EX-99.44 45 ex99-44.htm OPUS SUPPLEMENTAL DATA REPORT
 

CSMC 2021-NQM7 Trust ABS-15G

 

Exhibit 99.44

 

Customer Loan ID Program Type Title Interest Type Personal Guarantee Borrowing Entity Name Title Held by LLC Origination Date PITIA Monthly Flood Monthly Hazard Monthly HOA Monthly PI Monthly Taxes Qualifying Rate Value used for LTV Units TRID GSE Eligble Flag DU LP Approval Primary Documentation Type Borrower Employment Indicator Co Borrower Employment Indicator Income doc summary Paystub Flag Number of Paystubs Borrower Number of Paystubs Co Borrower W2 Flag Borrower Years of W2s Co Borrower Years of W2s Personal Tax Return Flag Years of Personal Tax Returns transcripts Borrower Years of Personal Tax Returns transcripts Co Borrower Business Tax Return Flag Years of Business Tax Returns transcripts Co Borrower Years of Business Tax Returns transcripts Co Borrower VVOE WVOE Flag Borr  # of Months WVOE Borr  WVOE Flag Co Borr  # of Months WVOE Co Borr  Bank Statement Flag Borr  # Personel Bank statements Borr  # Business Bank statements Borr  Bank Statement Flag Co Borr  # Personel Bank statements Co Borr  # Business Bank statements Co Borr  P&L Flag Borr  # of Months P L Borr  P&L Type CPA Letter Flag Borr  # of Months CPA verified income Borr  P&L Flag Co Borr  # of Months P L Co Borr  CPA Letter Flag Co Borr  # of Months CPA verified income Co Borr  Asset Depletion Qualification Flag DSCR Flag Lease in Place or Market Rent Used Market Rent Source Monthly Rent DSCR Assets & Deposits Residual Income Equifax Credit Score B1 Experian Credit Score B1 Trans Union Credit Score B1 Equifax Credit Score CB Experian Credit Score CB Trans Union Credit Score CB Borrower 30 Days DQ - 24mo Lookback (# of times) Borrower 60 Days DQ - 24mo Lookback (# of times) Borrower 90 Days DQ - 24mo Lookback (# of times) Bankruptcy Date Bankruptcy Discharge Date Bankruptcy Chapter Foreclosure Date Foreclosure Satisfied Date Short Sale Date Deed in Lieu Date ATR Status ATR QM Total Points and Fees Audit Covered vs High Cost vs Home Loan Borrower 1 Residency Borrower 2 Residency HOA Name HOA Address State HOA Fee Amount HOA Payment Frequency Underwriting Exception Flag
431181118 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 3 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Leased   XXXX 1.42 XXXX   669 680 737       0 0 0               Notcovered/Exempt   NA US Citizen           No
431181135 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 2 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Leased   XXXX 2.16 XXXX   684 674 666 746 749 731 0 0 0               Notcovered/Exempt   NA US Citizen US Citizen         No
431181136 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 4 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Lease (3) / Market (1) XXXX XXXX 1.43 XXXX   692 672 698       0 0 0               Notcovered/Exempt   NA US Citizen           No
431181139 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Leased   XXXX 1.06 XXXX   704 712 672       0 0 0               Notcovered/Exempt   NA US Citizen           No
431181174 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 4 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Leased   XXXX 1.04 XXXX   736 759 761       0 0 0               Notcovered/Exempt   NA US Citizen           No
431181178 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Market XXXX XXXX 1.19 XXXX   629 641 619       0 0 0               Notcovered/Exempt   NA US Citizen   XXXX XXXX XXXX Annual No
431181227 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 3 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Leased   XXXX 1.02 XXXX   723 743 752       1 0 0               Notcovered/Exempt   NA US Citizen           No
431181256 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 8 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Lease   XXXX 1.20 XXXX   718 743 753       0 0 0               Notcovered/Exempt   NA US Citizen           No
431181258 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 9 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Lease   XXXX 1.26 XXXX   718 743 753       0 0 0               Notcovered/Exempt   NA US Citizen           No
431181276 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 4 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Leased   XXXX 1.06 XXXX   720 717 714       0 0 0               Notcovered/Exempt   NA US Citizen           No
431181292 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 2 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Leased   XXXX 1.06 XXXX   683 718 700 541 569 577 0 0 0               Notcovered/Exempt   NA US Citizen US Citizen         No
431181311 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 2 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Leased   XXXX 1.89 XXXX   731 736 717       0 0 0               Notcovered/Exempt   NA US Citizen           No
431181345 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 2 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Lease   XXXX 0.96 XXXX   643 645 622 739 736 769 1 0 0               Notcovered/Exempt   NA US Citizen US Citizen         No
431181347 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 4 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Lease   XXXX 1.39 XXXX   786 796 773       0 0 0               Notcovered/Exempt   NA US Citizen           No
430592883 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 3 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Lease   XXXX 1.29 XXXX       665     665 0 0 0               Not Covered/Exempt   NA US US         No
430592901 XXXX Fee Simple Yes XXXX No XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 4 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Lease   XXXX 1.23 XXXX   792 784 776 792 784 776 0 0 0               Not Covered/Exempt   NA US US         No
430592902 XXXX Fee Simple Yes XXXX Yes XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 4 No No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No Yes Lease   XXXX 1.45 XXXX   702 706 712 702 706 712 0 0 0               Not Covered/Exempt   NA US US         No
431366519 XXXX Fee Simple No   No XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1 Yes No   No Income Verification       No     No     No     No     No No   No   No     No     No     No   No   No   No No         XXXX               0 0 0               Non-QM/Compliant   NA Non-permanent Resident Alien   XXXX XXXX XXXX Monthly No
433850360 XXXX Fee Simple No   No XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1 Yes No   Alternative Self Employed   B1 12 Month Bank Statements No     No     No     No     No No   No   Yes   12 No     No     No   No   No   No No         XXXX XXXX 766 746 757       0 0 0               Non-QM/Compliant XXXX No US           No