CSMC 2021-NQM8 Trust ABS-15G

Exhibit 99.5

Client Name:
Client Project Name:	CSMC 2021-NQM8
Start - End Dates:	2/15/2021 - 9/21/2021
Deal Loan Count:	390
Rating Agency ATR QM Data Fields
Loans in Report:	390

Loan Number

Loan Level ATR/QM Status

Application Date Prior to 1/10/2014

TRID Indicator

Lender Application Date

Broker Application Date

GSE Eligible

QRM Flag

ATR/QM Total Points and Fees

Rate Lock Date

APR

Bwr 1 Employment Indicator

Bwr 2 Employment Indicator

Bwr 1 Foreign National Indicator

Bwr 2 Foreign National Indicator

Borrowers Qualified Through a Non-Resident Alien Program

Residual Income Analysis in File

ATR/QM Residual Income

433733560

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

59340

XXXXXX

4.625

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733561

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

15161.2

XXXXXX

4.125

Unemployed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

(No Data)

0

433807760

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10058.75

XXXXXX

4.1615

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807761

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

17427.13

XXXXXX

4.2347

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

(No Data)

0

433733564

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

10248

XXXXXX

4.125

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

(No Data)

0

433733565

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

7928.8

XXXXXX

3.9409

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

(No Data)

0

433733566

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

3970.9

XXXXXX

4.1416

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733567

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7855

XXXXXX

4.1398

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733568

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

14027.6

XXXXXX

4.75

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733569

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

8374.4

XXXXXX

4.25

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733570

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

17304

XXXXXX

4.5

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733571

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

13580

XXXXXX

4.875

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807763

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5431

XXXXXX

5.1572

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733572

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6528.75

XXXXXX

4.4808

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733573

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

7560

XXXXXX

4.2

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807764

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

0

XXXXXX

4.2205

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807765

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12028.36

XXXXXX

4.5827

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807767

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

6900

XXXXXX

4.75

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

432332279

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8585

XXXXXX

4.8842

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663297

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

22320

XXXXXX

4.75

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433663298

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

16800

XXXXXX

4.75

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733575

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

37800

XXXXXX

4.875

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733576

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

24000

XXXXXX

4.2

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733577

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8820

XXXXXX

5.1918

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663299

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

39750

XXXXXX

4.95

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433621306

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

4665.92

XXXXXX

4.9782

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433733578

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9432.5

XXXXXX

4.4705

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733579

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

21000

XXXXXX

4.375

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433888102

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8415

XXXXXX

5.2318

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733580

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11541.1

XXXXXX

4.8283

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433663300

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

3120

XXXXXX

4.575

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733581

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

23375

XXXXXX

5.9852

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733582

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

13165

XXXXXX

4.739

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807768

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7505

XXXXXX

4.5106

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888104

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9630

XXXXXX

5.2399

Employed

(No Data)

Non-Resident Alien

(No Data)

(No Data)

No

0

433733583

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6990

XXXXXX

4.7356

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433807769

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7250.18

XXXXXX

4.5629

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663307

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

22960

XXXXXX

4.875

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433663308

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10934.5

XXXXXX

4.6343

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807770

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

36000

XXXXXX

4.625

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807771

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14974.75

XXXXXX

4.5508

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433733585

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10334.5

XXXXXX

4.679

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807772

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10845

XXXXXX

4.4918

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663309

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6722

XXXXXX

4.2687

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433663310

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

19186.16

XXXXXX

4.375

Unemployed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733588

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

14798.4

XXXXXX

3.9763

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733589

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

13320

XXXXXX

4.375

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733590

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

18983

XXXXXX

4.4404

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733591

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

10050

XXXXXX

4.375

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433652284

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

22500

XXXXXX

4.75

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433663316

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

12544

XXXXXX

4.625

Unemployed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433663318

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

11080.22

XXXXXX

4.5

Unemployed

(No Data)

Non-Resident Alien

(No Data)

(No Data)

(No Data)

