CSMC 2021-NQM8 Trust ABS-15G

Exhibit 99.60

Exception Grade Detail

CSMC_2021-NQM8

Run Date - 11/24/2021 11:15:00 AM

Loan ID

Seller Loan ID

Investor Loan ID

Overall Initial Loan Grade

Overall Final Loan Grade

Credit Initial Loan Grade

Credit Current/Final Loan Grade

Compliance Initial Loan Grade

Compliance Current/Final Loan Grade

Property Initial Loan Grade

Property Current/Final Loan Grade

Queue

Finding Code

Date Created

Date Modified

Finding Status

Event Level

Initial Finding Grade

Current/Final Finding Grade

Finding Category

Finding Sub Category

Finding Name

Finding Comments

Seller Comments

Resolution Comments

Reviewer Comp Factor

Originator Comp Factors

Finding Documents

Originator QM Status

Final Reviewed QM Status

Loan Amount

Property State

Occupancy

Loan Purpose

Refinance Purpose

XXXXXXX_2021-NQM8-1

433982354

B

B

B

B

A

A

A

A

Closed

FCRE1438

2021-09-06 20:32

2021-11-04 03:51

Resolved

1 - Information

A

A

Credit

Eligibility

ATR Risk

Resolved-ATR Risk Resolved - Due Diligence Vendor-11/04/2021 Rescinded-ATR Risk - Due Diligence Vendor-09/06/2021

Resolved-ATR Risk Resolved - Due Diligence Vendor-11/04/2021  Rescinded-ATR Risk - Due Diligence Vendor-09/06/2021

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

[redacted]

[redacted]

Primary Residence

Purchase

NA

XXXXXXX_2021-NQM8-1

433982354

B

B

B

B

A

A

A

A

Closed

FCRE6019

2021-09-06 20:27

2021-09-30 17:22

Acknowledged

2 - Non-Material

B

B

Credit

Missing Doc

Citizenship Documentation Not Provided

Acknowledged-Form in file used for verification in lieu of formal documents - Due Diligence Vendor-09/30/2021 Open-Borrower 1 Citizenship Documentation Is Missing CIP Worksheet is on page 83 reflecting borrower's passport information.  - Due Diligence Vendor-09/07/2021 Open-Borrower 1 Citizenship Documentation Is Missing - Due Diligence Vendor-09/06/2021

Acknowledged-Form in file used for verification in lieu of formal documents - Due Diligence Vendor-09/30/2021

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

[redacted]

[redacted]

Primary Residence

Purchase

NA

XXXXXXX_2021-NQM8-2

433982350

D

A

D

A

A

A

A

A

Closed

FCRE1145

2021-09-03 13:54

2021-09-10 21:58

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.[redacted]  - Due Diligence Vendor-09/10/2021 Open-Title Document is missing - Due Diligence Vendor-09/03/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.[redacted]  - Due Diligence Vendor-09/10/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-3

433962273

D

A

D

A

A

A

A

A

Closed

FCRE8012

2021-09-14 21:12

2021-09-29 23:51

Resolved

1 - Information

D

A

Credit

Missing Doc

Missing Purchase Contract

Resolved-Uploaded Addendum cures finding - Due Diligence Vendor-09/29/2021 Open-Missing Purchase Contract Addendum reflecting the updated sales price. - Due Diligence Vendor-09/14/2021

Resolved-Uploaded Addendum cures finding - Due Diligence Vendor-09/29/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-3

433962273

D

A

D

A

A

A

A

A

Closed

FCRE7347

2021-09-14 21:37

2021-09-27 19:11

Resolved

1 - Information

D

A

Credit

Missing Doc

Missing Lease Agreement

Resolved-Purchase loan - UW allows vacancy on purchase loans which assumes no lease agreement. Home was occupied by the seller per appraisal so presume property would be vacant after closing. - Due Diligence Vendor-09/27/2021 Open-No Lease Agreement in file - Due Diligence Vendor-09/14/2021

Resolved-Purchase loan - UW allows vacancy on purchase loans which assumes no lease agreement. Home was occupied by the seller per appraisal so presume property would be vacant after closing. - Due Diligence Vendor-09/27/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-4

