CSMC 2022-NQM4 Trust ABS-15G

Exhibit 99.30

Loan Number

loan_no_current

Seller Loan Number

Borrower Name

State

QM/ATR Status

Initial Overall Loan Grade

Final Overall Grade

Final Credit Grade

Final Property Grade

Final Compliance Grade

Material (level 3) TRID exception?

Material (level 3) Non-TRID exception?

Active Material Exceptions

Active Non Material Exceptions

Satisfied Exceptions

Waived Exceptions

Compensating Factors

Valuation Comments

General Comments

Property Type

Note Date

LTV

CLTV

Occupancy

Purpose

Credit Score

Brwr 1 Yrs in Property

Brwr 1 Occupation

Brwr 1 Yrs on Job

Total Monthly Income

Mortgage History

Cash Out Amount

DTI

FTHB Flag

Loan Doc Type

Loan Status

Review Date

xx

436720243

xx

Florida

Not Covered/Exempt

3

1

1

1

1

No

No

Value supported by #5 comparable

PUD

xx

xx

xx

Investor

Cash Out

Mos Reviewed: Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

xx

Alternative

QC Complete

03/08/2022

xx

436720244

xx

Florida

Not Covered/Exempt

3

1

1

1

1

No

No

Appraisal dated on xx was comparable with #4

Low Rise Condo  (1-4 Stories)

xx

xx

xx

Investor

Cash Out

Mos Reviewed: Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

xx

Alternative

QC Complete

03/07/2022

xx

436445196

xx

Florida

Not Covered/Exempt

4

2

2

1

1

No

No

*** (CURED) Missing borrower sign and date  - EV R COMMENT:   As Per Loan File Borrower2(xx) signature missing on Note Document  And Mortgage Document. 3/7/2022 - Borrower 2 xx is only a “Personal Guarantor” and not an AUTHORIZED signer for the business as designated by xx.

*** (WAIVED) DSCR is less than 1.00 - EV W COMMENT:   As Per Guidelines Foreign National Max 75% LTV, However Loan LTV Is xx%, Sales Price: $xx, Appraisal Value: $xx. 3/8/2022 - Received Exception approval form for LTV crossing the threshold limit and condition has been waived off

Length of Time at Residence

Appraisal has provided 3 comps to support the opinion of value.Appraisal has ticked on As is on xx with the appraised value xx

PUD

xx

xx

xx

Investor

Purchase

Mos Reviewed: Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

No

Alternative

QC Complete

03/03/2022

xx

436445201

xx

Florida

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 5 comparables to support the opinion of site value.

Single Family

xx

xx

xx

Investor

Cash Out

Mos Reviewed: Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

xx

Alternative

QC Complete

03/02/2022

xx

436720246

xx

Florida

Not Covered/Exempt

3

1

1

1

1

No

No

*** (CURED) Application Missing - EV R COMMENT:   Provide a missing copy of Final 1003 for " xx" 3/9/2022 - Received final 1003 and condition has been resolved

Appraisal with #6 comparable properties

Single Family

xx

xx

xx

Investor

Cash Out

Mos Reviewed: Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

xx

Alternative

QC Complete

03/02/2022

xx

436445203

xx

Florida

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has Provided 6 comp and Subjected to completion as dated  xx and appraisal value $xx. We have 1004 D with Certification that Repairs are completed.

PUD

xx

xx

xx

Investor

Purchase

Mos Reviewed: Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

Yes

Alternative

QC Complete

03/01/2022

xx

436480484

xx

New Jersey

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 5 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx.

3 Family

xx

xx

xx

Investor

Cash Out

668

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/03/2022

xx

436445211

xx

Pennsylvania

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal with #6 comparable properties

Single Family

xx

xx

xx

Investor

Cash Out

763

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/15/2022

xx

436480501

xx

Connecticut

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 4 comps to support the opinion of value Appraisal has ticked on As Is on xx. With the appraised value xx

2 Family

xx

xx

xx

Investor

Cash Out

769

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/02/2022

xx

436480502

xx

New Jersey

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 4 comps to support the opinion of value.Appraisal has ticked on As is on xx with the appraised value xx

