EX-99.5 6 ex99-5.htm CLAYTON RATING AGENCY ATR QM DATA FIELDS
 

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP. ABS-15G

 

Exhibit 99.5

 

Client Name:                              
Client Project Name: CSMC 2021-NQM5                            
Start - End Dates: 7/7/2017 - 5/19/2021                            
Deal Loan Count: 339                            
                               
                                   
Rating Agency ATR QM Data Fields                            
                                   
Loans in Report:  339                            
                                   
Loan Number Loan Level ATR/QM Status Application Date Prior to 1/10/2014 TRID Indicator Lender Application Date Broker Application Date GSE Eligible QRM Flag ATR/QM Total Points and Fees Rate Lock Date APR Bwr 1 Employment Indicator Bwr 2 Employment Indicator Bwr 1 Foreign National Indicator Bwr 2 Foreign National Indicator Borrowers Qualified Through a Non-Resident Alien Program Residual Income Analysis in File ATR/QM Residual Income
432647478 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 2429.77 XXXXXX 4.4899 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213100 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10000 XXXXXX 3.9409 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213049 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 20746.69 XXXXXX 4.2748 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213050 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9090 XXXXXX 4.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213101 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21000 XXXXXX 4.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647479 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9960 XXXXXX 5.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143014 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5833.26 XXXXXX 4.5475 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151159 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8440.2 XXXXXX 4.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143015 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10030.92 XXXXXX 4.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151160 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12174 XXXXXX 4.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143016 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5140.6 XXXXXX 5.7476 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213051 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3638.75 XXXXXX 4.336 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433151161 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8895 XXXXXX 4.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433262123 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6077.63 XXXXXX 4.193 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647480 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8820 XXXXXX 4.2 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213052 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17184 XXXXXX 4.575 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151162 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6041.1 XXXXXX 5.2202 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432562154 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 1 XXXXXX 4.2 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647481 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3647.5 XXXXXX 5.5422 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433143017 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 1600 XXXXXX 4.1225 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213103 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3700 XXXXXX 4.5149 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
431115495 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10784.68 XXXXXX 5.5698 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
432647482 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13200 XXXXXX 4.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647483 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3334.5 XXXXXX 4.9097 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647484 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 68926.4 XXXXXX 4.7779 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
432647485 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17800 XXXXXX 4.2 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143019 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18880 XXXXXX 4.2 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647486 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 35840 XXXXXX 4.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
431987143 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6025 XXXXXX 5.4528 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
433143020 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6580 XXXXXX 3.9409 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432332279 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8585 XXXXXX 4.8842 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647487 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3938.75 XXXXXX 4.7084 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
432647488 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3765 XXXXXX 4.624 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647489 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11331.25 XXXXXX 4.324 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
432647490 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17197 XXXXXX 4.641 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647491 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9174.5 XXXXXX 4.3328 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432332295 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18255 XXXXXX 5.5602 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433143021 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 34200 XXXXXX 4.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432276721 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7568 XXXXXX 5.8963 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
432332324 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15870 XXXXXX 4.4408 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
433213053 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 32634.5 XXXXXX 4.4891 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
433151164 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12740 XXXXXX 4.4176 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143022 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10142.95 XXXXXX 4.6485 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
432647492 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19800 XXXXXX 4.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647493 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13008 XXXXXX 5.01 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432332356 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4375.8 XXXXXX 4.7756 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151165 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9900 XXXXXX 5 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433213054 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 26850 XXXXXX 4.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151166 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13861.5 XXXXXX 4.1536 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647495 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12674.5 XXXXXX 4.8549 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647496 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8117.2 XXXXXX 4.5 Employed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
432647497 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15120 XXXXXX 5.125 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
432647498 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 63000 XXXXXX 4.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143023 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19526 XXXXXX 5.0654 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213106 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19500 XXXXXX 4.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432616539 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11529.5 XXXXXX 4.5932 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151167 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5945 XXXXXX 4.6738 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433143024 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 46351.5 XXXXXX 4.2006 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143025 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8040 XXXXXX 4.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151168 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 23120 XXXXXX 4.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647500 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 2884.5 XXXXXX 4.3975 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