433962296

D

A

D

A

A

A

D

A

Closed

FPRO1242

2021-09-20 20:28

2021-10-14 04:16

Resolved

1 - Information

D

A

Property

Missing Doc

Appraisal is Missing

Resolved-Document Uploaded.  - Due Diligence Vendor-10/14/2021 Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-10/14/2021 Resolved-Appraisal uploaded cures finding - Due Diligence Vendor-09/29/2021 Open-full appraisal is missing from file - Due Diligence Vendor-09/20/2021

Resolved-Document Uploaded.  - Due Diligence Vendor-10/14/2021  Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-10/14/2021  Resolved-Appraisal uploaded cures finding - Due Diligence Vendor-09/29/2021

[redacted] APPRAISAL.pdf

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-4

433962296

D

A

D

A

A

A

D

A

Closed

FCRE1145

2021-09-15 22:28

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing final title - Due Diligence Vendor-09/15/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-5

433962283

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-15 16:33

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-6

433962297

C

B

A

A

C

B

A

A

Closed

FCOM1111

2021-09-15 18:42

2021-09-30 14:13

Acknowledged

2 - Non-Material

C

B

Compliance

Points & Fees

Late Charge Grace Period is less than 10 days

Acknowledged-Late Charge Grace Period is less than 10 days - Due Diligence Vendor-09/15/2021

Acknowledged-Late Charge Grace Period is less than 10 days - Due Diligence Vendor-09/15/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-7

433962258

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-15 19:52

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-8

433962289

D

A

D

A

D

A

A

A

Closed

FCRE1152

2021-09-17 19:33

2021-09-29 23:54

Resolved

1 - Information

D

A

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Tax Notice cures finding - Due Diligence Vendor-09/29/2021 Open-Missing Evidence of Property Tax - Due Diligence Vendor-09/17/2021

Resolved-Tax Notice cures finding - Due Diligence Vendor-09/29/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-8

433962289

D

A

D

A

D

A

A

A

Closed

FCRE6911

2021-09-22 17:36

2021-09-29 15:52

Resolved

1 - Information

A

A

Credit

Eligibility

DTI exceeds program maximum

Resolved-Approval of 1.08 in approval document.  Exception given LTV [redacted]   - Due Diligence Vendor-09/29/2021 Open-DSCR score is less than 1.15.  (1.08  PITI $1517.61 and rents are 1640) - Due Diligence Vendor-09/22/2021

Resolved-Approval of 1.08 in approval document.  Exception given LTV [redacted]   - Due Diligence Vendor-09/29/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-8

433962289

D

A

D

A

D

A

A

A

Closed

FCOM4028

2021-09-21 13:51

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/21/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-9

433962272

A

A

A

A

A

A

A

A

A

A

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-10

433962279

D

B

A

A

D

A

B

B

Closed

FCOM4028

2021-09-15 17:26

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-10

433962279

D

B

A

A

D

A

B

B

Closed

FPRO1245

2021-09-15 18:21

2021-09-15 18:21

Acknowledged

2 - Non-Material

B

B

Property

Appraisal

Appraisal is Expired

Acknowledged-Exception page 9 for Appraisal dated over 90 days . Granted based on Fico score of [redacted] and one month bank statement showing over $40K; however, reserve guides require 60 days so funds not available for reserve calculation.(none required for loan) - Due Diligence Vendor-09/15/2021

Acknowledged-Exception page 9 for Appraisal dated over 90 days . Granted based on Fico score of [redacted] and one month bank statement showing over $40K; however, reserve guides require 60 days so funds not available for reserve calculation.(none required for loan) - Due Diligence Vendor-09/15/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-11

433962259

D

A

A

A

A

A

D

A

Closed

FPRO1242

2021-09-23 15:55

2021-09-29 23:48

Resolved

1 - Information

D

A

Property

Missing Doc

Appraisal is Missing

Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-09/29/2021 Resolved-Uploaded appraisal received - Due Diligence Vendor-09/29/2021 Open-invoice only found in file.  Unable to determine LTV as no appraisal in file - Due Diligence Vendor-09/23/2021

Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-09/29/2021  Resolved-Uploaded appraisal received - Due Diligence Vendor-09/29/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-12

433962246

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-16 22:48

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-13

433962293

A

A

A

A

A

A

A

A

A

A

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-14

433962292

D

A

D

A

D

A

A

A

Closed

FCOM4028

2021-09-15 01:18

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-14

433962292

D

A

D

A

D

A

A

A

Closed

FCRE1145

2021-09-15 23:50

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Title policy not provided - Due Diligence Vendor-09/15/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-15

433962288

D

A

D

A

A

A

A

A

Closed

FCRE1145

2021-09-21 15:55

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing final title policy - Due Diligence Vendor-09/21/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-16

433962278

D

A

A

A

D

A

A

A

Closed

FCRE6911

2021-09-22 17:40

2021-09-30 00:01

Resolved

1 - Information

A

A

Credit

Eligibility

DTI exceeds program maximum

Resolved-Rate sheet uploaded clears findings - Due Diligence Vendor-09/30/2021 Open-DSCR score is less than 1.15.  (.86: PITI is 2686.34 and Rents are $2300) - Due Diligence Vendor-09/22/2021

Resolved-Rate sheet uploaded clears findings - Due Diligence Vendor-09/30/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-16

433962278

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-14 23:27

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/14/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-17

433962282

C

A

A

A

A

A

C

A

Closed

FPRO1251

2021-09-16 15:18

2021-09-27 19:49

Resolved

1 - Information

C

A

Property

Property

Property Zoning Does Not Meet Program Requirements

Resolved-Updated matrix shows 55% dti of rural properties - Due Diligence Vendor-09/27/2021 Open-Per guides Appraiser cannot check Property as Rural for Business Purpose loans, although property does not exhibit "rural" guide definition, the appraisal should be corrected to Suburban. - Due Diligence Vendor-09/16/2021

Resolved-Updated matrix shows 55% dti of rural properties - Due Diligence Vendor-09/27/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-18

433962266

D

A

D

A

D

A

A

A

Closed

FCRE4555

2021-09-15 15:19

2021-10-07 21:10

Acknowledged

1 - Information

C

A

Credit

Eligibility

Purchase Contract is Expired

Acknowledged-Investor acknowledges and waives - Due Diligence Vendor-10/07/2021 Open-contract expired - Due Diligence Vendor-09/15/2021

Acknowledged-Investor acknowledges and waives - Due Diligence Vendor-10/07/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-18

433962266

D

A

D

A

D

A

A

A

Closed

FCOM4028

2021-09-15 12:57

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-18

433962266

D

A

D

A

D

A

A

A

Closed

FCRE1145

2021-09-15 15:18

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-lender title - Due Diligence Vendor-09/15/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-19

433962271

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-21 17:31

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/21/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-20

433962284

D

B

D

A

B

B

A

A

Closed

FCRE1145

2021-09-16 13:53

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open- - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

Lender Policy

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-20

433962284

D

B

D

A

B

B

A

A

Closed

FCOM1477

2021-09-22 14:17

2021-09-22 14:17

Acknowledged

2 - Non-Material

B

B

Compliance

Missing Doc

Missing evidence of rate lock

Acknowledged-exception page 4 June Special - broker received a free .25 rebate but loan had to close by [redacted].  It funding on [redacted] - Due Diligence Vendor-09/22/2021

Acknowledged-exception page 4 June Special - broker received a free .25 rebate but loan had to close by [redacted].  It funding on [redacted] - Due Diligence Vendor-09/22/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-21

433962298

D

B

D

A

D

A

C

B

Closed

FCRE1345

2021-09-16 18:43

2021-10-14 02:52

Resolved

1 - Information

A

A

Credit

Missing Doc

Borrower 1 Lease Agreements Missing

Resolved-Borrower 1 Lease Agreements Provided - Due Diligence Vendor-10/14/2021 Rescinded-null - Due Diligence Vendor-09/29/2021 Open-Lease agreement missing on subject property. - Due Diligence Vendor-09/16/2021

