EX-99.40 41 ex99-40.htm CANOPY SUPPLEMENTAL DATA REPORT

 

CSMC 2022-NQM1 Trust ABS-15G

 

Exhibit 99.40

 

Loan ID Customer Loan ID Seller Loan ID TILA Status Application Date TRID GSE HOEPA Fees TILA Fees Rate Lock Date Calculated APR Qualifying P&I Qualifying Rate Current Other Monthly Payment Qualifying PITIA Is Borrower Non Occupant Is Co Borrower Non Occupant Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower2 Length of Employment Co Borrower3 Length of Employment Borrower Citizenship Indicator Co Borrower Citizenship Indicator Co Borrower 2 Citizenship Indicator Co Borrower 3 Citizenship Indicator Borrower Country Name Co Borrower Country Name Co Borrower 2 Country Name Co Borrower 3 Country Name Residual Income PropertyEstateType Num Units Annual Property Tax Annual Insurance Costs HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Investor DTI QM DTI Non QM DTI Original Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Income Doc Detail Tax Return Doc Details Document Level Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Guideline Name UW Guideline Author QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate HUD 1 Page 1 Credits Total Collateral Underwriter Risk Score AUS Decision System Property Inspection Waiver (PIW) Rating Result Eligible For Rep and Warrant Relief Per Collateral Advisor Is Equity Shared Loan Investor Qualifying Rate Borrower Years of W2s CoBorrower Years of W2s Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Months of Personal Bank Statements Months of Business Bank Statements Months of Profit and Loss Statements Expense Letter Subject Property Gross Rental Income DSCR Inverse DSCR Subordinate Lien Type Is Shared Appreciation Mortgage CPA Letter Flag # of Months CPA verified income WVOE Flag # of Months WVOE
434328227     Non-QM: Lender documented all ATR UW factors XXX Yes No 6077.5 $13,775.20 XXX 3.984% $1,134.63 3.750% 434.65 1569.28 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,804.20 XXX GA $32.92   Annually   38.20% 38.20% 08/03/2021 725             08/03/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, null Personal Bank Statements Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 6077.5 XXX 2.930%   3.7   No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434328228     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,076.40 4.625% 467.62 1544.02 Yes   Not Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $384.96 XXX GA $100.00   Monthly   0.00% 0.00% 08/31/2021 704             08/31/2021                             No No 0   0.00%       Borrower - Subject Property Net Rental Income(Loss) if NOO - 1 Month Personal Bank Statements Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2300.00 1.490   N/A No NA   No  
434328229     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,827.36 4.375% 3345.14 5172.5 Yes   Not Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $510.00 XXX FL $207.00   Monthly   0.00% 0.00% 07/06/2021 770             07/06/2021                             No No 0   0.00%       Borrower - Subject Property Net Rental Income(Loss) if NOO - 1 Month Personal Bank Statements Verified Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         5200.00 1.010   N/A No NA   No  
434328231     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,287.00 3.970% 531.75 1818.75 Yes   Not Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $506.04 XXX FL $207.00   Monthly   0.00% 0.00% 08/15/2021 766             08/15/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX           1   No     No   0 0 0 0 0 0         1950.00 1.070   N/A No NA   No  
434328232     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,248.68 3.970% 540.37 1789.05 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $458.88 XXX GA $185.00   Monthly   0.00% 0.00% 08/17/2021 790             08/17/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2100.00 1.170   N/A No NA   No  
434328233     ATR/QM: Not Applicable XXX Yes No   $0.00     $949.00 3.970% 337.95 1286.95 Yes   Employed           Non Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $851.64     $0.00       0.00% 0.00% 08/22/2021 742             08/22/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         1530.00 1.190   N/A No NA   No  
434328234     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,042.23 3.970% 400.05 1442.28 Yes   Employed           Non Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $866.52     $0.00       0.00% 0.00% 08/22/2021 742             08/22/2021                             No No 0   0.00%       Borrower - Subject Property Net Rental Income(Loss) if NOO Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         1850.00 1.280   N/A No NA   No  
434328235     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,890.86 3.970% 645.45 2536.31 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,181.04 XXX GA $62.50   Annually   0.00% 0.00% 08/31/2021 803             08/31/2021                             No No 0   0.00%       Borrower - Other REO Net Rental Income(Loss) Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2960.00 1.170   N/A No NA   No  
434328237     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,107.32 4.250% 529.32 1636.64 Yes   Not Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $968.88 XXX GA $127.08   Annually   0.00% 0.00% 09/20/2021 731             09/20/2021                             No No 0   0.00%       Borrower - Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2250.00 1.370   N/A No NA   No  
434328249     Non-QM: Lender documented all ATR UW factors XXX Yes No 9295 $10,097.43 XXX 3.980% $4,043.34 3.970% 877.69 4921.03 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,208.04     $0.00       39.76% 40.56% 07/26/2021 794             07/26/2021                             No No 0   0.00%       Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 9295 XXX 2.920%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 31
434328250     Non-QM: Lender documented all ATR UW factors XXX Yes No 15755 $18,008.20 XXX 4.137% $3,860.81 3.970% 1597.57 5458.38 No   Employed           Non Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,336.56     $0.00       31.63% 31.82% 08/09/2021 707             08/09/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified, 1 Month Personal Bank Statements Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 15755 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 31
434328251     ATR/QM: Not Applicable XXX Yes No   $12,263.46 XXX   $1,439.59 4.625% 181.92 1621.51 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $746.04     $0.00       0.00% 0.00% 09/07/2021 745             09/07/2021                             No No 0   0.00%       Borrower - Other Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX           1   No     No   0 0 0 0 0 0         2000.00 1.230   N/A No NA   No  
434328253     Non-QM: Lender documented all ATR UW factors XXX Yes No 12132.5 $47,386.80 XXX 4.816% $3,714.66 4.625% 982.25 4696.91 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,161.96     $0.00       48.49% 48.49% 08/10/2021 765             08/10/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 12132.5 XXX 2.920%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 36