2 Family

xx

xx

xx

Investor

Cash Out

778

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

01/26/2022

xx

436445216

xx

Nevada

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by #6 comparables

Single Family

xx

xx

xx

Investor

Purchase

705

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Yes

Alternative

QC Complete

02/04/2022

xx

436480504

xx

Florida

Not Covered/Exempt

4

1

1

1

1

No

No

Appraisal has provided 8 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Cash Out

671

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/17/2022

xx

436445229

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal Has 5 Comps to Support the opinion of value Appriasal has ticket on as is on xx with appraisal value xx

Low Rise Condo  (1-4 Stories)

xx

xx

xx

Investor

Cash Out

776

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/04/2022

xx

436720257

xx

California

Not Covered/Exempt

1

1

1

1

1

No

No

*** (CURED) Assets do not meet guidelines - EV R COMMENT:   Borrower total asset amount verified $144,202.72. Cash to close require $XXX and XXX (Reserves require 6 months of PITI if >65% LTV ). Still we require XXX asset amount (144,202.72-XXX=XXX) 03/16/2022 - Received borrower's recent account statement with available balance of $167,327.11 & condition resolved.

Value supported by 4 comparable

2 Family

xx

xx

xx

Investor

Purchase

712

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/11/2022

xx

436445231

xx

Colorado

Not Covered/Exempt

1

1

1

1

1

No

No

*** (CURED) Borrower Identity Missing - EV R COMMENT:   Borrower's ID proof is missing in the file. 02/23/2022 - Received customer identification verification with borrower's DL details & condition resolved.

Appraisal has #6 comps to support opinion value.

Single Family

xx

xx

xx

Investor

Cash Out

655

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/17/2022

xx

436445236

xx

Indiana

Not Covered/Exempt

3

1

1

1

1

No

No

*** (CURED) Borrower Identity Missing - EV R COMMENT:   Borrower Identity missing in File. 02/15/2022 - Received customer identification verification with borrowers DL details & condition resolved.

Appraisal has provided 4 Comparables to support the opinion of site value

PUD

xx

xx

xx

Investor

Cash Out

820

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/10/2022

xx

436445237

xx

Indiana

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has #3 comps to support opinion value.

PUD

xx

xx

xx

Investor

Cash Out

820

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/10/2022

xx

436480527

xx

North Carolina

Not Covered/Exempt

1

1

1

1

1

No

No

*** (CURED) Amount of title insurance is less than mortgage amount - EV R COMMENT:   Missing title evidence in loan file. provide Title policy for current loan transaction. 02/04/2022 - Received Title insurance policy but policy amount ($XXX) is not covering the loan amount ($xx). 02/11/2022 - Received Title insurance policy covering the loan amount & condition has been resolved.

Appraisal has provided 3 comarables to support the opinion of site value

Single Family

xx

xx

xx

Investor

Cash Out

784

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/02/2022

xx

436445240

xx

Indiana

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by 4 comparables

Single Family

xx

xx

xx

Investor

Purchase

758

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/15/2022

xx

436445241

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has #3 comps to support opinion value.

PUD

xx

xx

xx

Investor

Refinance

732

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Alternative

QC Complete

02/08/2022

xx

436480533

xx

California

Not Covered/Exempt

1

2

2

1

1

No

No

*** (WAIVED) Mortgage history for primary residence less than 12 months - EV W COMMENT:   Approved guideline exception in file for not having primary housing history.  Borrower lives rent free.

High Credit Score LTV% less than 60%

Appraisal has provided 5 comps to support the opinion of value Appraisal has ticked on As Is on xx. With the appraised value xx

PUD

xx

xx

xx

Investor

Cash Out

783

Mos Reviewed:0 Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

xx

Alternative

QC Complete

02/24/2022

xx

436445244

xx

California

Not Covered/Exempt

1

2

2

1

1

No

No

*** (WAIVED) Mortgage history for primary residence less than 12 months - EV W COMMENT:   Approved guideline exception for not having primary housing history as borrower lives rent free.

High Credit Score Low LTV / CLTV

Appraisal has # 6 comparables

Single Family

xx

xx

xx

Investor

Cash Out

783

Mos Reviewed:0 Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

xx

Alternative

QC Complete

03/02/2022

xx

436445248

xx

Texas

Not Covered/Exempt

1

2

2

1

1

No

No

*** (WAIVED) Loan does not conform to program guidelines - EV W COMMENT:   Approved guideline exception in file for not meeting the minimum $50K in equity.