Resolved-Borrower 1 Lease Agreements Provided - Due Diligence Vendor-10/14/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-21

433962298

D

B

D

A

D

A

C

B

Closed

FCOM4028

2021-09-16 16:21

2021-10-14 02:49

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-21

433962298

D

B

D

A

D

A

C

B

Closed

FVAL9739

2021-09-16 18:54

2021-10-06 19:48

Acknowledged

2 - Non-Material

C

B

Property

Appraisal

Property/Appraisal General

Acknowledged-On Loan [redacted] with the Condotel issue, [redacted] directed me to the Business Purpose DSCR 6/1/2021 Final guidelines. He says on Pg 28 is allows Condotel units on DSCR loans and on Pg 9 it accommodates No DSCR loans by saying that “[redacted] offers NO DSCR on this product with pricing additions.” I know on the No DSCR matrix it has a rate bump for a Condotel.   Let me know if this will suffice to clear this finding. - Due Diligence Vendor-10/06/2021 Open-Appraiser shows subject as a High Rise Condo. However, on page 97 he states that it is a Condo Tel. The appraiser also stated that he did not include the income approach because this was an owner occupied purchase..The approval summary on page 1 shows this is non owner occupied. There is an HOA cert on page 126 stating HOA dues are $1030 per year. The appraiser stated that the HOA dues were $1030 per month.  - Due Diligence Vendor-09/16/2021

Acknowledged-On Loan [redacted] with the Condotel issue, [redacted] directed me to the Business Purpose DSCR 6/1/2021 Final guidelines. He says on Pg 28 is allows Condotel units on DSCR loans and on Pg 9 it accommodates No DSCR loans by saying that “[redacted] offers NO DSCR on this product with pricing additions.” I know on the No DSCR matrix it has a rate bump for a Condotel.   Let me know if this will suffice to clear this finding. - Due Diligence Vendor-10/06/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-21

433962298

D

B

D

A

D

A

C

B

Closed

FCRE1145

2021-09-20 22:36

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing final title policy. - Due Diligence Vendor-09/20/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-22

433962294

D

A

D

A

D

A

A

A

Closed

FCRE1157

2021-09-16 22:12

2021-11-04 03:59

Resolved

1 - Information

D

A

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/24/2021 Open-Missing Hazard Insurance Policy No insurance policy found in file - Due Diligence Vendor-09/23/2021 Open-Missing Hazard Insurance Policy - Due Diligence Vendor-09/16/2021

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/24/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-22

433962294

D

A

D

A

D

A

A

A

Closed

FCOM4028

2021-09-16 20:51

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-23

433962276

A

A

A

A

A

A

A

A

A

A

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-24

433962257

D

A

D

A

A

A

A

A

Closed

FCRE1145

2021-09-18 15:47

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Title Document is missing - Due Diligence Vendor-09/18/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-25

433962255

D

A

D

A

D

A

A

A

Closed

FCOM4028

2021-09-16 00:09

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-25

433962255

D

A

D

A

D

A

A

A

Closed

FCRE1145

2021-09-16 01:20

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing final Title Policy - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-26

433962269

D

A

D

A

D

A

A

A

Closed

FCOM4028

2021-09-17 18:53

2021-10-14 02:47

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-26

433962269

D

A

D

A

D

A

A

A

Closed

FCOM1232

2021-09-22 18:54

2021-10-14 02:46

Resolved

1 - Information

A

A

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-The Final 1003 is Present - Due Diligence Vendor-10/14/2021 Rescinded-null - Due Diligence Vendor-09/27/2021 Open-Coborrower signed the Note and final 1003 but no information was provided for coborrower.  Also missing credit report for coborrower.  - Due Diligence Vendor-09/22/2021

Resolved-The Final 1003 is Present - Due Diligence Vendor-10/14/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-26

433962269

D

A

D

A

D

A

A

A

Closed

FCRE1145

2021-09-17 20:06

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing final policy - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-27

