EX-99.13 14 ex99-13.htm AMC SUPPLEMENTAL DATA
 

CSMC 2021-NQM7 Trust ABS-15G

 

Exhibit 99.13

 

Supplemental Data

Run Date - 10/20/2021 5:16:25 PM

AMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number TILA Status Loan Designation Application Date TRID GSE HOEPA Fees TILA Fees Rate Lock Date Calculated APR Original P&I Qualifying P&I Qualifying Rate Is Borrower Non Occupant Is Co Borrower Non Occupant Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower2 Length of Employment Co Borrower3 Length of Employment Borrower Foreign National Indicator Co Borrower Foreign National Indicator Co Borrower 2 Foreign National Indicator Co Borrower 3 Foreign National Indicator Borrower Country Name Co Borrower Country Name Co Borrower2 Country Name Co Borrower3 Country Name Residual Income Num Units Annual Property Tax Annual Insurance Costs HOA Name HOA Address State Fee Amount Next Due Date HOA Payment Frequency Investor DTI QM DTI Non QM DTI Original Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Tax Return Doc Details Document Level Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy (7, 11)  Months Bankruptcy (13)  Most Recent Deed-in -Lieu Date Number of Deed-in-Lieu Events Months Deed-in-Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Guideline Name UW Guideline Author QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate HUD 1 Page 1 Credits Total Collateral Underwriter Risk Score AUS Decision System Property Inspection Waiver (PIW) Rating Result Eligible For Rep and Warrant Relief Per Collateral Advisor Is Equity Shared Loan Investor Qualifying Rate Borrower Years of W2s CoBorrower Years of W2s Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Months of Personal Bank Statements Months of Business Bank Statements Months of Profit and Loss Statements Expense Letter DSCR Inverse DSCR Subordinate Lien Type Is Shared Appreciation Mortgage Duration of Payout Months Seller VSH Indicator Seller Indicated VSH Guideline Validated VSH
207985444 XXX XXX   Non QM   Yes No $9,298.88 $6,279.92   7.627% $3,863.16 $3,920.59 7.651% No No Employed           US Citizen               $3,783.87 1 XXX $3,894.96           40.956% 45.489% 40.956% 03/27/2018 686                                                       No No             [Borrower -  Primary Income - Wages]; Other - 2018
[Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; VVOE - 2018
[Borrower -  Primary Income - Wages]; WVOE - 2018
[Borrower -  Primary Income - Wages]; W-2 - 2017
[Borrower -  Primary Income - Wages]; W-2 - 2016
[Borrower -  Primary Income - Wages]; W-2 - 2015
[Borrower]; Transcripts (1040) - No Results Returned - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; Transcripts (1040) - 2016
[Borrower]; Transcripts (1040) - 2015
[Borrower]; 4506 or 4506-T - 2015
Other       1                       0 0 0     XXX QM DTI $9,298.88   4.420% $7,000.00   None         7.651% 3   0 0 3 2     0.00 No   0.07627            
208735298 XXX     N/A   Yes No         $569.81 $569.81 7.375% No No         0       US Citizen             1 XXX $530.04           0.000% 0.000% 0.000% 07/24/2019 685                                           Level 1-Not Stated/Not Verified           No No                 Other                               0 0 0 Yes   XXX         $0.00           No 7.375% 0   0 0 0 0     0.00 No 1.43              
208735300 XXX     N/A   Yes No         $1,185.13 $1,185.13 6.500% No No         0       US Citizen             2 XXX $2,652.96           0.000% 0.000% 0.000% 06/13/2019 683                                           Level 1-Not Stated/Not Verified           No No                 Other                               0 0 0 No   XXX         $0.00           No 6.500% 0   0 0 0 0     0.00 No 1.5              
209985989 XXX XXX   Non QM   Yes No $57,738.75 $28,211.18   6.088% $10,245.40 $14,692.91 5.990% No No Self-Employed           US Citizen               $20,652.41 1 XXX $3,303.00           43.028% 30.759% 43.028% 10/28/2019 740                                                       No No           Audited [Borrower -  Primary Income - Sole Proprietor]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Sole Proprietor]; CPA Letter - 2019
[Borrower -  Primary Income - Sole Proprietor]; P&L Statement - 2019
[Borrower -  Primary Income - Sole Proprietor]; Third Party Verification - 2019
[Borrower -  Primary Income - Sole Proprietor]; Third Party Verification - 2014
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
Other                               0 0 0     XXX Appendix Q Liabilities - Payments by other party
QM Deferment of Principal
QM Employment History
Self-Employed Tax Return Recency
Sole Proprietorship Income Documentation Test
$57,738.75   3.710% $0.00   None     N/A No 5.990% 0   0 0 2 0     12.00 No   0.06088            
211367823 XXX XXX   N/A   Yes No         $2,601.08 $2,601.08 7.500% No No         0       US Citizen             2 XXX $2,028.24           0.000% 0.000% 0.000% 01/28/2020 711                                           Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No   XXX         $0.00         Yes No 7.500% 0   0 0 0 0     0.00 No 1.31              
211367827 XXX XXX   N/A   Yes No         $657.33 $657.33 7.250% No No         0       US Citizen             1 XXX $557.04           0.000% 0.000% 0.000% 01/28/2020 702                                           Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No   XXX         $0.00         N/A No 7.250% 0   0 0 0 0     0.00 No 1.57              
211367830 XXX XXX   N/A   Yes No         $691.91 $691.91 7.000% No No         0 0     US Citizen US Citizen           1 XXX $957.72           0.000% 0.000% 0.000% 01/30/2020 750                                           Level 4-Stated/Verified as defined Level 4-Stated/Verified as defined         No No                 Other                               0 0 0 No   XXX         $0.00         N/A No 7.000% 0   0 0 0 0     0.00 No 1.16              
211367836 XXX XXX   N/A   Yes No         $1,847.15 $1,847.15 6.250% No No             US Citizen                 1 XXX $1,334.04           0.000% 0.000% 0.000% 02/12/2020 742                                                       No No                 Other                               0 0 0 No   XXX         $0.00         N/A No 6.250% 0   0 0 0 0     0.00 No 1.18              
211367854 XXX XXX   N/A   Yes No         $978.25 $978.25 6.125% No No         0       US Citizen             2 XXX $1,053.00           0.000% 0.000% 0.000% 01/21/2020 688                                           Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No   XXX         $0.00         N/A No 6.125% 0   0 0 0 0     0.00 No 1.59              
211367861 XXX XXX   N/A   Yes No         $1,367.19 $1,367.19 6.250% No No         0       US Citizen             3 XXX $1,184.04           0.000% 0.000% 0.000% 01/29/2020 760                                           Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No   XXX         $0.00         N/A No 6.250% 0   0 0 0 0     0.00 No 1.73              
211367863 XXX XXX   N/A   Yes No         $2,053.33 $2,053.33 6.875% No No         0       US Citizen             3 XXX $1,820.04           0.000% 0.000% 0.000% 01/27/2020 761                                           Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 Yes   XXX         $0.00         No No 6.875% 0   0 0 0 0     0.00 No 1.55              
211367894 XXX XXX   N/A   Yes No         $545.74 $545.74 7.250% No No         0       US Citizen             1 XXX $1,186.08           0.000% 0.000% 0.000% 01/17/2020 665                                           Level 1-Not Stated/Not Verified           No No                 Other                               0 0 0 No   XXX         $0.00         No No 7.250% 0   0 0 0 0     0.00 No 1.32              
211367919 XXX XXX   N/A   Yes No         $1,066.61 $1,066.61 6.500% No No         0       US Citizen             4 XXX $2,454.96           0.000% 0.000% 0.000% 02/15/2020 655                                           Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No   XXX         $0.00         N/A No 6.500% 0   0 0 0 0     0.00 No 1.75              
211367924 XXX XXX   N/A   Yes No         $1,036.59 $1,036.59 6.500% No No         0 0     US Citizen             3 XXX $1,805.04           0.000% 0.000% 0.000% 02/26/2020 745       745 774 738                               Level 4-Stated/Verified as defined Level 4-Stated/Verified as defined         No No                 Other                               0 0 0 No   XXX         $0.00         No No 6.500% 0   0 0 0 0     0.00 No 1.8              
211600560 XXX XXX   Non QM   Yes No $12,405.91 $12,626.29   7.916% $2,193.09 $2,193.09 7.500% No No Self-Employed           US Citizen               $1,521.54 1 XXX $681.96           49.878% 49.878% 49.878% 05/09/2019 742                                                       No Yes 12 Business 100.000% 100.000%   Audited [Borrower -  Primary Income - Bank Statements]; Audited P&L - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Other - 2019
[Borrower -  Primary Income - Bank Statements]; Other - 2019
[Borrower -  Primary Income - Bank Statements]; Other - 2019
[Borrower -  Primary Income - Bank Statements]; Other - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 1997
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               4 0 0     XXX Other Income - Not to be used for qualifying
QM DTI
QM Points and Fees
$12,405.91   4.140% $0.00 4.4 None     Yes No 7.500% 0   0 0 3 0   12 0.00 No   0.07916            
214261047 XXX XXX   N/A   Yes No         $1,358.17 $1,358.17 6.450% No No             Permanent Resident Alien                 1 XXX $1,468.08           0.000% 0.000% 0.000% 11/18/2020 691                                                       No No                 Other                               0 0 0 No   XXX         $0.00         No No 6.450% 0   0 0 0 0     0.00 No 1.41              
214991672 XXX XXX   Non QM   Yes No $775.00 $4,050.58   4.830% $4,413.28 $4,413.28 4.812% No No Self-Employed Not Employed         US Citizen US Citizen             $46,742.65 1 XXX $2,409.00           17.313% 17.313% 17.313% 04/08/2021 753                                                       No Yes 24 Business 100.000% 51.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower -  Primary Income - Bank Statements]; Other - 2021
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2019
[Coborrower]; 4506-C - 2018
Bank Statements                               0 0 0 No   XXX Other Income - Not to be used for qualifying $775.00   3.020% $14,350.00 3.3 None     No No 4.812% 0 0 0 0 2 0   24 0.00 No   0.0483            
214991673 XXX XXX   Non QM   Yes No $37,450.00 $15,848.02   5.064% $5,337.70 $5,337.70 4.950% No No Self-Employed           US Citizen               $159,569.75 1 XXX $4,032.60           5.483% 5.483% 5.483% 03/18/2021 795                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2021
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 Yes   XXX Other Income - Not to be used for qualifying
QM Points and Fees 2021
$37,450.00   3.140% $0.00 2.1 None     N/A No 4.950% 0   0 0 2 0   12 0.00 No   0.05064            
214991677 XXX XXX   Non QM   Yes No $4,487.38 $7,723.03   6.022% $656.59 $656.59 5.437% No Yes Not Employed Self-Employed         US Citizen US Citizen             $8,584.78 1 XXX $443.04           36.433% 36.433% 36.433% 02/26/2021 697                                                       No Yes 24 Business 91.000%   100.000%   [Borrower -  Primary Income - Social Security]; Bank Statements - 2021
[Borrower -  Primary Income - Social Security]; Award Letter / Continuance Letter - 2020
[Coborrower(s) -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Coborrower(s) -  Primary Income - Bank Statements]; Third Party Verification - 2021
[Coborrower(s) -  Primary Income - Bank Statements]; Third Party Verification - 2021
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Coborrower]; 4506-C - 2019
