EX-99.13 14 ex99-13.htm AMC SUPPLEMENTAL DATA
 

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP. ABS-15G

 

Exhibit 99.13

 

                                                                                                                                                                                                                                                                   
Supplemental Data                                                                                                                                                                                                                                                                    
Run Date - 7/12/2021 1:56:58 PM                                                                                                                                                                                                                                                                    
AMC Loan ID CS Loan ID Customer Loan ID Seller Loan ID Investor Loan Number TILA Status Loan Designation Application Date TRID GSE HOEPA Fees TILA Fees Rate Lock Date Calculated APR Original P&I Qualifying P&I Qualifying Rate Is Borrower Non Occupant Is Co Borrower Non Occupant Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower2 Length of Employment Co Borrower3 Length of Employment Borrower Foreign National Indicator Co Borrower Foreign National Indicator Co Borrower 2 Foreign National Indicator Co Borrower 3 Foreign National Indicator Borrower Country Name Co Borrower Country Name Co Borrower2 Country Name Co Borrower3 Country Name Residual Income Num Units Annual Property Tax Annual Insurance Costs HOA Name HOA Address State Fee Amount Next Due Date HOA Payment Frequency Investor DTI QM DTI Non QM DTI Original Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Income Doc Detail Tax Return Doc Details Document Level Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy (7, 11)  Months Bankruptcy (13)  Most Recent Deed-in -Lieu Date Number of Deed-in-Lieu Events Months Deed-in-Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Guideline Name UW Guideline Author QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate HUD 1 Page 1 Credits Total Collateral Underwriter Risk Score AUS Decision System Property Inspection Waiver (PIW) Rating Result Eligible For Rep and Warrant Relief Per Collateral Advisor Is Equity Shared Loan Investor Qualifying Rate Borrower Years of W2s CoBorrower Years of W2s Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Months of Personal Bank Statements Months of Business Bank Statements Months of Profit and Loss Statements Expense Letter DSCR Inverse DSCR Subordinate Lien Type Is Shared Appreciation Mortgage Duration of Payout Months Seller VSH Indicator Seller Indicated VSH Guideline Validated VSH
XXXX 431100097 XXXX XXXX   Non QM XXXX Yes No $29,240.00 $6,882.69 XXXX 4.913% $6,572.77   4.875% No No Self-Employed Not Employed         US Citizen US Citizen             $57,730.40 1 XXXX $4,295.04 XXXX   $132.67   Monthly 19.003% 19.003% 19.003% 09/18/2019 759                                                       No Yes 24 Business 100.000% 100.000%   Borrower Prepared [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; CPA Letter - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Other - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Borrower-prepared P&L - 2009		 [Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0   XXXX XXXX Other Income - Not to be used for qualifying $29,240.00   3.690% $0.00   None     N/A No 4.875% 0 0 0 0 0 0   24 0.00 No   0.04913            
XXXX 431126754 XXXX XXXX   N/A XXXX Yes No         $6,146.99   6.625% No No         0       US Citizen             1 XXXX $3,448.56 XXXX GA $3,600.00   Annually 0.000% 0.000% 0.000% 02/14/2020 743 755 743 741                                     Level 3-Stated/Partially Verified           No No                 Other                               0 0 0 No XXXX XXXX         $0.00         N/A No 6.625% 0   0 0 0 0     0.00 No 1.32              