LTV% less than 80% High Asset Reserves

Verified with 3 Comps & Listing 1 & 3 Rentals

Single Family

xx

xx

xx

Investor

Cash Out

811

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/24/2022

xx

436480536

xx

Utah

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by 6 comparables

Single Family

xx

xx

xx

Investor

Refinance

681

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Alternative

QC Complete

02/02/2022

xx

436445249

xx

Texas

Not Covered/Exempt

3

2

2

1

1

No

No

*** (WAIVED) Loan does not conform to program guidelines - EV W COMMENT:   Approved guideline exception in file for not meeting the minimum $50K in equity.

LTV% less than 80% High Asset Reserves

As per appraisal as is ,Comparable 3

Single Family

xx

xx

xx

Investor

Cash Out

811

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:Credit Report

xx

Alternative

QC Complete

02/24/2022

xx

436445251

xx

Florida

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 6 comps to support the opinion of value Appraisal has ticked on As Is on xx. With the appraised value xx

Single Family

xx

xx

xx

Investor

Cash Out

746

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/08/2022

xx

436445254

xx

Florida

Not Covered/Exempt

3

1

1

1

1

No

No

Appraisal has provided 4 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Refinance

723

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Alternative

QC Complete

02/09/2022

xx

436445255

xx

Texas

Not Covered/Exempt

1

2

2

1

1

No

No

*** (WAIVED) Loan does not conform to program guidelines - EV W COMMENT:   Approved guideline exception in file for not meeting the minimum $50K in equity and loan amount less than $100K.

CLTV/HCLTV% less than 80% High Asset Reserves

Value supported by 3 comparable

Single Family

xx

xx

xx

Investor

Cash Out

811

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/24/2022

xx

436445266

xx

Florida

Not Covered/Exempt

4

1

1

1

1

No

No

Appraisal has provided 5 comparables to support the opinion of site value

PUD

xx

xx

xx

Investor

Purchase

781

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/15/2022

xx

436445267

xx

Pennsylvania

Not Covered/Exempt

3

1

1

1

1

No

No

Appraisal has #5 comps to support opinion value.

2 Family

xx

xx

xx

Investor

Purchase

811

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/03/2022

xx

436480571

xx

New Mexico

Not Covered/Exempt

1

2

2

1

1

No

No

*** (WAIVED) Loan does not conform to program guidelines - EV W COMMENT:   Guideline exception form in file for not meeting the minimum $50K in equity.  Form does not reflect if it was approved. 02/02/2022 - Received approved loan exception approval in $50k equity & condition waived off.

Received approved loan exception approval in $50k equity & condition waived off.

Appraisal has provided 5 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

4 Family

xx

xx

xx

Investor

Purchase

721

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

01/31/2022

xx

436480572

xx

Georgia

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 5 comparables to support the opinion of site value

PUD

xx

xx

xx

Investor

Cash Out

783

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

01/31/2022

xx

436480573

xx

Georgia

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal Has Provided 6 Comps to Support the Opinion of Value.

PUD

xx

xx

xx

Investor

Cash Out

783

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

01/31/2022

xx

436480575

xx

Pennsylvania

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 5 comps to support the opinion of value.Appraisal has ticked on As is on xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Purchase

785

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/03/2022

xx

436480579

xx

California

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by 7 comparables

Single Family

xx

xx

xx

Investor

Cash Out

795

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/01/2022

xx

436445278

xx

California

Not Covered/Exempt

2

1

1

1

1

No

No

*** (CURED) Assets are not sufficient to close - EV R COMMENT:   "Transaction is Purchase of Investment residence. Funds required to close are $181,001.30. Total Assets verified in the amount of $77,264.08.               xx # xx - $77,264.08   (Checking)              Provide a copy of most recent bank statement/retirement/investment to evidence funds In the amount Of $121,108.6 for closing . 02/15/2022 - Received Final settlement statement for refinance transaction & the funds to close came from the refinance of borrower’s property located at: xx which funded concurrently with this loan. Condition has been resolved.