434328255     ATR/QM: Not Applicable XXX Yes No   $9,196.30 XXX   $2,489.22 4.250% 926.71 3415.93 Yes   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $954.12 XXX CA $128.00   Monthly   0.00% 0.00% 08/13/2021 746             08/13/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         3100.00 0.910   N/A No NA   No  
434328256     Non-QM: Lender documented all ATR UW factors XXX Yes No 5839 $6,943.98 XXX 4.411% $1,741.47 4.250% 485.33 2226.8 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $614.04 XXX CA $72.00   Monthly   41.40% 41.40% 09/20/2021 714             09/20/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 5839 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 31
434328257     Non-QM: Lender documented all ATR UW factors XXX Yes No 17840 $18,753.94 XXX 3.972% $3,241.81 3.750% 896.63 4138.44 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,094.04     $0.00       46.17% 46.17% 08/13/2021 775             08/13/2021                             No No 0   0.00%     Audited Borrower - SECorporation, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 17840 XXX 2.820%       No     No   0 0 0 0 0 0     12     0.000   N/A No Yes 24 No  
434328259     Non-QM: Lender documented all ATR UW factors XXX Yes No 11795 $16,366.40 XXX 4.104% $2,821.42 3.875% 1294.58 4116 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,065.00 XXX CA $185.00   Monthly   36.36% 36.36% 08/16/2021 774             08/16/2021                             No No 0   0.00%     Borrower Prepared Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, Written VOE Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 11795 XXX 2.920%       No     No   0 0 0 0 0 0     24     0.000   N/A No Yes 24 Yes 24
434328261     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,335.91 3.500% 7327.45 8663.36 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $774.00 XXX FL $1,980.00   Monthly   0.00% 0.00% 08/16/2021 808             08/16/2021                             No No 0   0.00%       Borrower - Other Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         10100.00 1.170   N/A No NA   No  
434328262     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,575.47 4.000% 460.77 2036.24 Yes   Not Employed           Non Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,067.04   FL $24.58   Annually   0.00% 0.00% 08/26/2021 725             08/26/2021                             No No 0   0.00%       Borrower - Other REO Net Rental Income(Loss) Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         3650.00 1.790   N/A No NA   No  
434328263     Non-QM: Lender documented all ATR UW factors XXX Yes No 9645.14 $21,133.32 XXX 4.102% $1,506.90 3.980% 481.68 1988.58 No   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $716.04     $0.00       34.99% 36.14% 08/14/2021 737             08/14/2021                             No No 0   0.00%       Borrower - Wage Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 9645.14 XXX 2.920%   1   No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 33
434328264     Non-QM: Lender documented all ATR UW factors XXX Yes No 9095 $10,147.18 XXX 5.126% $1,905.15 4.875% 1463.60 3368.75 No   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $585.00 XXX TX $125.00   Annually   48.70% 48.70% 08/10/2021 746             08/10/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 9095 XXX 2.920%   1   No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 32
434328266     Non-QM: Lender documented all ATR UW factors XXX Yes No 19019 $25,630.33 XXX 4.407% $6,641.19 4.250% 1063.21 7704.4 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $2,909.04     $0.00       29.42% 29.42% 08/20/2021 767             08/20/2021                             No No 0   0.00%     Audited Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 19019 XXX 2.920%   3.5   No     No   0 0 0 0 0 0     19     0.000   N/A No Yes 24 No  
434328267     ATR/QM: Not Applicable XXX Yes No   $0.00     $898.73 3.989% 279.98 1178.71 Yes   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,284.96     $0.00       13.16% 13.16% 08/19/2021 759             08/19/2021                             No No 0   0.00%     Borrower Prepared Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX           5   No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434328268     Non-QM: Lender documented all ATR UW factors XXX Yes No 52789.95 $59,575.52 XXX 4.898% $7,824.71 4.750% 2174.17 9998.88 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $2,340.00     $0.00       47.00% 47.00% 09/07/2021 769             09/07/2021                             No No 0   0.00%     Borrower Prepared Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 52789.95 XXX 2.910%   1   No     No   0 0 0 0 0 0     19     0.000   N/A No Yes 24 No  
434328269     Non-QM: Lender documented all ATR UW factors XXX Yes No 14115 $17,569.62 XXX 5.856% $2,540.88 5.490% 807.75 3348.63 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $2,693.04     $0.00       34.66% 34.66% 09/07/2021 715             09/07/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 14115 XXX 2.930%   1.7   No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434328270     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,850.67 4.500% 521.55 2372.22 Yes   Not Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $414.72     $0.00       0.00% 0.00% 08/24/2021 707             08/24/2021                             No No 0   0.00%       Borrower - Subject Property Net Rental Income(Loss) if NOO - 1 Month Personal Bank Statements Verified Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX           1.7   No     No   0 0 0 0 0 0         2400.00 1.010   N/A No NA   No  
434328271     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,708.39 4.125% 390.78 2099.17 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $585.96 XXX NV $84.00   Monthly   0.00% 0.00% 08/15/2021 757             08/15/2021                             No No 0   0.00%       Borrower - Other Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX           1   No     No   0 0 0 0 0 0         2250.00 1.070   N/A No NA   No  
434328275     ATR/QM: Not Applicable XXX Yes No   $0.00     $991.71 3.989% 393.59 1385.3 Yes   Not Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,051.92     $0.00       0.00% 0.00% 08/25/2021 760             08/25/2021                             No No 0   0.00%       Borrower - Other REO Net Rental Income(Loss) Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX           1.3   No     No   0 0 0 0 0 0         1800.00 1.300   N/A No NA   No  