XXXX 431088738 XXXX XXXX   Non QM XXXX Yes No $26,801.25 $13,324.16 XXXX 5.227% $10,209.13   5.269% No No Self-Employed           US Citizen               $79,791.21 1 XXXX $1,907.88           34.828% 34.692% 34.828% 01/11/2020 685                                                       No No             [Borrower - XXXX Primary Income - S-Corp (>= 25%)]; CPA Letter - 2020
[Borrower - XXXX Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020
[Borrower - XXXX Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020
[Borrower - XXXX Primary Income - S-Corp (>= 25%)]; 1040-ES - 2018
[Borrower - XXXX Primary Income - S-Corp (>= 25%)]; 1120S - 2018
[Borrower - XXXX Primary Income - S-Corp (>= 25%)]; K-1 - 2018
[Borrower - XXXX Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2012
[Borrower - XXXX Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2020
[Borrower - XXXX Non-Primary Income - S-Corp (>= 25%)]; 1040-ES - 2018
[Borrower - XXXX Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018
[Borrower - XXXX Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018
[Borrower - XXXX Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2020
[Borrower - XXXX Non-Primary Income - S-Corp (>= 25%)]; 1040-ES - 2018
[Borrower - XXXX Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018
[Borrower - XXXX Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018		 [Borrower]; 4506 or 4506-T - 2018
[Borrower]; Transcripts (1040) - 2018
[Borrower]; 1040 - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 4506 or 4506-T - 2016		 1 Year Tax Returns                               0 0 0   XXXX XXXX Income Method of Calculation
Rental Income Documentation - Schedule E Method Test
Rental Income Documentation - Schedule E Method Test
S-Corp Income Documentation Test
S-Corp Income Documentation Test
S-Corp Income Documentation Test		 $26,801.25   3.900% $0.00 1.3 None     No No 5.269% 0   1 0 3 1     0.00 No   0.05227            
XXXX 431956922 XXXX XXXX   Non QM XXXX Yes No $8,395.00 $10,144.66 XXXX 4.867% $2,548.74   4.690% No No Self-Employed Not Employed         US Citizen US Citizen             $188,235.69 1 XXXX $10,323.96           4.643% 4.643% 4.643% 10/21/2020 793                                                       No Yes 12 Business 100.000% 100.000%     [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; CPA Letter - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019		 [Borrower]; 4506 or 4506-T - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506 or 4506-T - 2019
[Coborrower]; 4506 or 4506-T - 2018		 Bank Statements                               0 0 0 No XXXX XXXX Other Income - Not to be used for qualifying $8,395.00   2.830% $0.00 1.7 None     N/A No 4.690% 0 0 0 0 2 0   12 0.00 No   0.04867            
XXXX 431997069 XXXX XXXX   N/A XXXX Yes No         $1,116.38 $1,116.38 5.575% No No         0       US Citizen             3 XXXX $2,187.00           0.000% 0.000% 0.000% 11/20/2020 747 754 747 742                                     Level 3-Stated/Partially Verified           No No                 Other                               0 0 0 Yes XXXX XXXX         $0.00         No No 5.575% 0   0 0 0 0     0.00 No 1.25              
XXXX 431997073 XXXX XXXX   N/A XXXX Yes No         $1,151.82 $1,151.82 6.700% No No             US Citizen                 1 XXXX $1,094.04           0.000% 0.000% 0.000% 11/30/2020 736                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00         N/A No 6.700% 0   0 0 0 0     0.00 No 1.12              
XXXX 431956910 XXXX XXXX   Non QM XXXX Yes No $19,285.00 $24,646.25 XXXX 5.610% $6,766.11   5.437% No No Self-Employed Not Employed         US Citizen US Citizen             $46,827.93 1 XXXX $1,412.04           17.793% 20.217% 17.793% 09/21/2020 670                                                       No Yes 24 Business 100.000% 35.000%     [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; CPA Letter - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Other - 2020		 [Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No XXXX XXXX Other Income - Not to be used for qualifying $19,285.00 12/11/2020 2.880% $0.00 2.0 None     Yes No 5.437% 0 0 0 0 0 0   24 0.00 No   0.0561            