Appraisal has provided #5comps to support the opinion of value  Appraisal has ticked on as is on xx with Appraised value of xx

Single Family

xx

xx

xx

Investor

Purchase

774

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/10/2022

xx

436480583

xx

California

Not Covered/Exempt

3

1

1

1

1

No

No

*** (CURED) Application Missing - EV R COMMENT:   Missing Final 1003_Application in loan file. 02/08/2022 - Received final 1003 & condition resolved.

Appraisal has #3 comps to support opinion value.

Single Family

xx

xx

xx

Investor

Purchase

684

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/02/2022

xx

436720261

xx

California

Not Covered/Exempt

1

1

1

1

1

No

No

Verified through 6 comparables

Single Family

xx

xx

xx

Investor

Cash Out

717

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/08/2022

xx

436445294

xx

California

Not Covered/Exempt

2

1

1

1

1

No

No

Appraisal has #6 comparables

2 Family

xx

xx

xx

Investor

Purchase

795

xx

13

$9,876.18

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

36.130%

No

Alternative

QC Complete

02/21/2022

xx

436445295

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 6 comparables to support the opinion of site value

Single Family

xx

xx

xx

Investor

Cash Out

774

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/09/2022

xx

436445301

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Aprsl is AS IS with 8 Comps

Single Family

xx

xx

xx

Investor

Cash Out

699

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/25/2022

xx

436480608

xx

Utah

Not Covered/Exempt

3

1

1

1

1

No

No

Appraisal with #6 comparable properties

Single Family

xx

xx

xx

Investor

Purchase

765

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/04/2022

xx

436445308

xx

California

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by #7 comparable

Single Family

xx

xx

xx

Investor

Refinance

731

xx

2

$23,303.00

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

39.055%

Alternative

QC Complete

02/03/2022

xx

436445310

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by 5 comparable

Single Family

xx

xx

xx

Investor

Cash Out

792

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/08/2022

xx

436480612

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Apprasial has #5 comparables

Single Family

xx

xx

xx

Investor

Cash Out

792

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/04/2022

xx

436445311

xx

Florida

Not Covered/Exempt

1

1

1

1

1

No

No

Verified with 7 comparables

Single Family

xx

xx

xx

Investor

Purchase

Mos Reviewed: Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

Yes

Alternative

QC Complete

03/01/2022

xx

436480613

xx

Maryland

Not Covered/Exempt

1

2

2

1

1

No

No

*** (WAIVED) Loan does not conform to program guidelines - EV W COMMENT:   Approved guideline exception in file for not meeting minimum $50K in equity.

LTV% less than 80% Credit-Prior mortgage/Rental history

Single Family

xx

xx

xx

Investor

Cash Out

697

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

01/31/2022

xx

436445312

xx

Florida

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 8 comps to support the opinion of value.Appraisal has ticked on As is on  with the appraised value

Single Family

xx

xx

xx

Investor

Cash Out

Mos Reviewed: Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

xx

Alternative

QC Complete

03/07/2022

xx

436480616

xx

California

Not Covered/Exempt

4

2

2

1

1

No

No

*** (WAIVED) DSCR is less than 1.00 - EV W COMMENT:   DSCR ratio (0.74) is less than 1 which does not meet guideline requirement. As per guidelines "xx " if DSCR <0.75 allowed with FICO ≥700 and LTV ≤70% required. However in this loan the LTV is xx% and FICO is 784. 02/08/2022 - Received loan exception approval for LTV exceeding 5% & condition waived.

High Credit Score Credit-Prior mortgage/Rental history

Verified Through 6 Comparables

Single Family

xx

xx

xx

Investor

Purchase

784

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/02/2022

xx

436445320

xx

California

Not Covered/Exempt

1

1

1

1

1

No

No

*** (CURED) Property listed for sale in past 12 months - EV R COMMENT:   As per Appraisal Report property was listed for sale in last 12 month.  Guidelines require property seasoning for six months if property was listed for sale on a refinance.  Per Appraisal listing was canceled on XXX and subject loan closed on XXX.  Season requirement was not met. 3/8/2022 - This loan was submitted under the InvestorX - DSCR program. The transaction is a cash out refinance. The loan amount is $xx. The LTV is xx%. 1. The borrower took sole ownership of the subject property in 2003 through an interspousal transfer deed. Since the borrower has owned the subject property for greater than six months, this indicates the borrower has seasoned ownership of the subject property. 2. According to the Non-QM InvestorX Matrix, the only stipulation for Listed Properties is as follows: “On refinance loans, properties listed in the last 6 months are allowed but require a minimum of 2-year prepayment penalty.”

