EX-99.17 18 ex99-17.htm CLAYTON RATING AGENCY ATR QM DATA FIELDS

 

CSMC 2022-NQM3 Trust ABS-15G

 

Exhibit 99.17

 

Client Name:                              
Client Project Name: CSMC 2022-NQM3                            
Start - End Dates: 3/14/2017 - 3/7/2022                            
Deal Loan Count: 225                            
                               
                                   
Rating Agency ATR QM Data Fields                            
                                   
Loans in Report:  225                            
                                   
Loan Number Loan Level ATR/QM Status Application Date Prior to 1/10/2014 TRID Indicator Lender Application Date Broker Application Date GSE Eligible QRM Flag ATR/QM Total Points and Fees Rate Lock Date APR Bwr 1 Employment Indicator Bwr 2 Employment Indicator Bwr 1 Foreign National Indicator Bwr 2 Foreign National Indicator Borrowers Qualified Through a Non-Resident Alien Program Residual Income Analysis in File ATR/QM Residual Income
436052221 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 45525.76 XXXXXX 4.0847 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052222 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18060 XXXXXX 3.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052223 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21687.29 XXXXXX 4.5876 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
434917461 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9615 XXXXXX 4.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435380756 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4800 XXXXXX 3.9433 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435380757 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4200 XXXXXX 3.9433 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052224 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 27149.23 XXXXXX 4.3982 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082672 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17117.5 XXXXXX 4.652 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052225 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13350 XXXXXX 4.0722 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052226 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10560 XXXXXX 3.948 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082673 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8840 XXXXXX 4.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082674 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 26374.88 XXXXXX 4.6788 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052227 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 25620 XXXXXX 4.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435789636 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 61200 XXXXXX 4 Unemployed Unemployed Non-Resident Alien Non-Resident Alien (No Data) (No Data) 0
435874005 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3930 XXXXXX 6.5829 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052228 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 79712.9 XXXXXX 4.5682 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052229 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20000 XXXXXX 4.125 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
430846287 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 25360 XXXXXX 5.1431 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 7833.77
430204728 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15185.68 XXXXXX 6.1513 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213150 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10463.5 XXXXXX 4.9091 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
434424643 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14560 XXXXXX 4.24 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
434709352 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 43460.5 XXXXXX 4.0756 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082676 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 24657.28 XXXXXX 4.7442 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052230 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11696 XXXXXX 4.0135 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433982266 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 4.3365 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433995501 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13447.88 XXXXXX 6.2596 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
435380761 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12571.72 XXXXXX 4.125 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
433828344 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13598.95 XXXXXX 5.3736 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
434709356 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12817.2 XXXXXX 4.25 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
435380762 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12320 XXXXXX 4.125 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
433982313 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14960.5 XXXXXX 4.4036 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433982333 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8395 XXXXXX 4.3905 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
434067553 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6390.1 XXXXXX 4.4226 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436082677 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8675 XXXXXX 4.0785 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
434190706 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19920 XXXXXX 4.875 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
435380765 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 28030.34 XXXXXX 4.5924 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
434190731 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18575 XXXXXX 5.6325 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
434568209 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14800 XXXXXX 4.25 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
434917467 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4530 XXXXXX 3.9952 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052232 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 53258.7 XXXXXX 4.5322 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
435380767 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9540.28 XXXXXX 3.948 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
434567205 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7210 XXXXXX 4.5747 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
436052233 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21560 XXXXXX 3.8896 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
434709413 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3748.4 XXXXXX 4.2851 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
434709415 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22190 XXXXXX 4.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
434809240 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 45406.37 XXXXXX 4.5706 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
436082678 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19997.25 XXXXXX 5.0507 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
434809257 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 50654.98 XXXXXX 4.0809 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
434809258 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16380 XXXXXX 3.9409 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
434809259 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12450 XXXXXX 3.8238 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
434917500 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20580 XXXXXX 3.9952 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082679 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 56523.01 XXXXXX 4.3006 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
435380779 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8032.64 XXXXXX 4.125 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435380784 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10080 XXXXXX 4 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435380785 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10680 XXXXXX 3.9409 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
435380787 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20250 XXXXXX 4 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052234 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20000 XXXXXX 4.002 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
434917524 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18858.13 XXXXXX 4.2386 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
435380793 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 25950 XXXXXX 4 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
435380795 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12320 XXXXXX 4.0657 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435380796 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9408 XXXXXX 3.8238 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435380801 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12220 XXXXXX 3.769 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
435380803 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 35489 XXXXXX 4.3634 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435380805 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16200 XXXXXX 3.9409 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
435874013 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 27591.88 XXXXXX 4.9834 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
435380807 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7289.1 XXXXXX 4.27 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052235 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12120 XXXXXX 4.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052236 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19377.9 XXXXXX 4.6356 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052237 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7583 XXXXXX 3.9149 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436014519 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 23795 XXXXXX 4.9091 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052238 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7840 XXXXXX 3.99 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052239 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7501.33 XXXXXX 4.0901 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
