EX-99.31 32 ex99-31.htm INFINITY RATING AGENCY GRADE REPORT

 

CSMC 2022-NQM4 Trust ABS-15G

Exhibit 99.31

 

 

Loan Number loan_no_current Original Loan Amount State Note Date Occupancy Purpose Final Overall Agency Grade Final Overall Credit Grade Final Overall Compliance Grade Final Overall Property Grade DBRS INITIAL Overall Agency Grade DBRS FINAL Overall Agency Grade DBRS INITIAL Credit Grade DBRS FINAL Credit Grade DBRS INITIAL Compliance Grade DBRS FINAL Compliance Grade DBRS INITIAL Property Grade DBRS FINAL Property Grade FITCH INITIAL Overall Agency Grade FITCH FINAL Overall Agency Grade FITCH INITIAL Credit Grade FITCH FINAL Credit Grade FITCH INITIAL Compliance Grade FITCH FINAL Compliance Grade  FITCH INITIAL Property Grade FITCH FINAL Property Grade KROLL INITIAL Overall Agency Grade KROLL FINAL Overall Agency Grade KROLL INITIAL Credit Grade KROLL FINAL Credit Grade KROLL INITIAL Compliance Grade KROLL FINAL Compliance Grade KROLL INITIAL Property Grade KROLL FINAL Property Grade MOODY's INITIAL Overall Agency Grade MOODY's FINAL Overall Agency Grade MOODY's INITIAL Credit Grade MOODY's FINAL Credit Grade MOODY's INITIAL Compliance Grade MOODY's FINAL Compliance Grade MOODY's INITIAL Property Grade MOODY's FINAL Property Grade S&P INITIAL Overall Agency Grade S&P FINAL Overall Agency Grade S&P INITIAL Credit Grade S&P FINAL Credit Grade S&P INITIAL Compliance Grade S&P FINAL Compliance Grade S&P INITIAL Property Grade S&P FINAL Property Grade MORNINGSTAR INITIAL Overall Agency Grade MORNINGSTAR FINAL Overall Agency Grade MORNINGSTAR INITIAL Credit Grade MORNINGSTAR FINAL Credit Grade MORNINGSTAR INITIAL Compliance Grade MORNINGSTAR FINAL Compliance Grade MORNINGSTAR INITIAL Property Grade MORNINGSTAR FINAL Property Grade
XX 436445255 XX Texas XX Investor Cash Out B B A A B B B B A A A A B B B B A A A A B B B B A A A A B B B B A A A A B B CB CB RA RA VA VA B B B B A A A A
XX 436720395 XX California XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720308 XX Florida XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720388 XX California XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445428 XX Nevada XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445251 XX Florida XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445254 XX Florida XX Investor Refinance A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445358 XX Florida XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480501 XX Connecticut XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720314 XX Florida XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445393 XX Illinois XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720399 XX Florida XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445237 XX Indiana XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445320 XX California XX Investor Cash Out A A A A C A C A A A A A C A C A A A A A C A C A A A A A C A C A A A A A C A CC CA RA RA VA VA C A C A A A A A
XX 436720339 XX Texas XX Investor Purchase A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436480612 XX Texas XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445427 XX Connecticut XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720334 XX Pennsylvania XX Investor Cash Out A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436445336 XX Pennsylvania XX Investor Cash Out B B A A B B B B A A A A B B B B A A A A B B B B A A A A B B B B A A A A B B CB CB RA RA VA VA B B B B A A A A
XX 436720246 XX Florida XX Investor Cash Out A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436445248 XX Texas XX Investor Cash Out B B A A B B B B A A A A B B B B A A A A B B B B A A A A B B B B A A A A B B CB CB RA RA VA VA B B B B A A A A
XX 436445216 XX Nevada XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445241 XX Texas XX Investor Refinance A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445231 XX Colorado XX Investor Cash Out A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436480616 XX California XX Investor Purchase B B A A C B C B A A A A C B C B A A A A C B C B A A A A C B C B A A A A C B CC CB RA RA VA VA C B C B A A A A
XX 436445312 XX Florida XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720406 XX California XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445401 XX Nevada XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445339 XX New Jersey XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720257 XX California XX Investor Purchase A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436445211 XX Pennsylvania XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720293 XX Florida XX Investor Purchase A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436445364 XX Ohio XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480571 XX New Mexico XX Investor Purchase B B A A D B D B A A A A D B D B A A A A D B D B A A A A D B D B A A A A D B CD CB RA RA VA VA D B D B A A A A
XX 436445236 XX Indiana XX Investor Cash Out A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436445330 XX California XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480573 XX Georgia XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480533 XX California XX Investor Cash Out B B A A B B B B A A A A B B B B A A A A B B B B A A A A B B B B A A A A B B CB CB RA RA VA VA B B B B A A A A