Appraisal has provided 6 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Cash Out

773

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/02/2022

xx

436445324

xx

Florida

Not Covered/Exempt

3

2

2

1

1

No

No

*** (WAIVED) Loan does not conform to program guidelines - EV W COMMENT:   Approved guideline exception in file for not meeting the minimum of $50K in equity requirement.

High Credit Score

Value supported by 3 comparables

Low Rise Condo  (1-4 Stories)

xx

xx

xx

Investor

Purchase

713

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/09/2022

xx

436445330

xx

California

Not Covered/Exempt

1

1

1

1

1

No

No

Verified with 5 comparables

Single Family

xx

xx

xx

Investor

Purchase

767

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/14/2022

xx

436445331

xx

Arizona

Not Covered/Exempt

1

1

1

1

1

No

No

Verified with 4 comparables

Single Family

xx

xx

xx

Investor

Cash Out

724

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/10/2022

xx

436445334

xx

Florida

Not Covered/Exempt

3

1

1

1

1

No

No

Appraisal has provided 5 comprables to support the opinion of value.Appraisal has ticked on As is on xx with the appraised value xx

PUD

xx

xx

xx

Investor

Purchase

Mos Reviewed: Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

No

Alternative

QC Complete

02/24/2022

xx

436445335

xx

Oklahoma

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 6 comps to support the opinion of value.Appraisal has ticked on As is on xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Purchase

806

Mos Reviewed:12 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/01/2022

xx

436445336

xx

Pennsylvania

Not Covered/Exempt

1

2

2

1

1

No

No

*** (WAIVED) Mortgage history for primary residence less than 12 months - EV W COMMENT:   Approved guideline exception in file for not having primary housing history.  Borrower is a seasoned property investor who lives at home with parents.

High Credit Score LTV% less than 80%

Appraisal has provided 5 comp to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Cash Out

769

Mos Reviewed:0 Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

xx

Alternative

QC Complete

02/23/2022

xx

436445339

xx

New Jersey

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 6 comparables to support the opinion of site value

2 Family

xx

xx

xx

Investor

Cash Out

785

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/25/2022

xx

436445341

xx

Pennsylvania

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 3 comps to support the opinion of value Appraisal has ticked on As Is on xx. With the appraised value xx

Single Family

xx

xx

xx

Investor

Purchase

768

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/01/2022

xx

436445345

xx

Texas

Not Covered/Exempt

2

2

2

1

1

No

No

*** (WAIVED) Loan does not conform to program guidelines - EV W COMMENT:   Approved guideline exception in file for not meeting the minimum $50K in equity.

High Credit Score High Asset Reserves

Appraisal is on dated xx with comparable #6

PUD

xx

xx

xx

Investor

Purchase

797

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:Credit Report

Yes

Alternative

QC Complete

03/01/2022

xx

436720269

xx

Arizona

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 5 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

2 Family

xx

xx

xx

Investor

Cash Out

740

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/10/2022

xx

436720270

xx

Arizona

Not Covered/Exempt

1

1

1

1

1

No

No

Verified through 5 comparables

2 Family

xx

xx

xx

Investor

Cash Out

740

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/10/2022

xx

436445347

xx

Arizona

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by #6 comparable

Single Family

xx

xx

xx

Investor

Cash Out

740

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/02/2022

xx

436445349

xx

Pennsylvania

Not Covered/Exempt

1

2

2

1

1

No

No

*** (WAIVED) Mortgage history for primary residence less than 12 months - EV W COMMENT:   Approved guideline exception in file for not having primary housing history.  Borrower is a seasoned property investor who lives with parents.