433962302

D

A

D

A

A

A

A

A

Closed

FCRE1145

2021-09-17 16:17

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Title Document is missing - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-28

433962245

D

B

D

B

D

A

A

A

Closed

FVAL1039

2021-11-10 21:34

2021-11-10 21:34

Resolved

1 - Information

A

A

Property

Value

Appraised value unsupported

Resolved-Desk Review concurs with original appraisal. - Due Diligence Vendor-11/10/2021 Resolved-Document Uploaded.  - Due Diligence Vendor-11/10/2021 Open-Desk Review concurs  original appraisal. - Due Diligence Vendor-11/10/2021 Open-pending desk review - Due Diligence Vendor-11/10/2021 Open-AVM value is greater than 10% variance from original Appraisal. BPO is ordered. - Due Diligence Vendor-11/04/2021 Open- - Due Diligence Vendor-11/04/2021

Resolved-Desk Review concurs with original appraisal. - Due Diligence Vendor-11/10/2021  Resolved-Document Uploaded.  - Due Diligence Vendor-11/10/2021

6142507147494550616e69465449656f6a65317070557438665a305841486957485a4d2b5756374d7843673d

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-28

433962245

D

B

D

B

D

A

A

A

Closed

FCRE6019

2021-09-17 18:58

2021-09-29 23:22

Acknowledged

2 - Non-Material

D

B

Credit

Missing Doc

Citizenship Documentation Not Provided

Acknowledged-Document in file accepted as information on Citizenship - Due Diligence Vendor-09/29/2021 Open-Borrower 1 Citizenship Documentation Is Missing 1003 marks Non- Perm and missing Resi Doc, Country of Origin - Due Diligence Vendor-09/17/2021

Acknowledged-Document in file accepted as information on Citizenship - Due Diligence Vendor-09/29/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-28

433962245

D

B

D

B

D

A

A

A

Closed

FCOM4028

2021-09-17 18:06

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-28

433962245

D

B

D

B

D

A

A

A

Closed

FCRE1145

2021-09-17 20:36

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing final title policy - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-29

433962268

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-16 12:12

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-30

433962274

D

B

D

B

A

A

A

A

Closed

FCRE1964

2021-09-17 17:11

2021-09-30 15:10

Acknowledged

2 - Non-Material

D

B

Credit

Missing Doc

Missing income documentation

Acknowledged-not required per updates and is a purchase - Due Diligence Vendor-09/22/2021 Open-missing lease.  Lease and 1007 required on all loans - Due Diligence Vendor-09/17/2021

Acknowledged-not required per updates and is a purchase - Due Diligence Vendor-09/22/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-30

433962274

D

B

D

B

A

A

A

A

Closed

FCOM4028

2021-09-17 13:39

2021-09-23 19:18

Resolved

1 - Information

A

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Rescinded-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021  Rescinded-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-30

433962274

D

B

D

B

A

A

A

A

Closed

FCRE1145

2021-09-17 17:11

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-lender title - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-31

433962256

D

A

A

A

D

A

A

A

Closed

FCOM3216

2021-09-21 22:16

2021-09-27 20:09

Resolved

1 - Information

C

A

Compliance

Closing

Note Address Does Not Match Deed of Trust Address

Resolved-Per investor  Please review: Note address shows [redacted] to match DOT. - Due Diligence Vendor-09/27/2021 Open-Note Address of [redacted] Does Not Match Deed of Trust Address of [redacted] - Due Diligence Vendor-09/21/2021

Resolved-Per investor  Please review: Note address shows [redacted] to match DOT. - Due Diligence Vendor-09/27/2021

Qualifying DTI below max allowed. - DSCR calculated at 0.69 which matches 0.686 on executive summary.  Minimum DSCR allowed is 0.75.

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-31

433962256

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-16 14:15

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

Qualifying DTI below max allowed. - DSCR calculated at 0.69 which matches 0.686 on executive summary.  Minimum DSCR allowed is 0.75.