XXXX 432571834 XXXX XXXX   N/A XXXX Yes No         $1,043.59 $1,043.59 5.950% No No         0       US Citizen             1 XXXX $765.00           0.000% 0.000% 0.000% 02/10/2021 787 743 794 787                                     Level 1-Not Stated/Not Verified           No No                 Other                               0 0 0 No XXXX XXXX         $0.00         N/A No 5.950% 0   0 0 0 0     0.00 No 1.33              
XXXX 432571855 XXXX XXXX   Non QM XXXX Yes No $14,960.00 $16,230.90 XXXX 4.769% $4,207.50   4.675% No No Not Employed           US Citizen               $7,327.51 1 XXXX $3,143.04 XXXX HI $110.00   Monthly 47.291% 37.382% 47.291% 02/11/2021 717                                                       No No             [Borrower - XXXX Primary Income - Child Support]; Bank Statements - 2020
[Borrower - XXXX Primary Income - Child Support]; Divorce Decree - 2020
[Borrower - XXXX Non-Primary Income - Sole Proprietor]; P&L Statement - 2021
[Borrower - XXXX Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2021
[Borrower - XXXX Non-Primary Income - Sole Proprietor]; Third Party Verification - 2021
[Borrower - XXXX Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019		 [Borrower]; 4506 or 4506-T - 2019
[Borrower]; Transcripts (1040) - 2019
[Borrower]; 1040 - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; Transcripts (1040) - 2018
[Borrower]; 1040 - 2018		 2 Years Tax Returns                               0 0 0 No XXXX XXXX QM Deferment of Principal
QM Employment History - Current Employment Documentation lacks Date Info
QM Loan Term
Self Employed - Implicit Adherence		 $14,960.00   2.950% $0.00 3.0 None     Yes No 4.675% 0   2 0 2 2     0.00 No   0.04769            
XXXX 432571851 XXXX XXXX   Non QM XXXX Yes No $13,445.00 $17,851.83 XXXX 5.714% $8,507.57   5.612% No No Self-Employed           US Citizen               $40,535.04 1 XXXX $3,342.96           40.902% 40.902% 40.902% 01/22/2021 711                                                       No Yes 12 Business 100.000% 100.000%     [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower - XXXX Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2021		   Bank Statements                               0 0 0 No XXXX XXXX Other Income - Not to be used for qualifying $13,445.00   2.840% $0.00   None     Yes No 5.612% 0   0 0 0 0   12 0.00 No   0.05714            
XXXX 431997070 XXXX XXXX   Non QM XXXX Yes No $6,171.44 $8,966.89 XXXX 5.660% $1,501.33   5.387% No No Self-Employed           US Citizen               $6,298.91 1 XXXX $666.00 XXXX   $627.00   Monthly 41.895% 41.895% 41.895% 11/05/2020 708                                                       No Yes 13 Personal 100.000% 100.000%     [Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2018
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2018		 [Borrower]; 4506 or 4506-T - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available		 Bank Statements Chapter 7   XXXX 1 107.64                     0 0 0 No XXXX XXXX Other Income - Not to be used for qualifying $6,171.44   2.760% $0.00   None     N/A No 5.387% 0   0 0 2 0 13   0.00 No   0.0566            
XXXX 433319734 XXXX XXXX   N/A XXXX Yes No         $2,518.37 $2,518.37 4.000% No No         0       US Citizen             1 XXXX $2,099.04           0.000% 0.000% 0.000% 04/22/2021 774 786 774 723                                     Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No XXXX XXXX         $0.00 3.3       Yes No 4.000% 0   0 0 0 0     0.00 No 1.17              
XXXX 433150344 XXXX XXXX   Non QM XXXX Yes No $16,681.97 $21,974.76 XXXX 4.270% $2,648.48   3.937% No No Self-Employed           US Citizen               $18,636.64 1 XXXX $2,929.68           14.897% 14.897% 14.897% 01/26/2021 812                                                       No Yes 12 Personal 100.000% 100.000%     [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Personal - 2021
