CSMC 2021-NQM7 Trust ABS-15G

Exhibit 99.37

 

Data Compare

Run Date - 10/18/2021 10:48:00 AM

Evolve Loan ID	Customer Loan ID	Seller Loan ID	Field Label	Bid Tape Field Value	Field Value	Comment
1102247	XXXXXXXXXX	XXXXXXXXXX	Doc Type	FullDocumentation	Alternative Doc	verified - file approval verified with cpa letter
1102247	XXXXXXXXXX	XXXXXXXXXX	Original Appraised Property Value	XXXXXXXXXX	XXXXXXXXXX	Audited data $XXXXXXX, verified with Appraisal.
1102247	XXXXXXXXXX	XXXXXXXXXX	Property Type	attached	Townhouse	verified - attached townhouse
1102247	XXXXXXXXXX	XXXXXXXXXX	QM Status	non-qm	Exempt	Verified
1182457	XXXXXXXXXX	XXXXXXXXXX	PITI	XXXXXXXX	XXXXXXXX	Verified
1182457	XXXXXXXXXX	XXXXXXXXXX	QM Status	qualified mortgage	QM Safe Harbor	verified
1182457	XXXXXXXXXX	XXXXXXXXXX	Self Employment Flag	N	Y	Verified
1189520	XXXXXXXXXX	XXXXXXXXXX	Borrower Fico	XXX	XXX	726 Correct, verified with credit report. Bid tape incorrect.
1189520	XXXXXXXXXX	XXXXXXXXXX	Property Type	detached	5-10 Family
1189520	XXXXXXXXXX	XXXXXXXXXX	DSCR		1.560
1192785	XXXXXXXXXX	XXXXXXXXXX	Borrower Fico	XXX	XXX	Verified
1192785	XXXXXXXXXX	XXXXXXXXXX	Self Employment Flag		N
1192785	XXXXXXXXXX	XXXXXXXXXX	DSCR		2.380
1198376	XXXXXXXXXX	XXXXXXXXXX	Originator DTI	XXXXXXXX	XXXXXXXX	46.88 is the correct DTI per 1008
1225652	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	verified with credit report
1225657	XXXXXXXXXX	XXXXXXXXXX	Prepayment Penalty Type	Hard		per note and final CD no prepayment penalty
1225657	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	Verified business purpose
1225658	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Audited data reflects 26.217%. DTI is verified per the UW income calculation. Total debt $4,958.68/Total qualifying Income $18,913.94.
1225658	XXXXXXXXXX	XXXXXXXXXX	Prepayment Penalty Type	Hard		no prepay per CD and note
1225659	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Audited data of 0.21612% DTI is verified per the UW income calculation. Total debt $21,591.65/ Total qualifying Income $4,666.37.
1227288	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	QM Safe Harbor	Verified
1227290	XXXXXXXXXX	XXXXXXXXXX	Doc Type	FullDocumentation	Asset Depletion	Audited data of Asset Depletion verified with approval
1227290	XXXXXXXXXX	XXXXXXXXXX	Property Type	Detached	PUD-Detached	Audited data of PUD- Detached verified with appraisal
1227290	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified reg compliance screen
1227290	XXXXXXXXXX	XXXXXXXXXX	Self Employment Flag	N	Y	Audited data verified with loan application
1227292	XXXXXXXXXX	XXXXXXXXXX	Borrower Fico	XXX	XXX	verified with credit report
1228449	XXXXXXXXXX	XXXXXXXXXX	Property Type	Detached	PUD-Detached	verified with appraisal
1230111	XXXXXXXXXX	XXXXXXXXXX	Interest Only	N	Y	verified per Note
1230111	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Audited data reflects 34.325%. DTI is verified per the UW income calculation. Total debt $1,399.72/Total qualifying Income $4,077.85.