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-32

433962264

D

A

D

A

A

A

A

A

Closed

FCRE1145

2021-09-17 11:23

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-lender title - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-33

433962286

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-16 00:41

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-34

433962301

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-18 00:23

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-35

433962252

D

A

D

A

A

A

A

A

Closed

FCRE1145

2021-09-16 14:06

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Title Document is missing - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-36

433962263

D

A

D

A

D

A

A

A

Closed

FCOM1231

2021-09-18 10:45

2021-09-30 19:26

Resolved

1 - Information

D

A

Compliance

Missing Doc

The Initial 1003 is Missing

Resolved-Document received clears finding - Due Diligence Vendor-09/30/2021 Open-The Initial 1003 is Missing Used initial credit report date - Due Diligence Vendor-09/18/2021

Resolved-Document received clears finding - Due Diligence Vendor-09/30/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-36

433962263

D

A

D

A

D

A

A

A

Closed

FCOM4028

2021-09-18 09:54

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-36

433962263

D

A

D

A

D

A

A

A

Closed

FCRE1145

2021-09-18 18:55

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing final title - Due Diligence Vendor-09/18/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-37

433962300

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-19 16:58

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-38

433962277

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-16 02:24

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Rate and Term

XXXXXXX_2021-NQM8-39

433962265

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-17 22:43

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-40

433962285

C

A

C

A

A

A

A

A

Closed

FCRE4555

2021-09-17 02:49

2021-09-29 23:53

Resolved

1 - Information

C

A

Credit

Eligibility

Purchase Contract is Expired

Resolved-Appraisal Addenum uploaded cures finding  - Due Diligence Vendor-09/29/2021 Open-Purchase contract expired 7/6/21 prior to 8/11/21 closing - Due Diligence Vendor-09/17/2021

Resolved-Appraisal Addenum uploaded cures finding  - Due Diligence Vendor-09/29/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-41

433962270

D

A

D

A

D

A

A

A

Closed

FCOM4028

2021-09-18 12:33

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-41

433962270

D

A

D

A

D

A

A

A

Closed

FCRE1145

2021-09-22 17:57

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing final title policy - Due Diligence Vendor-09/22/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-42

433962299

C

A

C

A

A

A

A

A

Closed

FCRE1178

2021-09-17 03:57

2021-09-27 20:12

Resolved

1 - Information

C

A

Credit

Insurance

Other Property Insurance Policy Effective Date is after the Note Date

Resolved-HUD1 shows closing [redacted] and funding [redacted]. - Due Diligence Vendor-09/27/2021 Open-Other Property Insurance Policy Effective Date of[redacted] is after the Note Date of [redacted] Binder dates are[redacted] to [redacted] - Due Diligence Vendor-09/17/2021

Resolved-HUD1 shows closing [redacted] and funding [redacted]. - Due Diligence Vendor-09/27/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-42

433962299

C

A

C

A

A

A

A

A

Closed

FCRE1169

2021-09-17 03:57

2021-09-27 20:12

Resolved

1 - Information

C

A

Credit

Insurance

Flood Insurance Effective Date is after the Note Date

Resolved-HUD1 shows closing [redacted] and funding [redacted]. - Due Diligence Vendor-09/27/2021 Open-Other Property Insurance Policy Effective Date of[redacted] is after the Note Date of [redacted] Binder dates are[redacted] to [redacted] - Due Diligence Vendor-09/17/2021

Resolved-HUD1 shows closing [redacted] and funding [redacted]. - Due Diligence Vendor-09/27/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-42

433962299

C

A

C

A

A

A

A

A

Closed

FCRE1159

2021-09-17 03:57

2021-09-27 20:12

Resolved

1 - Information

C

A

Credit

Insurance

Hazard Insurance Effective Date is after the Note Date

Resolved-HUD1 shows closing [redacted] and funding [redacted]. - Due Diligence Vendor-09/27/2021 Open-Other Property Insurance Policy Effective Date of[redacted] is after the Note Date of [redacted] Binder dates are[redacted] to [redacted] - Due Diligence Vendor-09/17/2021

Resolved-HUD1 shows closing [redacted] and funding [redacted]. - Due Diligence Vendor-09/27/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-43