434328276     Non-QM: Lender documented all ATR UW factors XXX Yes No 17075 $18,558.86 XXX 4.709% $2,132.13 4.500% 570.70 2702.83 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $852.00     $0.00       20.51% 20.51% 09/02/2021 777             09/02/2021                             No No 0   0.00%     Borrower Prepared Borrower - SESCorp - YTD Profit And Loss Verified, 12 Business Bank Statements Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 17075 XXX 2.930%   2.8   No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434328277     ATR/QM: Not Applicable XXX Yes No   $0.00     $872.37 4.125% 536.64 1409.01 Yes   Employed           Non Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,097.04 XXX TX $96.83   Annually   0.00% 0.00% 07/20/2021 732             07/20/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         1600.00 1.140   N/A No NA   No  
434328278     ATR/QM: Not Applicable XXX Yes No   $0.00     $679.50 3.990% 285.39 964.89 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $837.96     $0.00       0.00% 0.00% 08/27/2021 808             08/27/2021                             No No 0   0.00%       Borrower - Subject Property Net Rental Income(Loss) if NOO Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         1900.00 1.970   N/A No NA   No  
434328279     ATR/QM: Not Applicable XXX Yes No   $0.00     $2,318.28 5.375% 788.17 3106.45 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $575.88 XXX GA $73.33   Annually   0.00% 0.00% 08/27/2021 714             08/27/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         3230.00 1.040   N/A No NA   No  
434328280     Non-QM: Lender documented all ATR UW factors XXX Yes No 7143 $19,916.60 XXX 4.647% $2,963.10 4.500% 1094.54 4057.64 No   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $598.44 XXX CA $328.00   Monthly   37.11% 37.11% 08/31/2021 768             08/31/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 7143 XXX 2.930%   1   No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 32
434328282     Non-QM: Lender documented all ATR UW factors XXX Yes No 10570 $15,268.79 XXX 4.416% $3,645.85 4.240% 1273.08 4918.93 No   Employed           Non Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,076.04     $0.00       41.82% 41.82% 09/01/2021 727             09/01/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 10570 XXX 2.910%   1   No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 32
434328283     Non-QM: Lender documented all ATR UW factors XXX Yes No 16295 $19,996.32 XXX 5.301% $5,553.77 5.125% 1606.20 7159.97 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $3,336.96     $0.00       16.32% 16.32% 08/17/2021 731             08/17/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESoleProprietor - YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 16295 XXX 2.930%   1   No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434328284     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,751.63 3.875% 1246.91 2998.54 Yes   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $797.04 XXX FL $511.00   Monthly   0.00% 0.00% 09/02/2021 794             09/02/2021                             No No 0   0.00%       Borrower - Other Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX           1   No     No   0 0 0 0 0 0         3000.00 1.000   N/A No NA   No  
434328287     Non-QM: Lender documented all ATR UW factors XXX Yes No 9090 $15,756.92 XXX 4.132% $3,291.66 3.875% 2536.59 5828.25 No No Self-Employed Employed         US Citizen US Citizen     XXX XXX     $0.00 Fee Simple 1 XXX $2,939.04     $0.00       41.41% 41.41% 09/09/2021 763             09/09/2021                             No No 0   0.00%     Borrower Prepared Borrower - Wage - CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, Written VOE Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, Lease Agreements Verified || Co Borrower - Wage - Written VOE Verified Borrower || Co Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 9090 XXX 2.920%   1.9   No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 Yes 36
434328288     Non-QM: Lender documented all ATR UW factors XXX Yes No 10180 $13,827.52 XXX 4.815% $3,286.38 4.625% 891.01 4177.39 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $942.12     $0.00       46.01% 46.01% 09/08/2021 787             09/08/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 10180 XXX 2.920%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 27
434328289     Non-QM: Lender documented all ATR UW factors XXX Yes No 20801.38 $25,135.50 XXX 4.543% $6,408.33 4.375% 1672.92 8081.25 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,200.00     $0.00       44.97% 44.97% 08/27/2021 754             08/27/2021                             No No 0   0.00%     Audited Borrower - SESoleProprietor, SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 1 Month Personal Bank Statements Verified, 1 Month Business Bank Statements Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 20801.38 XXX 2.930%   2   No     No   0 0 0 0 0 0     19     0.000   N/A No Yes 24 Yes 24
434328290     Non-QM: Lender documented all ATR UW factors XXX Yes No 7309.2 $10,290.80 XXX 4.287% $2,481.02 4.125% 845.52 3326.54 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,127.52 XXX CA $85.00   Monthly   41.95% 41.95% 08/30/2021 780             08/30/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 7309.2 XXX 2.910%   1   No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 32
434328291     Non-QM: Lender documented all ATR UW factors XXX Yes No 7154 $9,719.90 XXX 4.283% $2,515.33 4.125% 1084.04 3599.37 No   Self-Employed           Non Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $458.52 XXX CA $325.00   Monthly   33.90% 33.90% 09/09/2021 764             09/09/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 7154 XXX 2.930%   1   No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434328292     Non-QM: Lender documented all ATR UW factors XXX Yes No 9970 $12,410.98 XXX 4.187% $2,603.54 3.990% 1178.76 3782.3 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $615.12 XXX CA $315.00   Monthly   40.99% 40.99% 09/08/2021 769             09/08/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified, 1 Month Personal Bank Statements Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 9970 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434328293     Non-QM: Lender documented all ATR UW factors XXX Yes No 22295 $25,129.00 XXX 4.026% $3,995.77 3.970% 1300.56 5296.33 No   Self-Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,606.68     $0.00       37.60% 38.34% 09/13/2021 729             09/13/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 22295 XXX 2.930%       No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434328236     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,299.84 4.250% 516.14 1815.98 Yes   Not Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $705.72 XXX GA $127.08   Annually   0.00% 0.00% 09/15/2021 762             09/15/2021                             No No 0   0.00%       Borrower - Other - null Personal Bank Statements Verified Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX           1   No     No   0 0 0 0 0 0         2220.00 1.220   N/A No NA   No  
434328238     ATR/QM: Not Applicable XXX Yes No   $3,983.91 XXX   $600.82 3.990% 238.54 839.36 Yes   Not Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,038.96     $0.00       0.00% 0.00% 07/19/2021 809             07/19/2021                             No No 0   0.00%       Borrower - Subject Property Net Rental Income(Loss) if NOO - Lease Agreements Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         1150.00 1.370   N/A No NA   No  