[Coborrower]; 4506-C - 2018
[Coborrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX Other Income - Not to be used for qualifying
QM Points and Fees 2021
$4,487.38   3.240% $0.00 2.3 None     No No 5.437% 0 0 0 0 2 0   24 0.00 No   0.06022            
214991678 XXX XXX   Non QM   Yes No $21,047.50 $27,463.62   4.719% $6,724.20 $6,724.20 4.562% No No Self-Employed           US Citizen               $116,745.33 1 XXX $3,775.80           22.378% 22.378% 22.378% 03/25/2021 717                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower -  Primary Income - Bank Statements]; Other - 2021
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
Bank Statements                               0 0 0 No   XXX Other Income - Not to be used for qualifying $21,047.50   3.090% $0.00   None     N/A No 4.562% 0   0 0 2 0   24 0.00 No   0.04719            
215129069 XXX XXX   Non QM   Yes No $47,462.06 $19,089.56   6.648% $7,064.94 $7,064.94 6.500% No No Self-Employed           Permanent Resident Alien               $45,567.43 1 XXX $3,111.00           18.036% 20.483% 18.036% 10/25/2017 723                                                       No Yes 12 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 4506 or 4506-T - 2014
[Borrower]; 4506 or 4506-T - 2013
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX   $47,462.06   3.880% $30,000.00   None         6.500% 0   0 0 4 0   12 0.00 No   0.06648            
215129092 XXX XXX   Non QM   Yes No $12,075.00 $15,807.52   7.768% $3,747.79 $3,747.79 7.500% No No Self-Employed Not Employed         US Citizen US Citizen             $31,248.28 1 XXX $2,607.96           20.574% 22.311% 20.574% 09/29/2017 664                                                       No Yes 15 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2017
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2017
[Borrower -  Primary Income - Bank Statements]; Other - 2017
[Borrower -  Primary Income - Bank Statements]; Other - 2014
[Borrower -  Primary Income - Bank Statements]; Other - 2014
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 4506 or 4506-T - 2014
[Coborrower]; 4506 or 4506-T - 2016
[Coborrower]; 4506 or 4506-T - 2015
[Coborrower]; 4506 or 4506-T - 2014
Bank Statements                               0 0 0     XXX   $12,075.00   3.940% $0.00   None         7.500% 0 0 0 0 3 0   15 0.00 No   0.07768            
215129154 XXX XXX   Non QM   Yes No $8,900.00 $10,055.59   7.173% $2,192.50 $2,192.50 6.875% No No Self-Employed           US Citizen               $3,810.82 1 XXX $3,388.08           48.181% 48.181% 48.181% 02/08/2018 703                                                       No Yes 12 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2018
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX Appendix Q Liabilities - Revolving
Other Income - Not to be used for qualifying
QM DTI
$8,900.00   4.260% $0.00   None         6.875% 0   0 0 2 0   12 0.00 No   0.07173            
215129348 XXX XXX   N/A   Yes No         $4,434.38 $4,434.38 6.450% No No         0       US Citizen             7 XXX $4,200.00           0.000% 0.000% 0.000% 01/09/2020 732                                           Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No   XXX         $0.00           No 6.450% 0   0 0 0 0     0.00 No 1.43              
215129349 XXX XXX   N/A   Yes No         $4,407.50 $4,407.50 6.450% No No         0       US Citizen             7 XXX $4,200.00           0.000% 0.000% 0.000% 01/09/2020 732                                           Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No   XXX         $0.00           No 6.450% 0   0 0 0 0     0.00 No 1.27              
215129353 XXX XXX   N/A   Yes No         $821.33 $821.33 5.600% No No         0       US Citizen             7 XXX $2,997.00           0.000% 0.000% 0.000% 01/27/2020 638                                           Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No   XXX         $0.00           No 5.600% 0   0 0 0 0     0.00 No 3.66              
215534530 XXX XXX   Non QM   Yes No $6,440.00 $11,690.76   5.064% $3,578.95 $3,578.95 4.937% No No Self-Employed           US Citizen               $7,790.01 1 XXX $1,257.96           41.070% 41.070% 41.070% 03/30/2021 730                                                       No Yes 12 Business 100.000% 100.000%   Audited [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2021
[Borrower -  Primary Income - Bank Statements]; Audited P&L - 2020
[Borrower -  Primary Income - Bank Statements]; Audited P&L - 2019
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX Other Income - Not to be used for qualifying $6,440.00   3.020% $0.00 2.1 None     Yes No 4.937% 0   0 0 2 0   12 12.00 No   0.05064            
215534531 XXX XXX   Non QM   Yes No $16,590.00 $19,274.04   4.735% $3,035.48 $3,035.48 4.487% No No Self-Employed           US Citizen               $35,432.46 1 XXX $1,452.96           14.788% 14.788% 14.788% 04/22/2021 708                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 Yes   XXX Other Income - Not to be used for qualifying $16,590.00   3.140% $0.00 5.0 None     Yes No 4.487% 0   0 0 2 0   24 0.00 No   0.04735            
215534536 XXX XXX   Non QM   Yes No $4,485.00 $6,645.55   4.056% $1,970.97 $1,970.97 3.937% No No Self-Employed           US Citizen               $10,201.93 1 XXX $699.36           32.109% 32.109% 32.109% 04/19/2021 769                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX Other Income - Not to be used for qualifying $4,485.00   3.090% $0.00 1.9 None     N/A No 3.937% 0   0 0 2 0   24 0.00 No   0.04056            
215534930 XXX XXX   Non QM   Yes No $27,090.00 $14,251.06   5.353% $9,995.48 $9,995.48 5.300% No No Self-Employed           US Citizen               $14,162.05 1 XXX $1,620.96           50.904% 50.904% 50.904% 03/16/2021 685                                                       No Yes 36 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Other - 2016
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Non-Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Non-Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
Bank Statements                               0 0 0 No   XXX Other Income - Not to be used for qualifying
Other Income - Not to be used for qualifying
Other Income - Not to be used for qualifying
QM DTI
$27,090.00   3.030% $0.00 4.0 None     No No 5.300% 0   0 0 2 0   12 0.00 No   0.05353            
215534976 XXX XXX   N/A   Yes No         $3,220.93 $3,220.93 5.000% No No         0       US Citizen             1 XXX $1,587.48           0.000% 0.000% 0.000% 05/06/2021 741                                           Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No   XXX         $0.00 2.0       Yes No 5.000% 0   0 0 0 0     0.00 No 1.47              
215534981 XXX XXX   Non QM   Yes No $57,145.00 $12,576.86   4.836% $14,674.17 $14,674.17 4.812% No No Self-Employed           US Citizen               $1,375,668.76 1 XXX $8,757.00           1.841% 1.841% 1.841% 04/12/2021 705                                                       No Yes 24 Business 100.000% 49.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
Bank Statements                               0 0 0 No   XXX Other Income - Not to be used for qualifying $57,145.00   3.030% $0.00 2.0 None     No No 4.812% 0   0 0 2 0   24 0.00 No   0.04836            
215534984 XXX XXX   N/A   Yes No $8,222.20 $5,318.50   6.712% $743.71 $743.71 6.312% No No Self-Employed           US Citizen               $37,127.82 1 XXX $697.32           11.493% 11.493% 11.493% 04/06/2021 725                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower -  Primary Income - Bank Statements]; Other - 2021
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX None $8,222.20   3.090% $0.00 5.0 None     Yes No 6.312% 0   0 0 0 0   24 0.00 No   0.06712            
215534985 XXX XXX   Non QM   Yes No $15,630.94 $6,870.56   5.555% $2,807.75 $2,807.75 5.450% No No Employed Not Employed         US Citizen US Citizen             $7,684.51 1 XXX $5,339.04           36.494% 36.494% 36.494% 03/12/2021 699                                                       No No             [Borrower -  Primary Income - Wages]; Paystubs - 2021
[Borrower -  Primary Income - Wages]; Paystubs - 2021
[Borrower -  Primary Income - Wages]; The Work Number - Employment Only - 2021
[Borrower -  Primary Income - Wages]; W-2 - 2020
[Borrower -  Primary Income - Wages]; W-2 - 2019
[Borrower -  Primary Income - Wages]; W-2 Transcript - 2019
[Borrower -  Primary Income - Wages]; W-2 Transcript - 2018
[Borrower]; 4506-C - 2019
[Borrower]; Transcripts (1040) - No Results Returned - 2019
[Borrower]; Transcripts (1040) - No Results Returned - 2018
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2019
[Coborrower]; 4506-C - 2018
Other                               0 0 0 No   XXX QM Points and Fees 2021 $15,630.94   3.230% $0.00 2.0 None     Yes No 5.450% 3 0 0 0 2 0     0.00 No   0.05555            
215534987 XXX XXX   Non QM   Yes No $29,389.00 $47,918.21   5.500% $15,091.22 $15,091.22 5.375% No No Not Employed Not Employed         Permanent Resident Alien Permanent Resident Alien             $150,633.76 1 XXX $5,703.96           14.427% 14.427% 14.427% 03/09/2021 767                                                       Yes No             [Coborrower(s) -  Primary Income - Asset Depletion]; Bank Statements - 2021
[Coborrower(s) -  Primary Income - Asset Depletion]; Bank Statements - 2021
[Coborrower(s) -  Primary Income - Asset Depletion]; Bank Statements - 2021
[Borrower]; 1084 or income worksheet - Year Not Available Asset Depletion                               0 0 0 No   XXX Other Income - Not to be used for qualifying $29,389.00   3.240% $6,650.00 2.7 None     N/A No 5.375% 0 0 0 0 0 0     0.00 No   0.055     Other      
215534992 XXX XXX   N/A   Yes No         $3,208.23 $3,208.23 4.625% No No         0       US Citizen             1 XXX $3,008.76           0.000% 0.000% 0.000% 05/06/2021 741                                           Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No   XXX         $0.00 1.9       Yes No 4.625% 0   0 0 0 0     0.00 No 1.03              
215534996 XXX XXX   Non QM   Yes No $8,429.00 $4,349.54   4.863% $2,992.10 $2,992.10 4.812% No No Self-Employed           US Citizen               $21,740.02 1 XXX $323.04           16.702% 16.702% 16.702% 03/18/2021 773                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower -  Primary Income - Bank Statements]; Business Return Transcripts - 2019
[Borrower -  Primary Income - Bank Statements]; Business Return Transcripts - 2018
[Borrower -  Primary Income - Bank Statements]; Business Return Transcripts - 2017
[Borrower]; Transcripts (1040) - 2019
[Borrower]; 4506-C - 2019
[Borrower]; Transcripts (1040) - 2018
[Borrower]; 4506-C - 2018
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 Yes   XXX Other Income - Not to be used for qualifying $8,429.00   3.230% $0.00   None     N/A No 4.812% 0   0 0 2 3   12 0.00 No   0.04863            
215534998 XXX XXX   Non QM   Yes No $11,210.00 $17,629.40   4.575% $4,979.19 $4,979.19 4.437% No No Self-Employed           Permanent Resident Alien               $12,251.16 1 XXX $1,665.00           37.931% 37.931% 37.931% 03/15/2021 736                                                       No Yes 24 Business 100.000% 90.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2021
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 Yes   XXX Appendix Q Liabilities – Invalid Exclusion Basis
Other Income - Not to be used for qualifying
$11,210.00   3.020% $0.00 2.3 None     N/A No 4.437% 0   0 0 2 0   24 0.00 No   0.04575            
215535002 XXX XXX   N/A   Yes No $19,214.21 $9,348.93   5.527% $1,140.88 $1,140.88 5.137% No No Self-Employed           US Citizen               $13,044.10 1 XXX $558.00           29.061% 29.061% 29.061% 02/19/2021 746                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; Other - 2021