1230111	XXXXXXXXXX	XXXXXXXXXX	Original Amortization Term	480	360	verified per Note
1230113	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified
1230116	XXXXXXXXXX	XXXXXXXXXX	Prepayment Penalty Type	Hard		verified with note and CD no prepay
1230116	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	Verified business purpose
1230117	XXXXXXXXXX	XXXXXXXXXX	PITI	XXXXXXXX	XXXXXXXX	Bid tape is 2324.33, verified PITI with UW calculation.
1230117	XXXXXXXXXX	XXXXXXXXXX	Property Type	Condominium	Condo Hotel	Bid tape is Condominium, verified Property Type with appraisal.
1230117	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	Verified business purpose
1230304	XXXXXXXXXX	XXXXXXXXXX	Doc Type	FullDocumentation	Asset Depletion
1230304	XXXXXXXXXX	XXXXXXXXXX	PITI	XXXXXXXX	XXXXXXXX	Bid tape is 2913.39, verified PITI with UW calculation.
1232160	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified
1232162	XXXXXXXXXX	XXXXXXXXXX	Doc Type	FullDocumentation	Asset Depletion
1232163	XXXXXXXXXX	XXXXXXXXXX	Doc Type	Alternative	Debt Service Coverage	verified on final approval
1232163	XXXXXXXXXX	XXXXXXXXXX	Property Type	Condominium	Condo Hotel	Verified
1232163	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	Verified
1232165	XXXXXXXXXX	XXXXXXXXXX	Doc Type	FullDocumentation	Asset Depletion	verified per approval
1232165	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	Verified business purpose
1232165	XXXXXXXXXX	XXXXXXXXXX	Self Employment Flag		N	verified w/loan approval
1233186	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	QM Rebuttable Presumption	Verified
1233187	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	QM Safe Harbor	Verified
1233187	XXXXXXXXXX	XXXXXXXXXX	Self Employment Flag		N	Verified with loan approval and VVOE
1233189	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified reg compliance screen
1233191	XXXXXXXXXX	XXXXXXXXXX	Original Appraised Property Value	XXXXXXXXXX	XXXXXXXXXX	Appraisal and Desk Review both have a value of $XXXXXX
1233191	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	Verified business purpose
1233192	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified reg compliance screen
1233195	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	Verified
1233198	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified
1233199	XXXXXXXXXX	XXXXXXXXXX	Doc Type	FullDocumentation	Alternative Doc
1233199	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	Verified business purpose