434328240     ATR/QM: Not Applicable XXX Yes No   $0.00     $567.49 4.500% 544.72 1112.21 Yes   Not Employed           Non Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $404.04 XXX FL $333.48   Monthly   0.00% 0.00% 08/13/2021 777             08/13/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX           1   No     No   0 0 0 0 0 0         1600.00 1.440   N/A No NA   No  
434328241     Non-QM: Lender documented all ATR UW factors XXX Yes No 11990 $15,102.50 XXX 4.252% $4,846.50 4.125% 1783.43 6629.93 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $2,297.04 XXX CA $254.00   Monthly   48.22% 48.22% 08/30/2021 793             08/30/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 11990 XXX 2.920%   1   No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434328242     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,285.44 4.000% 613.08 1898.52 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $556.68   GA $110.00   Monthly   0.00% 0.00% 07/19/2021 797             07/19/2021                             No No 0   0.00%       Borrower - Other Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2150.00 1.130   N/A No NA   No  
434328243     ATR/QM: Not Applicable XXX Yes No   $0.00     $2,086.59 4.750% 621.83 2708.42 Yes   Not Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,212.00     $0.00       0.00% 0.00% 09/02/2021 765             09/02/2021                             No No 0   0.00%       Borrower - Other Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX           2.6   No     No   0 0 0 0 0 0         3000.00 1.110   N/A No NA   No  
434328248     ATR/QM: Not Applicable XXX Yes No   $0.00     $5,350.99 6.000% 1006.31 6357.3 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 3 XXX $1,212.96     $0.00       0.00% 0.00% 08/01/2021 679             08/01/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         7800.00 1.230   N/A No NA   No  
434328252     Non-QM: Lender documented all ATR UW factors XXX Yes No 7157.5 $10,402.32 XXX 4.067% $2,231.51 3.972% 951.92 3183.43 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $0.00 XXX CA $254.00   Monthly   46.18% 46.84% 08/07/2021 778             08/07/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 7157.5 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434328254     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,464.90 5.500% 449.25 1914.15 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,073.04 XXX GA $47.08   Annually   0.00% 0.00% 08/11/2021 710             08/11/2021                             No No 0   0.00%       Borrower Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2158.00 1.130   N/A No NA   No  
434328258     Non-QM: Lender documented all ATR UW factors XXX Yes No 31970 $35,702.18 XXX 3.937% $3,071.47 3.500% 1605.8 4677.27 No No Self-Employed Employed         US Citizen US Citizen     XXX XXX     $0.00 Fee Simple 1 XXX $902.04 XXX CA $640.00   Monthly   30.68% 30.68% 08/02/2021 808             08/02/2021                             No No 0   0.00%     Borrower Prepared Borrower - Wage - CPA Letter Verified, YTD Profit And Loss Verified, null Personal Bank Statements Verified || Co Borrower - Wage - Written VOE Verified, null Personal Bank Statements Verified Borrower || Co Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 31970 XXX 2.930%   1   No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No 24
434328260     Non-QM: Lender documented all ATR UW factors XXX Yes No 11135 $15,049.91 XXX 4.573% $3,275.31 4.375% 1052.17 4327.48 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $510.12 XXX CA $222.00   Monthly   34.90% 34.90% 08/17/2021 784             08/17/2021                             No No 0   0.00%       Borrower - Wage, Other REO Net Rental Income(Loss) - CPA Letter Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS IRS Transcripts Verified Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 11135 XXX 2.910%       No     No   0 0 0 0 0 2           0.000   N/A No Yes 12 Yes 12
434328273     Non-QM: Lender documented all ATR UW factors XXX Yes No 6860 $7,629.64 XXX 4.171% $1,326.16 3.986% 819.36 2145.52 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,929.00 XXX TX $69.83   Annually   47.47% 47.84% 08/24/2021 758             08/24/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 6860 XXX 2.910%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434328274     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,644.50 3.987% 271.46 1915.96 Yes   Employed           Non Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $878.04     $0.00       0.00% 0.00% 09/02/2021 766             09/02/2021                             No No 0   0.00%       Borrower - Subject Property Net Rental Income(Loss) if NOO Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2800.00 1.460   N/A No NA   No  
434328286     Non-QM: Lender documented all ATR UW factors XXX Yes No 32284.95 $37,642.95 XXX 4.972% $7,798.63 4.750% 2647.50 10446.13 Yes   Employed           Foreign National       XXX       $0.00 Fee Simple 1 XXX $2,394.96     $0.00       37.31% 37.31%   0                                           No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 32284.95 XXX 2.910%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473472     ATR/QM: Not Applicable XXX Yes No   $0.00     $773.50 4.125% 542.96 1316.46 Yes   Not Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,374.96     $0.00       0.00% 0.00% 09/14/2021 717             09/14/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         1660.00 1.260   N/A No NA   No  
434473473     Non-QM: Lender documented all ATR UW factors XXX Yes No 12209 $14,114.08 XXX 4.758% $1,301.17 4.500% 458.15 1759.32 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $928.92     $0.00       18.73% 18.73% 10/11/2021 780             10/11/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 12209 XXX 2.920%       No     No   0 0 0 0 0 0     24     0.000   N/A No Yes 24 Yes 1
434473474     ATR/QM: Not Applicable XXX Yes No   $0.00     $2,869.27 4.000% 196.24 3065.51 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,055.04     $0.00       39.45% 39.45% 07/20/2021 759             07/20/2021                             No No 0   0.00%       Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, Lease Agreements Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473475     ATR/QM: Not Applicable XXX Yes No   $0.00     $2,452.72 4.000% 661.02 3113.74 Yes   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,168.32   FL $295.00   Monthly   0.00% 0.00% 09/27/2021 727             09/27/2021                             No No 0   0.00%       Borrower - Asset Depletion Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         4300.00 1.380   N/A No NA   No  
