-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, VUmMiR6V4MBAwbbH7w2DuS2ZkAS8Fx4jHq023s7garLJaK7na4iJIZpYQ3xexYNO hPuls1ZiTL2JxKJZQAmyYg== 0001193125-08-128397.txt : 20080605 0001193125-08-128397.hdr.sgml : 20080605 20080605072228 ACCESSION NUMBER: 0001193125-08-128397 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20080605 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20080605 DATE AS OF CHANGE: 20080605 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WEBSTER FINANCIAL CORP CENTRAL INDEX KEY: 0000801337 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 061187536 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-31486 FILM NUMBER: 08881928 BUSINESS ADDRESS: STREET 1: WEBSTER PLAZA STREET 2: 145 BANK ST CITY: WATERBURY STATE: CT ZIP: 06720 BUSINESS PHONE: 2037532921 MAIL ADDRESS: STREET 1: WEBSTER PLAZA CITY: WATERBURY STATE: CT ZIP: 06720 8-K 1 d8k.htm FORM 8-K Form 8-K

 

 

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

FORM 8-K

 

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) June 5, 2008

 

 

Webster Financial Corporation

(Exact name of registrant as specified in its charter)

 

 

 

Delaware   001-31486   06-1187536

(State or other jurisdiction

of incorporation)

   (Commission File Number)  

(IRS Employer

Identification No.)

 

Webster Plaza, Waterbury, Connecticut   06702
(Address of principal executive offices)   (Zip Code)

Registrant’s telephone number, including area code: (203) 465-4364

 

(Former name or former address, if changed since last report)

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

 

 

Item 9.01. Financial Statements and Exhibits.

 

(a) Not Applicable.

 

(b) Not Applicable.

 

(c) Not Applicable.

 

(d) Exhibits.

 

Exhibit No.

  

Description

12.1   Ratio of Earnings to Fixed Charges.

 

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

 

    WEBSTER FINANCIAL CORPORATION
Date: June 5, 2008   By:  

/s/ Gerald P. Plush

    Gerald P. Plush
   

Senior Executive Vice President and

Chief Financial Officer

 

- 3 -

EXHIBIT INDEX

Item 9.01. Financial Statements and Exhibits.

 

(a) Not Applicable.

 

(b) Not Applicable.

 

(c) Not Applicable.

 

(d) Exhibits.

 

Exhibit No.

  

Description

12.1   Ratio of Earnings to Fixed Charges.

 

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EX-12.1 2 dex121.htm RATIO OF EARNINGS TO FIXED CHARGES. Ratio of Earnings to Fixed Charges.

Exhibit 12.1

 

     At or for the Three
Months Ended
March 31, 2008		    At or for the Year Ended December 31,
      2007    2006    2005    2004    2003
               (in thousands except for ratios)     

Ratio of Earnings to Fixed Charges

                  

Including interest on deposits(1)

      1.38      1.33      1.38      1.75      1.82      1.97

Excluding interest on deposits(2)

      2.27      2.25      1.98      2.60      2.50      2.77

a   Net income from continuing operations

    $ 26,489    $ 110,696    $ 133,680    $ 182,532    $ 150,344    $ 160,766

b   Income taxes

      14,303      48,088      59,140      85,037      66,523      78,061

c   Interest exp on deposits

      75,242      361,307      310,199      188,437      120,606      111,311

d   Interest exp on borrowings

      31,906      126,096      195,989      166,069      143,341      133,888

e   Dividends on Webster Preferred Capital Corporation

        preferred shares

      216      863      863      863      863      863

 

(1)

(a+b+c+d+e)/(c+d+e)

(2)

(a+b+d+e)/(d+e)

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