433962291

C

A

C

A

A

A

A

A

Closed

FCRE1254

2021-09-16 21:24

2021-09-23 19:18

Resolved

1 - Information

C

A

Credit

Title

Property Title Issue

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Property Title Issue Missing final title policy. - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-44

433962254

D

A

D

A

A

A

A

A

Closed

FCRE1145

2021-09-22 20:02

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing final title policy. - Due Diligence Vendor-09/22/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-45

433962281

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-16 03:32

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording Copy in file is not recorded - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-46

433962247

D

A

D

A

A

A

A

A

Closed

FCRE1145

2021-09-14 14:08

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Lender Final Title  - Due Diligence Vendor-09/14/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-47

433962275

A

A

A

A

A

A

A

A

A

A

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-48

433962253

D

A

A

A

D

A

A

A

Closed

FCRE1345

2021-09-16 17:30

2021-10-07 19:03

Acknowledged

1 - Information

A

A

Credit

Missing Doc

Borrower 1 Lease Agreements Missing

Acknowledged-null - Due Diligence Vendor-10/07/2021 Open-File [redacted] and BPO reflect one unit, [redacted], is vacant; however, file contains an active lease for unit [redacted] - page 224/274. File qualified at full rent. - Due Diligence Vendor-09/16/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Limited Cash Out - >2% of Loan Amount or $2000

XXXXXXX_2021-NQM8-48

433962253

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-16 16:29

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Limited Cash Out - >2% of Loan Amount or $2000

XXXXXXX_2021-NQM8-48

433962253

D

A

A

A

D

A

A

A

Closed

FCRE1145

2021-09-16 17:02

2021-09-23 19:18

Resolved

1 - Information

A

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Rescinded-Title Document is missing - Due Diligence Vendor-09/16/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021  Rescinded-Title Document is missing - Due Diligence Vendor-09/16/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Limited Cash Out - >2% of Loan Amount or $2000

XXXXXXX_2021-NQM8-49

433962261

D

A

A

A

D

A

A

A

Closed

FCOM4028

2021-09-19 13:08

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-50

433962244

D

A

D

A

D

A

A

A

Closed

FCOM4028

2021-09-17 01:07

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-50

433962244

D

A

D

A

D

A

A

A

Closed

FCRE1145

2021-09-22 16:07

2021-09-23 19:18

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing final title policy. - Due Diligence Vendor-09/22/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Refinance

Cash Out - Other

XXXXXXX_2021-NQM8-51

433962251

D

A

C

A

D

A

A

A

Closed

FCRE8611

2021-09-17 14:10

2021-10-04 21:44

Resolved

1 - Information

C

A

Credit

Income/Employment

Income/Employment General

Resolved-Document uploaded resolves finding - Due Diligence Vendor-10/04/2021 Open-Business DSCR is below the guideline minimum of .75 at 0.71 -which is how loan was closed. No exception noted.  No lease information in file- [redacted] used. - Due Diligence Vendor-09/17/2021

Resolved-Document uploaded resolves finding - Due Diligence Vendor-10/04/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-51

433962251

D

A

C

A

D

A

A

A

Closed

FCOM3571

2021-09-17 13:49

2021-09-27 20:13

Resolved

1 - Information

C

A

Compliance

Closing

HUD-1 not executed properly

Resolved-HUD1 on Pg 247-248 is certified by the title company as what was disbursed, signed by the borrower. Consider this the final - Due Diligence Vendor-09/27/2021 Open-Corrected HUD on page 249 not executed by borrower -Wet state. - Due Diligence Vendor-09/17/2021

Resolved-HUD1 on Pg 247-248 is certified by the title company as what was disbursed, signed by the borrower. Consider this the final - Due Diligence Vendor-09/27/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-51