432647501 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11840 XXXXXX 4.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151169 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20000 XXXXXX 5.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213055 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8110.07 XXXXXX 4.369 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213107 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12162.5 XXXXXX 4.4861 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
432647503 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7936.5 XXXXXX 4.2457 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262125 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 20916 XXXXXX 4.9016 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647504 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10207.5 XXXXXX 4.2092 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151170 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7020 XXXXXX 5.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151171 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19996.5 XXXXXX 4.6673 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151172 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9240 XXXXXX 5.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213108 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7376.5 XXXXXX 4.5605 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151173 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX Yes No 4650 XXXXXX 5.1771 Employed Employed Non-Permanent Resident Alien Non-Permanent Resident Alien (No Data) No 0
433151174 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16090.75 XXXXXX 5.7409 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262126 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3049.31 XXXXXX 4.6786 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433213056 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3554.5 XXXXXX 4.6627 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433143027 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7812 XXXXXX 4.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151175 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12044.5 XXXXXX 4.6083 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647505 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15388.8 XXXXXX 4.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143028 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13840 XXXXXX 4.0792 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647506 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8800 XXXXXX 4.5758 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
432647507 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10199.5 XXXXXX 4.1053 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262127 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8924.5 XXXXXX 4.6422 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151176 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7280 XXXXXX 4.7517 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647508 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6590 XXXXXX 4.0146 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151178 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 24533.25 XXXXXX 4.0152 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143029 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6825 XXXXXX 4.2033 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143030 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19950 XXXXXX 4.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213058 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 26400 XXXXXX 4.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143031 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10648 XXXXXX 3.9763 Unemployed Unemployed Permanent Resident Alien Permanent Resident Alien (No Data) (No Data) 0
432647512 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10200 XXXXXX 5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647514 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6785 XXXXXX 5.3571 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
432647515 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5440 XXXXXX 4.5536 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
433151179 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9048 XXXXXX 5.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647516 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8528 XXXXXX 5.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143032 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5460 XXXXXX 4.625 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433151180 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12300 XXXXXX 4.7272 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647517 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9524.38 XXXXXX 4.93 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
433151181 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7621.5 XXXXXX 4.7419 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143035 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13107.5 XXXXXX 4.1988 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151182 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15360 XXXXXX 4.125 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143036 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9542.5 XXXXXX 4.3219 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262128 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15084.5 XXXXXX 4.8605 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213109 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7728 XXXXXX 4.6485 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433151183 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 32000 XXXXXX 4.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213111 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9599.96 XXXXXX 4.575 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151184 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 32495 XXXXXX 4.4379 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647518 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4480 XXXXXX 4.875 Employed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
433143037 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8940 XXXXXX 4.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151185 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9884.57 XXXXXX 5.2635 Employed Employed Non-Permanent Resident Alien Non-Permanent Resident Alien (No Data) No 0
433143038 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20384 XXXXXX 4.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213112 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11584.5 XXXXXX 4.1743 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143039 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6870.2 XXXXXX 4.5007 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213113 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5732.5 XXXXXX 4.5898 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151186 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6490.7 XXXXXX 4.2139 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433151187 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14400 XXXXXX 4.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647519 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7988.75 XXXXXX 5.4055 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
432647521 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12963.75 XXXXXX 4.7016 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262129 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15994.5 XXXXXX 4.879 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647523 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9592 XXXXXX 4.5655 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151188 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18464 XXXXXX 5.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143040 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7332.5 XXXXXX 4.721 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647524 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6521.25 XXXXXX 4.262 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433151189 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7046 XXXXXX 4.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647526 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 23100 XXXXXX 4.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647528 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7200 XXXXXX 4.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143041 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9690 XXXXXX 4.8764 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433143042 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8281.25 XXXXXX 4.1305 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433143043 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13684.5 XXXXXX 5.6958 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647530 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14250 XXXXXX 4.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647531 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8320 XXXXXX 4.5 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433213060 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 30353.25 XXXXXX 4.6789 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143045 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 1445 XXXXXX 4.5593 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433151191 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 4.8726 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151192 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19059.73 XXXXXX 4.46 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213115 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 60784.5 XXXXXX 4.1538 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647533 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6851 XXXXXX 4.5117 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