High Credit Score LTV% less than 80%

Appraisal Date xx comp#6

Single Family

xx

xx

xx

Investor

Cash Out

749

Mos Reviewed:0 Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

xx

Alternative

QC Complete

02/23/2022

xx

436445358

xx

Florida

Not Covered/Exempt

4

1

1

1

1

No

No

Appraisal has provided 6 comps and value is xx and AS IS dated xx

PUD

xx

xx

xx

Investor

Purchase

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Yes

Alternative

QC Complete

03/01/2022

xx

436720276

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 5 comps to support the opinion of value. Appraisal has ticked on AS IS xx  with the appraised value xx

2 Family

xx

xx

xx

Investor

Refinance

716

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Alternative

QC Complete

03/09/2022

xx

436720277

xx

Pennsylvania

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 5 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Cash Out

675

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/09/2022

xx

436445364

xx

Ohio

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by #5 comparables

4 Family

xx

xx

xx

Investor

Purchase

783

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Yes

Alternative

QC Complete

02/24/2022

xx

436720280

xx

Nevada

Not Covered/Exempt

3

1

1

1

1

No

No

*** (CURED) Borrower Identity Missing - EV R COMMENT:   Borrower identity is missing in the loan file. Provide the Identity proof document. 03/11/2022 - Received customer identification verification & condition resolved.

Value supported by 5 comparable

Single Family

xx

xx

xx

Investor

Refinance

673

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Alternative

QC Complete

03/08/2022

xx

436445373

xx

California

Not Covered/Exempt

3

1

1

1

1

No

No

*** (CURED) Purchase Contract is missing - EV R COMMENT:   Provide fully executed Purchase contract for the subject property as the contract in file is missing pages. 02/23/2022 - Received fully executed purchase contract & condition resolved.

Appraisal is AS IS dated xx and Appraised value is xx. Appraisal has provided 6 Comparables.

Single Family

xx

xx

xx

Investor

Purchase

766

xx

10

$64,885.04

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

12.621%

No

Alternative

QC Complete

02/18/2022

xx

436445376

xx

Texas

Not Covered/Exempt

1

2

2

1

1

No

No

*** (WAIVED) Loan does not conform to program guidelines - EV W COMMENT:   Approved guideline exception in file for not meeting the minimum of $50K in equity.

LTV% less than 80% High Credit Score

Verified Through 6 Comparables

PUD

xx

xx

xx

Investor

Purchase

797

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/23/2022

xx

436720284

xx

Pennsylvania

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by #3 comparable

Single Family

xx

xx

xx

Investor

Cash Out

603

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/09/2022

xx

436445377

xx

Nevada

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal with # 3 comparable properties

3 Family

xx

xx

xx

Investor

Purchase

784

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/24/2022

xx

436720285

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Verified with 4 comparables

PUD

xx

xx

xx

Investor

Purchase

779

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/14/2022

xx

436445380

xx

Nevada

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has #6 comps to support opinion value.

Single Family

xx

xx

xx

Investor

Cash Out

741

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/01/2022

xx

436445393

xx

Illinois

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has #6 comps to support opinion value.

Single Family

xx

xx

xx

Investor

Purchase

694

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/25/2022

xx

436445401

xx

Nevada

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has #3 comps to support opinion value.

4 Family

xx

xx

xx

Investor

Purchase

784

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/24/2022

xx

436445406

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Verified with 6 comparables

PUD

xx

xx

xx

Investor

Cash Out

767

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

02/25/2022

xx

436445412

xx

California

Not Covered/Exempt

4

1

1

1

1

No

No

*** (CURED) Loan does not conform to program guidelines - EV R COMMENT:   As per guideline DSCR < 0.75 allowed with FICO >700 and LTV <70%, but in this case  DSCR is 0.73, FICO score 766 & LTV is xx% however this loan doesn't meet guideline. xx. 02/18/2022 - Received revised loan approval showing DSCR of 0.75 & the pricing validation which reflects xx%LTV with 1.500 points financed. Condition has been resolved.

`Verified with 6 comparables

Single Family

xx

xx

xx

Investor

Purchase

766

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/11/2022

xx

436720292

xx

South Carolina

Not Covered/Exempt

1

1

1

1

1

No

No

Verified with 5 comparables

Single Family

xx

xx

xx

Investor

Refinance

735

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Alternative

QC Complete

03/15/2022

xx

436445414

xx

Maryland

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal value is xx dated on xx comparable with 8 properties

Single Family

xx

xx

xx

Investor

Purchase

737

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Yes

Alternative

QC Complete

02/25/2022

xx

436720293

xx

Florida

Not Covered/Exempt

1

1

1

1

1

No

No

*** (CURED) Final Application Incomplete - EV R COMMENT:   Borrower identity proof is missing in file. 03/15/2022 - Received customer identification verification with borrower DL detail & condition resolved.

