EX-99.32 33 ex99-32.htm CONSOLIDATED NON-QM REPORT
 

CSMC 2021-NQM7 Trust ABS-15G

 

Exhibit 99.32

 

Loan Number RRR Loan Number Program Type Title Interest Type Personal Guarantee Title Held by LLC Application Date  TRID ATR Status PITIA Qualifying Rate Value used for LTV Primary Documentation Type Paystub Number of Paystubs W2 W2 (# of months) Tax Returns Tax Returns (# of months 1099 1099 (# of months) VVOE WVOE WVOE (# of months) P&L P&L (# of months) CPA Letter CPA (# of months) Personal Bank Statement Personal Bank Statements (# of months) Business Bank Statement Business Bank Statements (# of months) Asset Depletion Flag Lease Agreement Equity Income Assets & Deposits Residual Income DSCR Rent Source Monthly Rent Borrower 1 Residency Borrower 2 Residency Borrower 30 Days DQ - 24mo Lookback (# of times) Borrower 60 Days DQ - 24mo Lookback (# of times) Borrower 90 Days DQ - 24mo Lookback (# of times) Covered vs High Cost vs Home Loan Bankruptcy Date Bankruptcy Discharge Date Bankruptcy Chapter Foreclosure Date Foreclosure Satisfied Date Short Sale Date Deed in Lieu Date HOA Name HOA Address State HOA Fee Amount HOA Payment Frequency Maturity Date HCLTV Underwriting Exception Flag
XXXXX 0020-483121 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-490698 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-491541 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL Yes 1 No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-495801 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-481750 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0020-485496 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL Yes 1 No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-484125 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-480408 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-494400 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL Yes 1 No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-506423 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL Yes 1 No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-499037 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-505676 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-510136 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX ALT No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-511341 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-477805 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-482956 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0020-491956 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0020-477422 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-480600 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0220-482484 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-474491 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-486279 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-497195 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-505107 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX ALT No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-508581 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0021-586057 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX SIVA No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0320-512015 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX ALT No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 0321-580191 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No   No   No   No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021040459 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX ASSET DEPLETION No   No   No   No   No No 0 No   No   No   No   Yes               Permanent Resident Alien   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060192 XXXXX Fee Simple No No XX/XX/XXXX Yes QM/ATR: Exempt $XXX X.XX% $XXXXXX DSCR No   No   No   No   No No 0 No   No           No       XXX XXX% Market Rent XXX US Citizen US Citizen 0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060409 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   Yes No 24 No   No       Yes 12 No       XXX       US Citizen US Citizen 0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060421 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 24 No               US Citizen US Citizen 0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060572 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen US Citizen 0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060581 XXXXX Fee Simple No No XX/XX/XXXX Yes QM/ATR: Exempt $XXX X.XX% $XXXXXX DSCR No   No   No   No   No No 0 No   No           No         XXX% Market Estimate XXX US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060699 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen US Citizen 0 0 0                 XXX   XXX Monthly XX/XX/XXXX XXX% No
XXXXX W2021060724 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen US Citizen 0 0 0                 XXX   XXX Monthly XX/XX/XXXX XXX% No
XXXXX W2021070020 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   Yes 2 No   No   Yes No 24 No   No       Yes 12 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021070125 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL Yes 24 Yes 24 No   No   Yes No 24 No   No           No               US Citizen US Citizen 0 0 0                 XXX   XXX Monthly XX/XX/XXXX XXX% No
XXXXX W2021070189 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen US Citizen 0 0 0                 XXX   XXX Monthly XX/XX/XXXX XXX% No
XXXXX W2021070291 XXXXX Fee Simple No No XX/XX/XXXX Yes QM/ATR: Exempt $XXX X.XX% $XXXXXX DSCR No   No   No   No   No No 0 No   No           No         XXX% Market Estimate XXX US Citizen   0 0 0                 XXX   XXX Annual XX/XX/XXXX XXX% No