432647535 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 31968 XXXXXX 4.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151193 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6451.5 XXXXXX 4.3265 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151194 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22800 XXXXXX 5.6251 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433213061 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6830 XXXXXX 5.5847 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143046 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18170 XXXXXX 4.7713 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647540 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7384 XXXXXX 4.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433262130 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18310 XXXXXX 4.9051 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
432647541 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6533 XXXXXX 4.6984 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143047 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4128 XXXXXX 4.8333 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647542 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17784 XXXXXX 4.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647543 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 2090 XXXXXX 4.0026 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647544 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5325 XXXXXX 3.9763 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213116 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14495 XXXXXX 5.4141 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213117 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22960 XXXXXX 4.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213118 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 24612 XXXXXX 4.001 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647545 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 21882.5 XXXXXX 4.5111 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213062 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4924.9 XXXXXX 4.1888 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
432647546 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10560 XXXXXX 3.9409 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
432647547 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8915.25 XXXXXX 4.8713 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433151196 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9841.5 XXXXXX 3.9645 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213063 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11765 XXXXXX 4.5191 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647548 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5644.5 XXXXXX 4.4342 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
432647550 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8909.5 XXXXXX 4.6831 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647551 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 2976.25 XXXXXX 4.0245 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151197 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7947 XXXXXX 4.3496 Employed Employed U.S. Citizen Permanent Resident Alien (No Data) No 0
432647554 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8260 XXXXXX 4 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
432647555 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10309 XXXXXX 4.45 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143048 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 49000 XXXXXX 4.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143049 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 22647 XXXXXX 4.4794 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262131 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12134.5 XXXXXX 4.5936 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647556 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12523.5 XXXXXX 4.3858 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151200 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10655 XXXXXX 4.7472 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647557 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5905 XXXXXX 5.0096 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213120 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10190 XXXXXX 4.1736 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433213121 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11515 XXXXXX 5.3341 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
433213122 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10296 XXXXXX 4.625 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
432647558 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13910 XXXXXX 5.0714 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
433143050 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12040 XXXXXX 4.125 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433151201 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18690 XXXXXX 4.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151202 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12556 XXXXXX 3.9763 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143052 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5599.5 XXXXXX 4.2226 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143053 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14360.94 XXXXXX 5.1681 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151204 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3963.75 XXXXXX 4.8444 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213124 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4816 XXXXXX 4.125 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433262132 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14000 XXXXXX 4.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151206 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 21335 XXXXXX 4.4777 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262133 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 2212.67 XXXXXX 4.3766 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151207 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8240 XXXXXX 4.1237 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151208 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9100 XXXXXX 3.9763 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647559 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10615 XXXXXX 4.3149 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143054 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5617.5 XXXXXX 4.7598 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213125 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13200 XXXXXX 5.6251 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143055 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6164.5 XXXXXX 4.568 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213126 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8295 XXXXXX 5.1487 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647561 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11123 XXXXXX 4.344 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213127 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9205 XXXXXX 4.9835 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433143056 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7014.5 XXXXXX 4.7771 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143057 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6670 XXXXXX 4.6064 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143058 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3655 XXXXXX 5.0381 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151209 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6096.5 XXXXXX 4.5154 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433262136 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6203.8 XXXXXX 4.5619 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151211 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10631.16 XXXXXX 4.1284 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647563 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11894 XXXXXX 4.5522 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