[Borrower - XXXX Primary Income - Bank Statements]; CPA Letter - 2021		 [Borrower]; 4506 or 4506-T - 2019
[Borrower]; 4506 or 4506-T - 2018		 Bank Statements                               0 0 0 Yes XXXX XXXX Other Income - Not to be used for qualifying
QM Points and Fees 2021		 $16,681.97   3.100% $5,000.00 3.2 None     N/A No 3.937% 0   0 0 2 0 12   0.00 No   0.0427            
XXXX 433367223 XXXX XXXX   N/A XXXX Yes No         $1,048.68 $1,048.68 5.750% No No             US Citizen                 1 XXXX $393.00 XXXX   $250.00   Monthly 0.000% 0.000% 0.000% 01/19/2021 711                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00 2.5       Yes No 5.750% 0   0 0 0 0     0.00 No 1.43              
XXXX 433319735 XXXX XXXX   Non QM XXXX Yes No $19,015.00 $9,333.45 XXXX 4.819% $3,060.53   4.687% No No Self-Employed           US Citizen               $4,194.08 1 XXXX $1,118.16           48.354% 48.354% 48.354% 03/02/2021 673                                                       No Yes 24 Business 100.000% 50.000%     [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower - XXXX Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Other - 2010		 [Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018		 Bank Statements Chapter 7   XXXX 1 88.08                     0 0 0 No XXXX XXXX Other Income - Not to be used for qualifying
QM DTI
QM Points and Fees 2021		 $19,015.00   3.020% $0.00 2.2 None     Yes No 4.687% 0   0 0 0 0   24 0.00 No   0.04819            
XXXX 431841836 XXXX XXXX   Non QM XXXX Yes No $10,955.00 $14,980.16 XXXX 6.435% $3,940.59   6.250% No No Self-Employed           Permanent Resident Alien               $14,965.75 1 XXXX $1,845.96 XXXX   $763.00 02/01/2018 Monthly 38.827% 38.827% 38.827% 09/22/2017 724                                                       No Yes 12 Business 100.000%       [Borrower - XXXX Primary Income - Bank Statements]; CPA Letter - 2017
[Borrower - XXXX Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2017
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2017
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2013		 [Borrower]; 4506 or 4506-T - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 4506 or 4506-T - 2014
[Borrower]; 1084 or income worksheet - Year Not Available		 Bank Statements                               0 0 0   XXXX XXXX   $10,955.00 11/06/2017 3.980% $0.00   None         6.250% 0   0 0 3 0   12 0.00 No   0.06435            
XXXX 431842470 XXXX XXXX   N/A XXXX Yes No $22,987.40 $9,750.66 XXXX 7.031% $3,225.50   7.990% No No Self-Employed           US Citizen               $10,084.80 1 XXXX $779.04           42.257% 45.534% 42.257% 07/05/2019 684                                                       No Yes 12 Business 100.000% 100.000%   Borrower Prepared [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Borrower-prepared P&L - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Other - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2019		 [Borrower]; 4506 or 4506-T - 2018
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; 1084 or income worksheet - Year Not Available		 Bank Statements                               0 0 0   XXXX XXXX None $22,987.40   4.300% $0.00   None     N/A No 7.990% 0   0 0 2 0   12 0.00 No   0.07031            
XXXX 431841832 XXXX XXXX   N/A XXXX Yes No         $802.08     No No               US Citizen               2 XXXX $956.04           0.000% 0.000% 0.000% 10/04/2017 693                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0 0 0 0 0 0     0.00 No 0.19              
XXXX 431841826 XXXX XXXX   N/A XXXX Yes No         $679.48 $679.48   No No             Permanent Resident Alien                 1 XXXX $738.00           0.000% 0.000% 0.000% 10/09/2017 680                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0   0 0 0 0     0.00 No 1.34              
XXXX 431841830 XXXX XXXX   N/A XXXX Yes No         $970.15 $970.15   No No               US Citizen               3 XXXX $1,296.00           0.000% 0.000% 0.000% 09/22/2017 752                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0 0 0 0 0 0     0.00 No 0.64              