434473476     Non-QM: Lender documented all ATR UW factors XXX Yes No 15745 $18,250.08 XXX 4.115% $4,177.84 3.982% 1520.38 5698.22 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,422.00     $0.00       34.42% 34.42% 08/13/2021 778             08/13/2021                             No No 0   0.00%       Borrower - Wage Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 15745 XXX 2.920%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473477     ATR/QM: Not Applicable XXX Yes No   $0.00     $581.27 4.240% 844.35 1425.62 Yes   Not Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,374.72 XXX FL $518.00   Monthly   0.00% 0.00% 08/17/2021 718             08/17/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         1550.00 1.090   N/A No NA   No  
434473478     Non-QM: Lender documented all ATR UW factors XXX Yes No 22122.45 $58,093.20 XXX 4.972% $5,757.54 4.740% 1482.34 7239.88 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,538.04     $0.00       36.96% 36.96% 08/23/2021 787             08/23/2021                             No No 0   0.00%       Borrower - Wage Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 22122.45 XXX 2.910%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473479     Non-QM: Lender documented all ATR UW factors XXX Yes No 16082.5 $22,676.06 XXX 4.200% $4,339.23 3.990% 1450.68 5789.91 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,158.12     $0.00       43.60% 43.60% 07/29/2021 776             07/29/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 1 Month Business Bank Statements Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 16082.5 XXX 2.930%       No     No   0 0 0 0 0 0     21     0.000   N/A No Yes 24 No  
434473480     Non-QM: Lender documented all ATR UW factors XXX Yes No 35957.5 $51,147.52 XXX 3.834% $5,702.87 3.500% 1166.96 6869.83 No No Self-Employed Self-Employed         US Citizen US Citizen     XXX XXX     $0.00 Fee Simple 3 XXX $2,523.96     $0.00       41.80% 41.80% 09/23/2021 799             09/23/2021                             No No 0   0.00%     Audited Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified, 1 Month Business Bank Statements Verified || Co Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified, 1 Month Business Bank Statements Verified Borrower || Co Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 35957.5 XXX 2.910%       No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434473481     Non-QM: Lender documented all ATR UW factors XXX Yes No 4865 $8,711.77 XXX 4.277% $851.16 3.990% 624.79 1475.95 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $710.04 XXX IL $175.00   Monthly   26.05% 26.05% 09/02/2021 728             09/02/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 4865 XXX 3.060%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473482     Non-QM: Lender documented all ATR UW factors XXX Yes No 6295 $7,440.72 XXX 4.191% $1,189.22 3.970% 697.77 1886.99 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $851.04   TX $73.33   Annually   35.56% 35.78% 09/02/2021 749             09/02/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified, Lease Agreements Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 6295 XXX 3.060%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473483     ATR/QM: Not Applicable XXX Yes No   $0.00     $2,301.68 3.750% 1455.09 3756.77 Yes   Employed           Non Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $3,357.00   FL $167.00   Monthly   0.00% 0.00% 08/28/2021 750             08/28/2021                             No No 0   0.00%       Borrower - Asset Depletion Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         5500.00 1.460   N/A No NA   No  
434473484     Non-QM: Lender documented all ATR UW factors XXX Yes No 13871.25 $18,936.13 XXX 5.299% $5,038.97 5.115% 853.48 5892.45 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,610.04     $0.00       34.05% 34.05% 09/09/2021 754             09/09/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 13871.25 XXX 2.930%       No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434473485     Non-QM: Lender documented all ATR UW factors XXX Yes No 13104.95 $18,297.98 XXX 6.111% $4,324.14 5.875% 1022.75 5346.89 No   Employed           Non Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,548.00     $0.00       44.31% 44.31% 08/23/2021 721             08/23/2021                             No No 0   0.00%       Borrower - Wage Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 13104.95 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473486     Non-QM: Lender documented all ATR UW factors XXX Yes No 9896.25 $12,662.79 XXX 4.209% $6,130.82 4.125% 1976.44 8107.26 No No Self-Employed Self-Employed         US Citizen US Citizen     XXX XXX     $0.00 Fee Simple 1 XXX $2,475.48     $0.00       36.14% 36.14% 08/17/2021 727             08/17/2021                             No No 0   0.00%     Audited Borrower - CPA Letter Verified, YTD Profit And Loss Verified || Co Borrower - CPA Letter Verified, YTD Profit And Loss Verified Borrower || Co Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 9896.25 XXX 2.930%       No     No   0 0 0 0 0 0     24     0.000   N/A No Yes 24 No  
434473487     Non-QM: Lender documented all ATR UW factors XXX Yes No 8120 $8,713.04 XXX 4.182% $929.84 3.990% 404.83 1334.67 No   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,301.04     $0.00       26.07% 26.07% 08/18/2021 802             08/18/2021                             No No 0   0.00%       Borrower - Wage, Other REO Net Rental Income(Loss) Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 8120 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473488     Non-QM: Lender documented all ATR UW factors XXX Yes No 6920 $7,550.74 XXX 4.109% $706.04 3.883% 347.78 1053.82 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $936.96     $0.00       21.26% 21.27% 08/30/2021 804             08/30/2021                 1 - Not Stated Not Verified 1 - Not Stated Not Verified         No No 0   0.00%       Borrower - Wage - Written VOE Verified, 1 Month Personal Bank Statements Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 6920 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473489     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,481.75 3.240% 530.34 2012.09 Yes   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,122.96     $0.00       0.00% 0.00% 09/10/2021 768             09/10/2021                             No No 0   0.00%       Borrower - Other Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2200.00 1.090   N/A No NA   No  
434473490     Non-QM: Lender documented all ATR UW factors XXX Yes No 3795 $5,691.96 XXX 4.346% $2,459.70 4.250% 220.95 2680.65 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $976.20     $0.00       32.93% 32.93% 08/27/2021 734             08/27/2021                 1 - Not Stated Not Verified 1 - Not Stated Not Verified         No No 0   0.00%       Borrower - Wage - 1 Month Personal Bank Statements Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 3795 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473491     Non-QM: Lender documented all ATR UW factors XXX Yes No 16295 $21,435.85 XXX 3.994% $7,053.56 3.875% 1349.49 8403.05 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $3,228.96     $0.00       31.62% 31.62% 10/01/2021 753             10/01/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 16295 XXX 2.930%       No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434473492     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,004.96 3.750% 647.90 1652.86 Yes   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,452.00     $0.00       0.00% 0.00% 09/14/2021 768             09/14/2021                             No No 0   0.00%       Borrower - Wage Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2200.00 1.330   N/A No NA   No  