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX None $19,214.21   3.190% $0.00 2.0 None     Yes No 5.137% 0   0 0 0 0   12 0.00 No   0.05527            
215535003 XXX XXX   Non QM   Yes No $18,498.00 $7,861.20   5.070% $2,446.37 $2,446.37 4.937% No No Self-Employed           US Citizen               $14,999.24 1 XXX $540.12           16.331% 16.331% 16.331% 04/02/2021 756                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower -  Primary Income - Bank Statements]; Other - 2021
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX Other Income - Not to be used for qualifying
QM Points and Fees 2021
$18,498.00   3.090% $0.00 4.0 None     No No 4.937% 0   0 0 2 0   24 0.00 No   0.0507            
215535004 XXX XXX   Non QM   Yes No $7,880.60 $8,529.76   5.239% $1,278.29 $1,278.29 4.937% No No Self-Employed           US Citizen               $15,918.25 1 XXX $1,905.60           28.341% 28.341% 28.341% 04/04/2021 697                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2021
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 Yes   XXX Other Income - Not to be used for qualifying
QM Points and Fees 2021
$7,880.60   3.030% $0.00   None     N/A No 4.937% 0   0 0 2 0   12 0.00 No   0.05239            
215535016 XXX XXX   Non QM   Yes No $17,766.40 $18,852.56   4.227% $3,246.42 $3,246.42 4.000% No No Employed           US Citizen               $19,135.23 1 XXX $5,826.96           23.459% 23.459% 23.459% 01/08/2021 697                                                       No No             [Borrower -  Primary Income - Wages]; Paystubs - 2021
[Borrower -  Primary Income - Wages]; VVOE - 2021
[Borrower -  Primary Income - Wages]; Paystubs - 2020
[Borrower -  Primary Income - Wages]; W-2 - 2020
[Borrower -  Primary Income - Wages]; W-2 - 2019
[Borrower]; 1040 - 2019
[Borrower]; Transcripts (1040) - 2019
[Borrower]; 4506-C - 2019
[Borrower]; Transcripts (1040) - 2018
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
1 Year Tax Returns                               0 0 0 No   XXX None $17,766.40   2.860% $0.00 2.4 None     No No 4.000% 2   1 0 2 2     0.00 No   0.04227            
215949001 XXX XXX   Non QM   Yes No $11,315.00 $14,986.15   3.550% $8,980.89 $8,980.89 3.500% No No Self-Employed Not Employed         US Citizen US Citizen             $16,209.67 1 XXX $4,206.96           42.303% 42.303% 42.303% 03/29/2021 791                                                       No No             [Borrower -  Non-Primary Income - K-1 (< 25%)]; K-1 - 2019
[Borrower -  Primary Income - Sole Proprietor]; Third Party Verification - 2021
[Borrower -  Primary Income - Sole Proprietor]; Other - 2019
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2020
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2015
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2021
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2021
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2020
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; 1065 - 2019
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; K-1 - 2019
[Borrower]; 1040 - 2019
[Borrower]; 4506-C - 2019
[Borrower]; Transcripts (1040) - 2019
[Borrower]; Transcripts (1040) - 2018
[Borrower]; 4506-C - 2018
[Coborrower]; Transcripts (1040) - 2019
[Coborrower]; 1040 - 2019
[Coborrower]; 4506-C - 2019
[Coborrower]; Transcripts (1040) - 2018
[Coborrower]; 4506-C - 2018
1 Year Tax Returns                               0 0 0 No   XXX Income Method of Calculation
Income Method of Calculation
Income Method of Calculation
Partnership Income Documentation Test
S-Corp Income Documentation Test
Sole Proprietorship Income Documentation Test
$11,315.00   3.020% $0.00 2.1 None     No No 3.500% 0 0 1 0 2 2     0.00 No   0.0355            
216127601 XXX XXX   Non QM   Yes No $16,299.38 $23,324.92   8.037% $6,972.66 $9,148.03 7.875% No No Self-Employed           US Citizen               $41,534.13 1 XXX $2,178.96           23.236% 19.215% 22.601% 11/20/2018 710                                                       No Yes 13 Business 85.000%       [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower -  Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2018
[Borrower -  Non-Primary Income - Pension]; Paystubs - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $16,299.38   4.980% $0.00   None     N/A No 9.775% 0   0 0 3 0   13 0.00 No   0.08037            
216127602 XXX XXX   Non QM   Yes No $12,138.00 $18,843.87   5.741% $7,762.50 $12,096.75 6.165% No No Employed Employed         US Citizen US Citizen             $15,708.80 1 XXX $3,825.00           48.018% 33.676% 51.229% 09/12/2018 723                                                       No No             [Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; VVOE - 2018
[Borrower -  Primary Income - Wages]; WVOE - 2018
[Borrower -  Primary Income - Wages]; W-2 - 2017
[Borrower -  Primary Income - Wages]; W-2 - 2016
[Coborrower(s) -  Primary Income - K-1 (< 25%)]; CPA Letter - 2018
[Coborrower(s) -  Primary Income - K-1 (< 25%)]; Third Party Verification - 2018
[Coborrower(s) -  Primary Income - K-1 (< 25%)]; K-1 - 2017
[Coborrower(s) -  Primary Income - K-1 (< 25%)]; K-1 - 2016
[Coborrower(s) -  Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2018
[Coborrower(s) -  Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2018
[Coborrower(s) -  Non-Primary Income - K-1 (< 25%)]; K-1 - 2017
[Coborrower(s) -  Non-Primary Income - K-1 (< 25%)]; K-1 - 2016
[Coborrower(s) -  Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2018
[Coborrower(s) -  Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2018
[Coborrower(s) -  Non-Primary Income - K-1 (< 25%)]; K-1 - 2017
[Coborrower(s) -  Non-Primary Income - K-1 (< 25%)]; K-1 - 2016
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 1040 - 2017
[Borrower]; 1040 - 2016
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; Transcripts (1040) - 2017
[Coborrower]; 1040 - 2017
[Coborrower]; 4506 or 4506-T - 2016
[Coborrower]; 1040 - 2016
[Coborrower]; 1084 or income worksheet - Year Not Available
2 Years Tax Returns                               0 0 0 No   XXX   $12,138.00   4.720% $0.00   None     N/A No 8.065% 2 0 2 0 2 1     0.00 No   0.05741            
216127606 XXX XXX   N/A   Yes No $6,042.50 $6,445.00   4.783% $1,646.55 $1,646.55 4.605% No No Self-Employed Self-Employed         US Citizen US Citizen             $36,070.26 1 XXX $647.04           38.382% 38.382% 38.382% 04/11/2018 765                                                       No No             [Borrower -  Primary Income - Partnership (>= 25%)]; 1065 - 2017
[Borrower -  Primary Income - Partnership (>= 25%)]; K-1 - 2017
[Borrower -  Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2017
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2018
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2017
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2016
[Coborrower(s) -  Primary Income - Partnership (>= 25%)]; 1065 - 2017
[Coborrower(s) -  Primary Income - Partnership (>= 25%)]; K-1 - 2017
[Coborrower(s) -  Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2017
[Coborrower(s) -  Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017
[Coborrower(s) -  Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017
[Coborrower(s) -  Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2017
[Coborrower(s) -  Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2017
[Coborrower(s) -  Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2016
[Borrower]; Transcripts (1040) - No Results Returned - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 1040 - 2017
[Borrower]; 1040 - 2016
[Borrower]; Transcripts (1040) - 2016
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Coborrower]; Transcripts (1040) - No Results Returned - 2017
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 1040 - 2017
[Coborrower]; 1040 - 2016
[Coborrower]; Transcripts (1040) - 2016
[Coborrower]; 4506 or 4506-T - 2016
[Coborrower]; 4506 or 4506-T - 2015
2 Years Tax Returns                               0 0 0     XXX None $6,042.50   4.640% $0.00   None         4.605% 2 2 2 0 3 2     0.00 No   0.04783            
216127607 XXX XXX   Non QM   Yes No $9,025.00 $12,366.63   6.704% $5,051.20 $5,051.20 6.990% No No Self-Employed           US Citizen               $34,346.49 1 XXX $1,268.16           33.079% 34.924% 33.079% 07/17/2018 645                                                       No Yes 24 Business 100.000%     Borrower Prepared [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Borrower-prepared P&L - 2018
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX Other Income - Not to be used for qualifying $9,025.00   4.680% $0.00   None     N/A No 6.990% 0   0 0 2 0   24 0.00 No   0.06704            
216127608 XXX XXX   Non QM   Yes No $5,655.00 $6,501.75   6.475% $1,183.08 $1,239.89 6.315% No No Employed           US Citizen               $1,321.29 1 XXX $887.04           56.139% 62.079% 56.139% 06/25/2018 657                                                       No No             [Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; VVOE - 2018
[Borrower -  Primary Income - Wages]; WVOE - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1040 - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
1 Year Tax Returns                               0 0 0     XXX QM DTI
QM Employment History
Rental Income Documentation - Schedule E Method
$5,655.00   4.750% $0.00   None     N/A No 6.315% 0   1 0 3 1     0.00 No   0.06475            
216127611 XXX XXX   Non QM   Yes No $8,205.00 $7,556.83   6.015% $1,819.83 $2,104.26 6.327% No No Self-Employed           Permanent Resident Alien               $5,438.75 1 XXX $612.00           37.717% 38.815% 37.717% 07/31/2018 746                                                       No Yes 24 Business 100.000%     Borrower Prepared [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Borrower-prepared P&L - 2018
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2017
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX Other Income - Not to be used for qualifying $8,205.00   4.730% $0.00   None     N/A No 6.327% 0   0 0 3 0   24 0.00 No   0.06015            
216127614 XXX XXX   Non QM   Yes No $7,822.50 $10,642.53   6.976% $3,091.90 $3,091.90 6.785% No No Self-Employed           US Citizen               $18,165.58 1 XXX $2,522.04           25.981% 25.981% 25.981% 12/31/2018 759                                                       No Yes 24 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Other - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2018
[Borrower -  Non-Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Non-Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2018
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2015
[Borrower -  Non-Primary Income - Bank Statements]; Other - 2014
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2014
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $7,822.50   4.480% $0.00   None     N/A No 6.785% 0   0 0 3 0   12 0.00 No   0.06976            
216127617 XXX XXX   N/A   Yes No $30,630.00 $12,243.09   6.285% $3,791.51 $3,791.51 6.110% No No Employed           US Citizen               $2,659.85 1 XXX $1,242.96           57.449% 57.449% 57.449% 10/30/2018 756                                                       No No             [Borrower -  Primary Income - Wages]; Paystubs - 2019
[Borrower -  Primary Income - Wages]; VVOE - 2019
[Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; W-2 - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 1040 - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
1 Year Tax Returns                               0 0 0 No   XXX   $30,630.00   4.490% $0.00   None     N/A No 6.110% 1   1 0 0 1     0.00 No   0.06285            
216127619 XXX XXX   Non QM   Yes No $9,605.00 $9,174.80   6.945% $1,927.88 $1,927.88 6.660% No No Self-Employed           US Citizen               $2,218.67 1 XXX $960.96           58.230% 58.230% 58.230% 12/11/2018 795                                                       No Yes 12 Personal 100.000%       [Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2018