XXXX 431842301 XXXX XXXX   N/A XXXX Yes No         $1,247.49     No No             US Citizen                 4 XXXX $1,580.04           0.000% 0.000% 0.000% 06/20/2017 776                                                       No No                 Other                               0 0 0   XXXX XXXX         $0.00               0   0 0 0 0     0.00 No 1.77              
XXXX 431841958 XXXX XXXX   N/A XXXX Yes No         $1,579.87 $1,579.87   No No         0     US Citizen US Citizen             1 XXXX $1,773.00           0.000% 0.000% 0.000% 10/20/2017 712 749 762 736                                     Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0 0 0 0 0 0     0.00 No 1.26              
XXXX 431841949 XXXX XXXX   N/A XXXX Yes No         $743.81 $743.81   No No             US Citizen                 3 XXXX $906.00           0.000% 0.000% 0.000% 11/22/2017 673                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0   0 0 0 0     0.00 No 2.26              
XXXX 431841957 XXXX XXXX   N/A XXXX Yes No         $856.81 $856.81   No No         0     US Citizen US Citizen             1 XXXX $1,548.00           0.000% 0.000% 0.000% 10/20/2017 712 749 762 736                                     Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0 0 0 0 0 0     0.00 No 1.34              
XXXX 431841963 XXXX XXXX   N/A XXXX Yes No         $1,104.36 $1,104.36   No No             US Citizen                 1 XXXX $1,107.00           0.000% 0.000% 0.000% 10/16/2017 700                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0   0 0 0 0     0.00 No 1.15              
XXXX 431841991 XXXX XXXX   N/A XXXX Yes No         $877.40 $877.40   No No             US Citizen                 2 XXXX $1,203.96           0.000% 0.000% 0.000% 01/23/2018 782                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0   0 0 0 0     0.00 No 1.76              
XXXX 431842013 XXXX XXXX   N/A XXXX Yes No         $498.47 $498.47   No No             US Citizen                 2 XXXX $1,641.00           0.000% 0.000% 0.000% 01/15/2018 751                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0   0 0 0 0     0.00 No 1.85              
XXXX 431842026 XXXX XXXX   N/A XXXX Yes No         $1,600.78 $1,600.78   No No             US Citizen                 2 XXXX $1,629.96           0.000% 0.000% 0.000% 01/05/2018 709                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0   0 0 0 0     0.00 No 1.28              
XXXX 431842077 XXXX XXXX   N/A XXXX Yes No         $538.97 $538.97   No No             US Citizen                 2 XXXX $855.00           0.000% 0.000% 0.000% 01/09/2018 709                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0   0 0 0 0     0.00 No 1.51              
XXXX 431842349 XXXX XXXX   N/A XXXX Yes No         $786.67 $786.67   No No             Permanent Resident Alien US Citizen               1 XXXX $872.04 XXXX   $128.00   Monthly 0.000% 0.000% 0.000% 12/30/2017 714                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0 0 0 0 0 0     0.00 No 1.13              
XXXX 431842432 XXXX XXXX   N/A XXXX Yes No         $714.41 $714.41   No No         0     US Citizen US Citizen             1 XXXX $1,923.96           0.000% 0.000% 0.000% 02/05/2018 690 671 690 729                                     Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0 0 0 0 0 0     0.00 No 1.09              
XXXX 431842436 XXXX XXXX   N/A XXXX Yes No         $502.97 $502.97   No No             US Citizen                 1 XXXX $596.04           0.000% 0.000% 0.000% 01/03/2018 701                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0   0 0 0 0     0.00 No 1.38              
XXXX 431842433 XXXX XXXX   N/A XXXX Yes No         $1,661.07 $1,661.07   No No             US Citizen                 4 XXXX $1,860.00           0.000% 0.000% 0.000% 02/05/2018 721                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0   0 0 0 0     0.00 No 1.21              