435789655 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 25863.37 XXXXXX 5.0342 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052240 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8801.1 XXXXXX 3.3574 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436014523 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 30760 XXXXXX 4.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052242 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13400 XXXXXX 4 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052243 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17196.69 XXXXXX 4.9431 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052244 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11050 XXXXXX 4.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052245 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 27648.12 XXXXXX 4.9087 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435789659 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13842.5 XXXXXX 3.6882 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
436082680 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9800 XXXXXX 4.25 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
435789661 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7731.88 XXXXXX 4.4122 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
436082681 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 45000 XXXXXX 4.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052246 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7381.1 XXXXXX 3.5895 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052247 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 32066.04 XXXXXX 4.1681 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052248 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15697.25 XXXXXX 3.7919 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052249 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11965 XXXXXX 3.6743 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052250 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9928.88 XXXXXX 5.2629 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436082682 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4263.75 XXXXXX 3.6126 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436014529 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13709.19 XXXXXX 3.9804 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052251 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18795 XXXXXX 4.7433 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052252 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16940 XXXXXX 5.3751 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052253 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13636 XXXXXX 5.5001 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052254 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11040 XXXXXX 4.0135 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082683 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11816 XXXXXX 3.875 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052255 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14443.44 XXXXXX 5.9907 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052256 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10400 XXXXXX 3.875 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
436052257 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8760 XXXXXX 4.0067 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052207 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 73733.48 XXXXXX 4.5541 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052258 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5790 XXXXXX 3.75 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052259 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10073 XXXXXX 3.8004 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052260 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 36259.37 XXXXXX 4.9297 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
436082685 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6494 XXXXXX 3.8187 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436082686 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 22295 XXXXXX 3.5385 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052209 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 24330.87 XXXXXX 4.711 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435789670 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17010 XXXXXX 4.24 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052261 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8776.25 XXXXXX 3.8754 Unemployed Employed U.S. Citizen U.S. Citizen (No Data) No 0
436082687 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12000 XXXXXX 4.1857 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082688 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22508.64 XXXXXX 4.875 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052262 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9095 XXXXXX 4.0048 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052263 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 47600 XXXXXX 4.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052264 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 33391.28 XXXXXX 4.1787 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052265 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8850 XXXXXX 4.0135 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052266 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15447.5 XXXXXX 5.8094 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
436052267 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10965 XXXXXX 3.875 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436082689 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22750 XXXXXX 3.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082690 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10800 XXXXXX 4.1264 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052268 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7420 XXXXXX 3.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082691 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4650 XXXXXX 4.875 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052269 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 63353.33 XXXXXX 4.598 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052270 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8400 XXXXXX 3.99 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052271 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 34419.26 XXXXXX 4.3708 Unemployed Unemployed Permanent Resident Alien Permanent Resident Alien (No Data) (No Data) 0
436052272 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 4.6041 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052273 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18000 XXXXXX 3.948 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052274 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 29994.75 XXXXXX 3.9579 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052275 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10350 XXXXXX 3.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052276 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11850 XXXXXX 3.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052277 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14344 XXXXXX 3.555 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052278 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 99880.77 XXXXXX 4.7052 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052279 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16012 XXXXXX 4.125 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052280 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22560 XXXXXX 3.875 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052215 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15475 XXXXXX 4.9924 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052281 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17043.09 XXXXXX 4.3357 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052282 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 5.6067 Employed Employed Permanent Resident Alien Permanent Resident Alien (No Data) No 0
436052283 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18900 XXXXXX 4.49 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
436052284 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 21215 XXXXXX 3.8963 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
436052285 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11830 XXXXXX 4.0067 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052286 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11462.5 XXXXXX 3.8095 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052287 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 20420 XXXXXX 3.8639 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052288 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13450 XXXXXX 4.6599 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436082692 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16240 XXXXXX 3.875 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052289 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14850 XXXXXX 3.1149 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052290 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 23660 XXXXXX 4.375 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052291 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 29880 XXXXXX 4 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082693 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9795 XXXXXX 4.9069 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052292 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 5.6198 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436082694 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 29320.54 XXXXXX 4.4073 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082695 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12076.2 XXXXXX 3.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082696 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14040 XXXXXX 3.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052293 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7755 XXXXXX 4.7337 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436082697 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5348 XXXXXX 3.8509 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436082698 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16960 XXXXXX 4.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052294 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 53067 XXXXXX 4.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052295 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11999.96 XXXXXX 4.0067 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052296 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14595.73 XXXXXX 5.8303 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052297 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7569.5 XXXXXX 3.7526 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