433143060 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11195 XXXXXX 5.6253 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143061 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18300 XXXXXX 5.5001 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433262137 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6750 XXXXXX 4.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213129 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5311.25 XXXXXX 5.191 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151213 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18480 XXXXXX 4.75 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433213130 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6292.65 XXXXXX 4.1501 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213131 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7640 XXXXXX 4.125 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433213066 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19763 XXXXXX 4.8759 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
433143063 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 57882.25 XXXXXX 4.3701 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213133 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17254.5 XXXXXX 4.5419 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433143064 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 20004.19 XXXXXX 5.1646 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213067 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9800 XXXXXX 4.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151215 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12864.5 XXXXXX 4.3969 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213068 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3606.32 XXXXXX 4.6206 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
433143065 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8526 XXXXXX 4.5006 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433213069 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8680 XXXXXX 4.75 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
433213134 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8101.5 XXXXXX 4.9402 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143066 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8326.25 XXXXXX 4.1445 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433213136 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18459.06 XXXXXX 4.3878 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
433213138 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6365 XXXXXX 5.0148 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262138 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 32460 XXXXXX 4.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143067 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14415 XXXXXX 4.8543 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143069 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8422.4 XXXXXX 4.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432647566 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 20904.5 XXXXXX 4.5191 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151216 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3429.5 XXXXXX 4.036 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143070 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15495 XXXXXX 4.9295 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143071 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7192 XXXXXX 4.043 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432647567 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6874 XXXXXX 4.6733 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213071 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7700 XXXXXX 4.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433143072 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9784.5 XXXXXX 4.3669 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151218 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12634.5 XXXXXX 4.7723 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213140 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9058.75 XXXXXX 4.1626 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151219 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15845 XXXXXX 4.2294 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262139 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16212.5 XXXXXX 4.3418 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213141 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16779.5 XXXXXX 5.221 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213073 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10440 XXXXXX 4.027 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213074 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 20715.5 XXXXXX 4.263 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213142 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10272.5 XXXXXX 4.6018 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151222 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 32320 XXXXXX 4.6418 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151223 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3132.25 XXXXXX 4.0157 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
433213143 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 1924.5 XXXXXX 4.5292 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213144 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10975 XXXXXX 4.9636 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143074 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7331 XXXXXX 4.169 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
433213145 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8494.69 XXXXXX 4.1104 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433213075 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5695 XXXXXX 5.2321 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213148 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13390 XXXXXX 4.5607 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433213149 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12520 XXXXXX 4.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213076 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12540 XXXXXX 4.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213150 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10463.5 XXXXXX 4.9091 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151224 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14301 XXXXXX 4.6793 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
433213151 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12095 XXXXXX 5.3085 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213152 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7065 XXXXXX 4.4768 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151227 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10677.5 XXXXXX 4.5869 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143076 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12450 XXXXXX 3.9763 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213079 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7194.5 XXXXXX 5.0217 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143077 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16000 XXXXXX 4.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433262140 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7990 XXXXXX 4.4827 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213080 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13490.5 XXXXXX 4.5757 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433143078 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6701 XXXXXX 5.1735 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262142 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8880 XXXXXX 4.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213081 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4847.99 XXXXXX 5.0911 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433213155 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8978.5 XXXXXX 4.3226 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151229 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6136 XXXXXX 4.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213082 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10496 XXXXXX 4.325 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433262143 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6384.5 XXXXXX 4.5193 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143079 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10410.63 XXXXXX 5.0961 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143080 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10782.2 XXXXXX 4.8259 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213156 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 1640 XXXXXX 4.0569 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213158 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12240 XXXXXX 4.625 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433213159 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3918.75 XXXXXX 5.1691 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262144 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7423.18 XXXXXX 5.136 Employed Employed U.S. Citizen Permanent Resident Alien (No Data) No 0