0

433621321

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9098

XXXXXX

5.8565

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433621322

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5819

XXXXXX

6.3163

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807774

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

25665.75

XXXXXX

4.5409

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663323

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

14760

XXXXXX

4.125

Unemployed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433663325

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

18289.5

XXXXXX

4.4943

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807775

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

16200

XXXXXX

4.375

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433652290

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

15008

XXXXXX

5.25

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733595

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

15859.2

XXXXXX

4.5

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433663331

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10855

XXXXXX

4.6219

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433621339

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10679.38

XXXXXX

4.6152

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807777

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12497.5

XXXXXX

4.9481

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888106

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7711.25

XXXXXX

4.4401

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733597

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7482.5

XXXXXX

4.4415

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433652294

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

34947.13

XXXXXX

4.1261

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663333

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7269.5

XXXXXX

4.1689

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733598

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11045

XXXXXX

4.5413

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663335

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

0

XXXXXX

5.7282

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663337

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

27300

XXXXXX

4.875

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807778

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

8120.08

XXXXXX

4.25

Employed

(No Data)

Non-Resident Alien

(No Data)

(No Data)

(No Data)

0

433663338

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

11400

XXXXXX

4.875

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433652297

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11065

XXXXXX

4.8284

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733601

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14944.5

XXXXXX

5.2629

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433652299

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

16224

XXXXXX

4.5

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433888107

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

10950

XXXXXX

4.625

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433663340

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

18847.5

XXXXXX

5.4731

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733604

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9922.45

XXXXXX

5.208

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433733605

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5230

XXXXXX

4.1364

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733607

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9641.65

XXXXXX

4.434

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733608

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

13584.55

XXXXXX

5.9334

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433621354

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8520

XXXXXX

4.9488

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433663342

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

8550

XXXXXX

4.875

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733609

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

23144.5

XXXXXX

4.7934

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733610

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

23520

XXXXXX

4.75

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433663343

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

11000

XXXXXX

4.45

Unemployed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433807780

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

14400

XXXXXX

4.125

Unemployed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

(No Data)

0

433652301

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9750

XXXXXX

4.5149

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433652302

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

11200

XXXXXX

4.25

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433652305

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

22464

XXXXXX

4.875

Unemployed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

(No Data)

0

433733614

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9761.5

XXXXXX

4.209

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733616

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8435

XXXXXX

4.4319

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807782

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8884.44

XXXXXX

5.1656

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433621357

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9133.25

XXXXXX

4.1727

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733617

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10089.5

XXXXXX

4.1014

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888108

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

19664

XXXXXX

4.375

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733618

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11281.25

XXXXXX

4.6089

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433807784

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

17495

XXXXXX

4.446

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733619

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12134.5

XXXXXX

4.1267

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733620

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5045

XXXXXX

4.9579

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807785

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7820

XXXXXX

4.602

Retired

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433621361

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12555

XXXXXX

4.5347

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733621

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9429.5

XXXXXX

4.4921

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433652308

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

36000

XXXXXX

4.2

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433663362

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

15222.75

XXXXXX

5.9041

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733622

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

21600

XXXXXX

5.25

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807786

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

3619.5

XXXXXX

4.9497

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433807787

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

13552

XXXXXX

4.125

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733623

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14275

XXXXXX

4.4758

Employed

Employed

Permanent Resident Alien

U.S. Citizen

(No Data)

No

0

433663365

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7219.5

XXXXXX

4.1465

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733624

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

2404.5

XXXXXX

5.3471

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433652312

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

23660

XXXXXX

5.5001

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433652313

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7545

XXXXXX

4.4947

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433733627

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11295

XXXXXX

5.5946

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433652315

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

15142.4

XXXXXX

4.375

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807788

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6515

XXXXXX

4.28

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433652318

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

16560

XXXXXX

4.5

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733630

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

10752

XXXXXX

4.575

Unemployed

(No Data)

Non-Resident Alien

(No Data)

(No Data)

(No Data)