XX 436445454 XX Nevada XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720243 XX Florida XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720261 XX California XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720397 XX California XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445295 XX Texas XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445377 XX Nevada XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445203 XX Florida XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480536 XX Utah XX Investor Refinance A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720244 XX Florida XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480527 XX North Carolina XX Investor Cash Out A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436720362 XX Massachusetts XX Investor Purchase A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436445308 XX California XX Investor Refinance A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445301 XX Texas XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480572 XX Georgia XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480502 XX New Jersey XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445331 XX Arizona XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445249 XX Texas XX Investor Cash Out B B A A B B B B A A A A B B B B A A A A B B B B A A A A B B B B A A A A B B CB CB RA RA VA VA B B B B A A A A
XX 436445324 XX Florida XX Investor Purchase B B A A B B B B A A A A B B B B A A A A B B B B A A A A B B B B A A A A B B CB CB RA RA VA VA B B B B A A A A
XX 436445266 XX Florida XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720312 XX Arizona XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720336 XX Texas XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720400 XX Tennessee XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445412 XX California XX Investor Purchase A A A A C A C A A A A A C A C A A A A A C A C A A A A A C A C A A A A A C A CC CA RA RA VA VA C A C A A A A A
XX 436445196 XX Florida XX Investor Purchase B B A A C B C B A A A A C B C B A A A A C B C B A A A A C B C B A A A A C B CC CB RA RA VA VA C B C B A A A A
XX 436445201 XX Florida XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445436 XX Texas XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720384 XX Maryland XX Investor Purchase A A A A D A C A D A A A D A C A D A A A D A C A D A A A D A C A D A A A D A CC CA RD RA VA VA D A C A D A A A
XX 436720269 XX Arizona XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480583 XX California XX Investor Purchase A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436720383 XX Georgia XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720337 XX California XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445349 XX Pennsylvania XX Investor Cash Out B B A A B B B B A A A A B B B B A A A A B B B B A A A A B B B B A A A A B B CB CB RA RA VA VA B B B B A A A A
XX 436720280 XX Nevada XX Investor Refinance A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436720285 XX Texas XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445294 XX California XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445267 XX Pennsylvania XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480575 XX Pennsylvania XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720276 XX Texas XX Investor Refinance A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720369 XX Texas XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720284 XX Pennsylvania XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445244 XX California XX Investor Cash Out B B A A B B B B A A A A B B B B A A A A B B B B A A A A B B B B A A A A B B CB CB RA RA VA VA B B B B A A A A
XX 436445345 XX Texas XX Investor Purchase B B A A B B B B A A A A B B B B A A A A B B B B A A A A B B B B A A A A B B CB CB RA RA VA VA B B B B A A A A
XX 436445376 XX Texas XX Investor Purchase B B A A B B B B A A A A B B B B A A A A B B B B A A A A B B B B A A A A B B CB CB RA RA VA VA B B B B A A A A
XX 436445341 XX Pennsylvania XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720351 XX Texas XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445278 XX California XX Investor Purchase A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436445406 XX Texas XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720382 XX Georgia XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445432 XX Florida XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720292 XX South Carolina XX Investor Refinance A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720354 XX Washington XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720358 XX Colorado XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720310 XX Rhode Island XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480608 XX Utah XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480579 XX California XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445335 XX Oklahoma XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445240 XX Indiana XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720376 XX Texas XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445439 XX Pennsylvania XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720335 XX Pennsylvania XX Investor Refinance A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445334 XX Florida XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445347 XX Arizona XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445310 XX Texas XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445373 XX California XX Investor Purchase A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A D A A A A A D A CD CA RA RA VA VA D A D A A A A A
XX 436445311 XX Florida XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720270 XX Arizona XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720277 XX Pennsylvania XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436720379 XX Nevada XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445414 XX Maryland XX Investor Purchase A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480613 XX Maryland XX Investor Cash Out B B A A B B B B A A A A B B B B A A A A B B B B A A A A B B B B A A A A B B CB CB RA RA VA VA B B B B A A A A
XX 436480504 XX Florida XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445229 XX Texas XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436445380 XX Nevada XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A
XX 436480484 XX New Jersey XX Investor Cash Out A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A CA CA RA RA VA VA A A A A A A A A