433151230 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 41634.5 XXXXXX 4.4542 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143082 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7535 XXXXXX 4.5614 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213160 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14400 XXXXXX 4.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433262145 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9884.5 XXXXXX 4.9638 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143083 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3128.75 XXXXXX 4.8611 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433213161 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11850 XXXXXX 4.3613 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151232 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16133.75 XXXXXX 4.399 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151233 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7280 XXXXXX 4.125 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433213162 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6175 XXXXXX 4.7102 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213163 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17280 XXXXXX 4.25 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433151234 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7790 XXXXXX 4.4893 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213165 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9705 XXXXXX 4.2078 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262147 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 22419.5 XXXXXX 4.5537 Employed Employed U.S. Citizen Permanent Resident Alien (No Data) No 0
433262148 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22880 XXXXXX 4.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213166 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8224.5 XXXXXX 5.4293 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433151235 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14416.88 XXXXXX 4.6278 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213168 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9047 XXXXXX 5.5874 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262149 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13363.5 XXXXXX 4.8875 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213087 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13051.69 XXXXXX 4.1386 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213169 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11407 XXXXXX 4.4286 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213170 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5340.75 XXXXXX 4.0569 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433213171 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11880.62 XXXXXX 4.3639 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213088 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11636.64 XXXXXX 4.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433262150 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10865 XXXXXX 5.4237 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213089 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5945 XXXXXX 4.1534 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213090 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6189.99 XXXXXX 5.5069 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433262152 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4532.63 XXXXXX 5.7591 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262153 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7950 XXXXXX 5.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213172 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6920 XXXXXX 4.3974 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213092 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12750 XXXXXX 4.2 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433151236 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21900 XXXXXX 4.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213173 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6445 XXXXXX 4.5021 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213175 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7552.5 XXXXXX 4.2084 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213093 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19200 XXXXXX 5 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
433213176 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12545 XXXXXX 4.6174 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262154 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6855 XXXXXX 5.0261 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433213177 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8210 XXXXXX 4.4006 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
433262155 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15239 XXXXXX 5.2998 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213095 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18720 XXXXXX 5.125 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
433262157 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4810.5 XXXXXX 4.2908 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213178 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 30800 XXXXXX 4.2 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213096 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7475 XXXXXX 4.7028 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262159 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9100 XXXXXX 3.9763 Employed Employed Permanent Resident Alien U.S. Citizen (No Data) (No Data) 0
433262160 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4434.8 XXXXXX 4.4507 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
433262161 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7520.01 XXXXXX 5.0011 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213180 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 35280 XXXXXX 4.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433213098 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6834.5 XXXXXX 5.0368 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433213182 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19760 XXXXXX 4.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433262164 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9064.5 XXXXXX 4.6333 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262165 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18040 XXXXXX 4.5995 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433262167 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9285 XXXXXX 4.8599 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433262168 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6225 XXXXXX 5.3345 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433262169 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20160 XXXXXX 4.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
433262170 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7343 XXXXXX 5.1205 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
433262172 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7579.5 XXXXXX 4.6294 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262173 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5433.75 XXXXXX 4.5388 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262174 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9027.5 XXXXXX 4.4718 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433262176 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5865 XXXXXX 4.3844 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
433262177 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7459.5 XXXXXX 4.28 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
432590401 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11696 XXXXXX 5.3751 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
432602505 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6466.92 XXXXXX 5.9989 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
432602507 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4233.25 XXXXXX 5.2029 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
432602510 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4515 XXXXXX 5.3751 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
431842282 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4959.5 XXXXXX 7.3219 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
433151238 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 31540 XXXXXX 4.436 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
433143085 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5590 XXXXXX 4.8044 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
433143086 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3842.5 XXXXXX 4.2174 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
431841999 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 2917.21 XXXXXX 7.6252 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
 


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