0

433663379

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

15000

XXXXXX

4.2

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733631

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

3060

XXXXXX

4.7251

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733632

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

16512

XXXXXX

4.25

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433663381

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8134.5

XXXXXX

4.1599

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733633

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

13930

XXXXXX

4.6231

Employed

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433652322

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6642

XXXXXX

4.9086

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663392

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7410

XXXXXX

4.2271

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807790

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14376.26

XXXXXX

4.8949

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733635

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

13650

XXXXXX

5.875

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733636

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7565

XXXXXX

4.1766

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733637

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9060.25

XXXXXX

4.4102

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807792

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11336.13

XXXXXX

4.5308

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733640

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

11676

XXXXXX

4.875

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733641

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14565

XXXXXX

5.3769

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733642

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5864.5

XXXXXX

5.0198

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888112

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9822

XXXXXX

4.7398

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433652327

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

16350

XXXXXX

4.2

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733645

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8695

XXXXXX

4.2977

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888113

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10667.5

XXXXXX

4.5408

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733647

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14002.5

XXXXXX

6.0577

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733648

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

15097.6

XXXXXX

4.375

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807793

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5079

XXXXXX

4.1926

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433652329

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

16045

XXXXXX

4.548

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733650

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

12880

XXXXXX

4.375

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807794

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7565

XXXXXX

4.5258

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433733651

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14295

XXXXXX

4.9614

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433733652

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

15951.25

XXXXXX

5.1257

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433652331

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

16848

XXXXXX

4.375

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433663408

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7722

XXXXXX

4.5823

Retired

Employed

U.S. Citizen

Permanent Resident Alien

(No Data)

No

0

433652333

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

4632

XXXXXX

4.3096

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807796

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

17105

XXXXXX

4.6567

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433733656

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

3765

XXXXXX

4.2587

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733657

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8900

XXXXXX

5.8259

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807797

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7313.75

XXXXXX

4.8102

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433621383

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

22336

XXXXXX

5.3751

Unemployed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733658

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

14400

XXXXXX

4.125

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733659

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12315

XXXXXX

5.1111

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733660

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

64000

XXXXXX

4.125

Unemployed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

(No Data)

0

433807798

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10182.5

XXXXXX

4.4714

Employed

Employed

U.S. Citizen

(No Data)

(No Data)

No

0

433733661

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

20015

XXXXXX

5.0991

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733662

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

10680

XXXXXX

4.45

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807801

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12245

XXXXXX

4.7328

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733665

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7004.5

XXXXXX

4.5093

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433663414

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

16016

XXXXXX

4.625

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

(No Data)

0

433807802

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10694.92

XXXXXX

4.0488

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733667

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

13208

XXXXXX

4.75

Employed

(No Data)

Non-Resident Alien

(No Data)

(No Data)

(No Data)

0

433663415

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

17200

XXXXXX

4.375

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733668

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9875

XXXXXX

5.7309

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663417

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

9750

XXXXXX

4.2

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733669

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14945

XXXXXX

4.7138

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807805

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

21900

XXXXXX

4.25

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733670

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

10836

XXXXXX

4.875

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733671

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8187.5

XXXXXX

4.4138

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433807806

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

20079.5

XXXXXX

4.9279

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733672

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

15600

XXXXXX

4.2

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733673

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

74492

XXXXXX

4.6478

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733674

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

25792

XXXXXX

4.125

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

(No Data)