XXXXX W2021070352 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen US Citizen 0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060313 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   No No 0 No   No           No               US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060402 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   No No 0 No   No           No               US Citizen US Citizen 0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060455 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen US Citizen 0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060590 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL Yes 2 Yes 24 No   No   No No 0 No   No           No               US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021050778 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen   0 0 0                 XXX   XXX Monthly XX/XX/XXXX XXX% No
XXXXX W2021060379 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX ALT No   No   No   Yes 24 No No 0 No   No           No       XXX       US Citizen US Citizen 0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021070364 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX ASSET DEPLETION No   No   No   No   No No 0 No   No           Yes       XXX       US Citizen US Citizen 0 0 0                 XXX   XXX Monthly XX/XX/XXXX XXX% No
XXXXX W2021070436 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   Yes 2 No   No   Yes No 24 No   No           No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021070478 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   Yes 24 No   Yes No 24 No   No           No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060751 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen US Citizen 0 0 0                 XXX   XXX Monthly XX/XX/XXXX XXX% No
XXXXX W2021070510 XXXXX Fee Simple No No XX/XX/XXXX Yes QM/ATR: Exempt $XXX X.XX% $XXXXXX FULL No   No   Yes 2 Yes 2 Yes No 24 No   No           No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX WE2021070679 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021070409 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 24 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060377 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX ALT No   No   No   Yes 24 No No 0 No   No           No       XXX       US Citizen   0 0 0                 XXX   XXX Monthly XX/XX/XXXX XXX% No
XXXXX W2021070440 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060558 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021070355 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060654 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX W2021060653 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   Yes 1 No   No   Yes No 24 No   No           No       XXX       US Citizen   0 0 0                 XXX   XXX Monthly XX/XX/XXXX XXX% No
XXXXX W2021070228 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX D2021060742 XXXXX Fee Simple No No XX/XX/XXXX Yes QM/ATR: Exempt $XXX X.XX% $XXXXXX FULL No   Yes 2 Yes 2 Yes 2 Yes No 24 No   No           No       XXX       US Citizen US Citizen 0 0 0                         XX/XX/XXXX XXX% No
XXXXX 121057521 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 121047237 XXXXX Fee Simple No No XX/XX/XXXX Yes QM/ATR: Exempt $XXX X.XX% $XXXXXX ALT No   No   No   No   Yes Yes 24 No   No           No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 121057563 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 221057315 XXXXX Fee Simple No No XX/XX/XXXX Yes QM/ATR: Exempt $XXX X.XX% $XXXXXX DSCR No   No   No   No   No No 0 No   No           No         XXX% Market Estimate XXX US Citizen   0 0 0                 XXX   XXX Monthly XX/XX/XXXX XXX% No
XXXXX 221047087 XXXXX Fee Simple No No XX/XX/XXXX Yes QM/ATR: Exempt $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       Permanent Resident Alien   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 221057282 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX FULL No   No   No   No   Yes Yes 24 No   No           No       XXX       US Citizen   0 0 0                 XXX   XXX Annual XX/XX/XXXX XXX% No
XXXXX 221057342 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX ALT No   No   No   No   Yes Yes 24 No   No           No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 221047103 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 221047071 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX BANK STATEMENT No   No   No   No   No No 0 No   No       Yes 12 No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 1900-112164 XXXXX Fee Simple No No XX/XX/XXXX Yes QM/ATR: Exempt $XXX X.XX% $XXXXXX DSCR No   No   No   No   No No 0 No   No           No         XXX% Market Estimate XXX US Citizen   0 0 0                 XXX   XXX Monthly XX/XX/XXXX XXX% No
XXXXX 221046961 XXXXX Fee Simple No No XX/XX/XXXX Yes QM/ATR: Exempt $XXX X.XX% $XXXXXX ALT No   No   No   No   Yes Yes 24 No   No           No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 221047118 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX ALT No   No   No   No   Yes Yes 24 No   No           No       XXX       Permanent Resident Alien   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 221047119 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX ALT No   No   No   No   Yes Yes 24 No   No           No       XXX       Permanent Resident Alien   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 221046979 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX ALT No   No   No   No   Yes Yes 24 No   No           No       XXX       US Citizen   0 0 0                         XX/XX/XXXX XXX% No
XXXXX 221036922 XXXXX Fee Simple No No XX/XX/XXXX Yes Non-QM: Lender documented all ATR UW factors $XXX X.XX% $XXXXXX SIVA No   No   No   No   Yes Yes 24 No   No           No       XXX       US Citizen Non-Permanent Resident Alien 0 0 0                         XX/XX/XXXX XXX% No