EX-99.28 29 ex99-28.htm INFINITY DATA COMPARE REPORT

 

CSMC 2022-NQM4 Trust ABS-15G

Exhibit 99.28

 

Tape Discrepancies

Scienna Id Loan #1 loan_no_current Loan #2 Field Loan Value Tape Value Variance Variance % Comment Tape Source Tape Type
XXX XX 436720243 B1 Credit Score Not Applicable 680 As per document Initial
XXX XX 436720243 Purpose of Transaction per HUD-1 Cash Out Refinance updated as per final cd and 1003 Initial
XXX XX 436720244 B1 Credit Score Not Applicable 680 Borrower is Foreign National Initial
XXX XX 436445196 Original Appraised Value XX XX XX -1.68116% Updated as per appraisal report. Appraised value is $XX and Purchase price is $XX Initial
XXX XX 436445203 B1 Credit Score Not Applicable 680 Updated as per document Initial
XXX XX 436480484 Number Of Units 3 1 2 200.00000% As per appraisal report , Rental units are 3 Initial
XXX XX 436480484 Subject Property Type 3 Family Single Family As per appraisal report , It is 2-4 family and 1-4 family rider present in file Initial
XXX XX 436480501 Purpose of Transaction per HUD-1 Cash Out Refinance Updated as per 1003 and Final cd Initial
XXX XX 436480501 Subject Property Type 2 Family Single Family Subject property is 2 Family as per the documents available in package. Initial
XXX XX 436480502 Subject Property Type 2 Family Single Family Updated as per document. Initial
XXX XX 436720257 Subject Property Type 2 Family Single Family updated as per appraisal document Initial
XXX XX 436480527 Original Appraised Value XX XX XX 1.65975% Loan is refinance hence property value considered from provided Appraisal instead of purchase price. Initial
XXX XX 436480536 Original Appraised Value XX XX XX 22.61580% Loan is refinance and tape is updated as Purchase price but in refinance for LTV calculation appraised value is used. Initial
XXX XX 436480536 Original CLTV Ratio Percent XX XX -14.756% -14.75600% Loan is refinance and tape is updated as Purchase price but in refinance for LTV calculation appraised value is used. Initial
XXX XX 436480536 Original Standard LTV (OLTV) XX XX -14.756% -14.75600% updaLoan is refinance and tape is updated as Purchase price but in refinance for LTV calculation appraised value is used. Initial
XXX XX 436445255 Original Stated Rate 4.500% 4.750% -0.25000% -0.25% Updated as per note doc. Initial
XXX XX 436445267 Subject Property Type 2 Family Single Family Updated as per appraisal report Initial
XXX XX 436480571 Subject Property Type 4 Family Single Family Updated as per document Initial
XXX XX 436480583 Original Appraised Value XX XX XX 1.90476% as per appraisal value. Initial
XXX XX 436445295 Subject Property Type Single Family PUD Subject property is a single family residence. Zoning description says Planned Development and not Planned Unit Development. Moreover, Zillow also says it is SFR Initial
XXX XX 436445308 B1 Credit Score 731 747 -16 -2.14190% Score updated as per XX Credit report. Initial
XXX XX 436445311 B1 Credit Score Not Applicable 680 Borrower is Foreign national Initial
XXX XX 436445336 Borrower First Name XX XX As per updated Note Document Initial
XXX XX 436445339 Subject Property Detached/Attached Detached Attached As per Appraisal Subject property is Detached Initial
XXX XX 436720269 Subject Property Type 2 Family Single Family Updated as per Appraisal document Initial
XXX XX 436720270 Subject Property Type 2 Family Single Family The appraisal report reflects the number of units as 2, the form number is 1025 Initial
XXX XX 436445349 Borrower First Name XX XX As per updated Note Document Initial
XXX XX 436720277 B1 Credit Score 685 675 10 1.48148% Updated as per the documents Initial
XXX XX 436445364 Subject Property Detached/Attached Detached Attached Appraisal reflects Detached. Initial
XXX XX 436445376 Original Appraised Value XX XX XX 4.16666% The appraisal report reflects the value as $XX Initial
XXX XX 436720284 Borrower Last Name XX XX Updated ASper Note Doc Initial
XXX XX 436445377 Subject Property Detached/Attached Detached Attached Updated as per appraisal report Initial
XXX XX 436445401 Subject Property Detached/Attached Detached Attached Updated as per the document Initial
XXX XX 436720292 B1 Credit Score 741 735 6 0.81632% B1 credit score is 741 as per latest credit report Initial
XXX XX 436720292 Original Appraised Value XX XX XX 5.71428% updated as per appraisal document Initial
XXX XX 436720292 Original CLTV Ratio Percent XX XX -4.135% -4.13500% updated as per document Initial
XXX XX 436720292 Original Standard LTV (OLTV) XX XX -4.135% -4.13500% updated as per document Initial
XXX XX 436445428 Subject Property Detached/Attached Detached Attached Updated as per appraisal report Initial
XXX XX 436720308 B1 Credit Score Not Applicable 660 Borrower Is Foreign Nationals Initial
XXX XX 436445439 B1 Credit Score 746 767 -21 -2.73794% Updated as per credit report Initial
XXX XX 436720336 B1 Credit Score 801 800 1 0.12500% Updated As Per Credit Report Initial
XXX XX 436720339 Subject Property Type 2 Family Single Family As per the document updated Initial
XXX XX 436720362 Subject Property Type 3 Family Single Family Updated as per Appraisal report. Initial
XXX XX 436720379 B1 Credit Score 796 798 -2 -0.25062% as per credit report Initial
XXX XX 436720406 Original Appraised Value XX XX XX 9.00000% Updated as per Appraisal Report Initial