Value supported by #5 comparable

Low Rise Condo  (1-4 Stories)

xx

xx

xx

Investor

Purchase

760

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/10/2022

xx

436445427

xx

Connecticut

Not Covered/Exempt

1

1

1

1

1

No

No

Value Supported by #3 comparable

Single Family

xx

xx

xx

Investor

Cash Out

758

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/03/2022

xx

436445428

xx

Nevada

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 3 comps to support the opinion of value.Appraisal has ticked on As is on xx with the appraised value xx

4 Family

xx

xx

xx

Investor

Purchase

784

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/24/2022

xx

436445432

xx

Florida

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 5 comps to support the opinion of value.Appraisal has ticked on As is on xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Purchase

778

Mos Reviewed:12 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Yes

Alternative

QC Complete

03/03/2022

xx

436445436

xx

Texas

Not Covered/Exempt

2

1

1

1

1

No

No

Appraisal has #7 comparables

PUD

xx

xx

xx

Investor

Purchase

774

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

02/24/2022

xx

436720308

xx

Florida

Not Covered/Exempt

1

1

1

1

1

No

No

As per appraisal as is ,comparable #4

Single Family

xx

xx

xx

Investor

Purchase

Mos Reviewed: Times 1X30: Times 1X60: Times 1X90: Currently Delinquent? : Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:

Yes

Alternative

QC Complete

03/10/2022

xx

436445439

xx

Pennsylvania

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 3 comps to support the opinion of value.Appraisal has ticked on As is on xx  with the appraised value xx

PUD

xx

xx

xx

Investor

Purchase

746

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/03/2022

xx

436720310

xx

Rhode Island

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by 4 comparable

Single Family

xx

xx

xx

Investor

Cash Out

695

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/09/2022

xx

436720312

xx

Arizona

Not Covered/Exempt

1

1

1

1

1

No

No

used #6 Comparable to support the opinion value of appraiser ticketed on xx with value of xx

PUD

xx

xx

xx

Investor

Cash Out

785

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/02/2022

xx

436720314

xx

Florida

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal was dated on xx with comparable #5

PUD

xx

xx

xx

Investor

Purchase

755

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:Credit Report

No

Alternative

QC Complete

03/08/2022

xx

436720334

xx

Pennsylvania

Not Covered/Exempt

3

1

1

1

1

No

No

*** (CURED) Application Missing - EV R COMMENT:   Final 1003 Application is missing in the file 3/22/2022 - Received Final 1003 document for B1 , B2 and B3 and condition has been resolved.

Appraisal has provided 6 comps to support the opinion of value.Appraisal has ticked on As is on xx with the appraised value xx

PUD

xx

xx

xx

Investor

Cash Out

746

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/10/2022

xx

436720335

xx

Pennsylvania

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal was dated on xx with comparable #5

PUD

xx

xx

xx

Investor

Refinance

755

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:Credit Report

Alternative

QC Complete

03/10/2022

xx

436720336

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has #5 comps to support opinion value.

Single Family

xx

xx

xx

Investor

Purchase

800

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/08/2022

xx

436720337

xx

California

Not Covered/Exempt

1

1

1

1

1

No

No

Verified with 6 comparables

Single Family

xx

xx

xx

Investor

Cash Out

706

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/10/2022

xx

436720339

xx

Texas

Not Covered/Exempt

3

1

1

1

1

No

No

*** (CURED) Borrower Identity Missing - EV R COMMENT:   Provide any Government Identity proof for borrower as it is missing in Package. 3/8/2022 - Received customer identification verification form for all the 4 borrowers on the loan and condition has been resolved

Appraisal has provided 5 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

2 Family

xx

xx

xx

Investor

Purchase

749

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/03/2022

xx

436720351

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Verified through 5 comparables

Single Family

xx

xx

xx

Investor

Purchase

749

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/11/2022

xx

436720354

xx

Washington

Not Covered/Exempt

3

1

1

1

1

No

No

The appraisal has been marked as is on xx with the value of xx The appraiser has provided 5 comparables to support the opinion of the value.

Low Rise Condo  (1-4 Stories)

xx

xx

xx

Investor

Purchase

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :Yes Total Delinquent:1359.14000 Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/03/2022

xx

436445454

xx

Nevada

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has #6 comps to support opinion value.