433962251

D

A

C

A

D

A

A

A

Closed

FCOM4028

2021-09-17 13:05

2021-09-23 19:18

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-52

433962248

D

A

D

A

D

A

A

A

Closed

FCRE1345

2021-09-17 21:02

2021-10-14 02:40

Resolved

1 - Information

D

A

Credit

Missing Doc

Borrower 1 Lease Agreements Missing

Resolved-Borrower 1 Lease Agreements Provided - Due Diligence Vendor-10/14/2021 Resolved-Purchase property  - Vacant at time of purchase   - Due Diligence Vendor-09/29/2021 Open-Missing lease agreement for subject property. - Due Diligence Vendor-09/17/2021

Resolved-Borrower 1 Lease Agreements Provided - Due Diligence Vendor-10/14/2021  Resolved-Purchase property  - Vacant at time of purchase   - Due Diligence Vendor-09/29/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-52

433962248

D

A

D

A

D

A

A

A

Closed

FCOM4028

2021-09-17 17:06

2021-10-14 02:39

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-52

433962248

D

A

D

A

D

A

A

A

Closed

FCRE6019

2021-09-17 21:04

2021-09-29 23:37

Resolved

1 - Information

D

A

Credit

Missing Doc

Citizenship Documentation Not Provided

Resolved-Passport received - Due Diligence Vendor-09/29/2021 Acknowledged-Document in file accepted as information on Citizenship - Due Diligence Vendor-09/29/2021 Open-Borrower is a Foreign National. Missing Visa and/or Green Card. - Due Diligence Vendor-09/17/2021

Resolved-Passport received - Due Diligence Vendor-09/29/2021  Acknowledged-Document in file accepted as information on Citizenship - Due Diligence Vendor-09/29/2021

ATR/QM: Exempt

ATR/QM: Exempt

[redacted]

[redacted]

Investment

Purchase

NA

XXXXXXX_2021-NQM8-53

433962313

D

A

D

A

D

A

A

A

Closed

FCRE1197

2021-09-23 18:20

2021-10-04 21:42

Resolved

1 - Information

C

A

Credit

Eligibility

Audited FICO is less than Guideline FICO

Resolved-null - Due Diligence Vendor-10/04/2021 Open-Rate sheet and guidelines provided clear finding - Due Diligence Vendor-09/30/2021 Open-Audited FICO of [redacted] is less than Guideline FICO of 700 - Due Diligence Vendor-09/23/2021 Open-Audited FICO of [redacted] is less than Guideline FICO of 700 24 month 1099 program requires minimum FICO of 700.  Borrower has [redacted] - Due Diligence Vendor-09/23/2021

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

[redacted]

[redacted]

Primary Residence

Purchase

NA

XXXXXXX_2021-NQM8-53

433962313

D

A

D

A

D

A

A

A

Closed

FCRE1159

2021-09-20 20:26

2021-09-27 20:14

Resolved

1 - Information

C

A

Credit

Insurance

Hazard Insurance Effective Date is after the Note Date

Resolved-CD shows disbursement date of [redacted].   - Due Diligence Vendor-09/27/2021 Open-Hazard Insurance Effective Date of [redacted] is after the Note Date of [redacted] Note date is [redacted].  Ins is dated [redacted] - Due Diligence Vendor-09/23/2021 Open-Hazard Insurance Effective Date of[redacted] is after the Note Date of [redacted] - Due Diligence Vendor-09/20/2021

Resolved-CD shows disbursement date of [redacted].   - Due Diligence Vendor-09/27/2021

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

[redacted]

[redacted]

Primary Residence

Purchase

NA

XXXXXXX_2021-NQM8-53

433962313

D

A

D

A

D

A

A

A

Closed

FCOM4028

2021-09-20 19:42

2021-09-23 19:11

Resolved

1 - Information

D

A

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/20/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

[redacted]

[redacted]

Primary Residence

Purchase

NA

XXXXXXX_2021-NQM8-53

433962313

D

A

D

A

D

A

A

A

Closed

FCRE1145

2021-09-20 20:44

2021-09-23 19:11

Resolved

1 - Information

D

A

Credit

Missing Doc

Title Document Missing

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021 Open-Missing final title - Due Diligence Vendor-09/20/2021

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.  - Due Diligence Vendor-09/23/2021

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

[redacted]

[redacted]

Primary Residence

Purchase

NA