0

433663418

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

17808

XXXXXX

4.75

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807807

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

27895

XXXXXX

4.283

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807808

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

31200

XXXXXX

5.875

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807809

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

4270

XXXXXX

3.9409

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433807810

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

15355

XXXXXX

4.1026

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663419

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

7277.66

XXXXXX

5.125

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733675

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

17420

XXXXXX

5.1436

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733676

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8356

XXXXXX

4.4561

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733678

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7801.25

XXXXXX

4.4798

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733679

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

15600

XXXXXX

3.9763

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733680

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

15790

XXXXXX

5.4405

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807811

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7052

XXXXXX

4.5183

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433733681

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

9380

XXXXXX

4.375

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733682

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9466.5

XXXXXX

4.6081

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733683

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

12900

XXXXXX

4.375

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733684

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11598

XXXXXX

4.6876

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807812

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11790

XXXXXX

4.813

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663422

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11610.66

XXXXXX

4.2297

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733685

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

11200

XXXXXX

3.9409

Unemployed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733686

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6339.7

XXXXXX

5.263

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733687

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

25088

XXXXXX

4.375

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433663423

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7436

XXXXXX

4.763

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733688

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

7800

XXXXXX

3.9409

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733690

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

17280

XXXXXX

4.625

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733691

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

1295

XXXXXX

4.5465

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733692

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11017.5

XXXXXX

4.3763

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733693

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

20020

XXXXXX

4.2

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807813

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7325

XXXXXX

4.4015

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733694

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5045

XXXXXX

4.4107

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733695

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

26550

XXXXXX

4.125

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733696

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14122.5

XXXXXX

4.4739

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733698

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12020

XXXXXX

4.3048

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663424

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

1708.44

XXXXXX

4.0423

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733699

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5045

XXXXXX

5.2303

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733700

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7744.9

XXXXXX

5.0945

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433733702

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

3720.97

XXXXXX

4.6945

Employed

Unemployed

U.S. Citizen

(No Data)

(No Data)

No

0

433807815

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14741.88

XXXXXX

4.5548

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433733703

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8190

XXXXXX

4.5596

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733704

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

22220.8

XXXXXX

4.5

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733705

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

9280

XXXXXX

5.125

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733706

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

27200

XXXXXX

4.75

Unemployed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433807818

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

16684.5

XXXXXX

4.8887

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733707

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

18515

XXXXXX

5.0459

Employed

Employed

Permanent Resident Alien

Permanent Resident Alien

(No Data)

No

0

433733708

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8590

XXXXXX

4.2648

Employed

Employed

U.S. Citizen

Permanent Resident Alien

(No Data)

No

0

433733709

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

19084.5

XXXXXX

4.5664

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807820

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

14700

XXXXXX

4.125

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433807821

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

30750

XXXXXX

4

Unemployed

Employed

U.S. Citizen

Permanent Resident Alien

(No Data)

(No Data)

0

433807822

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10050

XXXXXX

4.8664

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733710

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12372.5

XXXXXX

4.5729

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433733713

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

9440

XXXXXX

4.875

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807823

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11264.36

XXXXXX

4.9436

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733714

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7415

XXXXXX

4.8948

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733715

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10040

XXXXXX

4.807

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733717

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12158.46

XXXXXX

4.5163

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807824

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12345

XXXXXX

4.9351

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733718

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

0

XXXXXX

4.6173

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807825

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9634.5

XXXXXX

4.6876

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733719

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9945

XXXXXX

4.4917

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807826

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10154.2

XXXXXX

4.6268

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733720

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11332.38

XXXXXX

4.4583

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733722

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

25039.62

XXXXXX

4.6973

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807827

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

13901.25

XXXXXX

4.4633

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807828

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

4094.8

XXXXXX

4.5935

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733725

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

1534.5

XXXXXX

4.5484

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433807830

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

10530

XXXXXX

4.375

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433733726

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

12992

XXXXXX

4.625

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807832

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

4610

XXXXXX

4.7908

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807833

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11765.5

XXXXXX

4.9513

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733727

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12603.25

XXXXXX

5.1907

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733728

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

4630.75

XXXXXX

4.38

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807834

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

13464

XXXXXX

4.625

Unemployed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733729

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

22182.5

XXXXXX

4.259

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807835

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14564.5

XXXXXX

5.132

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733730

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14514.5

XXXXXX

5.9998

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733733

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14537

XXXXXX

4.7043

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733734

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

32640

XXXXXX

4.375

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

(No Data)

0

433807837

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

16695

XXXXXX

5.0974

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733735

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11375

XXXXXX

5.1125

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733736

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8733

XXXXXX

4.1437

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733737

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11616.31

XXXXXX

4.3074

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807838

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

17389.5

XXXXXX

5.1968

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433663431

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5970

XXXXXX

5.8351

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733738

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14552

XXXXXX

4.1661

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433733739

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

16160

XXXXXX

4.625

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

(No Data)