434473493     Non-QM: Lender documented all ATR UW factors XXX Yes No 10983.94 $24,612.61 XXX 6.068% $2,053.84 5.740% 443.29 2497.13 No   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $642.00     $0.00       34.46% 34.46% 08/17/2021 724             08/17/2021                             No No 0   0.00%       Borrower - Wage Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 10983.94 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473494     Non-QM: Lender documented all ATR UW factors XXX Yes No 5290 $6,951.68 XXX 4.151% $1,733.31 3.990% 1045.14 2778.45 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $657.84 XXX CA $315.00   Monthly   48.47% 48.47% 09/17/2021 789             09/17/2021                 1 - Not Stated Not Verified 1 - Not Stated Not Verified         No No 0   0.00%       Borrower - Wage, Commission - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 5290 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473495     Non-QM: Lender documented all ATR UW factors XXX Yes No 6820 $9,877.80 XXX 5.896% $1,957.23 5.625% 789.67 2746.9 No   Self-Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $0.00 XXX CA $373.00   Monthly   29.19% 29.19% 09/18/2021 727             09/18/2021                             No No 0   0.00%       Borrower - SESoleProprietor Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 6820 XXX 3.060%       No     No   0 0 0 0 0 0     21     0.000   N/A No Yes 24 No  
434473496     Non-QM: Lender documented all ATR UW factors XXX Yes No 23295 $37,803.35 XXX 4.131% $5,245.23 3.990% 1155.34 6400.57 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $3,105.60     $0.00       28.52% 28.52% 09/01/2021 750             09/01/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - Other - CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, Written VOE Verified, 1 Month Personal Bank Statements Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 23295 XXX 2.930%       No     No   0 0 0 0 0 0     24     0.000   N/A No Yes 24 Yes  
434473497     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,981.01 4.125% 920.31 2901.32 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $751.20   CA $290.00   Monthly   0.00% 0.00% 08/30/2021 800             08/30/2021                             No No 0   0.00%       Borrower - Other Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2550.00 0.880   N/A No NA   No  
434473498     Non-QM: Lender documented all ATR UW factors XXX Yes No 9170 $12,459.72 XXX 4.074% $2,468.74 3.875% 1146.84 3615.58 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,334.04   CA $50.00   Monthly   28.80% 28.80% 09/24/2021 772             09/24/2021                             No No 0   0.00%     Borrower Prepared Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified, 12 Business Bank Statements Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 9170 XXX 2.930%       No     No   0 0 0 0 0 0     12     0.000   N/A No Yes 24 No  
434473500     Non-QM: Lender documented all ATR UW factors XXX Yes No 12975.63 $17,821.52 XXX 4.727% $3,458.13 4.500% 1082.14 4540.27 No   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $798.12     $0.00       43.64% 43.64% 09/21/2021 745             09/21/2021                             No No 0   0.00%       Borrower - Wage, Overtime and Bonus - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 12975.63 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434473501     Non-QM: Lender documented all ATR UW factors XXX Yes No 30540 $36,618.98 XXX 3.736% $5,720.83 3.500% 1484.77 7205.6 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $2,037.00     $0.00       36.55% 36.55% 09/23/2021 755             09/23/2021                             No No 0   0.00%     Audited Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 30540 XXX 2.910%       No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434473502     Non-QM: Lender documented all ATR UW factors XXX Yes No 21750 $61,121.18 XXX 4.127% $9,279.29 3.990% 3368.16 12647.45 No   Self-Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $2,199.96   CA $289.00   Monthly   43.95% 43.95% 09/28/2021 703             09/28/2021                             No No 0   0.00%     Audited Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 21750 XXX 2.930%       No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434524053     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,312.44 4.875% 787.00 2099.44 Yes   Employed Employed         US Citizen US Citizen     XXX XXX     $0.00 Fee Simple 1 XXX $1,199.04 XXX FL $354.00   Monthly   0.00% 0.00% 09/02/2021 738             09/02/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2400.00 1.140   N/A No NA   No  
434524054     Non-QM: Lender documented all ATR UW factors XXX Yes No 4495 $5,391.70 XXX 4.107% $926.23 3.750% 300.79 1227.02 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,113.96 XXX SC $14.58   Monthly   26.29% 26.29% 09/09/2021 802             09/09/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 4495 XXX 2.930%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524055     Non-QM: Lender documented all ATR UW factors XXX Yes No 5107.5 $6,224.10 XXX 5.028% $1,911.76 4.875% 1275.90 3187.66 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $674.16 XXX NJ $365.00   Monthly   43.45% 43.45% 08/25/2021 746             08/25/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 5107.5 XXX 3.040%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524056     Non-QM: Lender documented all ATR UW factors XXX Yes No 8895 $18,849.80 XXX 4.199% $1,811.99 3.990% 296.40 2108.39 No No Employed Employed         US Citizen US Citizen     XXX XXX     $0.00 Fee Simple 1 XXX $1,155.96 XXX PA $140.00   Monthly   47.17% 47.17% 10/15/2021 770             10/15/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified || Co Borrower - Wage - Written VOE Verified Borrower || Co Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 8895 XXX 2.910%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524057     Non-QM: Lender documented all ATR UW factors XXX Yes No 7227.5 $9,566.45 XXX 4.873% $1,742.93 4.625% 670.07 2413 No No Self-Employed Not Employed         US Citizen US Citizen     XXX XXX     $0.00 Fee Simple 1 XXX $1,847.04   CA $153.00   Monthly   48.27% 48.27% 04/16/2021 689             04/16/2021                             No No 0   0.00%       Borrower || Co Borrower Borrower || Co Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 7227.5 XXX 3.030%       No     No   0 0 0 0 0 0     15     0.000   N/A No Yes 24 No  