Low Rise Condo  (1-4 Stories)

xx

xx

xx

Investor

Purchase

728

Mos Reviewed:12 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

Yes

Alternative

QC Complete

03/02/2022

xx

436720358

xx

Colorado

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 6 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Cash Out

696

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/11/2022

xx

436720362

xx

Massachusetts

Not Covered/Exempt

3

1

1

1

1

No

No

*** (CURED) Note data is missing or inaccurate - EV R COMMENT:   Please provide page 1 of Original Note document. Information is updated from the note document which is not signed by the borrower. 03/15/2022 - Received note document 1st page & condition resolved.

Appraisal was dated on xx with comparable #6

3 Family

xx

xx

xx

Investor

Purchase

727

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos: Max Days Dlq Last 12 Mos: Verification Type:Credit Report

No

Alternative

QC Complete

03/11/2022

xx

436720369

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 6 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

PUD

xx

xx

xx

Investor

Cash Out

733

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/16/2022

xx

436720376

xx

Texas

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by #5 comparable

PUD

xx

xx

xx

Investor

Cash Out

802

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/07/2022

xx

436720379

xx

Nevada

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal is AS IS with 5 comps & 1 Listing & 3 Rentals

PUD

xx

xx

xx

Investor

Purchase

796

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/03/2022

xx

436720382

xx

Georgia

Not Covered/Exempt

1

1

1

1

1

No

No

Verified with 3 comparables

Single Family

xx

xx

xx

Investor

Cash Out

683

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/07/2022

xx

436720383

xx

Georgia

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 4 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Cash Out

683

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/07/2022

xx

436720384

xx

Maryland

Not Covered/Exempt

3

1

1

1

1

No

No

*** (CURED) DSCR is less than 1.00 - EV R COMMENT:   As per guidelines DSCR 0.75-0.99 has a Max LTV of 75% for a Purchase.  Subject loan LTV is at xx% and DSCR is at 0.98 3/14/2022 - Received explanation from client for correction in Property Tax amount and condition has been resolved *** (CURED) Notice of Servicing Transfer missing or unexecuted - EV R COMMENT:   Provide signature copy of Notice of Service transfer document as signature is missing on document which is present in Package. 3/14/2022 - Received explanation from client that does not require a signature or a hand-written date and condition has been resolved

Appraisal has provided 6 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Purchase

758

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/10/2022

xx

436720388

xx

California

Not Covered/Exempt

1

1

1

1

1

No

No

Value supported by #6 comparable

Single Family

xx

xx

xx

Investor

Purchase

698

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/10/2022

xx

436720395

xx

California

Not Covered/Exempt

1

1

1

1

1

No

No

The Appraisal is AS IS with 9 Comps & 3 Rentals

Single Family

xx

xx

xx

Investor

Cash Out

735

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/03/2022

xx

436720397

xx

California

Not Covered/Exempt

1

1

1

1

1

No

No

The Appraiser Has Ticked As Is On xx With The Appraised Value Of xx .And The Appraisal Has Provided 5 Comparable To Support An Opinion Of The Value

Low Rise Condo  (1-4 Stories)

xx

xx

xx

Investor

Cash Out

735

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

xx

Alternative

QC Complete

03/03/2022

xx

436720399

xx

Florida

Not Covered/Exempt

1

1

1

1

1

No

No

Verified through 6 comparables

Single Family

xx

xx

xx

Investor

Purchase

773

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/16/2022

xx

436720400

xx

Tennessee

Not Covered/Exempt

2

1

1

1

1

No

No

Value supported by 4 comparable

PUD

xx

xx

xx

Investor

Purchase

773

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/16/2022

xx

436720406

xx

California

Not Covered/Exempt

1

1

1

1

1

No

No

Appraisal has provided 4 comps to support the opinion of value. Appraisal has ticked on AS IS xx with the appraised value xx

Single Family

xx

xx

xx

Investor

Purchase

705

Mos Reviewed:24 Times 1X30:0 Times 1X60:0 Times 1X90:0 Currently Delinquent? :No Total Delinquent: Mortgage/Rent Dlq Last 12 Mos:0 Max Days Dlq Last 12 Mos:0 Verification Type:Credit Report

No

Alternative

QC Complete

03/11/2022