436052298 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 28715.26 XXXXXX 4.2618 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082699 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17200 XXXXXX 3.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082700 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 26168.5 XXXXXX 4.862 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082701 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12645 XXXXXX 4.1586 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436052299 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 81244.8 XXXXXX 3.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052300 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14000 XXXXXX 4.0657 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
436082702 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20943.68 XXXXXX 4.375 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436082703 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19880 XXXXXX 4.25 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436082704 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10170 XXXXXX 4.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052301 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14544 XXXXXX 3.99 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
436082705 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15300 XXXXXX 4.0722 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082706 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6000 XXXXXX 4.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082707 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 31917.32 XXXXXX 4.3568 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082708 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 39971.22 XXXXXX 4.8475 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052302 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10800 XXXXXX 4.0135 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436082709 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12720 XXXXXX 3.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082710 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21840 XXXXXX 3.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052303 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13051.66 XXXXXX 4.2907 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082711 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 91503.69 XXXXXX 5.3266 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082712 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10240 XXXXXX 5.5001 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436082713 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8412.5 XXXXXX 3.6728 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
436082714 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21431.04 XXXXXX 4.125 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
436082715 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 33861.71 XXXXXX 3.9828 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436082716 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 49560 XXXXXX 4.875 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052304 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7566 XXXXXX 3.7482 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436082717 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9995 XXXXXX 4.0366 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
436082718 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9533.75 XXXXXX 3.4934 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436082719 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14000 XXXXXX 3.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082720 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 25600 XXXXXX 4.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082721 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16680 XXXXXX 4.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
431841872 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16805 XXXXXX 5.9273 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
431841873 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5749.35 XXXXXX 6.5435 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
431841993 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10250.96 XXXXXX 6.9055 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
431842044 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 26979 XXXXXX 6.768 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
430061225 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12960 XXXXXX 7.1313 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436014541 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 3600 XXXXXX 4.0067 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436082722 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9100 XXXXXX 3.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435789629 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17640 XXXXXX 3.2501 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435789630 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21900 XXXXXX 4.375 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
435380817 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13200 XXXXXX 4 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
435874039 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12000 XXXXXX 3.948 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
435874040 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11700 XXXXXX 3.875 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436082723 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11900 XXXXXX 4.115 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
435874041 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7800 XXXXXX 3.875 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436049942 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7650 XXXXXX 4.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
435789634 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12600 XXXXXX 3.948 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
435874044 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8320 XXXXXX 4.0067 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052305 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7680 XXXXXX 3.75 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436052307 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11480 XXXXXX 3.948 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436052308 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6188 XXXXXX 4 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436290631 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8448 XXXXXX 3.75 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436093441 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7878 XXXXXX 3.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436290695 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 26600 XXXXXX 4.5 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436290632 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11648 XXXXXX 3.75 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436290696 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10864 XXXXXX 3.75 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436093442 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13350 XXXXXX 3.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436290633 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10304 XXXXXX 4.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
436290634 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11872 XXXXXX 4.625 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436614256 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17985 XXXXXX 4.5283 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436290697 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10452 XXXXXX 3.875 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436290698 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12320 XXXXXX 3.875 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436290699 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5520 XXXXXX 3.75 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
436480466 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10143 XXXXXX 4.7711 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
436544257 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4280.63 XXXXXX 5.0962 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
431842241 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11449.4 XXXXXX 8.087 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
431842051 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 1853.65 XXXXXX 8.1808 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
431841919 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 1010 XXXXXX 8.7076 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
431841925 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 495 XXXXXX 7.5559 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
430061419 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4173 XXXXXX 6.6573 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0

 

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