Deposits

6 Months Ended

Jun. 30, 2025

The following table summarizes deposits by type:


(In thousands)	June 30, 2025		December 31, 2024
Non-interest-bearing:
Demand	$	10,345,761	$	10,316,501
Interest-bearing:
Checking	9,933,392		9,834,790
Health savings accounts	9,064,935		8,951,031
Money market	21,679,493		20,433,250
Savings	7,370,959		6,982,554
Time deposits	7,919,885		8,234,954
Total interest-bearing	$	55,968,664	$	54,436,579
Total deposits	$	66,314,425	$	64,753,080

Time deposits, money market, and interest-bearing checking obtained through brokers (1)	$	2,624,835	$	3,181,298
Aggregate amount of time deposit accounts that exceeded the FDIC limit (2)	1,465,572		1,407,077
Deposit overdrafts reclassified as loan balances	5,064		7,146

(1)Excludes money market deposits received through interSYNC of $8.7 billion at June 30, 2025, and $7.3 billion at December 31, 2024.

(2)Excludes an aggregate amount of time deposit accounts that were at the FDIC limit of $19.3 million at June 30, 2025, and $16.8 million at December 31, 2024.

The following table summarizes the scheduled maturities of time deposits:


(In thousands)	June 30, 2025
Remainder of 2025	$	5,946,812
2026	1,876,195
2027	38,286
2028	20,127
2029	17,969
Thereafter	20,496
Total time deposits	$	7,919,885