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2018
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $9,605.00   4.490% $5,000.00   None     N/A No 6.660% 0   0 0 3 0 12   0.00 No   0.06945            
216127620 XXX XXX   Non QM   Yes No $1,885.00 $3,387.51   6.200% $3,906.14 $4,139.55 6.354% No No Self-Employed           US Citizen               $21,633.41 1 XXX $6,066.00           47.985% 49.302% 47.985% 01/25/2019 793                                                       No Yes 12 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $1,885.00   4.820% $0.00   None     N/A No 6.354% 0   0 0 3 0   12 0.00 No   0.062            
216127622 XXX XXX   Non QM   Yes No $22,690.00 $27,107.45   6.400% $12,359.91 $12,383.04 6.303% No No Employed           US Citizen               $35,968.83 1 XXX $9,492.00           30.940% 35.519% 30.940% 10/29/2018 727                                                       No No             [Borrower -  Primary Income - Wages]; VVOE - 2019
[Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; WVOE - 2018
[Borrower -  Primary Income - Wages]; WVOE - 2018
[Borrower -  Primary Income - Wages]; W-2 - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
Other                               0 0 0 No   XXX   $22,690.00   4.890% $0.00   None     N/A No 6.303% 1   0 0 3 0     0.00 No   0.064            
216127624 XXX XXX   Non QM   Yes No $6,715.00 $8,247.54   7.249% $3,371.88 $3,371.88 7.085% No No Self-Employed Not Employed         US Citizen US Citizen             $3,697.67 2 XXX $900.00           52.994% 60.987% 52.994% 11/07/2018 659                                                       No Yes 12 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2013
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 4506 or 4506-T - 2016
[Coborrower]; 4506 or 4506-T - 2015
Bank Statements                               0 0 0 No   XXX   $6,715.00   4.960% $0.00   None     N/A No 7.085% 0 0 0 0 3 0   12 0.00 No   0.07249            
216127625 XXX XXX   Non QM   Yes No $16,847.00 $20,132.33   6.608% $3,254.64 $3,256.06 6.279% No No Self-Employed           Permanent Resident Alien               $8,459.89 1 XXX $1,290.00           33.065% 38.074% 33.065% 01/23/2019 683                                                       No Yes 24 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Non-Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $16,847.00   4.820% $0.00   None     N/A No 6.279% 0   0 0 0 0   12 0.00 No   0.06608            
216127626 XXX XXX   Non QM   Yes No $1,279.00 $11,744.97   6.202% $19,199.27 $23,079.48 6.185% No No Self-Employed           US Citizen               $46,667.15 1 XXX $4,122.12           43.179% 46.014% 45.917% 01/02/2019 809                                                       No Yes 12 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $1,279.00   4.840% $0.00   None     N/A No 7.435% 0   0 0 3 0   12 0.00 No   0.06202            
216127627 XXX XXX   Non QM   Yes No $33,225.00 $37,730.67   7.018% $9,373.34 $9,373.34 6.785% No No Self-Employed           US Citizen               $19,070.11 1 XXX $2,564.04           42.498% 42.498% 42.498% 01/14/2019 719                                                       No Yes 12 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $33,225.00   4.480% $0.00   None     N/A   6.785% 0   0 0 2 0   12 0.00 No   0.07018            
216127635 XXX XXX   Non QM   Yes No $10,985.00 $12,320.49   7.720% $3,398.81 $3,398.81 7.460% No No Self-Employed           US Citizen               $29,789.23 1 XXX $4,689.36           13.219% 15.028% 13.219% 01/12/2019 680                                                       No Yes 12 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2016
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $10,985.00   4.820% $500.00   None     N/A No 7.460% 0   0 0 0 0   12 0.00 No   0.0772            
216127636 XXX XXX   Non QM   Yes No $18,105.00 $20,826.58   8.742% $8,435.26 $8,435.26 8.550% No No Employed           US Citizen               $38,627.31 1 XXX $7,793.04           46.139% 48.163% 46.139% 02/01/2019 638                                                       No Yes 12 Business 71.000%     Borrower Prepared [Borrower -  Primary Income - Wages]; Paystubs - 2019
[Borrower -  Primary Income - Wages]; VVOE - 2019
[Borrower -  Primary Income - Wages]; W-2 - 2018
[Borrower -  Primary Income - Wages]; W-2 - 2017
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Borrower-prepared P&L - 2019
[Borrower -  Non-Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $18,105.00   4.850% $0.00   None     N/A No 8.550% 2   0 0 2 0   12 0.00 No   0.08742            
216127637 XXX XXX   Non QM   Yes No $12,645.00 $17,912.67   7.462% $4,638.80 $4,638.80 7.250% No No Self-Employed           US Citizen               $45,419.06 1 XXX $1,475.88           11.147% 11.147% 11.147% 01/28/2019 730                                                       No Yes 12 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $12,645.00   4.440% $0.00   None     N/A No 7.250% 0   0 0 0 0   12 0.00 No   0.07462            
216127638 XXX XXX   Non QM   Yes No $9,712.50 $9,485.07   6.194% $3,237.60 $3,237.60 5.810% No No Self-Employed           US Citizen               $20,056.13 1 XXX $1,470.96           38.546% 38.546% 38.546% 01/25/2019 775                                                       No Yes 12 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $9,712.50   3.870% $0.00   None     N/A No 5.810% 0   0 0 0 0   12 0.00 No   0.06194            
216127639 XXX XXX   Non QM   Yes No $7,065.00 $8,496.85   6.352% $3,139.16 $3,139.16 6.210% No No Self-Employed           US Citizen               $12,569.27 1 XXX $927.96           36.374% 39.483% 36.374% 12/21/2018 706                                                       No Yes 24 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Non-Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $7,065.00   4.820% $0.00   None     N/A No 6.210% 0   0 0 0 0   12 0.00 No   0.06352            
216127640 XXX XXX   Non QM   Yes No $1,230.00 $9,387.74   7.913% $8,636.59 $8,636.59 7.885% No No Self-Employed           US Citizen               $61,005.66 1 XXX $2,532.00           17.586% 17.586% 17.586% 01/29/2019 719                                                       No Yes 12 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $1,230.00   4.390% $0.00   None     N/A No 7.885% 0   0 0 4 0   12 0.00 No   0.07913            
216127644 XXX XXX   Non QM   Yes No $8,313.75 $6,911.16   7.970% $3,069.75 $3,069.75 7.835% No No Self-Employed           US Citizen               $48,417.65 1 XXX $2,466.96           11.852% 11.852% 11.852% 03/13/2019 673                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $8,313.75   4.390% $15,000.00   None     N/A No 7.835% 0   0 0 3 0   12 0.00 No   0.0797            
216127645 XXX XXX   Non QM   Yes No $9,560.00 $10,396.07   7.374% $5,088.26 $5,088.26 7.235% No No Self-Employed           US Citizen               $10,377.71 1 XXX $1,668.00           53.405% 57.631% 53.405% 12/26/2018 676                                                       No Yes 12 Business 100.000%       [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2015
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2011
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2011
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2011
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 4506 or 4506-T - 2014
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               2 0 0 No   XXX   $9,560.00   4.820% $0.00   None     N/A No 7.235% 0   0 0 4 0   12 0.00 No   0.07374            
216127646 XXX XXX   Non QM   Yes No $13,677.50 $16,631.32   6.389% $2,553.24 $2,615.89 6.136% No No Self-Employed Not Employed         Permanent Resident Alien Permanent Resident Alien             $5,360.95 1 XXX $1,287.00           40.835% 45.748% 40.835% 01/31/2019 701                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2017
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $13,677.50   4.640% $0.00   None     N/A No 6.136% 0 0 0 0 0 0   12 0.00 No   0.06389            
216127647 XXX XXX   Non QM   Yes No $1,725.00 $3,756.82   6.281% $3,022.67 $3,022.67 6.210% No No Self-Employed           US Citizen               $8,970.16 1 XXX $2,566.08           37.390% 37.390% 37.390% 04/12/2019 716                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Non-Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $1,725.00   4.240% $0.00   None     N/A No 6.210% 0   0 0 3 0   12 0.00 No   0.06281            
216127648 XXX XXX   Non QM   Yes No $8,377.00 $9,185.24   6.900% $4,144.89 $4,144.89 6.760% No No Self-Employed           US Citizen               $43,998.87 1 XXX $1,232.04           17.541% 17.541% 17.541% 01/31/2019 733                                                       No Yes 12 Business 100.000% 99.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $8,377.00   4.100% $0.00   None     N/A No 6.760% 0   0 0 3 0   12 0.00 No   0.069            
216127650 XXX XXX   Non QM   Yes No $31,671.25 $49,940.79   6.399% $14,915.75 $14,915.75 6.250% No No Self-Employed           US Citizen               $29,959.88 1 XXX $9,879.96           49.317% 54.243% 49.317% 04/24/2019 746                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower -  Non-Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $31,671.25   4.690% $0.00   None     N/A No 6.250% 0   0 0 3 0   12 0.00 No   0.06399            
216127651 XXX XXX   Non QM   Yes No $13,195.00 $15,426.13   6.677% $3,452.90 $3,452.90 6.435% No No Self-Employed           US Citizen               $13,664.02 1 XXX $1,206.00           35.485% 38.635% 35.485% 04/08/2019 645                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $13,195.00   4.710% $0.00   None     N/A No 6.435% 0   0 0 0 0   12 0.00 No   0.06677            
216127652 XXX XXX   Non QM   Yes No $18,249.99 $24,202.25   5.715% $6,356.25 $8,964.34 5.971% No No Not Employed Self-Employed           US Citizen             $20,123.88 1 XXX $4,179.96           49.750% 43.238% 49.754% 04/02/2019 754                                                       No No             [Coborrower(s) -  Primary Income - Partnership (>= 25%)]; CPA Letter - 2019
[Coborrower(s) -  Primary Income - Partnership (>= 25%)]; 1065 - 2017
[Coborrower(s) -  Primary Income - Partnership (>= 25%)]; Other - 2017
[Coborrower]; Tax Return Extension - 2018
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 1040 - 2017
[Coborrower]; Transcripts (1040) - 2017
[Coborrower]; 1084 or income worksheet - Year Not Available
1 Year Tax Returns                               0 0 0 No   XXX   $18,249.99   4.570% $0.00   None     N/A No 6.710% 0 0 1 0 1 1     0.00 No   0.05715            
216127653 XXX XXX   Non QM   Yes No $12,430.00 $16,084.71   6.875% $4,580.85 $4,580.85 6.685% No No Self-Employed Not Employed Not Employed   0   US Citizen Permanent Resident Alien             $73,628.44 1 XXX $1,167.96           36.940% 37.688% 36.940% 05/01/2019 707                                           Level 1-Not Stated/Not Verified   Level 1-Not Stated/Not Verified   Level 1-Not Stated/Not Verified   No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2009
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $12,430.00   4.660% $0.00   None     N/A No 6.685% 0 0 0 0 0 0   12 0.00 No   0.06875            
216127654 XXX XXX   Non QM   Yes No $7,885.00 $3,484.90   8.039% $2,368.37 $2,368.37 7.960% No No Self-Employed Not Employed         US Citizen US Citizen             $12,383.13 1 XXX $3,677.64           33.757% 36.009% 33.757% 04/29/2019 705                                                       No Yes 13 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2010
