EX-99.35 36 ex99-35.htm METASOURCE EXCEPTION LEVEL REPORT

 

CSMC 2022-NQM5 Trust ABS-15G

 

Exhibit 99.35

 

Investor Loan Number Lender Borrower Checklist Category Sub Category Checklist Group Completion Type Item Condition Condition Added Date Condition Cleared Date Comment Risk   Exception Category
2000060979 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/28/2021   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060998 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/28/2021   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060171 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/22/2021   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060733 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/28/2021   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060142 XXXXX XXXXX AUDIT Property - Appraisal Appraisal Data Integrity Property/Valuation PRE_PURCHASE Have any External Obsolescence noted by the appraiser been explained on the Appraisal and its effect on the value of the subject property been noted? Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/18/2021   External obsolescence being located next to a parking lot/commercial was not addressed however shown in the aerial A   Property - Appraisal
2000060142 XXXXX XXXXX AUDIT Property - Appraisal Appraisal Data Integrity Property/Valuation PRE_PURCHASE Has any functional obsolescence noted by the appraiser been explained on the Appraisal and its effect on the value of the subject property been noted? Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/18/2021   The back bedroom and bath are noted not to have access from the main house only from outside. This was addressed however this would be considered a functional obsolescence with an estimated cost to cure to put in a door of $500 A   Property - Appraisal
2000059760 XXXXX XXXXX AUDIT Assets Asset Eligibility Credit PRE_PURCHASE Do the Assets - Gift Letter and Source meet investor requirements? Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/16/2021 01/20/2022 Gift funds did not meet investor requirements.    1003 and UW Approval both note gift funds from multiple donors totaling $XXXX.     Documentation in file for gift funds from multiple donors totaling only $XXXX.    This was not addressed by UW. A   Assets
2000060602 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/28/2021   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060618 XXXXX XXXXX AUDIT Loan Package Documentation Closing/Title Compliance PRE_PURCHASE Does the Information agree between Loan Estimate - Final (LE) and Closing Disclosure - Final (CD)? Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/15/2021 12/30/2021 The information listed in the Loan Estimate column of the Calculating Cash to Close table on Page 3 of the Closing Disclosure dated XXXX does not correspond with the information cited on the last disclosed Loan Estimate dated XXXX. A   Missing Required Data
2000060618 XXXXX XXXXX AUDIT Loan Package Documentation Application/Processing Compliance PRE_PURCHASE Does the 1003 - Final contain the NMLS ID for both lender and Loan Officer? Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/15/2021 12/30/2021 Final loan application was not provided for review; therefore, MetaSource is unable to verify the NMLS information was included on the document. A   Missing, Incorrect, or Incomplete Initial or Final 1003
2000060660 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/17/2021   There were findings A   Borrower and Mortgage Eligibility
2000059803 XXXXX XXXXX AUDIT Property - Appraisal Appraisal Data Integrity Property/Valuation PRE_PURCHASE Is there at least one comparable outside and one comparable from inside the subject subdivision on a new construction property, PUD, condominium project, or recently converted condominium project on the Appraisal? Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/15/2021   The subject property is a PUD and there are no comparable sales from both outside and inside the subject project. B   Property - Appraisal
2000059803 XXXXX XXXXX AUDIT Credit Credit Eligibility Credit PRE_PURCHASE Has the Assets - Gift Letter and Source been provided? Document is not in file, please provide for review. Further conditions may apply upon review. 12/13/2021 01/20/2022 Per Final 1003 A gift in the amount of $XXXX was giving but is not documented anywhere on file. No pmt to closing or documented in borrowers bank stmts. A   Missing Document
2000058635 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/28/2021   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060283 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/28/2021   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000059782 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/29/2021   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060611 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/30/2021   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060817 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 12/31/2021   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060785 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/01/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
1100205281 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/02/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000059957 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/03/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000059212 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/04/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000059769 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/05/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000061034 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/06/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000061255 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/07/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060545 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/08/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060506 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/09/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060537 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/10/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060738 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/11/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000060898 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/12/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
1000800402 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/13/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000059331 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/14/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility
2000059257 XXXXX XXXXX AUDIT Borrower and Mortgage Eligibility Mortgage/Program Eligibility Credit PRE_PURCHASE There were no findings on the file. Data discrepancies exist on document(s) provided.  Please see comments section for further details. 01/15/2022   There were no findings on the file. A   Borrower and Mortgage Eligibility