434524058     Non-QM: Lender documented all ATR UW factors XXX Yes No 5232.5 $7,021.52 XXX 4.430% $1,547.77 4.240% 831.15 2378.92 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $322.20 XXX CA $403.00   Monthly   45.38% 45.38% 09/10/2021 729             09/10/2021                 1 - Not Stated Not Verified 1 - Not Stated Not Verified         No No 0   0.00%       Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, Lease Agreements Verified Borrower Written Verification of Employment       0       0     0     0   1 0 0   XXX XXX Appendix Q Documentation 5232.5 XXX 2.830%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524059     Non-QM: Lender documented all ATR UW factors XXX Yes No 10088.75 $11,362.65 XXX 4.790% $1,722.37 4.625% 562.97 2285.34 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 2 XXX $1,163.88     $0.00       30.33% 30.33% 10/11/2021 739             10/11/2021                             No No 0   0.00%     Borrower Prepared Borrower - Other - CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, Written VOE Verified, 1 Month Business Bank Statements Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 10088.75 XXX 2.830%       No     No   0 0 0 0 0 0     22     0.000   N/A No Yes 24 Yes  
434524061     Non-QM: Lender documented all ATR UW factors XXX Yes No 11982.5 $18,097.26 XXX 4.530% $2,371.60 4.375% 520.00 2891.6 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,784.04     $0.00       39.70% 39.70% 07/27/2021 711             07/27/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 11982.5 XXX 2.920%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524062     ATR/QM: Not Applicable XXX Yes No   $9,774.94 XXX   $2,970.75 4.375% 570.29 3541.04 Yes   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $740.88     $0.00       39.12% 39.12% 07/26/2021 796             07/26/2021                 1 - Not Stated Not Verified 1 - Not Stated Not Verified         No No 0   0.00%     Audited Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434524063     ATR/QM: Not Applicable XXX Yes No   $0.00     $2,046.49 4.240% 2541.60 4588.09 Yes   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $174.96   CA $305.00   Monthly   8.78% 8.78% 10/04/2021 718             10/04/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 1 Month Personal Bank Statements Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0     21     0.000   N/A No Yes 24 No  
434524064     ATR/QM: Not Applicable XXX Yes No   $13,412.20 XXX   $3,445.07 4.375% 903.22 4348.29 Yes Yes Employed Employed         US Citizen US Citizen     XXX XXX     $0.00 Fee Simple 1 XXX $853.20     $0.00       0.00% 0.00% 09/16/2021 701             09/16/2021                             No No 0   0.00%       Borrower || Co Borrower Borrower || Co Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         4600.00 1.060   N/A No NA   No  
434524065     Non-QM: Lender documented all ATR UW factors XXX Yes No 14837.08 $19,834.36 XXX 4.645% $5,728.08 4.500% 1574.70 7302.78 No   Self-Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $779.04     $0.00       38.40% 38.40% 08/25/2021 791             08/25/2021                             No No 0   0.00%     Audited Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 14837.08 XXX 2.930%       No     No   0 0 0 0 0 0     12     0.000   N/A No Yes 24 No  
434524066     Non-QM: Lender documented all ATR UW factors XXX Yes No 9744 $27,542.34 XXX 4.245% $2,002.72 3.990% 823.02 2825.74 No   Self-Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,234.20 XXX CA $66.00   Monthly   11.52% 11.52% 08/27/2021 720             08/27/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 9744 XXX 2.910%       No     No   0 0 0 0 0 0     21     0.000   N/A No Yes 24 No  
434524067     Non-QM: Lender documented all ATR UW factors XXX Yes No 34495 $37,720.21 XXX 4.205% $3,957.76 3.990% 1452.58 5410.34 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,778.04     $0.00       41.35% 41.35% 09/09/2021 756             09/09/2021                             No No 0   0.00%     Borrower Prepared Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 34495 XXX 2.920%       No     No   0 0 0 0 0 0     18     0.000   N/A No Yes 24 No  
434524069     Non-QM: Lender documented all ATR UW factors XXX Yes No 13417.62 $18,251.48 XXX 4.334% $2,160.08 3.990% 988.13 3148.21 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,170.00     $0.00       35.17% 35.17% 09/17/2021 759             09/17/2021                 4 - Verified 2+ Mos           No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 13417.62 XXX 2.920%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 26
434524070     Non-QM: Lender documented all ATR UW factors XXX Yes No 1295 $13,055.72 XXX 4.146% $12,600.89 4.125% 3746.90 16347.79 No   Self-Employed           US Citizen US Citizen     XXX XXX     $0.00 Fee Simple 1 XXX $2,936.04   CA $480.00   Monthly   42.26% 42.26% 09/12/2021 718             09/12/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 1295 XXX 2.930%       No     No   0 0 0 0 0 0     20     0.000   Closed End No Yes 24 No  
434524071     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,238.23 4.375% 414.32 1652.55 Yes Yes Employed Not Employed         Permanent Resident Alien Permanent Resident Alien     XXX XXX     $0.00 Fee Simple 1 XXX $705.00     $0.00       0.00% 0.00% 09/07/2021 774             09/07/2021                             No No 0   0.00%       Borrower || Co Borrower Borrower || Co Borrower Debt Service Coverage Ratio       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2350.00 1.420   N/A No NA   No  
434524072     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,310.62 4.375% 257.84 1568.46 Yes   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,011.00   TX $29.17   Annually   0.00% 0.00% 09/08/2021 731             09/08/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2250.00 1.430   N/A No NA   No  
434524074     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,834.70 3.375% 972.56 2807.26 Yes   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $733.20     $0.00       14.01% 14.01% 09/10/2021 809             09/10/2021                             No No 0   0.00%     Third-Party Prepared (Unaudited) Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 1 Month Personal Bank Statements Verified, Lease Agreements Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0     22     0.000   N/A No Yes 24 Yes  
434524076     Non-QM: Lender documented all ATR UW factors XXX Yes No 8440 $12,294.73 XXX 4.128% $2,616.28 3.970% 2063.01 4679.29 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $797.16 XXX CA $1,007.00   Monthly   34.69% 34.88% 09/17/2021 811             09/17/2021                             No No 0   0.00%       Borrower - Wage, Primary Residence Rent Income - Written VOE Verified, Lease Agreements Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 8440 XXX 2.910%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 33
434524077     ATR/QM: Not Applicable XXX Yes No   $0.00     $10,310.24 4.375% 3421.59 13731.83 Yes   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,724.04 XXX CA $205.00   Monthly   0.00% 0.00% 09/17/2021 798             09/17/2021                             No No 0   0.00%       Borrower - Other Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         14000.00 1.020   N/A No NA   No  