XXXX 431842434 XXXX XXXX   N/A XXXX Yes No         $1,661.07 $1,661.07   No No             US Citizen                 4 XXXX $1,854.00           0.000% 0.000% 0.000% 01/29/2018 721                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00               0   0 0 0 0     0.00 No 1.22              
XXXX 432590394 XXXX XXXX   N/A XXXX Yes No         $1,742.36 $1,742.36 5.125% No No             US Citizen                 1 XXXX $1,359.00           0.000% 0.000% 0.000% 01/27/2021 771                                                       No No                 Other                               0 0 0 Yes XXXX XXXX         $0.00 2.2       No No 5.125% 0   0 0 0 0     0.00 No 1.38              
XXXX 431956920 XXXX XXXX   N/A XXXX Yes No         $2,820.00 $2,820.00 5.875% No No             US Citizen                 1 XXXX $1,676.52           0.000% 0.000% 0.000% 10/12/2020 737                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00 2.0       Yes No 5.875% 0   0 0 0 0     0.00 No 0.6              
XXXX 432590393 XXXX XXXX   N/A XXXX Yes No         $860.72 $860.72 4.750% No No             US Citizen US Citizen               1 XXXX $999.00 XXXX   $250.00   Annually 0.000% 0.000% 0.000% 01/12/2021 786                                                       No No                 Other                               0 0 0 No XXXX XXXX         $0.00 3.5       Yes No 4.750% 0 0 0 0 0 0     0.00 No 1.29              
XXXX 432590384 XXXX XXXX   N/A XXXX Yes No         $1,847.15 $1,847.15 6.250% No No         0       US Citizen             1 XXXX $1,575.96           0.000% 0.000% 0.000% 02/11/2021 731 701 754 731                                     Level 4-Stated/Verified as defined           No No                 Other                               0 0 0 No XXXX XXXX         $0.00 3.0       No No 6.250% 0   0 0 0 0     0.00 No 1.12              
XXXX 433150350 XXXX XXXX   Non QM XXXX Yes No $3,214.75 $3,878.01 XXXX 3.877% $4,965.89   3.862% No No Self-Employed           US Citizen               $33,350.53 1 XXXX $1,827.00           21.271% 15.893% 21.271% 02/18/2021 747                                                       No Yes 24 Business 100.000% 50.000%     [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower - XXXX Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Other - 2021		 [Borrower]; 4506 or 4506-T - 2019
[Borrower]; 4506 or 4506-T - 2018		 Bank Statements                               0 0 0 No XXXX XXXX Other Income - Not to be used for qualifying
QM Deferment of Principal
QM Loan Term		 $3,214.75   2.980% $0.00 2.4 None     No No 3.862% 0   0 0 2 0   24 0.00 No   0.03877            
XXXX 432590385 XXXX XXXX   Non QM XXXX Yes No $26,210.00 $27,451.68 XXXX 5.408% $4,907.03   5.137% No No Self-Employed           US Citizen               $140,184.24 1 XXXX $2,853.00 XXXX   $133.00   Monthly 19.285% 19.285% 19.285% 01/06/2021 738                                                       No Yes 12 Business 100.000% 100.000%     [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Personal - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2021
[Borrower - XXXX Primary Income - Bank Statements]; CPA Letter - 2020		 [Borrower]; 4506 or 4506-T - 2019
[Borrower]; 4506 or 4506-T - 2018
[Borrower]; 1084 or income worksheet - Year Not Available		 Bank Statements                               0 0 0 No XXXX XXXX Other Income - Not to be used for qualifying
QM Points and Fees 2021		 $26,210.00   2.710% $0.00   None     N/A No 5.137% 0   0 0 2 0   12 0.00 No   0.05408            
XXXX 432590396 XXXX XXXX   Non QM XXXX Yes No $22,475.00 $2,238.96 XXXX 4.998% $5,868.04   4.987% No No Self-Employed           US Citizen               $35,743.96 1 XXXX $1,281.96           26.067% 27.416% 26.067% 01/27/2021 719                                                       No Yes 12 Business 100.000% 50.000%     [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower - XXXX Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020		 [Borrower]; 1084 or income worksheet - Year Not Available Bank Statements                               0 0 0 No XXXX XXXX Other Income - Not to be used for qualifying