1233199	XXXXXXXXXX	XXXXXXXXXX	Self Employment Flag		Y	verified with loan approval and 1099
1233200	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified
1247119	XXXXXXXXXX	XXXXXXXXXX	Documentation Type	Alt-Doc	NIVA	Verified lock confirmation AIP7/1P3 NIVA
1247119	XXXXXXXXXX	XXXXXXXXXX	QM Designation	NON-QM	Exempt	Verified business purpose
1247132	XXXXXXXXXX	XXXXXXXXXX	Documentation Type	Alt-Doc	Debt Service Coverage	Verfied DSCR
1247132	XXXXXXXXXX	XXXXXXXXXX	QM Designation	NON-QM	Exempt	Verified investor transaction DSCR
1247132	XXXXXXXXXX	XXXXXXXXXX	DSCR	0.953	0.950	Verifed $2300.00 mearket rent/$2413.85 PITIA
1247155	XXXXXXXXXX	XXXXXXXXXX	Documentation Type	Alt-Doc	Debt Service Coverage	Audited data verified with loan approval
1247155	XXXXXXXXXX	XXXXXXXXXX	QM Designation	NON-QM	Exempt	Verified
1247155	XXXXXXXXXX	XXXXXXXXXX	DSCR	1.087	1.550	Audited data verified with Leases / PITIA
1253152	XXXXXXXXXX	XXXXXXXXXX	Documentation Type	Alt-Doc	Debt Service Coverage	Verified doc type is No Income/No Assets.
1253152	XXXXXXXXXX	XXXXXXXXXX	QM Designation	NON-QM	Exempt	Verified
1253152	XXXXXXXXXX	XXXXXXXXXX	DSCR	1.317	1.320	rounding issue. Gross Schedule Income is $2800 divided by Monthly mortgage payment $2125.57 equals DSCR ratio 1.32%
1253215	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	QM Rebuttable Presumption	Verified
1253217	XXXXXXXXXX	XXXXXXXXXX	PITI	XXXXXXXX	XXXXXXXX
1253217	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified
1253842	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Audited data of 25.480% DTI is verified per the UW income calculation. Total housing debt $5,483.17 / Total qualifying Income $21,519.58
1253842	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified
1253842	XXXXXXXXXX	XXXXXXXXXX	Self Employment Flag	N	Y	verified
1253844	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Audited data of  49.827% DTI is verified per the UW income calculation. Total debt $2,940.95 / Total qualifying Income $5,902.38
1253844	XXXXXXXXXX	XXXXXXXXXX	Original Appraised Property Value	XXXXXXXXXX	XXXXXXXXXX	appraised value is XXXX Lender used XXXX for LTV
1253844	XXXXXXXXXX	XXXXXXXXXX	Original CLTV	XXXXXXXX	XXXXXXXX	Audited data of 43.0526% CLTV is verified per the Note amount of $XXXXXXX / appraised value of $XXXXXXX
1253844	XXXXXXXXXX	XXXXXXXXXX	Original LTV	XXXXXXXX	XXXXXXXX	Audited data of 43.0526% LTV is verified per the Note amount of $XXXXXXX / appraised value of $XXXXXXX
1253847	XXXXXXXXXX	XXXXXXXXXX	Interest Only	N	Y	verified
1253847	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Audited data of 33.390% DTI is using the Interest Only payment.  Using the fully amortizing payment the total debt ratio is 45.184%
1253847	XXXXXXXXXX	XXXXXXXXXX	Original Amortization Term	480	360	verified
1259221	XXXXXXXXXX	XXXXXXXXXX	Borrower Fico	XXX	XXX	Tape data is 765. Audited data is 795. Audited data used middle of three scores. Equifax score is 795. Experian score is 794 and TransUnion is 798.
1259221	XXXXXXXXXX	XXXXXXXXXX	Interest Only	N	Y	verified
1259221	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Audited data reflects 21.169%. Total debt $1,868.65/Total qualifying Income $8,827.46.
1259221	XXXXXXXXXX	XXXXXXXXXX	Original Amortization Term	360	240	verified
1259221	XXXXXXXXXX	XXXXXXXXXX	Original CLTV	XXXXXXXX	XXXXXXXX	Audited data of 14.7532% CLTV is verified per the Note amount of $XXXXXXX and the appraised value of $XXXXXXXX.
1259221	XXXXXXXXXX	XXXXXXXXXX	Self Employment Flag		N	verified
1259248	XXXXXXXXXX	XXXXXXXXXX	Doc Type	FullDocumentation	Asset Depletion	Verified doc type is Asset Depletion.
1259248	XXXXXXXXXX	XXXXXXXXXX	Original Appraised Property Value	XXXXXXXXXX	XXXXXXXXXX	Audited data of $XXXXXXXX is verified with appraisal.
1259248	XXXXXXXXXX	XXXXXXXXXX	Original LTV	XXXXXXXX	XXXXXXXX	Audited data of 40.8354% LTV is verified per the Note amount of $XXXXXXX and the appraised value of $XXXXXXXX.
1259248	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified in CE
1259248	XXXXXXXXXX	XXXXXXXXXX	Self Employment Flag		N
1259585	XXXXXXXXXX	XXXXXXXXXX	Documentation Type	Alt-Doc	NINA	Bid tape has Alt-doc. Audited value has No Ratio.
1259585	XXXXXXXXXX	XXXXXXXXXX	QM Designation	NON-QM	Exempt	Verified
1260704	XXXXXXXXXX	XXXXXXXXXX	Original Appraised Property Value	XXXXXXXXXX	XXXXXXXXXX	Audited data of $XXXXXXX is verified with appraisal.
