permanent Resident Alien   No  
1288614 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX       0.00% Unemployed   US Citizen   No  
1326347 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX No     0.00% Unemployed   US Citizen   No  
1326365 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX       0.00% Employed   Permanent Resident Alien   No  
1326369 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX No     0.00% Employed   Foreign National   No  
1326373 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX       0.00% Not Required   US Citizen   No  
1359146 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX       0.00% Not Required   US Citizen   No  
1359147 XXXXXXXXX XXXXXXXXXX Non-QM No XXXXXXXXXX   $17,295.00 XX/XX/XXXX 4.089% Self-Employed   US Citizen   No  
1359148 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX No     0.00% Not Required   US Citizen   No  
1359149 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX No   XX/XX/XXXX 0.00% Not Required   US Citizen   No  
1359150 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX No   XX/XX/XXXX 0.00% Not Required   US Citizen   No  
1359151 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX No   XX/XX/XXXX 0.00% Not Required   US Citizen   No  
1359152 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX No   XX/XX/XXXX 0.00% Not Required   US Citizen   No  
1359153 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX No     0.00% Not Required   US Citizen   No  
1359155 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX     XX/XX/XXXX 0.00% Self-Employed   US Citizen   No  
1359156 XXXXXXXXX XXXXXXXXXX Non-QM No XXXXXXXXXX   $7,495.00 XX/XX/XXXX 4.165% Self-Employed   US Citizen   No  
1359157 XXXXXXXXX XXXXXXXXXX Non-QM No XXXXXXXXXX No $10,677.81 XX/XX/XXXX 4.459% Self-Employed   US Citizen   No  
1359158 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX     XX/XX/XXXX 0.00% Not Required   US Citizen   No  
1359159 XXXXXXXXX XXXXXXXXXX QM Safe Harbor No XXXXXXXXXX   $10,425.00 XX/XX/XXXX 4.027% Employed Employed Non Permanent Resident Alien Non Permanent Resident Alien No  
1359160 XXXXXXXXX XXXXXXXXXX Non-QM No XXXXXXXXXX   $15,160.62 XX/XX/XXXX 5.041% Self-Employed   US Citizen   No  
1359161 XXXXXXXXX XXXXXXXXXX Non-QM No XXXXXXXXXX No $12,095.00 XX/XX/XXXX 4.245% Self-Employed   US Citizen   No  
1359162 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX     XX/XX/XXXX 0.00% Self-Employed   US Citizen   No  
1359163 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX     XX/XX/XXXX 0.00% Not Required   US Citizen   No  
1359164 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX       0.00% Not Required   US Citizen   No  
1370010 XXXXXXXXX XXXXXXXXXX Non-QM No XXXXXXXXXX   $13,145.00 XX/XX/XXXX 4.408% Self-Employed   US Citizen   No  
1359165 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX     XX/XX/XXXX 0.00% Not Required   US Citizen   No  
1359166 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX     XX/XX/XXXX 0.00% Not Required   US Citizen   No  
1359167 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX     XX/XX/XXXX 0.00% Self-Employed   US Citizen   No  
1359168 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX     XX/XX/XXXX 0.00% Not Required   US Citizen   No  
1288688 XXXXXXXXX XXXXXXXXXX Exempt No XXXXXXXXXX     XX/XX/XXXX 0.00% Self-Employed   US Citizen   No  
1315733 XXXXXXXXX XXXXXXXXXX QM Safe Harbor No XXXXXXXXXX No $7,106.88 XX/XX/XXXX 5.506% Employed   Non Permanent Resident Alien   No  
1358917 XXXXXXXXX XXXXXXXXXXXXXX Non-QM No XXXXXXXXXX No $17,490.24 XX/XX/XXXX 5.11% Employed   US Citizen   Yes $7,895.81
1358949 XXXXXXXXX XXXXXXXXXXXXXX Exempt No XXXXXXXXXX No     0.00% Not Required Not Required US Citizen US Citizen No  
1358957 XXXXXXXXX XXXXXXXXXXXXXX Non-QM No XXXXXXXXXX   $11,331.00 XX/XX/XXXX 4.713% Self-Employed Self-Employed Permanent Resident Alien Permanent Resident Alien Yes $2,507.18