434524078     Non-QM: Lender documented all ATR UW factors XXX Yes No 5420 $6,434.65 XXX 4.254% $983.48 3.990% 567.85 1551.33 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,692.96   TX $32.25   Monthly   33.01% 33.01% 09/17/2021 802             09/17/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 5420 XXX 3.060%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524079     ATR/QM: Not Applicable XXX Yes No   $0.00     $1,141.65 3.970% 475.77 1617.42 Yes   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $588.96     $0.00       0.00% 0.00% 09/18/2021 723             09/18/2021                             No No 0   0.00%       Borrower Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2200.00 1.360   N/A No NA   No  
434524080     Non-QM: Lender documented all ATR UW factors XXX Yes No 22638.69 $24,628.89 XXX 4.253% $2,578.07 3.875% 720.68 3298.75 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $588.12     $0.00       37.78% 37.78% 09/06/2021 799             09/06/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 22638.69 XXX 2.910%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 33
434524081     Non-QM: Lender documented all ATR UW factors XXX Yes No 9432.5 $13,593.39 XXX 4.237% $2,217.30 3.990% 830.93 3048.23 No   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $2,221.20     $0.00       41.02% 41.02% 09/22/2021 793             09/22/2021                             No No 0   0.00%       Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 9432.5 XXX 3.060%       No     No   2 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524082     Non-QM: Lender documented all ATR UW factors XXX Yes No 26154 $16,923.70 XXX 5.145% $3,005.90 4.875% 540.33 3546.23 No No Employed Employed         US Citizen US Citizen     XXX XXX     $0.00 Fee Simple 1 XXX $1,235.04     $0.00       43.51% 43.51% 09/08/2021 748             09/08/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified || Co Borrower - Wage - Written VOE Verified Borrower || Co Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 26154 XXX 3.060%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 32
434524083     Non-QM: Lender documented all ATR UW factors XXX Yes No 12851.45 $15,332.61 XXX 4.205% $3,007.72 4.000% 1177.83 4185.55 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,008.96     $0.00       41.26% 41.26% 08/17/2021 797             08/17/2021                             No No 0   0.00%     Audited Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 12851.45 XXX 3.060%       No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 No  
434524084     Non-QM: Lender documented all ATR UW factors XXX Yes No 7460 $8,603.40 XXX 4.166% $1,959.81 3.990% 651.79 2611.6 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $2,061.00 XXX FL $41.67   Annually   42.09% 42.09% 09/22/2021 764             09/22/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 7460 XXX 2.910%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524085     Non-QM: Lender documented all ATR UW factors XXX Yes No 13842.5 $15,955.05 XXX 4.148% $3,941.07 3.990% 951.09 4892.16 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $2,669.16 XXX CA $30.42   Monthly   39.68% 39.68% 09/24/2021 744             09/24/2021                             No No 0   0.00%     Audited Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, null Written VOE Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 13842.5 XXX 2.910%       No     No   0 0 0 0 0 0     20     0.000   N/A No Yes 24 Yes  
434524086     ATR/QM: Not Applicable XXX Yes No   $0.00     $694.67 3.750% 744.47 1439.14 Yes   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $1,856.04 XXX TX $66.67   Annually   0.00% 0.00% 09/24/2021 802             09/24/2021                             No No 0   0.00%       Borrower - Investment Income Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX               No     No   0 0 0 0 0 0         2014.00 1.400   N/A No NA   No  
434524087     Non-QM: Lender documented all ATR UW factors XXX Yes No 11568.38 $12,743.38 XXX 4.945% $2,856.63 4.740% 546.13 3402.76 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $905.16     $0.00       38.31% 38.31% 09/24/2021 805             09/24/2021                             No No 0   0.00%       Borrower - Wage, Overtime and Bonus - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 11568.38 XXX 2.910%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524088     Non-QM: Lender documented all ATR UW factors XXX Yes No 11645 $13,441.06 XXX 4.244% $4,604.17 4.125% 1063.90 5668.07 No   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $1,544.04     $0.00       48.56% 48.56% 09/27/2021 726             09/27/2021                 1 - Not Stated Not Verified 1 - Not Stated Not Verified         No No 0   0.00%       Borrower - Wage, Overtime and Bonus - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 11645 XXX 3.060%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524089     Non-QM: Lender documented all ATR UW factors XXX Yes No 4582.7 $6,894.16 XXX 3.951% $3,526.78 3.875% 1762.98 5289.76 No   Employed           Permanent Resident Alien       XXX       $0.00 Fee Simple 1 XXX $636.96     $0.00       41.48% 41.48% 09/28/2021 768             09/28/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 4582.7 XXX 3.060%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524090     Non-QM: Lender documented all ATR UW factors XXX Yes No 13295 $14,546.06 XXX 3.801% $1,796.18 3.500% 861.40 2657.58 No   Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $614.88 XXX CA $10.42   Annually   47.94% 47.94% 09/29/2021 792             09/29/2021                             No No 0   0.00%       Borrower - Wage - Written VOE Verified Borrower Written Verification of Employment       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 13295 XXX 3.040%       No     No   0 0 0 0 0 0           0.000   N/A No NA   Yes 24
434524091     Non-QM: Lender documented all ATR UW factors XXX Yes No 4030 $4,654.80 XXX 5.409% $1,457.82 5.250% 337.53 1795.35 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $960.96     $0.00       40.48% 40.48% 08/29/2021 722             08/29/2021                             No No 0   0.00%     Audited Borrower - SESoleProprietor - YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   1 0 0   XXX XXX Appendix Q Documentation 4030 XXX 2.930%       No     No   0 0 0 0 0 0     21     0.000   N/A No Yes 24 No  
434524092     Non-QM: Lender documented all ATR UW factors XXX Yes No 11357.5 $12,758.65 XXX 4.620% $1,773.40 4.500% 477.32 2250.72 No   Self-Employed           US Citizen       XXX       $0.00 Fee Simple 1 XXX $945.96     $0.00       31.89% 31.89% 09/26/2021 764             09/26/2021                             No No 0   0.00%     Audited Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower Business P&L       0       0     0     0   0 0 0   XXX XXX Appendix Q Documentation 11357.5 XXX 3.060%       No     No   0 0 0 0 0 0     21     0.000   N/A No Yes 24 No