1260704	XXXXXXXXXX	XXXXXXXXXX	Original CLTV	XXXXXXXX	XXXXXXXX	Audited data of 46.1111% LTV is verified per the Note amount of $XXXXXXX and the appraised value of $XXXXXXX.
1260704	XXXXXXXXXX	XXXXXXXXXX	Original LTV	XXXXXXXX	XXXXXXXX	Audited data of 46.1111% LTV is verified per the Note amount of $XXXXXXX and the appraised value of $XXXXXXX.
1260704	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified in CE
1260705	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	QM Safe Harbor	Verified in CE
1260711	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	QM Safe Harbor	Verified in CE
1260712	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Audited data reflects 44.201%. Total debt $7,259.16/Total qualifying Income $16,423.19.
1260712	XXXXXXXXXX	XXXXXXXXXX	Original Appraised Property Value	XXXXXXXXXX	XXXXXXXXXX	Audited data of $XXXXXXX is verified with appraisal.
1260712	XXXXXXXXXX	XXXXXXXXXX	Property Type	Condominium	Condo Hotel	Audited data of Condo Hotel is verified with appraisal.
1261309	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	QM Rebuttable Presumption	Verified in CE
1262164	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	QM Safe Harbor	Verified reg compliance screen
1262172	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	QM Safe Harbor	Not safe harbor system error
1262173	XXXXXXXXXX	XXXXXXXXXX	Doc Type	FullDocumentation	Asset Depletion	verified with final approval
1262173	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified in CE
1262999	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Audited data of 49.893% DTI is verified per the UW income calculation. Total debt $10908.08 / Total qualifying Income $21,863
1262999	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified in CE
1263000	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	Verified Investment
1263005	XXXXXXXXXX	XXXXXXXXXX	Doc Type	FullDocumentation	Alternative Doc
1263008	XXXXXXXXXX	XXXXXXXXXX	Doc Type	FullDocumentation	Asset Depletion	verified asset qualifier with final approval
1263008	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified
1263009	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	same data
1263009	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified in CE
1264516	XXXXXXXXXX	XXXXXXXXXX	Doc Type	FullDocumentation	Asset Depletion
1264517	XXXXXXXXXX	XXXXXXXXXX	Interest Only	N	Y	verified
1264517	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	verified with final CD and condo docs also original data is PITI after 10 yr. I/O period
1264517	XXXXXXXXXX	XXXXXXXXXX	Original Amortization Term	480	360	Verified
1264517	XXXXXXXXXX	XXXXXXXXXX	Property Type	Condominium	Condo Hotel	Audited data of Condo Hotel is verified with appraisal.
1264522	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Loan UW Analysis Ratios are only for B2-Debt not B1 & B2 reason for difference in DTI
1264522	XXXXXXXXXX	XXXXXXXXXX	Property Type	Detached	PUD-Detached	VERIFIED DETACHED PUD FROM APPRAISAL
1264526	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Verified
1264526	XXXXXXXXXX	XXXXXXXXXX	Original Appraised Property Value	XXXXXXXXXX	XXXXXXXXXX	Audited data of $XXXXXXX is verified per the appraisal.