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements       1                       0 0 0 No   XXX   $7,885.00   4.660% $10,800.00   None     N/A No 7.960% 0 0 0 0 3 0   13 0.00 No   0.08039            
216127656 XXX XXX   N/A   Yes No $51,037.50 $54,700.16   7.070% $6,968.55 $6,968.55 6.500% No No Self-Employed Employed Self-Employed Employed 39.9 8.75 US Citizen US Citizen US Citizen US Citizen         $73,032.53 2 XXX $2,234.28           29.465% 30.761% 29.509% 10/11/2018 687 682 747 687 790 797 782                               Level 4-Stated/Verified as defined Level 4-Stated/Verified as defined Level 5-Stated/Verified as defined Level 4-Stated/Verified as defined Level 3-Stated/Verified as defined Level 3-Stated/Verified as defined No No             [Borrower -  Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2018
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017
[Borrower -  Primary Income - Sole Proprietor]; Business License - 2018
[Borrower -  Non-Primary Income - K-1 (< 25%)]; 1065 - 2017
[Borrower -  Non-Primary Income - K-1 (< 25%)]; K-1 - 2017
[Borrower -  Non-Primary Income - K-1 (< 25%)]; K-1 - 2017
[Borrower -  Non-Primary Income - K-1 (< 25%)]; K-1 - 2017
[Coborrower(s) -  Primary Income - S-Corp (>= 25%)]; CPA Letter - 2018
[Coborrower(s) -  Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018
[Coborrower(s) -  Primary Income - S-Corp (>= 25%)]; 1120S - 2017
[Coborrower(s) -  Primary Income - S-Corp (>= 25%)]; K-1 - 2017
[Coborrower(s) -  Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017
[Coborrower(s) -  Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017
[Coborrower(s) -  Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017
[Coborrower(s) -  Non-Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  Primary Income - Wages]; VVOE - 2018
[Coborrower(s) -  Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  Primary Income - Wages]; The Work Number - Employment Only - 2018
[Borrower]; 1040 - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Coborrower]; Transcripts (1040) - 2017
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 4506 or 4506-T - 2016
[Coborrower]; 4506 or 4506-T - 2015
1 Year Tax Returns                               0 0 0     XXX None $51,037.50   4.960% $0.00   None     No No 6.500% 0 0 1 0 3 1     0.00 No   0.0707            
216127658 XXX XXX   Non QM   Yes No $24,420.00 $25,715.08   6.180% $4,812.50 $6,878.14 6.397% No No Self-Employed           US Citizen               $12,727.01 1 XXX $527.04           43.971% 42.948% 43.971% 08/14/2018 798                                                       No Yes 24 Personal 100.000%       [Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2017
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2007
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX Other Income - Not to be used for qualifying
QM Deferment of Principal
QM Loan Term
$24,420.00   4.790% $0.00   None     N/A No 6.397% 0   0 0 3 0 24   0.00 No   0.0618            
216127663 XXX XXX   Non QM   Yes No $10,068.20 $5,344.15   6.729% $5,744.54 $5,744.54 6.990% No No Employed Employed         US Citizen US Citizen             $8,652.00 1 XXX $2,282.88           49.422% 55.717% 49.422% 10/01/2018 656                                                       No No             [Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; VVOE - 2018
[Borrower -  Primary Income - Wages]; W-2 - 2017
[Coborrower(s) -  Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  Primary Income - Wages]; VVOE - 2018
[Coborrower(s) -  Primary Income - Wages]; W-2 - 2017
[Coborrower(s) -  Non-Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  Non-Primary Income - Wages]; VVOE - 2018
[Coborrower(s) -  Non-Primary Income - Wages]; W-2 - 2017
[Coborrower(s) -  Non-Primary Income - Sole Proprietor]; P&L Statement - 2018
[Coborrower(s) -  Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2018
[Coborrower(s) -  Non-Primary Income - Sole Proprietor]; Third Party Verification - 2018
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1040 - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1040 - 2016
[Borrower]; 4506 or 4506-T - 2015
[Coborrower]; 1040 - 2017
[Coborrower]; Transcripts (1040) - 2017
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 4506 or 4506-T - 2016
[Coborrower]; 1040 - 2016
[Coborrower]; 4506 or 4506-T - 2015
2 Years Tax Returns                               0 0 0     XXX QM DTI
Sole Proprietorship Income Documentation Test
$10,068.20   4.850% $17,911.00   None     N/A No 6.990% 1 1 2 0 3 1     0.00 No   0.06729            
216127665 XXX XXX   Non QM   Yes No $9,518.75 $3,450.82   6.343% $3,232.10 $4,813.11 6.462% No No Employed           US Citizen               $4,943.40 1 XXX $479.04           52.886% 48.104% 52.886% 09/28/2018 808                                                       No No             [Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; VVOE - 2018
[Borrower -  Primary Income - Wages]; WVOE - 2018
[Borrower -  Primary Income - Wages]; W-2 - 2017
[Borrower -  Non-Primary Income - Sole Proprietor]; P&L Statement - 2018
[Borrower -  Non-Primary Income - Sole Proprietor]; 1040-ES - 2017
[Borrower -  Non-Primary Income - Asset Depletion]; Other - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Other                               0 0 0     XXX Commission Method of Calculation
Other Income - Not to be used for qualifying
QM Deferment of Principal
QM DTI
Sole Proprietorship Income Documentation Test
$9,518.75   4.890% $0.00   None     N/A No 6.462% 1   0 0 3 1     0.00 No   0.06343            
216127667 XXX XXX   Non QM   Yes No $11,596.88 $7,708.22   6.728% $5,277.97 $5,277.97 6.750% No No Self-Employed           Not Provided               $68,174.07 1 XXX $1,704.96           8.921% 10.260% 8.921% 10/26/2018 688                                                       No Yes 12 Business 100.000%     Borrower Prepared [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Borrower-prepared P&L - 2018
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2017
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2016
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2015
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX Other Income - Not to be used for qualifying $11,596.88   4.980% $1,000.00   None     N/A No 6.750% 0   0 0 3 0   12 0.00 No   0.06728            
216127668 XXX XXX   N/A   Yes No $11,550.00 $7,998.38   6.371% $2,626.08 $2,861.12 6.557% No No Employed Employed Self-Employed Employed 19.84 19.84 US Citizen US Citizen US Citizen US Citizen         $18,030.13 1 XXX $1,279.20           51.040% 51.832% 51.040% 10/15/2018 717 800 771 784 772 773 786                               Level 4-Stated/Verified as defined Level 4-Stated/Verified as defined Level 3-Stated/Partially Verified Level 4-Stated/Verified as defined Level 3-Stated/Verified as defined Level 3-Stated/Verified as defined No No             [Borrower -  Primary Income - K-1 (< 25%)]; Balance Sheet - 2018
[Borrower -  Primary Income - K-1 (< 25%)]; Other - 2018
[Borrower -  Primary Income - K-1 (< 25%)]; P&L Statement - 2018
[Borrower -  Primary Income - K-1 (< 25%)]; Third Party Verification - 2018
[Borrower -  Primary Income - K-1 (< 25%)]; 1120S - 2017
[Borrower -  Primary Income - K-1 (< 25%)]; Business Return Transcripts - 2017
[Borrower -  Primary Income - K-1 (< 25%)]; K-1 - 2017
[Borrower -  Primary Income - K-1 (< 25%)]; W-2 - 2017
[Coborrower(s) -  Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  Primary Income - Wages]; VVOE - 2018
[Coborrower(s) -  Primary Income - Wages]; WVOE - 2018
[Coborrower(s) -  Primary Income - Wages]; W-2 - 2017
[Coborrower(s) -  Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018
[Coborrower(s) -  Primary Income - S-Corp (>= 25%)]; Other - 2018
[Coborrower(s) -  Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018
[Coborrower(s) -  Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018
[Coborrower(s) -  Primary Income - S-Corp (>= 25%)]; 1120S - 2017
[Coborrower(s) -  Primary Income - S-Corp (>= 25%)]; K-1 - 2017
[Coborrower(s) -  Primary Income - S-Corp (>= 25%)]; W-2 - 2017
[Coborrower(s) -  Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  Primary Income - Wages]; VVOE - 2018
[Coborrower(s) -  Primary Income - Wages]; W-2 - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 1040 - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Coborrower]; Transcripts (1040) - 2017
[Coborrower]; 1040 - 2017
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 4506 or 4506-T - 2016
[Coborrower]; 4506 or 4506-T - 2015
1 Year Tax Returns                               0 0 0     XXX None $11,550.00   4.960% $0.00   None     N/A No 6.557% 1 1 1 0 3 1     20.97 No   0.06371            
216127669 XXX XXX   Non QM   Yes No $3,925.00 $2,378.86   6.333% $1,183.08 $1,259.14 6.462% No No Self-Employed           US Citizen               $3,597.50 1 XXX $515.40           34.812% 37.705% 34.812% 09/17/2018 695                                                       No Yes 24 Business 100.000%     Borrower Prepared [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Borrower-prepared P&L - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX Other Income - Not to be used for qualifying $3,925.00   4.860% $5,775.00   None     N/A No 6.462% 0   0 0 3 0   24 0.00 No   0.06333            
216127670 XXX XXX   Non QM   Yes No $12,175.00 $13,301.99   6.223% $9,406.25 $13,741.65 6.607% No No Self-Employed           US Citizen               $22,677.77 1 XXX $4,122.36           39.370% 37.359% 39.370% 09/05/2018 789                                                       No Yes 24 Business 100.000%     Borrower Prepared [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Borrower-prepared P&L - 2018
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX Other Income - Not to be used for qualifying
QM Deferment of Principal
QM Loan Term
$12,175.00   4.750% $0.00   None     N/A No 6.607% 0   0 0 3 0   24 0.00 No   0.06223            
216127672 XXX XXX   Non QM   Yes No $17,175.00 $19,294.39   6.968% $5,173.31 $5,173.31 6.875% No No Self-Employed Self-Employed         US Citizen US Citizen             $55,317.02 1 XXX $659.04           19.530% 20.949% 19.530% 10/16/2018 750                                                       No Yes 25 Business 100.000%     Audited [Borrower -  Primary Income - Bank Statements]; Audited P&L - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2018
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2017
[Coborrower(s) -  Primary Income - Bank Statements]; Audited P&L - 2018
[Coborrower(s) -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Coborrower(s) -  Primary Income - Bank Statements]; CPA Letter - 2018
[Coborrower(s) -  Primary Income - Bank Statements]; Third Party Verification - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 4506 or 4506-T - 2016
[Coborrower]; 4506 or 4506-T - 2015
[Coborrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX Other Income - Not to be used for qualifying
Other Income - Not to be used for qualifying
$17,175.00   5.010% $10,000.00   None     N/A No 6.875% 0 0 0 0 3 0   25 0.00 No   0.06968            
216127674 XXX XXX   Non QM   Yes No $14,175.00 $6,180.88   6.315% $4,781.25 $6,533.45 6.628% No No Not Employed           US Citizen               $21,345.24 1 XXX $4,726.32           42.440% 42.299% 42.440% 09/21/2018 769                                                       No No             [Borrower -  Primary Income - Trust Income]; Bank Statements - 2018
[Borrower -  Primary Income - Trust Income]; Trustee's Statement - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Other                               0 0 0     XXX QM Deferment of Principal
QM Loan Term
$14,175.00   4.960% $0.00   None     N/A No 6.628% 0   0 0 2 0     0.00 No   0.06315            
216127676 XXX XXX   N/A   Yes No $69,862.50 $6,426.49   6.590% $9,604.66 $9,604.66 6.625% No No Self-Employed           Permanent Resident Alien               $207,097.12 1 XXX $1,737.00           10.391% 11.186% 10.391% 12/14/2018 793                                                       No No           Borrower Prepared [Borrower -  Primary Income - C-Corp]; P&L Statement - 2018