0

433733741

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

16205

XXXXXX

4.9548

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807839

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

25800

XXXXXX

4.375

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433807841

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11420

XXXXXX

4.653

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807842

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

13412

XXXXXX

4.75

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433807843

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

16660

XXXXXX

4.125

Employed

Employed

Permanent Resident Alien

Permanent Resident Alien

(No Data)

(No Data)

0

433807844

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

8640

XXXXXX

4.5

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807845

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7708.25

XXXXXX

4.877

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733743

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

18750

XXXXXX

4.875

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733744

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7395

XXXXXX

4.1529

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733745

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

18971.6

XXXXXX

4.325

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733746

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

15145.68

XXXXXX

4.4649

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888119

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

Yes

No

7866

XXXXXX

5.279

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733747

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6537.5

XXXXXX

4.5781

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807846

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

24000

XXXXXX

4.125

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433807847

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6980

XXXXXX

4.1488

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888122

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10183.75

XXXXXX

4.2201

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807849

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10690

XXXXXX

5.055

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807850

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9176.2

XXXXXX

4.7117

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807851

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9821.03

XXXXXX

5.1132

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733749

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7035

XXXXXX

4.106

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888124

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14762.75

XXXXXX

6.1423

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433733750

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

3703.54

XXXXXX

4.7003

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807852

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

13573.75

XXXXXX

4.2872

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433807853

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6845

XXXXXX

4.785

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807854

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

15698.33

XXXXXX

4.0989

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733751

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

11250

XXXXXX

3.9763

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807857

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7030.82

XXXXXX

4.0443

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733753

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

31584

XXXXXX

4.5

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433888126

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10383.75

XXXXXX

3.7186

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733754

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14060

XXXXXX

4.4901

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807858

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12709.88

XXXXXX

4.4336

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807860

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6440

XXXXXX

4.3873

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433807861

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

4842.66

XXXXXX

4.4895

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807862

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10035

XXXXXX

5.2552

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888128

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11867.75

XXXXXX

4.4472

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807867

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11354.4

XXXXXX

5.0881

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807868

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

17080

XXXXXX

4.75

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807870

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

4295

XXXXXX

4.3368

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807871

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7392.5

XXXXXX

4.208

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807872

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

19520

XXXXXX

4.1024

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733756

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

26260

XXXXXX

4.5

Unemployed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433807874

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10166.35

XXXXXX

4.1444

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733757

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

15580.8

XXXXXX

4.6119

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807876

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

68295.93

XXXXXX

4.4526

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807877

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6805

XXXXXX

5.2331

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433807878

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9170

XXXXXX

4.5791

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807879

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

19915

XXXXXX

4.455

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807880

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6860

XXXXXX

5.0781

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807881

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

20424.5

XXXXXX

4.4457

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807882

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

13384

XXXXXX

4.6127

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888129

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

4052.87

XXXXXX

6.1236

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807883

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7924.38

XXXXXX

4.5121

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733758

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

18858.13

XXXXXX

4.1184

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433733759

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

16280

XXXXXX

5.0478

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807884

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

21300

XXXXXX

4.625

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807885

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9996.88

XXXXXX

5.0687

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888131

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8020

XXXXXX

5.134

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888132

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11926.25

XXXXXX

4.3326

Employed

Unemployed

Permanent Resident Alien

Permanent Resident Alien

(No Data)

No

0

433807886

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11985

XXXXXX

4.5318

Unemployed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433888133

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

13440

XXXXXX

4.5

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433807888

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

13829.5

XXXXXX

4.5827

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807889

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11535

XXXXXX

4.0826

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888136

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

13527.5

XXXXXX

5.3283

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807891

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5870

XXXXXX

4.6248

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888137

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

28160

XXXXXX

4.125

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433888138

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

31200

XXXXXX

4.125

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433888139

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

13536.25

XXXXXX

5.1603

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888140

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

21280

XXXXXX

4.125

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433807893

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14495

XXXXXX

5.1277

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807894

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14587.5

XXXXXX

4.4619

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433888141

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

3126.5

XXXXXX

5.3212

Employed

Employed

Permanent Resident Alien

(No Data)