1264526	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified
1264533	XXXXXXXXXX	XXXXXXXXXX	Interest Only	N	Y	Verified
1264533	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Lender used DTI calculation using 30 yr Amortizing pmt of $4,928.88.  Auditor used initial Interest Only  payment of $3,599.12
1264533	XXXXXXXXXX	XXXXXXXXXX	Original Amortization Term	480	360	Verified
1264536	XXXXXXXXXX	XXXXXXXXXX	Prepayment Penalty Type	Hard		verified no prepayment penalty on note or final cd
1264536	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	verified business purpose
1264539	XXXXXXXXXX	XXXXXXXXXX	Doc Type	Alternative	Full	verified with loan approval
1264539	XXXXXXXXXX	XXXXXXXXXX	Interest Only	N	Y	Verified
1264539	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	verified with credit report
1264539	XXXXXXXXXX	XXXXXXXXXX	Original Amortization Term	480	360	verified with note
1266218	XXXXXXXXXX	XXXXXXXXXX	Documentation Type	Alt-Doc	NIVA
1266218	XXXXXXXXXX	XXXXXXXXXX	QM Designation	NON-QM	Exempt	verified Business Purpose
1266218	XXXXXXXXXX	XXXXXXXXXX	DSCR	1.186
1266228	XXXXXXXXXX	XXXXXXXXXX	Documentation Type	Alt-Doc	NIVA	Verified with loan approval
1266228	XXXXXXXXXX	XXXXXXXXXX	QM Designation	NON-QM	Exempt	Verified investor transaction NIVA
1267854	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	QM Safe Harbor	verified
1267856	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	verified
1267882	XXXXXXXXXX	XXXXXXXXXX	Investor: Qualifying Total Debt Ratio	XXXXXXX	XXXXXXX	Audited data of 0.83188% DTI is verified per the UW income calculation. Total debt $23,440.99 / Total qualifying Income $28,178.25 - Decimal is in wrong position
1267882	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	verified Business Purpose
1267891	XXXXXXXXXX	XXXXXXXXXX	Interest Only	N	Y	Verifed
1267891	XXXXXXXXXX	XXXXXXXXXX	Original Amortization Term	480	360	verified via Note
1267891	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	verified Business Purpose
1267895	XXXXXXXXXX	XXXXXXXXXX	PITI	XXXXXXXX	XXXXXXXX	verified
1267895	XXXXXXXXXX	XXXXXXXXXX	QM Status	Non-QM	Exempt	verified Business Purpose
1267898	XXXXXXXXXX	XXXXXXXXXX	Interest Only	N	Y	Verified
1267898	XXXXXXXXXX	XXXXXXXXXX	Original Amortization Term	480	360	Verified
1267902	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	verified
1273941	XXXXXXXXXX	XXXXXXXXXX	Documentation Type	Alt-Doc	Debt Service Coverage	Bid tape has Alt-Doc. Audited value has Debt Service Coverage.
1273941	XXXXXXXXXX	XXXXXXXXXX	QM Designation	NON-QM	Exempt	verified Business Purpose
1273941	XXXXXXXXXX	XXXXXXXXXX	DSCR	1.310	1.020	Bid tape has 1.310. Audited value has 1.020.
1275402	XXXXXXXXXX	XXXXXXXXXX	PITI	XXXXXXXX	XXXXXXXX	Proposed Monthly Expense:  3607.90 + TAX: XXX.XX + HOI: 452.50 + HOA DUES: 150.00=4754.07 PREVIOUS SHOWS 4754.48 REASON FOR DTI VARIANCE
1275402	XXXXXXXXXX	XXXXXXXXXX	QM Status	QM	Non-QM	Verified
1277908	XXXXXXXXXX	XXXXXXXXXX	Documentation Type	Alt-Doc	Debt Service Coverage	Verified with loan approval
1277908	XXXXXXXXXX	XXXXXXXXXX	QM Designation	NON-QM	Exempt	Verified investor transaction DSCR
1277908	XXXXXXXXXX	XXXXXXXXXX	Sales Price	XXXXXXXXXX		Verified limited cash out refinance appraised value $X,XXX,XXX.XX
1277908	XXXXXXXXXX	XXXXXXXXXX	DSCR	1.143	1.140	Verified 4 leases total $5425.00/$4745.23 PITI
1277909	XXXXXXXXXX	XXXXXXXXXX	Documentation Type	Alt-Doc	NINA	Verified with loan approval DSCR
1277909	XXXXXXXXXX	XXXXXXXXXX	QM Designation	NON-QM	Exempt	Verified investor transaction DSCR
1277909	XXXXXXXXXX	XXXXXXXXXX	DSCR	1.293		Gross schedule income is $3,325.00 divided by Monthly mortgage payment $2,572.19 equals DSCR ratio 1.29%