[Borrower -  Primary Income - C-Corp]; Third Party Verification - 2018
[Borrower -  Primary Income - C-Corp]; 1120 - 2017
[Borrower -  Primary Income - C-Corp]; W-2 - 2017
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2018
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2017
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2018
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017
[Borrower]; 1040 - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
1 Year Tax Returns                               0 0 0     XXX None $69,862.50   4.960% $0.00   None     N/A No 6.625% 1   1 0 2 1     23.33 No   0.0659            
216127679 XXX XXX   Non QM   Yes No $7,125.00 $9,075.67   6.242% $2,553.13 $3,611.70 6.524% No No Not Employed           US Citizen               $4,274.59 1 XXX $669.00           48.976% 47.680% 48.976% 01/29/2019 766                                                       No No             [Borrower -  Primary Income - Social Security]; 1099-SSA - 2018
[Borrower -  Primary Income - Social Security]; Award Letter / Continuance Letter - 2018
[Borrower -  Primary Income - Social Security]; Bank Statements - 2018
[Borrower -  Primary Income - Social Security]; 1099-SSA - 2017
[Borrower -  Non-Primary Income - Note Receivable]; Note - 2018
[Borrower -  Non-Primary Income - Note Receivable]; Other - 2018
[Borrower -  Non-Primary Income - Note Receivable]; Other - 2019
[Borrower -  Non-Primary Income - Note Receivable]; Other - 2019
[Borrower -  Non-Primary Income - Note Receivable]; Note - 2017
[Borrower -  Non-Primary Income - Disability]; Bank Statements - 2018
[Borrower -  Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2012
[Borrower -  Non-Primary Income - Note Receivable]; Other - 2019
[Borrower -  Non-Primary Income - Note Receivable]; Note - 2018
[Borrower -  Non-Primary Income - Asset Depletion]; Other - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1040 - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
1 Year Tax Returns                               0 0 0     XXX Other Income - Not to be used for qualifying
QM Deferment of Principal
QM DTI
QM Loan Term
$7,125.00   4.840% $0.00   None     N/A No 6.524% 0   1 0 2 1     0.00 No   0.06242            
216127689 XXX XXX   Non QM   Yes No $8,380.00 $11,204.08   7.351% $4,739.27 $4,739.27 7.210% No No Self-Employed           US Citizen               $78,662.23 1 XXX $8,787.00           9.975% 9.975% 9.975% 05/13/2019 730                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $8,380.00   4.140% $0.00 1.7 None     N/A No 7.210% 0   0 0 2 0   12 0.00 No   0.07351            
216127690 XXX XXX   Non QM   Yes No $20,755.00 $25,220.28   6.640% $12,275.09 $12,275.09 6.535% No No Self-Employed Not Employed         US Citizen US Citizen             $66,260.25 1 XXX $9,590.64           25.432% 25.432% 25.432% 04/03/2019 761                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 4506 or 4506-T - 2016
Bank Statements                               0 0 0 No   XXX   $20,755.00   4.490% $0.00   None     N/A No 6.535% 0 0 0 0 2 0   12 0.00 No   0.0664            
216127691 XXX XXX   Non QM   Yes No $9,862.49 $0.00   7.019% $4,939.99 $4,939.99 7.990% No No Employed Employed         US Citizen US Citizen             $12,492.26 1 XXX $910.80           48.207% 51.841% 48.207% 01/15/2019 640                                                       No No             [Borrower -  Primary Income - Wages]; Paystubs - 2019
[Borrower -  Primary Income - Wages]; Paystubs - 2019
[Borrower -  Primary Income - Wages]; The Work Number - Income - 2019
[Borrower -  Primary Income - Wages]; Employer Letter - 2018
[Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  Primary Income - Wages]; Paystubs - 2019
[Coborrower(s) -  Primary Income - Wages]; Paystubs - 2019
[Coborrower(s) -  Primary Income - Wages]; VVOE - 2019
[Coborrower(s) -  Primary Income - Wages]; VVOE - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506 or 4506-T - 2018
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 1084 or income worksheet - Year Not Available
Other                     1         0 0 0     XXX QM DTI
QM Employment History
QM Employment History
$9,862.49   4.820% $10,000.00   None     N/A No 7.990% 0 0 0 0 2 0     0.00 No   0.07019            
216127693 XXX XXX   N/A   Yes No $11,775.00 $9,045.62   6.479% $3,186.34 $3,229.63 6.378% No No Not Employed Not Employed         US Citizen US Citizen             $17,321.74 1 XXX $572.04           44.641% 44.503% 44.641% 02/07/2019 697                                                       Yes No             [Coborrower(s) -  Primary Income - Pension]; Award Letter / Continuance Letter - 2018
[Coborrower(s) -  Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018
[Borrower -  Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018
[Borrower -  Primary Income - Asset Depletion]; Bank Statements - 2018
  Asset Depletion                               0 0 0     XXX None $11,775.00   4.660% $10,000.00   None     N/A No 6.378% 0 0 0 0 0 0     0.00 No   0.06479     120      
216127694 XXX XXX   Non QM   Yes No $21,720.00 $27,379.50   6.288% $8,731.10 $9,207.60 6.374% No No Employed           Foreign National       XXX       $88,230.44 1 XXX $1,875.00           11.604% 11.127% 11.604%                                                           No No             [Borrower -  Primary Income - Wages]; Other - 2019
[Borrower -  Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Wages]; W-2 - 2017
[Borrower -  Non-Primary Income - Other]; Other - 2019
[Borrower -  Non-Primary Income - Other]; Other -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     XXX Other Income - Not to be used for qualifying $21,720.00   4.730% $0.00   None     N/A No 6.374% 1   0 0 0 0     0.00 No   0.06288            
216127695 XXX XXX   Non QM   Yes No $8,745.00 $12,893.97   6.407% $4,230.90 $4,645.01 6.631% No No Self-Employed           US Citizen               $9,248.34 1 XXX $2,456.28           42.345% 45.056% 42.345% 11/08/2018 677                                                       No No           Borrower Prepared [Borrower -  Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018
[Borrower -  Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018
[Borrower -  Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018
[Borrower -  Primary Income - S-Corp (>= 25%)]; 1120S - 2017
[Borrower -  Primary Income - S-Corp (>= 25%)]; W-2 - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1040 - 2017
1 Year Tax Returns                               0 0 0     XXX Income Method of Calculation
QM DTI
Rental Income Documentation - Schedule E Method
Rental Income Documentation - Schedule E Method
S-Corp Income Documentation Test
$8,745.00   4.960% $9,300.00   None     N/A No 6.631% 1   1 0 1 1     20.83 No   0.06407            
216127696 XXX XXX   Non QM   Yes No $26,800.00 $18,800.26   6.062% $4,229.17 $5,383.36 6.365% No No Self-Employed           US Citizen               $7,617.03 1 XXX $4,455.36           47.350% 51.065% 53.862% 07/25/2018 766                                                       No No             [Borrower -  Primary Income - Sole Proprietor]; Balance Sheet - 2018
[Borrower -  Primary Income - Sole Proprietor]; Other - 2018
[Borrower -  Primary Income - Sole Proprietor]; P&L Statement - 2018
[Borrower -  Primary Income - Sole Proprietor]; Third Party Verification - 2018
[Borrower -  Primary Income - Sole Proprietor]; Business License - 2017
[Borrower -  Primary Income - Sole Proprietor]; Other - 2017
[Borrower -  Non-Primary Income - Wages]; Other - 2018
[Borrower -  Non-Primary Income - Wages]; Paystubs - 2018
[Borrower -  Non-Primary Income - Wages]; W-2 - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 1040 - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
1 Year Tax Returns                               0 0 0     XXX Income Method of Calculation
QM Deferment of Principal
QM DTI
QM Loan Term
Sole Proprietorship Income Documentation Test
$26,800.00   4.790% $0.00   None     N/A No 6.365% 1   1 0 3 1     19.00 No   0.06062            
216127699 XXX XXX   N/A   Yes No $13,092.20 $2,092.73   6.351% $1,916.50 $2,033.52 6.552% No No Self-Employed           US Citizen               $13,913.70 2 XXX $879.96           29.776% 31.023% 29.776% 10/09/2018 770                                                       No Yes 24 Business 100.000%     Borrower Prepared [Borrower -  Primary Income - Bank Statements]; Borrower-prepared P&L - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2016
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2016
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX None $13,092.20   4.950% $1,700.00   None     N/A No 6.552% 0   0 0 3 0   24 0.00 No   0.06351            
216127701 XXX XXX   Non QM   Yes No $9,900.00 $2,383.38   6.198% $2,966.25 $4,344.47 6.632% No No Self-Employed Self-Employed         US Citizen US Citizen             $9,907.56 1 XXX $1,159.32           46.641% 45.304% 46.641% 10/23/2018 782                                                       No Yes 12 Business 84.000%     Borrower Prepared [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower -  Primary Income - Bank Statements]; Borrower-prepared P&L - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower -  Non-Primary Income - Social Security]; 1099-SSA - 2017
[Coborrower(s) -  Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Coborrower(s) -  Primary Income - Bank Statements]; Borrower-prepared P&L - 2018
[Coborrower(s) -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Coborrower(s) -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Coborrower(s) -  Non-Primary Income - Social Security]; Bank Statements - 2018
[Coborrower(s) -  Non-Primary Income - Social Security]; 1099-SSA - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX Other Income - Not to be used for qualifying
Other Income - Not to be used for qualifying
QM Deferment of Principal
QM DTI
QM Loan Term
Social Security Documentation
Social Security Documentation
$9,900.00   4.940% $0.00   None     N/A No 6.632% 0 0 0 0 3 0   12 0.00 No   0.06198            
216127702 XXX XXX   Non QM   Yes No $12,526.25 $5,586.40   6.551% $4,086.26 $4,086.26 6.485% No No Self-Employed Employed         US Citizen US Citizen             $33,207.65 1 XXX $3,351.00           25.025% 25.025% 25.025% 04/05/2019 736                                                       No Yes 12 Business 100.000% 50.000% 50.000%   [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2014
[Coborrower(s) -  Primary Income - Shared Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) -  Primary Income - Shared Bank Statements]; CPA Letter - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; Transcripts (1040) - No Results Returned - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; Transcripts (1040) - No Results Returned - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; Transcripts (1040) - No Results Returned - 2018
[Coborrower]; 4506 or 4506-T - 2018
[Coborrower]; Transcripts (1040) - No Results Returned - 2017
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 4506 or 4506-T - 2016
[Coborrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $12,526.25   4.120% $31,500.00 5.0 None     N/A No 6.485% 0 0 0 0 3 0   12 0.00 No   0.06551            
216127703 XXX XXX   Non QM   Yes No $1,552.20 $3,704.47   6.883% $1,153.01 $1,153.01 6.710% No No Self-Employed           US Citizen               $4,402.67 1 XXX $270.96           48.752% 48.752% 48.752% 04/12/2019 790                                                       No Yes 24 Personal, Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Non-Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $1,552.20   4.180% $0.00 2.2 None     N/A No 6.710% 0   0 0 2 0 12 12 0.00 No   0.06883            