QM Deferment of Principal
QM Loan Term		 $22,475.00   2.820% $20,000.00 3.4 None     N/A No 4.987% 0   0 0 0 0   12 0.00 No   0.04998            
XXXX 432571841 XXXX XXXX   Non QM XXXX Yes No $5,683.00 $5,996.85 XXXX 5.416% $1,230.40   5.187% No No Self-Employed           US Citizen               $5,371.08 1 XXXX $1,098.96 XXXX NC $460.00   Annually 34.937% 38.021% 34.937% 12/18/2020 731                                                       No Yes 24 Business 100.000% 100.000%     [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Other - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019		   Bank Statements                               0 0 0 No XXXX XXXX Other Income - Not to be used for qualifying $5,683.00   2.840% $0.00 2.6 None     No No 5.187% 0   0 0 0 0   24 0.00 No   0.05416            
XXXX 432571837 XXXX XXXX   Non QM XXXX Yes No $5,175.00 $5,367.02 XXXX 5.411% $735.24   5.062% No No Self-Employed           US Citizen               $14,876.77 1 XXXX $510.96 XXXX   $175.00   Monthly 33.175% 33.175% 33.175% 11/19/2020 742                                                       No No           Borrower Prepared [Borrower - XXXX Primary Income - Sole Proprietor]; CPA Letter - 2021
[Borrower - XXXX Primary Income - Sole Proprietor]; Third Party Verification - 2021
[Borrower - XXXX Primary Income - Sole Proprietor]; 1099 - 2019
[Borrower - XXXX Primary Income - Sole Proprietor]; 1099 - 2018		 [Borrower]; 4506 or 4506-T - 2019
[Borrower]; 4506 or 4506-T - 2018		 Other                               0 0 0 No XXXX XXXX QM Points and Fees 2021
Sole Proprietorship Income Documentation Test		 $5,175.00   2.780% $0.00   None     Yes No 5.062% 0   0 0 2 0     24.00 No   0.05411            
XXXX 432571839 XXXX XXXX   Non QM XXXX Yes No $12,485.00 $3,622.10 XXXX 5.586% $5,122.86   5.563% No No Self-Employed Self-Employed         US Citizen US Citizen             $35,636.17 1 XXXX $2,412.00 XXXX   $98.75   Monthly 20.560% 22.875% 20.560% 01/06/2021 728                                                       No Yes 24 Business 100.000% 51.000% 49.000%   [Borrower - XXXX Primary Income - Shared Bank Statements]; Third Party Verification - 2021
[Borrower - XXXX Primary Income - Shared Bank Statements]; CPA Letter - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Third Party Verification - 2021
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; CPA Letter - 2020
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019
[Coborrower(s) - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2019		 [Borrower]; 4506 or 4506-T - 2020
[Borrower]; 4506 or 4506-T - 2019
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506 or 4506-T - 2020
[Coborrower]; 4506 or 4506-T - 2019		 Bank Statements                               0 0 0 Yes XXXX XXXX Other Income - Not to be used for qualifying
Other Income - Not to be used for qualifying		 $12,485.00   2.840% $2,000.00 2.3 None     N/A No 5.563% 0 0 0 0 2 0   24 0.00 No   0.05586            
XXXX 433319729 XXXX XXXX   Non QM XXXX Yes No $7,160.00 $2,599.24 XXXX 4.885% $1,536.77   4.812% No No Self-Employed           US Citizen               $6,404.44 1 XXXX $2,358.96           23.245% 23.245% 23.245% 02/24/2021 764                                                       No Yes 24 Business 100.000% 100.000%     [Borrower - XXXX Primary Income - Bank Statements]; Bank Statements - Business - 2021
[Borrower - XXXX Primary Income - Bank Statements]; CPA Letter - 2021
[Borrower - XXXX Primary Income - Bank Statements]; Third Party Verification - 2006		 [Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Borrower]; 1084 or income worksheet - Year Not Available		 Bank Statements                               0 0 0 No XXXX XXXX Other Income - Not to be used for qualifying $7,160.00   3.240% $0.00 2.8 None     Yes No 4.812% 0   0 0 0 0   24 0.00 No   0.04885