(No Data)

No

0

433807895

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8823.85

XXXXXX

4.3762

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433888143

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

4536.16

XXXXXX

5.4556

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433888145

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9765

XXXXXX

4.0777

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888146

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8643

XXXXXX

4.5176

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433807897

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10170

XXXXXX

4.4553

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807898

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7659

XXXXXX

4.536

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888147

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9495.48

XXXXXX

5.5655

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433807900

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

4026

XXXXXX

4.7595

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888154

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

38141.13

XXXXXX

5.0079

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888155

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8947

XXXXXX

4.1427

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888156

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

14895

XXXXXX

4.7001

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888158

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7145

XXXXXX

4.4349

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888159

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

39387.46

XXXXXX

4.7775

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888160

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10305.6

XXXXXX

4.3557

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888161

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11045

XXXXXX

4.3395

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433807901

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5752.5

XXXXXX

4.465

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888162

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

20948.25

XXXXXX

5.5165

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888163

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

30685.63

XXXXXX

5.5993

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

Yes

0

433888166

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6795

XXXXXX

5.7318

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888167

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10154.38

XXXXXX

4.1674

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888168

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7873.75

XXXXXX

4.1341

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888169

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

18809.5

XXXXXX

5.3441

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888173

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5235

XXXXXX

5.1715

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888177

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

12800

XXXXXX

4.5

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433888179

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

17190

XXXXXX

4.1424

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888181

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

10576.91

XXXXXX

4.2368

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888184

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11791.25

XXXXXX

4.3931

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888187

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

36635.04

XXXXXX

5.286

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888189

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

30555

XXXXXX

4.1523

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888191

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8935.63

XXXXXX

4.4114

Employed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

No

0

433888192

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11325.5

XXXXXX

4.9144

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888193

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6673

XXXXXX

4.0622

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888194

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11720

XXXXXX

5.2426

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888195

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

13350

XXXXXX

4.365

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433888198

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6440

XXXXXX

4.0641

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888199

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

19761.88

XXXXXX

3.8856

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888200

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

12215

XXXXXX

4.5758

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888201

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

19024.5

XXXXXX

4.7104

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888202

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

15218.5

XXXXXX

4.368

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433888203

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

9040

XXXXXX

5.4415

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888206

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

3950

XXXXXX

4.0908

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888211

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6737

XXXXXX

4.6055

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888212

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

33290

XXXXXX

4.4567

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888215

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

20141.45

XXXXXX

4.0047

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888217

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

0

XXXXXX

3.9872

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888218

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

3384.5

XXXXXX

4.029

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888219

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

0

XXXXXX

3.9636

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433888221

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

37100

XXXXXX

4.125

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433888222

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8756.57

XXXXXX

4.0741

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

433888223

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

12320

XXXXXX

4

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

433621386

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

1800

XXXXXX

5.0586

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807903

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

7625

XXXXXX

4.9586

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807904

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

4050

XXXXXX

4.5

Unemployed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433733760

ATR/QM: Exempt

No

Yes

XXXXXX

XXXXXX

No

No

4200

XXXXXX

5

Unemployed

(No Data)

Non-Permanent Resident Alien

(No Data)

(No Data)

(No Data)

0

433807905

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

8190

XXXXXX

4.4942

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433733761

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

11190

XXXXXX

4.0835

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

433807907

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

3315

XXXXXX

5.0299

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888224

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

6095.81

XXXXXX

4.4574

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433807908

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

5377.5

XXXXXX

4.4794

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

433888226

Non-QM: Lender documented all ATR UW factors

No

Yes

XXXXXX

XXXXXX

No

No

4057.4

XXXXXX

4.9502

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

 


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