216127705 XXX XXX   Non QM   Yes No $25,726.50 $34,013.01   6.370% $15,067.52 $15,067.52 6.250% No No Self-Employed           US Citizen               $140,653.58 1 XXX $2,886.12           16.601% 16.601% 16.601% 04/23/2019 740                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; Other - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2018
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $25,726.50   4.110% $0.00   None     N/A No 6.250% 0   0 0 0 0   12 0.00 No   0.0637            
216127707 XXX XXX   Non QM   Yes No $14,420.00 $6,508.12   6.030% $4,464.79 $5,211.44 6.553% No No Not Employed Employed         US Citizen US Citizen             $9,513.74 1 XXX $4,083.96           47.485% 48.480% 47.485% 12/06/2018 775                                                       No No             [Borrower -  Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2018
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2018
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017
[Borrower -  Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017
[Borrower -  Primary Income - Trust Income]; K-1 - 2017
[Borrower -  Primary Income - Trust Income]; Other - 2017
[Borrower -  Primary Income - Trust Income]; K-1 - 2016
[Borrower -  Primary Income - Trust Income]; Other - 2016
[Coborrower(s) -  Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  Primary Income - Wages]; VVOE - 2018
[Coborrower(s) -  Primary Income - Wages]; WVOE - 2018
[Coborrower(s) -  Primary Income - Wages]; W-2 - 2017
[Coborrower(s) -  Primary Income - Wages]; W-2 - 2016
[Coborrower(s) -  Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018
[Coborrower(s) -  Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2018
[Coborrower(s) -  Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017
[Coborrower(s) -  Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017
[Coborrower(s) -  Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018
[Coborrower(s) -  Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2018
[Coborrower(s) -  Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017
[Coborrower(s) -  Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017
[Coborrower(s) -  Non-Primary Income - Trust Income]; Other - 2017
[Coborrower(s) -  Non-Primary Income - Trust Income]; Other - 2016
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 1040 - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; Transcripts (1040) - 2016
[Borrower]; 1040 - 2016
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2017
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; Transcripts (1040) - 2017
[Coborrower]; Transcripts (1040) - 2016
[Coborrower]; 1040 - 2016
[Coborrower]; 4506 or 4506-T - 2016
[Coborrower]; 1084 or income worksheet - Year Not Available
2 Years Tax Returns                               0 0 0     XXX Partnership Income Documentation Test
Partnership Income Documentation Test
Partnership Income Documentation Test
Partnership Income Documentation Test
QM DTI
QM Employment History
Self Employed Years on Job
Self Employed Years on Job
Self Employed Years on Job
Trust Income Documentation
Trust Income Documentation
$14,420.00   4.990% $25,000.00   None     No No 6.553% 0 2 2 0 2 2     0.00 No   0.0603            
216127708 XXX XXX   Non QM   Yes No $20,890.00 $9,981.53   7.926% $6,753.46 $6,753.46 7.835% No No Self-Employed           US Citizen               $100,454.25 1 XXX $6,075.96           8.002% 9.109% 8.002% 05/13/2019 681                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $20,890.00   4.610% $33,000.00 5.0 None     N/A No 7.835% 0   0 0 3 0   12 0.00 No   0.07926            
216127709 XXX XXX   Non QM   Yes No $35,607.50 $39,710.75   7.066% $15,170.31 $20,810.45 6.935% No No Self-Employed Not Employed         US Citizen US Citizen             $48,276.97 1 XXX $18,114.00           36.287% 34.617% 35.546% 03/22/2019 683                                                       No Yes 12 Business 100.000% 49.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               1 0 0 No   XXX   $35,607.50   4.580% $0.00 2.3 None     N/A No 8.835% 0 0 0 0 0 0   12 0.00 No   0.07066            
216127711 XXX XXX   Non QM   Yes No $17,005.00 $18,340.38   7.030% $6,821.64 $6,821.64 6.860% No No Self-Employed Not Employed         US Citizen US Citizen             $67,709.73 1 XXX $2,670.00           23.627% 23.627% 23.627%   689                                                       No Yes 36 Business 100.000% 67.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2002
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2004
[Borrower -  Non-Primary Income - Bank Statements]; Third Party Verification - 2004
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $17,005.00   4.140% $0.00 2.3 None     N/A No 6.860% 0 0 0 0 2 0   12 0.00 No   0.0703            
216127714 XXX XXX   Non QM   Yes No $1,590.00 $4,553.87   7.503% $3,886.34 $3,886.34 7.460% No No Self-Employed           US Citizen               $40,650.56 1 XXX $4,783.08           17.289% 18.734% 17.289% 03/06/2019 727                                                       No Yes 12 Business 100.000% 99.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2004
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2002
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $1,590.00   4.660% $10,000.00 2.3 None     N/A No 7.460% 0   0 0 2 0   12 0.00 No   0.07503            
216127717 XXX XXX   Non QM   Yes No $16,415.00 $19,767.82   6.198% $4,169.91 $4,169.91 5.960% No No Self-Employed           Foreign National       XXX       $23,377.61 2 XXX $2,571.00           21.831% 21.831% 21.831% 04/25/2019 745                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $16,415.00   4.180% $0.00   None     N/A No 5.960% 0   0 0 0 0   12 0.00 No   0.06198            
216127720 XXX XXX   Non QM   Yes No $18,299.00 $21,017.40   6.299% $4,167.65 $4,254.75 6.128% No No Self-Employed           Non-Permanent Resident Alien       XXX       $14,396.42 1 XXX $3,317.04           39.681% 42.784% 39.681% 01/04/2019 693                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2017
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $18,299.00   4.790% $0.00 5.0 None     N/A No 6.128% 0   0 0 3 0   12 0.00 No   0.06299            
216127721 XXX XXX   Non QM   Yes No $1,695.00 $7,341.60   5.903% $9,714.89 $10,037.26 6.012% No No Not Employed           Permanent Resident Alien               $16,559.93 1 XXX $2,197.56           47.055% 52.270% 47.055% 04/02/2019 692                                                       Yes No             [Borrower -  Primary Income - Asset Depletion]; Bank Statements - 2019 [Borrower]; 1040 - 2017
[Borrower]; Tax Return Extension - 2017
[Borrower]; 1040 - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Asset Depletion                               0 0 0 No   XXX   $1,695.00   4.690% $0.00 1.1 None     N/A No 6.012% 0   2 0 0 0     0.00 No   0.05903     Other      
216127724 XXX XXX   Non QM   Yes No $28,500.00 $36,857.34   6.408% $15,758.88 $15,758.88 6.285% No No Not Employed           US Citizen               $23,872.81 1 XXX $3,834.96           45.172% 45.172% 45.172% 04/23/2019 765                                                       No No             [Borrower -  Primary Income - Social Security]; Award Letter / Continuance Letter - 2019
[Borrower -  Primary Income - Social Security]; Bank Statements - 2019
  Other                               0 0 0 No   XXX   $28,500.00   4.110% $0.00   None     No No 6.285% 0               0.00 No   0.06408            
216127725 XXX XXX   Non QM   Yes No $9,338.95 $8,526.26   7.754% $3,552.79 $3,552.79 7.585% No No Self-Employed           US Citizen               $23,377.53 1 XXX $1,656.96           20.749% 22.934% 20.749% 05/13/2019 728                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $9,338.95   4.610% $5,000.00   None     N/A No 7.585% 0   0 0 3 0   12 0.00 No   0.07754            
216127730 XXX XXX   Non QM   Yes No $7,630.00 $7,743.13   7.145% $2,749.87 $2,749.87 6.960% No No Self-Employed           US Citizen               $23,294.73 1 XXX $2,637.00           17.265% 19.099% 17.265% 04/02/2019 711                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2012
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $7,630.00   4.610% $0.00   None     N/A No 6.960% 0   0 0 0 0   12 0.00 No   0.07145            
216127731 XXX XXX   Non QM   Yes No $5,466.63 $6,060.03   6.038% $1,628.54 $1,628.54 5.835% No No Self-Employed           US Citizen               $43,600.34 1 XXX $2,689.08           15.528% 15.528% 15.528% 05/22/2019 745                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $5,466.63   4.110% $118,500.00   None     N/A No 5.835% 0   0 0 0 0   12 0.00 No   0.06038            
216127732 XXX XXX   Non QM   Yes No $11,495.00 $5,378.84   7.094% $2,729.21 $2,729.21 7.015% No No Self-Employed Not Employed         US Citizen US Citizen             $9,249.02 1 XXX $744.96           31.207% 35.007% 31.207% 05/13/2019 772                                                       No Yes 12 Personal 100.000% 36.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $11,495.00   4.580% $87,944.35 2.3 None     N/A No 7.015% 0 0 0 0 0 0 12   0.00 No   0.07094            
216127733 XXX XXX   Non QM   Yes No $7,441.50 $5,482.19   6.816% $1,951.15 $1,951.15 6.750% No No Employed Not Employed         Foreign National Foreign National     XXX XXX     $7,768.88 1 XXX $714.00           22.311% 26.017% 22.311%                                                           No No             [Borrower -  Primary Income - Wages]; Employer Letter - 2018
[Borrower -  Primary Income - Wages]; WVOE - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
Other                               0 0 0     XXX QM Employment History - Current Employment Documentation lacks Date Info $7,441.50   4.960% $0.00   None     N/A No 6.750% 0 0 0 0 3 0     0.00 No   0.06816            
216127734 XXX XXX   Non QM   Yes No $5,595.00 $6,228.17   5.467% $4,306.50 $6,416.94 5.916% No No Employed           US Citizen               $8,939.68 1 XXX $891.00           48.009% 35.736% 48.008% 04/17/2019 759                                                       No No             [Borrower -  Primary Income - Wages]; Paystubs - 2019
[Borrower -  Primary Income - Wages]; The Work Number - Employment Only - 2019
[Borrower -  Primary Income - Wages]; The Work Number - Income - 2019
[Borrower -  Primary Income - Wages]; W-2 - 2018
[Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0 No   XXX   $5,595.00   4.540% $0.00 3.9 None     N/A No 6.622% 1   0 0 0 0     0.00 No   0.05467            
216127735 XXX XXX   Non QM   Yes No $8,280.00 $9,832.12   5.832% $1,328.34 $1,470.19 5.821% No No Self-Employed           Permanent Resident Alien               $11,136.03 1 XXX $2,127.96           36.740% 37.520% 36.740% 04/30/2019 771                                                       No Yes 12 Business 100.000% 100.000%   Borrower Prepared [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Borrower-prepared P&L - 2018
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2012
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $8,280.00   4.660% $0.00   None     N/A No 5.821% 0   0 0 0 0   12 0.00 No   0.05832            
216127736 XXX XXX   Non QM   Yes No $4,405.00 $5,938.90   5.587% $2,060.39 $2,160.58 5.663% No No Self-Employed           US Citizen               $26,722.29 1 XXX $1,489.68           26.480% 27.374% 26.480% 04/25/2019 803                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2017
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $4,405.00   4.580% $0.00   None     N/A No 5.663% 0   0 0 0 0   12 0.00 No   0.05587            
216127737 XXX XXX   Non QM   Yes No $9,791.00 $12,388.70   6.970% $3,111.27 $3,111.27 6.760% No No Self-Employed Not Employed         US Citizen US Citizen             $4,433.69 1 XXX $4,416.00           49.575% 56.292% 49.575% 04/17/2019 684                                                       No Yes 12 Business 100.000% 70.000%   Audited [Borrower -  Primary Income - Bank Statements]; Audited P&L - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Audited P&L - 2018
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506 or 4506-T - 2018
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 4506 or 4506-T - 2016
Bank Statements                               0 0 0 No   XXX   $9,791.00   4.620% $11,979.00   None     N/A No 6.760% 0 0 0 0 3 0   12 0.00 No   0.0697            
216127739 XXX XXX   Non QM   Yes No $3,592.81 $5,063.25   5.912% $2,628.34 $2,628.34 5.835% No No Not Employed           US Citizen               $6,740.91 1 XXX $2,462.88           34.556% 34.556% 34.556% 05/02/2019 791                                                       Yes No             [Borrower -  Primary Income - Asset Depletion]; Bank Statements - 2019
[Borrower -  Primary Income - Asset Depletion]; Bank Statements - 2019
[Borrower -  Primary Income - Asset Depletion]; Bank Statements - 2019
[Borrower]; 1084 or income worksheet - Year Not Available Asset Depletion                               0 0 0 No   XXX   $3,592.81   4.110% $0.00   None     N/A No 5.835% 0   0 0 0 0     0.00 No   0.05912     Other      
216127743 XXX XXX   Non QM   Yes No $19,545.00 $25,839.54   6.880% $7,673.78 $7,673.78 6.710% No No Self-Employed           Permanent Resident Alien               $240,141.50 1 XXX $4,058.04           5.174% 5.751% 5.174% 04/11/2019 749                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $19,545.00   4.610% $0.00   None     N/A No 6.710% 0   0 0 3 0   12 0.00 No   0.0688            
216127744 XXX XXX   Non QM   Yes No $3,647.80 $6,451.88   7.092% $1,090.76 $1,090.76 6.760% No No Self-Employed           US Citizen               $22,979.61 1 XXX $942.96           12.013% 12.013% 12.013% 04/10/2019 687                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements       1                       0 0 0 No   XXX   $3,647.80   4.100% $5,000.00   None     N/A No 6.760% 0   0 0 3 0   12 0.00 No   0.07092            
216127747 XXX XXX   Non QM   Yes No $33,642.50 $38,029.67   7.008% $5,256.25 $5,934.93 7.250% No No Self-Employed           US Citizen               $5,569.55 1 XXX $1,290.96           54.061% 60.423% 54.061% 01/23/2019 684                                                       No Yes 25 Personal 74.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2019
[Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2015
[Borrower -  Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019
[Borrower -  Non-Primary Income - Bank Statements]; Bank Statements - Personal - 2019
[Borrower -  Non-Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
Bank Statements                               0 0 0     XXX Non Taxable Income
Other Income - Not to be used for qualifying
Other Income - Not to be used for qualifying
QM Deferment of Principal
QM DTI
QM Loan Term
QM Points and Fees
$33,642.50   4.820% $0.00   None     N/A No 7.250% 0   0 0 2 0 12   0.00 No   0.07008            
216127748 XXX XXX   Non QM   Yes No $12,044.50 $18,252.77   5.530% $4,133.13 $5,995.89 5.596% No No Employed           US Citizen               $26,220.58 1 XXX $1,522.80           25.965% 25.412% 25.237% 05/09/2019 761                                                       No No             [Borrower -  Primary Income - Wages]; Paystubs - 2019
[Borrower -  Primary Income - Wages]; The Work Number - Employment Only - 2019
[Borrower -  Primary Income - Wages]; VVOE - 2019
[Borrower -  Primary Income - Wages]; W-2 - 2018
[Borrower -  Primary Income - Wages]; W-2 - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
Other                               0 0 0 No   XXX   $12,044.50   4.560% $0.00 2.0 None     N/A No 6.698% 2   0 0 2 0     0.00 No   0.0553            
216127751 XXX XXX   Non QM   Yes No $3,395.00 $4,240.06   7.142% $986.40 $986.40 6.885% No No Self-Employed Employed         US Citizen US Citizen             $1,546.27 1 XXX $1,015.44           49.276% 55.377% 49.276% 04/29/2019 687                                                       No Yes 12 Personal 100.000%       [Borrower -  Primary Income - Bank Statements]; CPA Letter - 2019
[Coborrower(s) -  Primary Income - Shared Bank Statements]; Bank Statements - Personal - 2019
[Coborrower(s) -  Primary Income - Shared Bank Statements]; CPA Letter - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506 or 4506-T - 2018
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $3,395.00   4.580% $0.00 1.9 None     N/A No 6.885% 0 0 0 0 2 0 12   0.00 No   0.07142            
216127754 XXX XXX   Non QM   Yes No $3,140.00 $4,808.36   6.659% $3,012.98 $3,012.98 6.585% No No Self-Employed           US Citizen               $32,731.95 1 XXX $1,044.96           9.384% 9.384% 9.384% 05/06/2019 749                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2013
[Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No   XXX   $3,140.00   4.030% $3,300.00   None     N/A No 6.585% 0   0 0 0 0   12 0.00 No   0.06659            
216127757 XXX XXX   Non QM   Yes No $14,700.00 $18,887.12   5.889% $7,607.00 $7,799.23 5.864% No No Employed Employed         US Citizen US Citizen             $14,416.48 1 XXX $1,932.00           48.817% 53.588% 48.817% 03/29/2019 713                                                       No No             [Borrower -  Primary Income - Wages]; Paystubs - 2019
[Borrower -  Primary Income - Wages]; VVOE - 2019
[Borrower -  Primary Income - Wages]; WVOE - 2019
[Borrower -  Primary Income - Wages]; W-2 - 2018
[Borrower -  Primary Income - Wages]; W-2 - 2017
[Coborrower(s) -  Primary Income - Wages]; Paystubs - 2019
[Coborrower(s) -  Primary Income - Wages]; VVOE - 2019
[Coborrower(s) -  Primary Income - Wages]; WVOE - 2019
[Coborrower(s) -  Primary Income - Wages]; W-2 - 2018
[Coborrower(s) -  Primary Income - Wages]; W-2 - 2017
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 1040 - 2018
[Borrower]; 1040 - 2017
[Borrower]; 4506 or 4506-T - 2017
[Coborrower]; 4506 or 4506-T - 2018
[Coborrower]; 1040 - 2018
[Coborrower]; 1040 - 2017
[Coborrower]; 4506 or 4506-T - 2017
2 Years Tax Returns                               0 0 0 No   XXX   $14,700.00   4.620% $0.00 2.2 None     N/A No 5.864% 2 2 2 0 2 0     0.00 No   0.05889            
216127761 XXX XXX   Non QM   Yes No $1,250.00 $963.69   7.477% $3,420.76 $3,420.76 7.510% No No Self-Employed           US Citizen               $8,480.57 1 XXX $174.00           47.501% 51.359% 47.501% 04/10/2019 718                                                       No Yes 12 Business 91.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019
[Borrower -  Non-Primary Income - Pension]; Bank Statements - 2019
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                           1   0 0 0 No   XXX   $1,250.00   4.620% $7,709.94 2.2 None     N/A No 7.510% 0   0 0 0 0   12 0.00 No   0.07477            
216127763 XXX XXX   Non QM   Yes No $12,997.00 $14,368.39   6.766% $3,676.82 $3,676.82 6.535% No No Self-Employed           US Citizen               $12,901.84 1 XXX $2,553.96           38.234% 38.234% 38.234% 06/10/2019 706                                                       No No           Borrower Prepared [Borrower -  Primary Income - Sole Proprietor]; CPA Letter - 2019
[Borrower -  Primary Income - Sole Proprietor]; P&L Statement - 2019
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018
[Borrower -  Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017
[Borrower]; Transcripts (1040) - 2018
[Borrower]; Transcripts (1040) - No Results Returned - 2018
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 1040 - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; Transcripts (1040) - 2016
[Borrower]; 1084 or income worksheet - Year Not Available
1 Year Tax Returns                               0 0 0 No   XXX   $12,997.00   3.860% $1,500.00   None     N/A No 6.535% 0   1 0 3 3     16.97 No   0.06766            
216127766 XXX XXX   N/A   Yes No $39,960.00 $19,286.96   6.866% $5,793.98 $5,793.98 7.125% No No Self-Employed           US Citizen               $6,998.30 1 XXX $1,109.16           49.611% 57.373% 49.611% 02/15/2019 744                                                       No Yes 12 Personal 88.000% 100.000%     [Borrower -  Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2019
[Borrower -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower -  Primary Income - Bank Statements]; Bank Statements - Personal - 2018
[Borrower -  Non-Primary Income - Asset Depletion]; Other - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0     XXX None $39,960.00   4.800% $0.00   None     N/A No 7.125% 0   0 0 2 0 12   0.00 No   0.06866            
216127768 XXX XXX   Non QM   Yes No $17,241.25 $23,058.67   6.180% $5,453.42 $5,453.42 5.960% No No Not Employed Self-Employed         US Citizen US Citizen             $35,634.70 1 XXX $1,366.20           18.316% 20.796% 18.316% 06/11/2019 725                                                       No Yes 12 Business 100.000%   67.000%   [Coborrower(s) -  Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) -  Primary Income - Bank Statements]; CPA Letter - 2019
[Coborrower(s) -  Primary Income - Bank Statements]; Third Party Verification - 2019
[Coborrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Bank Statements                               0 0 0 No   XXX   $17,241.25   4.390% $300.00   None     N/A No 5.960% 0 0 0 0 0 0   12 0.00 No   0.0618            
216127771 XXX XXX   Non QM   Yes No $5,925.00 $4,208.00   6.619% $1,871.61 $1,915.21 6.596% No No Not Employed           US Citizen               $3,607.67 1 XXX $1,719.96           48.462% 53.023% 48.462% 09/21/2018 619                                                       No No             [Borrower -  Non-Primary Income - Pension]; 1099 - 2017
[Borrower -  Non-Primary Income - Wages]; Employer Letter - 2018
[Borrower -  Non-Primary Income - Wages]; Paystubs - 2018
[Borrower -  Primary Income - Other]; Bank Statements - 2018
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
Other                               1 1 0     XXX Other Income - Not to be used for qualifying
QM DTI
QM Employment History
Retirement Documentation
$5,925.00   4.960% $0.00   None     N/A No 6.596% 0   0 0 3 1     0.00 No   0.06619            
216127815 XXX XXX   N/A   Yes No         $7,940.71 $7,940.71 8.635% No No             US Citizen                 2 XXX $10,890.96           0.000% 0.000% 0.000% 05/13/2019 722                                                       No No                 Other                               0 0 0 No   XXX         $0.00           No 8.635% 0 0 0 0 0 0     0.00 No 1.31              
216127844 XXX XXX   N/A   Yes No         $5,912.98 $5,912.98 5.650% No No         0 0     US Citizen US Citizen             XXX $0.00           0.000% 0.000% 0.000% 11/12/2020 792                                           Level 4-Stated/Verified as defined Level 2-Stated/Not Verified         No No                 Other                               0 0 0 No   XXX         $0.00           No 5.650% 0   0 0 0 0     0.00 No 1.32              
216127845 XXX XXX   N/A   Yes No         $4,226.26 $4,226.26 5.150% No No         0       US Citizen               XXX $0.00           0.000% 0.000% 0.000% 11/16/2020 758                                           Level 2-Stated/Not Verified           No No                 Other                               0 0 0 Yes   XXX         $0.00           No 5.150% 0   0 0 0 0     0.00 No 2.96              
216127852 XXX XXX   N/A   Yes No         $1,988.33 $1,988.33 4.650% No No         0 0     US Citizen US Citizen             XXX $0.00           0.000% 0.000% 0.000% 01/27/2021 703                                           Level 2-Stated/Not Verified Level 4-Stated/Verified as defined         No No                 Other                               0 0 0 Yes   XXX         $0.00           No 4.650% 0   0 0 0 0     0.00 No 2.21